The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
GLOBALSTAR INC COM Stock 378973408   34 28,410 SH   SOLE   0 0 28,410
KINDER MORGAN INC DEL COM Stock 49456B101   172 10,650 SH   SOLE   0 0 10,650
MARVELL TECHNOLOGY INC COM Stock 573874104   200 3,668 SH   SOLE   0 0 3,668
PNC FINL SVCS GROUP INC COM Stock 693475105   202 1,684 SH   SOLE   0 0 1,684
SPDR PORTFOLIO DEVELOPED WORLD EX-US Stock 78463X889   203 6,676 SH   SOLE   0 0 6,676
BLACKROCK INC COM Stock 09247X101   205 320 SH   SOLE   0 0 320
VANGUARD INTL HIGH DIVIDEND YIELD Stock 921946794   212 3,476 SH   SOLE   0 0 3,476
SPDR BLACKSTONE SENIOR LOAN Stock 78467V608   218 5,216 SH   SOLE   0 0 5,216
METLIFE INC COM Stock 59156R108   220 3,572 SH   SOLE   0 0 3,572
SCHWAB U.S. LARGE-CAP GROWTH Stock 808524300   224 3,060 SH   SOLE   0 0 3,060
NETFLIX INC COM Stock 64110L106   231 609 SH   SOLE   0 0 609
JPMORGAN BETABUILDERS HI YLD CORP Stock 46641Q878   234 5,379 SH   SOLE   0 0 5,379
MONDELEZ INTL INC CL A Stock 609207105   237 3,448 SH   SOLE   0 0 3,448
VANGUARD MID-CAP Stock 922908629   238 1,158 SH   SOLE   0 0 1,158
SPDR BLOOMBERG EMER MARKETS LOCAL Stock 78464A391   239 12,194 SH   SOLE   0 0 12,194
SOUTHERN CO COM Stock 842587107   241 3,859 SH   SOLE   0 0 3,859
CINTAS CORP COM Stock 172908105   245 506 SH   SOLE   0 0 506
PHILIP MORRIS INTL INC COM Stock 718172109   246 2,654 SH   SOLE   0 0 2,654
VERIZON COMMUNICATIONS INC COM Stock 92343V104   246 7,761 SH   SOLE   0 0 7,761
GILEAD SCIENCES INC COM Stock 375558103   249 3,362 SH   SOLE   0 0 3,362
MASTERCARD INCORPD CL A Stock 57636Q104   250 634 SH   SOLE   0 0 634
CARDINAL HEALTH INC COM Stock 14149Y108   252 2,904 SH   SOLE   0 0 2,904
SPDR BLOOMBERG HIGH YIELD Stock 78468R622   253 2,818 SH   SOLE   0 0 2,818
HARTFORD FINL SVCS GROUP INC COM Stock 416515104   255 3,587 SH   SOLE   0 0 3,587
SPDR PORTFOLIO LONG TERM TREASURY Stock 78464A664   256 9,966 SH   SOLE   0 0 9,966
BRISTOL MYERS SQUIBB CO COM Stock 110122108   258 4,462 SH   SOLE   0 0 4,462
MCKESSON CORP COM Stock 58155Q103   259 591 SH   SOLE   0 0 591
TESLA INC COM Stock 88160R101   266 1,058 SH   SOLE   0 0 1,058
HONEYWELL INTL INC COM Stock 438516106   267 1,465 SH   SOLE   0 0 1,465
NUCOR CORP COM Stock 670346105   283 1,829 SH   SOLE   0 0 1,829
COMCAST CORP NEW CL A Stock 20030N101   286 6,433 SH   SOLE   0 0 6,433
VANGUARD FTSE DEVELOPED MARKETS Stock 921943858   287 6,679 SH   SOLE   0 0 6,679
ISHARES 3 7 YEAR TREASURY Stock 464288661   288 2,557 SH   SOLE   0 0 2,557
WELLS FARGO CO NEW COM Stock 949746101   292 7,374 SH   SOLE   0 0 7,374
ISHARES CORE U.S. REIT Stock 464288521   293 6,350 SH   SOLE   0 0 6,350
GALLAGHER ARTHUR J & CO COM Stock 363576109   294 1,308 SH   SOLE   0 0 1,308
ISHARES 10 YEAR INVEST GRADE CORP Stock 464289511   297 6,392 SH   SOLE   0 0 6,392
ALPHABET INC CAP STK CL C Stock 02079K107   301 2,231 SH   SOLE   0 0 2,231
SALESFORCE INC COM Stock 79466L302   308 1,512 SH   SOLE   0 0 1,512
CONOCOPHILLIPS COM Stock 20825C104   316 2,687 SH   SOLE   0 0 2,687
BROADCOM INC COM Stock 11135F101   318 381 SH   SOLE   0 0 381
PFIZER INC COM Stock 717081103   320 9,429 SH   SOLE   0 0 9,429
ISHARES RUSSELL 1000 GROWTH Stock 464287614   336 1,253 SH   SOLE   0 0 1,253
ADVANCED MICRO DEVICES INC COM Stock 007903107   342 3,315 SH   SOLE   0 0 3,315
UNITEDHEALTH GROUP INC COM Stock 91324P102   344 668 SH   SOLE   0 0 668
FORD MTR CO DEL COM Stock 345370860   356 28,945 SH   SOLE   0 0 28,945
INTL BUSINESS MACHS COM Stock 459200101   362 2,576 SH   SOLE   0 0 2,576
ISHARES 10 20 YEAR TREASURY Stock 464288653   369 3,806 SH   SOLE   0 0 3,806
JPMORGAN INCOME Stock 46641Q159   380 8,592 SH   SOLE   0 0 8,592
LOWES COS INC COM Stock 548661107   384 1,871 SH   SOLE   0 0 1,871
NIKE INC CL B Stock 654106103   387 4,098 SH   SOLE   0 0 4,098
VISA INC COM CL A Stock 92826C839   406 1,757 SH   SOLE   0 0 1,757
ISHARES 1 3 YEAR TREASURY Stock 464287457   427 5,291 SH   SOLE   0 0 5,291
JPMORGAN ACTIVEBUILDERS EMER MKT EQ Stock 46641Q266   436 12,695 SH   SOLE   0 0 12,695
ELI LILLY AND CO COM Stock 532457108   439 817 SH   SOLE   0 0 817
SCHWAB U.S. SMALL-CAP Stock 808524607   442 10,826 SH   SOLE   0 0 10,826
LOCKHEED MARTIN CORP COM Stock 539830109   462 1,134 SH   SOLE   0 0 1,134
JPMORGAN U.S. QUALITY FACTOR Stock 46641Q761   479 11,095 SH   SOLE   0 0 11,095
ALPHABET INC CAP STK CL A Stock 02079K305   480 3,583 SH   SOLE   0 0 3,583
3M CO COM Stock 88579Y101   518 5,746 SH   SOLE   0 0 5,746
COCA COLA CO COM Stock 191216100   530 9,559 SH   SOLE   0 0 9,559
MERCK & CO INC COM Stock 58933Y105   534 5,178 SH   SOLE   0 0 5,178
JPMORGAN ACTIVE VALUE Stock 46641Q167   537 10,615 SH   SOLE   0 0 10,615
PEPSICO INC COM Stock 713448108   564 3,336 SH   SOLE   0 0 3,336
JPMORGAN ACTIVE GROWTH Stock 46654Q609   567 10,473 SH   SOLE   0 0 10,473
ABBOTT LABS COM Stock 002824100   577 6,030 SH   SOLE   0 0 6,030
ISHARES 0 5 YEAR HIGH YIELD CORP Stock 46434V407   581 14,240 SH   SOLE   0 0 14,240
WALMART INC COM Stock 931142103   593 3,706 SH   SOLE   0 0 3,706
NEXTERA ENERGY INC COM Stock 65339F101   618 11,852 SH   SOLE   0 0 11,852
EXXON MOBIL CORP COM Stock 30231G102   626 5,422 SH   SOLE   0 0 5,422
BANK AMERICA CORP COM Stock 060505104   645 24,189 SH   SOLE   0 0 24,189
EMERSON ELEC CO COM Stock 291011104   652 6,821 SH   SOLE   0 0 6,821
JPMORGAN CORE PLUS Stock 46641Q670   693 15,630 SH   SOLE   0 0 15,630
AUTOMATIC DATA PROCESSING INC COM Stock 053015103   695 2,907 SH   SOLE   0 0 2,907
CISCO SYS INC COM Stock 17275R102   719 13,220 SH   SOLE   0 0 13,220
CATERPILLAR INC COM Stock 149123101   733 2,701 SH   SOLE   0 0 2,701
JPMORGAN CHASE & CO COM Stock 46625H100   751 5,224 SH   SOLE   0 0 5,224
META PLATFORMS INC CL A Stock 30303M102   759 2,474 SH   SOLE   0 0 2,474
VANGUARD S AND P 500 Stock 922908363   813 2,064 SH   SOLE   0 0 2,064
HOME DEPOT INC COM Stock 437076102   860 2,868 SH   SOLE   0 0 2,868
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   875 2,514 SH   SOLE   0 0 2,514
ISHARES 1 5 YEAR INVEST GRADE CORP Stock 464288646   931 18,726 SH   SOLE   0 0 18,726
ABBVIE INC COM Stock 00287Y109   966 6,520 SH   SOLE   0 0 6,520
FISERV INC COM Stock 337738108   995 8,819 SH   SOLE   0 0 8,819
AMAZON COM INC COM Stock 023135106   1,025 7,922 SH   SOLE   0 0 7,922
MCDONALDS CORP COM Stock 580135101   1,049 4,072 SH   SOLE   0 0 4,072
CHEVRON CORP NEW COM Stock 166764100   1,058 6,353 SH   SOLE   0 0 6,353
JOHNSON & JOHNSON COM Stock 478160104   1,130 7,286 SH   SOLE   0 0 7,286
PROCTER AND GAMBLE CO COM Stock 742718109   1,169 8,055 SH   SOLE   0 0 8,055
PACCAR INC COM Stock 693718108   1,212 14,305 SH   SOLE   0 0 14,305
JPMORGAN BETABUILDERS INTL EQ Stock 46641Q373   1,290 25,129 SH   SOLE   0 0 25,129
CAPITAL GROUP GROWTH Stock 14020G101   1,466 59,871 SH   SOLE   0 0 59,871
ISHARES CORE U.S. AGGREGATE Stock 464287226   1,571 16,829 SH   SOLE   0 0 16,829
US TREASURY 3 MONTH BILL Stock 74933W452   1,821 36,360 SH   SOLE   0 0 36,360
JP MORGAN BETABUILDERS U.S. EQUITY Stock 46641Q399   1,864 24,187 SH   SOLE   0 0 24,187
JPMORGAN DIV RETURN U.S. MID CAP EQUITY Stock 46641Q886   1,920 23,309 SH   SOLE   0 0 23,309
JPMORGAN DIV RETURN U.S. SMALL CAP EQUITY Stock 46641Q845   1,933 49,866 SH   SOLE   0 0 49,866
ISHARES PREFERRED & INCOME SECURITIES Stock 464288687   2,278 76,515 SH   SOLE   0 0 76,515
BOEING CO COM Stock 097023105   2,298 12,237 SH   SOLE   0 0 12,237
STARBUCKS CORP COM Stock 855244109   2,461 27,010 SH   SOLE   0 0 27,010
COSTCO WHSL CORP NEW COM Stock 22160K105   2,641 4,623 SH   SOLE   0 0 4,623
WISDOMTREE ENHANCED COMMODITY STGY FD Stock 97717Y683   2,709 151,804 SH   SOLE   0 0 151,804
UTILITIES SELECT SECTOR SPDR FUND Stock 81369Y886   3,330 59,267 SH   SOLE   0 0 59,267
SPDR PORTFOLIO INTERMEDIATE TERM CORP Stock 78464A375   3,516 112,323 SH   SOLE   0 0 112,323
NVIDIA CORPORATION COM Stock 67066G104   3,911 8,735 SH   SOLE   0 0 8,735
SPDR PORTFOLIO LONG TERM CORP Stock 78464A367   4,344 207,339 SH   SOLE   0 0 207,339
APPLE INC COM Stock 037833100   6,886 39,636 SH   SOLE   0 0 39,636
ZACKS EARNINGS CONSISTENT PORTFOLIO Stock 98888G105   8,383 349,285 SH   SOLE   0 0 349,285
ISHARES IBOXX INVEST GRADE CORP Stock 464287242   9,263 91,639 SH   SOLE   0 0 91,639
ISHARES CORE S AND P 500 Stock 464287200   10,767 25,083 SH   SOLE   0 0 25,083
MICROSOFT CORP COM Stock 594918104   16,304 50,667 SH   SOLE   0 0 50,667