The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 101,731 343,917 SH   SOLE   343,917 0 0
ISHARES TR CORE S&P MCP ETF 464287507 95,612 464,842 SH   SOLE   464,842 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 87,401 1,043,072 SH   SOLE   1,043,072 0 0
VANGUARD TAX-MANAGED FD FTSE DEV MKT ETF 921943858 79,028 1,794,604 SH   SOLE   1,794,604 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 48,992 922,219 SH   SOLE   922,219 0 0
ISHARES TR CORE S&P SCP ETF 464287804 40,682 485,490 SH   SOLE   485,490 0 0
VANGUARD INDEX FDS REIT ETF 922908553 29,725 320,552 SH   SOLE   320,552 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 27,743 624,156 SH   SOLE   624,156 0 0
ISHARES TR CORE MSCI EAFE 46432F842 12,174 186,599 SH   SOLE   186,599 0 0
ISHARES TR CORE S&P 500 ETF 464287200 11,830 36,599 SH   SOLE   36,599 0 0
ISHARES TR BARCLY USAGG B 464287226 8,236 73,296 SH   SOLE   73,296 0 0
ISHARES TR S&P 500 VAL ETF 464287408 7,998 61,649 SH   SOLE   61,649 0 0
ISHARES TR EAFE SML CP ETF 464288273 7,383 118,800 SH   SOLE   118,800 0 0
ISHARES TR S&P500 GRWT ETF 464287309 7,373 38,184 SH   SOLE   38,184 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 6,487 43,876 SH   SOLE   43,876 0 0
ISHARES TR RUS MID CAP ETF 464287499 5,475 91,828 SH   SOLE   91,828 0 0
APPLE INC COM 037833100 5,444 18,575 SH   SOLE   18,575 0 0
ISHARES TR MSCI EAFE ETF 464287465 5,324 76,672 SH   SOLE   76,672 0 0
MICROSOFT CORP COM 594918104 5,014 31,793 SH   SOLE   31,793 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 4,980 27,952 SH   SOLE   27,952 0 0
UNITEDHEALTH GROUP INC COM 91324P102 3,907 13,289 SH   SOLE   13,289 0 0
INTEL CORP COM 458140100 3,735 62,919 SH   SOLE   62,919 0 0
ISHARES TR MBS ETF 464288588 3,347 30,970 SH   SOLE   30,970 0 0
ISHARES TR INTRM TR CRP ETF 464288638 3,188 55,112 SH   SOLE   55,112 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 3,148 23,214 SH   SOLE   23,214 0 0
WAL MART STORES INC COM 931142103 2,896 24,370 SH   SOLE   24,370 0 0
JOHNSON & JOHNSON COM 478160104 2,811 19,314 SH   SOLE   19,314 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 2,765 16,946 SH   SOLE   16,946 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,652 78,859 SH   SOLE   78,859 0 0
VANGUARD INDEX FDS SMALL CAP ETF 922908751 2,568 15,505 SH   SOLE   15,505 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,246 24,502 SH   SOLE   24,502 0 0
CHEVRON CORP NEW COM 166764100 1,938 16,263 SH   SOLE   16,263 0 0
MARATHON PETE CORP COM 56585A102 1,823 30,261 SH   SOLE   30,261 0 0
TJX COS INC NEW COM 872540109 1,809 29,628 SH   SOLE   29,628 0 0
ISHARES TR U.S. REAL ES ETF 464287739 1,769 19,008 SH   SOLE   19,008 0 0
VISA INC COM CL A 92826C839 1,745 9,332 SH   SOLE   9,332 0 0
TRAVELERS COMPANIES INC COM 89417E109 1,744 12,737 SH   SOLE   12,737 0 0
ISHARES TR U.S.TECH ETF 464287721 1,625 6,985 SH   SOLE   6,985 0 0
SPDR SERIES TRUST SPDR BLOOMBERG 78468R663 1,598 17,483 SH   SOLE   17,483 0 0
ISHARES TR RUS 1000 ETF 464287622 1,593 8,927 SH   SOLE   8,927 0 0
LOCKHEED MARTIN CORP COM 539830109 1,591 4,087 SH   SOLE   4,087 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,563 9,009 SH   SOLE   9,009 0 0
LAUDER ESTEE COS INC CL A 518439104 1,556 7,533 SH   SOLE   7,533 0 0
JPMORGAN CHASE & CO COM 46625H100 1,549 11,501 SH   SOLE   11,501 0 0
ISHARES 3 7 YR TREAS BD 464288661 1,531 12,176 SH   SOLE   12,176 0 0
3M CO COM 88579Y101 1,510 8,559 SH   SOLE   8,559 0 0
ISHARES TR COHEN STEER REIT 464287564 1,491 12,745 SH   SOLE   12,745 0 0
ISHARES TR MICRO -CAP ETF 464288869 1,481 14,886 SH   SOLE   14,886 0 0
ISHARES TR CRE U S REIT ETF 464288521 1,384 25,355 SH   SOLE   25,355 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1,342 24,955 SH   SOLE   24,955 0 0
ISHARES TR NASDAQ BIOTECH 464287556 1,340 11,120 SH   SOLE   11,120 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,279 20,939 SH   SOLE   20,939 0 0
DISNEY WALT CO COM DISNEY 254687106 1,276 9,026 SH   SOLE   9,026 0 0
NIKE INC COM 654106103 1,255 12,389 SH   SOLE   12,389 0 0
CAPITAL ONE FINL CORP COM 14040H105 1,254 12,188 SH   SOLE   12,188 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,248 5,925 SH   SOLE   5,925 0 0
HOME DEPOT INC COM 437076102 1,222 5,595 SH   SOLE   5,595 0 0
PEPSICO INC COM 713448108 1,195 8,746 SH   SOLE   8,746 0 0
EMERSON ELEC CO COM 291011104 1,128 14,791 SH   SOLE   14,791 0 0
ANTHEM INC COM 036752103 1,113 3,684 SH   SOLE   3,684 0 0
VALERO ENERGY CORP NEW COM 91913Y100 1,071 11,437 SH   SOLE   11,437 0 0
EXXON MOBIL CORP COM 30231G102 1,028 14,951 SH   SOLE   14,951 0 0
COMCAST CORP NEW CL A 20030N101 1,026 22,810 SH   SOLE   22,810 0 0
CUMMINS INC COM 231021106 1,022 5,711 SH   SOLE   5,711 0 0
DEERE & CO COM 244199105 1,020 5,890 SH   SOLE   5,890 0 0
GOOGLE INC CL A 38259P508 994 742 SH   SOLE   742 0 0
AMERICAN EXPRESS CO COM 025816109 993 7,974 SH   SOLE   7,974 0 0
NORFOLK SOUTHERN CORP COM 655844108 969 4,994 SH   SOLE   4,994 0 0
ROCKWELL AUTOMATION INC COM 773903109 962 4,746 SH   SOLE   4,746 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 940 4,251 SH   SOLE   4,251 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 900 7,609 SH   SOLE   7,609 0 0
O REILLY AUTOMOTIVE INC NEW COM 67103H107 883 2,015 SH   SOLE   2,015 0 0
SYSCO CORP COM 871829107 881 10,302 SH   SOLE   10,302 0 0
OMNICOM GROUP INC COM 681919106 881 10,876 SH   SOLE   10,876 0 0
ISHARES TR US HLTHCARE ETF 464287762 810 3,754 SH   SOLE   3,754 0 0
GENERAL DYNAMICS CORP COM 369550108 803 4,555 SH   SOLE   4,555 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 797 17,771 SH   SOLE   17,771 0 0
MASCO CORP COM 574599106 794 16,540 SH   SOLE   16,540 0 0
WELLS FARGO & CO NEW COM 949746101 793 14,736 SH   SOLE   14,736 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 778 3,915 SH   SOLE   3,915 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 752 4,128 SH   SOLE   4,128 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 742 11,560 SH   SOLE   11,560 0 0
BOEING CO COM 097023105 739 2,443 SH   SOLE   2,443 0 0
TEXAS INSTRS INC COM 882508104 737 5,746 SH   SOLE   5,746 0 0
UNITED TECHNOLOGIES CORP COM 913017109 693 4,627 SH   SOLE   4,627 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 666 3,133 SH   SOLE   3,133 0 0
FACEBOOK INC CL A 30303M102 621 3,024 SH   SOLE   3,024 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 614 9,752 SH   SOLE   9,752 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 612 7,232 SH   SOLE   7,232 0 0
PROCTER & GAMBLE CO COM 742718109 606 5,050 SH   SOLE   5,050 0 0
STARBUCKS CORP COM 855244109 598 6,796 SH   SOLE   6,796 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 586 5,447 SH   SOLE   5,447 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 576 1,789 SH   SOLE   1,789 0 0
ISHARES TR SH TR CRPORT ETF 464288646 572 10,667 SH   SOLE   10,667 0 0
PHILLIPS 66 COM 718546104 567 5,093 SH   SOLE   5,093 0 0
AMAZON COM INC COM 023135106 558 305 SH   SOLE   305 0 0
MSCI CHINA ETF ISHARES TR 46429B671 558 8,707 SH   SOLE   8,707 0 0
ISHARES TR U.S. FINLS ETF 464287788 546 3,961 SH   SOLE   3,961 0 0
QUALCOMM INC COM 747525103 531 6,016 SH   SOLE   6,016 0 0
AT&T INC COM 00206R102 529 13,734 SH   SOLE   13,734 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 519 3,173 SH   SOLE   3,173 0 0
ISHARES TR MSCI KLD400 SOC 464288570 518 4,312 SH   SOLE   4,312 0 0
CERNER CORP COM 156782104 510 6,953 SH   SOLE   6,953 0 0
US BANCORP DEL COM NEW 902973304 502 8,471 SH   SOLE   8,471 0 0
QUEST DIAGNOSTICS INC COM 74834L100 499 4,670 SH   SOLE   4,670 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 488 4,073 SH   SOLE   4,073 0 0
ENTERPRISE FINL SVCS CORP COM 293712105 488 10,114 SH   SOLE   10,114 0 0
MCDONALDS CORP COM 580135101 446 2,458 SH   SOLE   2,458 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 431 3,218 SH   SOLE   3,218 0 0
BANK AMER CORP COM 060505104 383 10,887 SH   SOLE   10,887 0 0
KIMBERLY CLARK CORP COM 494368103 381 2,770 SH   SOLE   2,770 0 0
KROGER CO COM 501044101 379 13,083 SH   SOLE   13,083 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 372 12,086 SH   SOLE   12,086 0 0
MONSTER BEVERAGE CORP COM 611740101 370 5,818 SH   SOLE   5,818 0 0
CVS CAREMARK CORPORATION COM 126650100 358 4,933 SH   SOLE   4,933 0 0
ISHARES TR TIPS BD ETF 464287176 343 2,946 SH   SOLE   2,946 0 0
ISHARES TR NATIONAL MUN ETF 464288414 341 2,990 SH   SOLE   2,990 0 0
NORTHROP GRUMMAN CORP COM 666807102 334 970 SH   SOLE   970 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 316 5,938 SH   SOLE   5,938 0 0
PFIZER INC COM 717081103 308 8,028 SH   SOLE   8,028 0 0
FIFTH THIRD BANCORP COM 316773100 307 9,978 SH   SOLE   9,978 0 0
EDGEWELL PERSONAL CARE CO COM 28035Q102 302 9,746 SH   SOLE   9,746 0 0
ABBOTT LABS COM 002824100 300 3,708 SH   SOLE   3,708 0 0
ISHARES TR S&P SML 600 GWT 464287887 293 1,547 SH   SOLE   1,547 0 0
NUSHARES ETF TR ESG SMALL CAP 67092P607 271 8,700 SH   SOLE   8,700 0 0
CISCO SYS INC COM 17275R102 256 5,464 SH   SOLE   5,464 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 242 3,068 SH   SOLE   3,068 0 0
ISHARES TR MSCI USA ESG SLC 464288802 239 1,785 SH   SOLE   1,785 0 0
MERCK & CO INC COM 58933Y107 216 2,934 SH   SOLE   2,934 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 216 883 SH   SOLE   883 0 0
ISHARES INC MSCI PAC JP ETF 464286665 203 4,393 SH   SOLE   4,393 0 0
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 202 4,001 SH   SOLE   4,001 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 196 3,461 SH   SOLE   3,461 0 0
ABBVIE INC COM 00287Y109 186 2,177 SH   SOLE   2,177 0 0
INTUITIVE SURGICAL INC COM 46120E602 186 315 SH   SOLE   315 0 0
ILLINOIS TOOL WKS INC COM 452308109 186 1,035 SH   SOLE   1,035 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 172 1,491 SH   SOLE   1,491 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 172 907 SH   SOLE   907 0 0
NETFLIX INC COM 64110L106 171 529 SH   SOLE   529 0 0
PAYPAL HLDGS INC COM 70450Y103 169 1,563 SH   SOLE   1,563 0 0
BUNGE LIMITED COM G16962105 166 2,888 SH   SOLE   2,888 0 0
LOWES COS INC COM 548661107 163 1,361 SH   SOLE   1,361 0 0
GOOGLE INC CL A 38259P508 162 126 SH   SOLE   126 0 0
AMEREN CORP COM 023608102 160 2,084 SH   SOLE   2,084 0 0
VENTAS INC COM 92276F100 153 2,643 SH   SOLE   2,643 0 0
VANGUARD GROUP DIV APP ETF 921908844 152 1,221 SH   SOLE   1,221 0 0
AMETEK INC NEW COM 031100100 148 1,487 SH   SOLE   1,487 0 0
CITIGROUP INC COM NEW 172967424 147 1,838 SH   SOLE   1,838 0 0
UNION PAC CORP COM 907818108 145 800 SH   SOLE   800 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 131 2,229 SH   SOLE   2,229 0 0
GRAINGER W W INC COM 384802104 129 382 SH   SOLE   382 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 129 609 SH   SOLE   609 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 128 1,017 SH   SOLE   1,017 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 125 1,230 SH   SOLE   1,230 0 0
COCA COLA CO COM 191216100 125 2,250 SH   SOLE   2,250 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 124 1,528 SH   SOLE   1,528 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 121 1,880 SH   SOLE   1,880 0 0
MODERNA INC COM 60770K107 119 6,060 SH   SOLE   6,060 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 118 4,304 SH   SOLE   4,304 0 0
ISHARES TR S&P MIDCP VALU 464287705 117 685 SH   SOLE   685 0 0
WD-40 CO COM 929236107 116 600 SH   SOLE   600 0 0
PRICE T ROWE GROUP INC COM 74144T108 114 934 SH   SOLE   934 0 0
CATERPILLAR INC DEL COM 149123101 113 764 SH   SOLE   764 0 0
MCKESSON CORP COM 58155Q103 113 815 SH   SOLE   815 0 0
SOUTHERN CO COM 842587107 112 1,757 SH   SOLE   1,757 0 0
MEDTRONIC INC COM 585055106 111 975 SH   SOLE   975 0 0
SCHWAB CHARLES CORP NEW COM 808513105 107 2,247 SH   SOLE   2,247 0 0
ISHARES TR RUS MD CP GR ETF 464287481 106 694 SH   SOLE   694 0 0
MURPHY OIL CORP COM 626717102 106 3,940 SH   SOLE   3,940 0 0
CSX CORP COM 126408103 105 1,446 SH   SOLE   1,446 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 104 1,189 SH   SOLE   1,189 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 100 1,326 SH   SOLE   1,326 0 0