The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 2,821 16,137 SH   SOLE   0 0 16,137
ABBOTT LABORATORIES COM 002824100 549 5,011 SH   SOLE   0 0 5,011
ABBVIE INC COM 00287Y109 437 4,075 SH   SOLE   0 0 4,075
ACCENTURE PLC-CL A COM 045008479 5,798 22,195 SH   SOLE   0 0 22,195
ADOBE INC COM 00724F101 509 1,018 SH   SOLE   0 0 1,018
AKOUSTIS TECHNOLOGIES INC COM 00973N102 164 13,400 SH   SOLE   0 0 13,400
ALPHABET INC-CL A COM 02079K305 9,066 5,173 SH   SOLE   0 0 5,173
ALPHABET INC-CL C COM 02079K107 1,091 623 SH   SOLE   0 0 623
AMAZON.COM INC COM 023135106 14,982 4,600 SH   SOLE   0 0 4,600
AMGEN INC COM 031162100 252 1,098 SH   SOLE   0 0 1,098
AMPHENOL CORP-CL A COM 032095101 3,704 28,322 SH   SOLE   0 0 28,322
APPLE INC COM 037833100 19,972 150,514 SH   SOLE   0 0 150,514
AT&T INC COM 00206R102 336 11,680 SH   SOLE   0 0 11,680
BALL CORP COM 058498106 2,312 24,809 SH   SOLE   0 0 24,809
BANK OF AMERICA CORP COM 060505104 218 7,178 SH   SOLE   0 0 7,178
BERKSHIRE HATHAWAY INC COM 009987827 348 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC-CL B COM 048044743 1,868 8,057 SH   SOLE   0 0 8,057
BIO-TECHNE CORP COM 09073M104 256 805 SH   SOLE   0 0 805
BLACKROCK INC COM 09247X101 3,243 4,495 SH   SOLE   0 0 4,495
BOEING CO/THE COM 097023105 204 954 SH   SOLE   0 0 954
BRISTOL-MYERS SQUIBB CO COM 110122108 298 4,802 SH   SOLE   0 0 4,802
BROADCOM INC COM 11135F101 4,978 11,370 SH   SOLE   0 0 11,370
BROWN & BROWN INC COM 115236101 1,549 32,663 SH   SOLE   0 0 32,663
CALYPTE BIOMEDICAL CORP COM 131722605 0 595,888 SH   SOLE   0 0 595,888
CAMBRIA SHAREHOLDER YIELD ET COM 132061201 218 4,900 SH   SOLE   0 0 4,900
CATERPILLAR INC COM 149123101 227 1,247 SH   SOLE   0 0 1,247
CHEVRON CORP COM 166764100 492 5,828 SH   SOLE   0 0 5,828
CHURCH & DWIGHT CO INC COM 171340102 3,163 36,255 SH   SOLE   0 0 36,255
CIGNA CORP COM 125523100 2,927 14,059 SH   SOLE   0 0 14,059
CISCO SYSTEMS INC COM 17275R102 4,146 92,658 SH   SOLE   0 0 92,658
CITIGROUP INC COM 172967317 330 12,905 SH   SOLE   0 0 12,905
COCA-COLA CO/THE COM 191216100 439 7,999 SH   SOLE   0 0 7,999
COLGATE-PALMOLIVE CO COM 194162103 227 2,649 SH   SOLE   0 0 2,649
COMCAST CORP-CLASS A COM 20030N101 378 7,220 SH   SOLE   0 0 7,220
CORTEVA INC COM 22052L104 274 7,086 SH   SOLE   0 0 7,086
COSTCO WHOLESALE CORP COM 22160K105 5,767 15,306 SH   SOLE   0 0 15,306
CROWN CASTLE INTL CORP COM 22822V101 1,689 10,608 SH   SOLE   0 0 10,608
CULLEN/FROST BANKERS INC COM 229899109 1,709 19,594 SH   SOLE   0 0 19,594
DANAHER CORP COM 235851102 284 1,279 SH   SOLE   0 0 1,279
DIGITAL REALTY TRUST INC COM 253868103 2,576 18,465 SH   SOLE   0 0 18,465
DOW INC COM 260557103 412 7,415 SH   SOLE   0 0 7,415
DUPONT DE NEMOURS INC COM 26614N102 403 5,665 SH   SOLE   0 0 5,665
ECOLAB INC COM 278865100 3,900 18,025 SH   SOLE   0 0 18,025
EDWARDS LIFESCIENCES CORP COM 28176E108 6,607 72,416 SH   SOLE   0 0 72,416
ELI LILLY & CO COM 532457108 487 2,886 SH   SOLE   0 0 2,886
EMERSON ELECTRIC CO COM 291011104 232 2,886 SH   SOLE   0 0 2,886
ESTEE LAUDER COMPANIES-CL A COM 518439104 963 3,619 SH   SOLE   0 0 3,619
EXXON MOBIL CORP COM 30231G102 354 8,582 SH   SOLE   0 0 8,582
FACEBOOK INC-CLASS A COM 30303M102 1,385 5,072 SH   SOLE   0 0 5,072
FASTENAL CO COM 311900104 290 5,937 SH   SOLE   0 0 5,937
FIDELITY REAL ESTATE ETF COM 316092857 2,852 112,377 SH   SOLE   0 0 112,377
FORTITUDE GROUP INC COM 34960C100 0 50,000 SH   SOLE   0 0 50,000
FORTIVE CORP COM 34959J108 2,135 30,147 SH   SOLE   0 0 30,147
GENERAL ELECTRIC CO COM 369604103 135 12,491 SH   SOLE   0 0 12,491
GOLDMAN ACTIVEBETA US LC ETF COM 381430503 314 4,155 SH   SOLE   0 0 4,155
HARTFORD FINANCIAL SVCS GRP COM 416515104 906 18,493 SH   SOLE   0 0 18,493
HILL-ROM HOLDINGS INC COM 431475102 1,851 18,891 SH   SOLE   0 0 18,891
HOME DEPOT INC COM 437076102 1,142 4,298 SH   SOLE   0 0 4,298
HONEYWELL INTERNATIONAL INC COM 438516106 4,526 21,278 SH   SOLE   0 0 21,278
INTEL CORP COM 458140100 494 9,911 SH   SOLE   0 0 9,911
INTERCONTINENTAL EXCHANGE IN COM 45866F104 4,625 40,115 SH   SOLE   0 0 40,115
INTUIT INC COM 461202103 5,662 14,907 SH   SOLE   0 0 14,907
INTUITIVE SURGICAL INC COM 46120E602 389 476 SH   SOLE   0 0 476
INVESCO S&P 500 EQUAL WEIGHT COM 46137V357 5,816 45,601 SH   SOLE   0 0 45,601
INVESCO S&P 500 LOW VOLATILI COM 46138E354 318 5,659 SH   SOLE   0 0 5,659
IQVIA HOLDINGS INC COM 46266C105 2,069 11,549 SH   SOLE   0 0 11,549
ISHA CURR HEDGED MSCI EAFE COM 46434V803 3,922 128,715 SH   SOLE   0 0 128,715
ISHARES CORE MSCI EAFE ETF COM 46432F842 6,650 96,246 SH   SOLE   0 0 96,246
ISHARES CORE MSCI EMERGING COM 46434G103 11,515 185,614 SH   SOLE   0 0 185,614
ISHARES CORE S&P 500 ETF COM 464287200 66,399 176,879 SH   SOLE   0 0 176,879
ISHARES CORE S&P MIDCAP ETF COM 464287507 74,731 325,159 SH   SOLE   0 0 325,159
ISHARES CORE S&P SMALL-CAP E COM 464287804 19,081 207,624 SH   SOLE   0 0 207,624
ISHARES CORE TOTAL BOND ETF COM 46434V613 776 14,220 SH   SOLE   0 0 14,220
ISHARES CORE U.S. AGGREGATE COM 464287226 7,300 61,762 SH   SOLE   0 0 61,762
ISHARES IBOXX HIGH YLD CORP COM 464288513 329 3,771 SH   SOLE   0 0 3,771
ISHARES INTL AGGREGATE BOND COM 46435G672 305 5,430 SH   SOLE   0 0 5,430
ISHARES MSCI EAFE ETF COM 464287465 7,598 104,134 SH   SOLE   0 0 104,134
ISHARES MSCI EAFE GROWTH ETF COM 464288885 33,652 333,483 SH   SOLE   0 0 333,483
ISHARES MSCI EAFE SMALL-CAP COM 464288273 755 11,044 SH   SOLE   0 0 11,044
ISHARES MSCI EAFE VALUE ETF COM 464288877 22,786 482,764 SH   SOLE   0 0 482,764
ISHARES MSCI EMERGING MARKET COM 464287234 2,528 48,921 SH   SOLE   0 0 48,921
ISHARES MSCI USA MIN VOL FAC COM 46429B697 306 4,515 SH   SOLE   0 0 4,515
ISHARES MSCI USA QUALITY FAC COM 46432F339 33,464 287,959 SH   SOLE   0 0 287,959
ISHARES NATIONAL MUNI BOND E COM 464288414 217 1,851 SH   SOLE   0 0 1,851
ISHARES PREFERRED & INCOME S COM 464288687 2,000 51,923 SH   SOLE   0 0 51,923
ISHARES RUSSELL 1000 ETF COM 464287622 27,810 131,281 SH   SOLE   0 0 131,281
ISHARES RUSSELL 1000 GROWTH COM 464287614 1,204 4,994 SH   SOLE   0 0 4,994
ISHARES RUSSELL 1000 VALUE E COM 464287598 592 4,331 SH   SOLE   0 0 4,331
ISHARES RUSSELL 2000 ETF COM 464287655 3,261 16,632 SH   SOLE   0 0 16,632
ISHARES RUSSELL 3000 ETF COM 464287689 1,238 5,540 SH   SOLE   0 0 5,540
ISHARES RUSSELL TOP 200 GROW COM 464289438 310 2,327 SH   SOLE   0 0 2,327
ISHARES S&P 500 GROWTH ETF COM 464287309 10,433 163,482 SH   SOLE   0 0 163,482
ISHARES S&P 500 VALUE ETF COM 464287408 1,091 8,525 SH   SOLE   0 0 8,525
ISHARES S&P MID-CAP 400 VALU COM 464287705 200 2,321 SH   SOLE   0 0 2,321
ISHARES SELECT DIVIDEND ETF COM 464287168 1,141 11,865 SH   SOLE   0 0 11,865
ISHARES US REAL ESTATE ETF COM 464287739 462 5,392 SH   SOLE   0 0 5,392
JACOBS ENGINEERING GROUP INC COM 469814107 1,905 17,485 SH   SOLE   0 0 17,485
JOHNSON & JOHNSON COM 478160104 6,796 43,184 SH   SOLE   0 0 43,184
JPMORGAN CHASE & CO COM 46625H100 6,638 52,239 SH   SOLE   0 0 52,239
KEYSIGHT TECHNOLOGIES IN COM 49338L103 2,940 22,254 SH   SOLE   0 0 22,254
KIMBERLY-CLARK CORP COM 494368103 385 2,859 SH   SOLE   0 0 2,859
LOWE'S COS INC COM 548661107 4,722 29,418 SH   SOLE   0 0 29,418
MASTERCARD INC - A COM 57636Q104 7,931 22,220 SH   SOLE   0 0 22,220
MCDONALD'S CORP COM 580135101 438 2,040 SH   SOLE   0 0 2,040
MCKESSON CORP COM 58155Q103 230 1,320 SH   SOLE   0 0 1,320
MEDTRONIC PLC COM 117934322 274 2,337 SH   SOLE   0 0 2,337
MERCK & CO. INC. COM 58933Y105 867 10,595 SH   SOLE   0 0 10,595
MICROSOFT CORP COM 594918104 11,760 52,871 SH   SOLE   0 0 52,871
MONDELEZ INTERNATIONAL INC-A COM 609207105 2,215 37,878 SH   SOLE   0 0 37,878
MORGAN STANLEY COM 617446448 3,019 44,051 SH   SOLE   0 0 44,051
NETFLIX INC COM 64110L106 365 675 SH   SOLE   0 0 675
NEXTERA ENERGY INC COM 65339F101 200 2,593 SH   SOLE   0 0 2,593
NIKE INC -CL B COM 654106103 1,552 10,972 SH   SOLE   0 0 10,972
NOVO-NORDISK A/S-SPONS ADR COM 670100205 323 4,624 SH   SOLE   0 0 4,624
NVIDIA CORP COM 67066G104 603 1,155 SH   SOLE   0 0 1,155
ORACLE CORP COM 68389X105 541 8,368 SH   SOLE   0 0 8,368
O'REILLY AUTOMOTIVE INC COM 67103H107 1,256 2,776 SH   SOLE   0 0 2,776
PALO ALTO NETWORKS INC COM 697435105 2,785 7,837 SH   SOLE   0 0 7,837
PAYPAL HOLDINGS INC COM 70450Y103 437 1,867 SH   SOLE   0 0 1,867
PEPSICO INC COM 713448108 3,446 23,234 SH   SOLE   0 0 23,234
PFIZER INC COM 717081103 699 18,995 SH   SOLE   0 0 18,995
PHILLIPS EDISON GROCERY CENT COM 71844V102 1,825 208,539 SH   SOLE   0 0 208,539
PIONEER NATURAL RESOURCES CO COM 723787107 1,231 10,810 SH   SOLE   0 0 10,810
PROCTER & GAMBLE CO/THE COM 742718109 719 5,170 SH   SOLE   0 0 5,170
QUALCOMM INC COM 747525103 688 4,519 SH   SOLE   0 0 4,519
RAYTHEON TECHNOLOGIES CORP COM 75513E101 220 3,083 SH   SOLE   0 0 3,083
RECRUIT HOLDINGS CO LTD-ADR COM 75629J101 89 10,562 SH   SOLE   0 0 10,562
SALESFORCE.COM INC COM 79466L302 3,392 15,244 SH   SOLE   0 0 15,244
SCHWAB EMERGING MARKETS EQUI COM 808524706 349 11,394 SH   SOLE   0 0 11,394
SCHWAB INTL EQUITY ETF COM 808524805 11,686 324,510 SH   SOLE   0 0 324,510
SCHWAB SHORT-TERM US TREAS COM 808524862 900 17,506 SH   SOLE   0 0 17,506
SCHWAB US BROAD MARKET ETF COM 808524102 5,816 63,924 SH   SOLE   0 0 63,924
SCHWAB US DVD EQUITY ETF COM 808524797 644 10,041 SH   SOLE   0 0 10,041
SCHWAB US LARGE-CAP ETF COM 808524201 2,787 30,645 SH   SOLE   0 0 30,645
SCHWAB US LARGE-CAP VALUE COM 808524409 250 4,196 SH   SOLE   0 0 4,196
SCHWAB US REIT ETF COM 808524847 2,281 60,075 SH   SOLE   0 0 60,075
SCHWAB US SMALL-CAP ETF COM 808524607 440 4,943 SH   SOLE   0 0 4,943
SPDR GOLD SHARES COM 78463V107 3,256 18,257 SH   SOLE   0 0 18,257
SPDR S&P 500 ETF TRUST COM 78462F103 891 2,382 SH   SOLE   0 0 2,382
SPDR S&P DIVIDEND ETF COM 78464A763 3,903 36,842 SH   SOLE   0 0 36,842
STARBUCKS CORP COM 855244109 3,556 33,243 SH   SOLE   0 0 33,243
STIFEL FINANCIAL CORP COM 860630409 390 15,015 SH   SOLE   0 0 15,015
STRYKER CORP COM 863667101 362 1,479 SH   SOLE   0 0 1,479
TARGET CORP COM 87612E106 216 1,221 SH   SOLE   0 0 1,221
TECHNOLOGY SELECT SECT SPDR COM 81369Y803 210 1,613 SH   SOLE   0 0 1,613
TESLA INC COM 88160R101 654 927 SH   SOLE   0 0 927
TEXAS INSTRUMENTS INC COM 882508104 2,276 13,869 SH   SOLE   0 0 13,869
THERMO FISHER SCIENTIFIC INC COM 883556102 4,659 10,003 SH   SOLE   0 0 10,003
UNION PACIFIC CORP COM 907818108 664 3,191 SH   SOLE   0 0 3,191
UNITED PARCEL SERVICE-CL B COM 911312106 251 1,492 SH   SOLE   0 0 1,492
UNITEDHEALTH GROUP INC COM 91324P102 5,195 14,815 SH   SOLE   0 0 14,815
US BANCORP COM 902973759 234 8,230 SH   SOLE   0 0 8,230
US BANCORP COM 902973304 236 5,073 SH   SOLE   0 0 5,073
VANGUARD FTSE ALL-WORLD EX-U COM 922042775 4,031 69,076 SH   SOLE   0 0 69,076
VANGUARD FTSE DEVELOPED ETF COM 921943858 45,336 960,311 SH   SOLE   0 0 960,311
VANGUARD FTSE EMERGING MARKE COM 922042858 25,667 512,217 SH   SOLE   0 0 512,217
VANGUARD GROWTH ETF COM 922908736 92,347 364,517 SH   SOLE   0 0 364,517
VANGUARD MID-CAP ETF COM 922908629 38,506 186,224 SH   SOLE   0 0 186,224
VANGUARD MID-CAP GROWTH ETF COM 922908538 246 1,161 SH   SOLE   0 0 1,161
VANGUARD REAL ESTATE ETF COM 922908553 38,828 457,173 SH   SOLE   0 0 457,173
VANGUARD RUSSELL 3000 COM 92206C599 924 5,307 SH   SOLE   0 0 5,307
VANGUARD S&P 500 ETF COM 922908363 74,981 218,163 SH   SOLE   0 0 218,163
VANGUARD S&P 500 GROWTH ETF COM 921932505 588 2,555 SH   SOLE   0 0 2,555
VANGUARD SHORT-TERM BOND ETF COM 921937827 1,021 12,315 SH   SOLE   0 0 12,315
VANGUARD SHORT-TERM TREASURY COM 92206C102 900 14,616 SH   SOLE   0 0 14,616
VANGUARD SMALL-CAP ETF COM 922908751 15,768 80,992 SH   SOLE   0 0 80,992
VANGUARD SMALL-CAP VALUE ETF COM 922908611 379 2,668 SH   SOLE   0 0 2,668
VANGUARD TOTAL BOND MARKET COM 921937835 9,364 106,175 SH   SOLE   0 0 106,175
VANGUARD TOTAL INTL BOND ETF COM 92203J407 2,947 50,340 SH   SOLE   0 0 50,340
VANGUARD TOTAL INTL STOCK COM 921909768 2,204 36,632 SH   SOLE   0 0 36,632
VANGUARD TOTAL STOCK MKT ETF COM 922908769 6,650 34,166 SH   SOLE   0 0 34,166
VANGUARD VALUE ETF COM 922908744 46,799 393,401 SH   SOLE   0 0 393,401
VERIZON COMMUNICATIONS INC COM 92343V104 2,736 46,576 SH   SOLE   0 0 46,576
VISA INC-CLASS A SHARES COM 92826C839 557 2,547 SH   SOLE   0 0 2,547
VONTIER CORP COM 928881101 400 11,962 SH   SOLE   0 0 11,962
WALMART INC COM 931142103 870 6,034 SH   SOLE   0 0 6,034
WALT DISNEY CO/THE COM 254687106 4,718 26,039 SH   SOLE   0 0 26,039
WELLS FARGO & COMPANY COM 94988U672 224 8,550 SH   SOLE   0 0 8,550
WISDOMTREE US HIGH DIVIDEND COM 97717W208 337 4,865 SH   SOLE   0 0 4,865
WISDOMTREE US SMALLCAP DIVID COM 97717W604 2,438 91,657 SH   SOLE   0 0 91,657
XTRACKERS MSCI EAFE HEDGED E COM 233051200 12,837 381,930 SH   SOLE   0 0 381,930
XTRACKERS USD HIGH YIELD COR COM 233051432 687 13,724 SH   SOLE   0 0 13,724
ZOETIS INC COM 98978V103 3,991 24,113 SH   SOLE   0 0 24,113