The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COMMON STOCK 002824100 826 7,593 SH   DFND   6,823 0 770
ABBVIE INC COMMON STOCK 00287Y109 935 10,679 SH   DFND   9,609 0 1,070
ADOBE INC COMMON STOCK 00724F101 14,222 28,999 SH   DFND   28,894 0 105
ADOBE INC COMMON STOCK 00724F101 221 450 SH   OTR   450 0 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 331 1,110 SH   DFND   1,110 0 0
ALPHABET INC CL A COMMON STOCK 02079K305 695 474 SH   DFND   469 0 5
ALPHABET INC CL C COMMON STOCK 02079K107 332 226 SH   DFND   221 0 5
AMAZON.COM INC COMMON STOCK 023135106 1,049 333 SH   DFND   318 0 15
AMGEN INC COMMON STOCK 031162100 347 1,364 SH   DFND   1,314 0 50
APPLE INC COMMON STOCK 037833100 2,523 21,782 SH   DFND   21,169 0 613
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 220 1,580 SH   DFND   1,167 0 413
BANK OF AMERICA CORP COMMON STOCK 060505104 254 10,538 SH   DFND   10,538 0 0
BAR HBR BANKSHARES COMMON STOCK 066849100 212 10,325 SH   DFND   0 0 10,325
BAR HBR BANKSHARES COMMON STOCK 066849100 48 2,350 SH   OTR   1,000 0 1,350
BAXTER INTL INC COMMON STOCK 071813109 227 2,823 SH   DFND   2,823 0 0
BAXTER INTL INC COMMON STOCK 071813109 18 219 SH   OTR   0 0 219
BECTON DICKINSON COMMON STOCK 075887109 9,402 40,406 SH   DFND   40,309 0 97
BECTON DICKINSON COMMON STOCK 075887109 127 547 SH   OTR   547 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 770 3,614 SH   DFND   3,459 0 155
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 435 7,223 SH   DFND   7,193 0 30
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 12 206 SH   OTR   0 0 206
CAMDEN NATIONAL CORP COMMON STOCK 133034108 2,811 93,018 SH   DFND   0 0 93,018
CAMDEN NATIONAL CORP COMMON STOCK 133034108 357 11,827 SH   OTR   0 0 11,827
CATERPILLAR INC COMMON STOCK 149123101 235 1,573 SH   DFND   1,473 0 100
CATERPILLAR INC COMMON STOCK 149123101 15 100 SH   OTR   100 0 0
CERNER CORP COMMON STOCK 156782104 217 2,996 SH   DFND   2,996 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 382 5,312 SH   DFND   4,681 0 631
CHEVRON CORPORATION COMMON STOCK 166764100 23 325 SH   OTR   175 0 150
CISCO SYSTEMS INC COMMON STOCK 17275R102 499 12,680 SH   DFND   12,680 0 0
COCA COLA CO COMMON STOCK 191216100 551 11,165 SH   DFND   11,065 0 100
COCA COLA CO COMMON STOCK 191216100 12 244 SH   OTR   0 0 244
COLGATE PALMOLIVE CO COMMON STOCK 194162103 458 5,936 SH   DFND   5,936 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 19 250 SH   OTR   0 0 250
COMCAST CORP-CL A COMMON STOCK 20030N101 702 15,182 SH   DFND   15,182 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 7,964 22,433 SH   DFND   22,383 0 50
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 94 265 SH   OTR   240 0 25
DANAHER CORP COMMON STOCK 235851102 1,239 5,752 SH   DFND   5,752 0 0
DEERE & CO COMMON STOCK 244199105 232 1,049 SH   DFND   1,049 0 0
DISNEY WALT CO NEW COMMON STOCK 254687106 547 4,408 SH   DFND   3,217 0 1,191
DOMINION ENERGY INC COMMON STOCK 25746U109 356 4,513 SH   DFND   4,513 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 5,545 62,618 SH   DFND   62,418 0 200
DUKE ENERGY CORP COMMON STOCK 26441C204 64 720 SH   OTR   595 0 125
EDWARDS LIFESCIENCES CORP COMMON STOCK 28176E108 6,291 78,809 SH   DFND   78,624 0 185
EDWARDS LIFESCIENCES CORP COMMON STOCK 28176E108 47 585 SH   OTR   585 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 675 19,657 SH   DFND   16,144 0 3,513
EXXON MOBIL CORP COMMON STOCK 30231G102 29 850 SH   OTR   600 0 250
FACEBOOK INC-A COMMON STOCK 30303M102 707 2,701 SH   DFND   2,701 0 0
FIDELITY NATL INFORMATION SVCS COMMON STOCK 31620M106 5,371 36,486 SH   DFND   36,391 0 95
FIDELITY NATL INFORMATION SVCS COMMON STOCK 31620M106 66 445 SH   OTR   385 0 60
GENUINE PARTS CO COMMON STOCK 372460105 7,409 77,847 SH   DFND   77,632 0 215
GENUINE PARTS CO COMMON STOCK 372460105 84 880 SH   OTR   880 0 0
HOME DEPOT INC COMMON STOCK 437076102 621 2,237 SH   DFND   2,053 0 184
HOME DEPOT INC COMMON STOCK 437076102 28 100 SH   OTR   0 0 100
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 1,250 7,593 SH   DFND   7,352 0 241
HUBBELL INC COMMON STOCK 443510607 431 3,150 SH   DFND   3,150 0 0
IDEXX LABS INC COMMON STOCK 45168D104 546 1,389 SH   DFND   1,252 0 137
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 346 1,793 SH   DFND   1,793 0 0
INTEL CORP COMMON STOCK 458140100 9,994 193,013 SH   DFND   192,528 0 485
INTEL CORP COMMON STOCK 458140100 125 2,408 SH   OTR   2,108 0 300
INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 298 2,451 SH   DFND   1,926 0 525
INTUIT INC COMMON STOCK 461202103 320 981 SH   DFND   931 0 50
JOHNSON & JOHNSON COMMON STOCK 478160104 10,025 67,333 SH   DFND   66,866 0 467
JOHNSON & JOHNSON COMMON STOCK 478160104 208 1,400 SH   OTR   1,265 0 135
JP MORGAN CHASE & CO COMMON STOCK 46625H100 6,145 63,827 SH   DFND   63,570 0 257
JP MORGAN CHASE & CO COMMON STOCK 46625H100 61 630 SH   OTR   630 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 8,310 56,279 SH   DFND   55,924 0 355
KIMBERLY CLARK CORP COMMON STOCK 494368103 94 635 SH   OTR   635 0 0
KINDER MORGAN INC COMMON STOCK 49456B101 4,566 370,356 SH   DFND   369,301 0 1,055
KINDER MORGAN INC COMMON STOCK 49456B101 41 3,320 SH   OTR   3,320 0 0
LILLY ELI & CO COMMON STOCK 532457108 670 4,528 SH   DFND   4,528 0 0
LILLY ELI & CO COMMON STOCK 532457108 130 875 SH   OTR   875 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 240 627 SH   DFND   499 0 128
LOWES COS INC COMMON STOCK 548661107 324 1,956 SH   DFND   1,956 0 0
L3 HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 5,009 29,495 SH   DFND   29,420 0 75
L3 HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 41 240 SH   OTR   240 0 0
MCDONALDS CORP COMMON STOCK 580135101 11,300 51,482 SH   DFND   51,149 0 333
MCDONALDS CORP COMMON STOCK 580135101 92 418 SH   OTR   418 0 0
MERCK & CO INC COMMON STOCK 58933Y105 9,825 118,444 SH   DFND   116,551 0 1,893
MERCK & CO INC COMMON STOCK 58933Y105 147 1,772 SH   OTR   642 0 1,130
MICROSOFT CORP COMMON STOCK 594918104 18,355 87,266 SH   DFND   87,051 0 215
MICROSOFT CORP COMMON STOCK 594918104 274 1,305 SH   OTR   1,105 0 200
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 7,012 122,062 SH   DFND   121,642 0 420
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 109 1,895 SH   OTR   1,720 0 175
NEXTERA ENERGY INC COMMON STOCK 65339F101 6,114 22,026 SH   DFND   21,988 0 38
NEXTERA ENERGY INC COMMON STOCK 65339F101 80 290 SH   OTR   260 0 30
NORTHWEST NATURAL HOLDING CO COMMON STOCK 66765N105 5,293 116,610 SH   DFND   116,299 0 311
NORTHWEST NATURAL HOLDING CO COMMON STOCK 66765N105 72 1,580 SH   OTR   1,355 0 225
OMNICOM GROUP COMMON STOCK 681919106 5,605 113,240 SH   DFND   112,934 0 306
OMNICOM GROUP COMMON STOCK 681919106 64 1,295 SH   OTR   1,070 0 225
PEPSICO INC COMMON STOCK 713448108 8,908 64,268 SH   DFND   64,143 0 125
PEPSICO INC COMMON STOCK 713448108 128 925 SH   OTR   780 0 145
PFIZER INC COMMON STOCK 717081103 560 15,263 SH   DFND   12,592 0 2,671
PFIZER INC COMMON STOCK 717081103 18 500 SH   OTR   100 0 400
PROCTER & GAMBLE CO COMMON STOCK 742718109 12,644 90,969 SH   DFND   88,391 0 2,578
PROCTER & GAMBLE CO COMMON STOCK 742718109 290 2,090 SH   OTR   1,915 0 175
REPUBLIC SERVICES INC COMMON STOCK 760759100 10,069 107,859 SH   DFND   107,569 0 290
REPUBLIC SERVICES INC COMMON STOCK 760759100 130 1,390 SH   OTR   1,240 0 150
ROPER TECHNOLOGIES INC COMMON STOCK 776696106 217 549 SH   DFND   549 0 0
SHERWIN-WILLIAMS CO COMMON STOCK 824348106 286 410 SH   DFND   410 0 0
SYSCO CORP COMMON STOCK 871829107 3,292 52,902 SH   DFND   52,773 0 129
SYSCO CORP COMMON STOCK 871829107 34 545 SH   OTR   545 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 316 2,465 SH   DFND   2,465 0 0
T-MOBILE US INC COMMON STOCK 872590104 11,348 99,227 SH   DFND   98,937 0 290
T-MOBILE US INC COMMON STOCK 872590104 138 1,210 SH   OTR   1,135 0 75
TARGET CORP COMMON STOCK 87612E106 10,128 64,339 SH   DFND   64,114 0 225
TARGET CORP COMMON STOCK 87612E106 188 1,195 SH   OTR   1,080 0 115
THE TRADE DESK INC CL A COMMON STOCK 88339J105 275 530 SH   DFND   0 0 530
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 3,163 7,164 SH   DFND   7,151 0 13
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 30 67 SH   OTR   67 0 0
TJX COS INC COMMON STOCK 872540109 6,858 123,237 SH   DFND   122,877 0 360
TJX COS INC COMMON STOCK 872540109 140 2,515 SH   OTR   2,235 0 280
TRAVELERS COMPANIES INC COMMON STOCK 89417E109 412 3,811 SH   DFND   3,811 0 0
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 5,738 150,808 SH   DFND   150,378 0 430
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 57 1,505 SH   OTR   1,505 0 0
UGI CORP COMMON STOCK 902681105 271 8,225 SH   DFND   8,225 0 0
UGI CORP COMMON STOCK 902681105 7 225 SH   OTR   225 0 0
UNION PAC CORP COMMON STOCK 907818108 252 1,282 SH   DFND   282 0 1,000
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 562 1,802 SH   DFND   1,802 0 0
US BANCORP NEW COMMON STOCK 902973304 5,180 144,490 SH   DFND   144,096 0 394
US BANCORP NEW COMMON STOCK 902973304 64 1,780 SH   OTR   1,505 0 275
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 469 7,882 SH   DFND   7,882 0 0
VERTEX PHARMACEUTICALS INC COMMON STOCK 92532F100 4,256 15,639 SH   DFND   15,602 0 37
VERTEX PHARMACEUTICALS INC COMMON STOCK 92532F100 53 195 SH   OTR   170 0 25
VISA INC CL A COMMON STOCK 92826C839 10,541 52,711 SH   DFND   52,566 0 145
VISA INC CL A COMMON STOCK 92826C839 275 1,375 SH   OTR   1,300 0 75
WALMART INC COMMON STOCK 931142103 681 4,866 SH   DFND   4,806 0 60
WALMART INC COMMON STOCK 931142103 14 100 SH   OTR   100 0 0
XYLEM INC COMMON STOCK 98419M100 9,304 110,608 SH   DFND   110,303 0 305
XYLEM INC COMMON STOCK 98419M100 138 1,641 SH   OTR   1,416 0 225
ZOETIS INC COMMON STOCK 98978V103 12,272 74,210 SH   DFND   74,005 0 205
ZOETIS INC COMMON STOCK 98978V103 165 1,000 SH   OTR   875 0 125
3M CO COMMON STOCK 88579Y101 399 2,493 SH   DFND   1,863 0 630
3M CO COMMON STOCK 88579Y101 80 500 SH   OTR   500 0 0
ALIBABA GROUP HOLDING LTD SPON COMMON STOCK 01609W102 5,052 17,185 SH   DFND   17,042 0 143
ALIBABA GROUP HOLDING LTD SPON COMMON STOCK 01609W102 55 187 SH   OTR   187 0 0
NOVARTIS AG SPONS ADR COMMON STOCK 66987V109 5,923 68,110 SH   DFND   67,900 0 210
NOVARTIS AG SPONS ADR COMMON STOCK 66987V109 72 826 SH   OTR   826 0 0
ACCENTURE PLC CL A COMMON STOCK G1151C101 13,464 59,577 SH   DFND   59,421 0 156
ACCENTURE PLC CL A COMMON STOCK G1151C101 176 780 SH   OTR   655 0 125
ALCON INC COMMON STOCK H01301128 673 11,816 SH   DFND   11,809 0 7
ALCON INC COMMON STOCK H01301128 9 150 SH   OTR   150 0 0
BCE INC COMMON STOCK 05534B760 6,734 162,374 SH   DFND   161,914 0 460
BCE INC COMMON STOCK 05534B760 91 2,200 SH   OTR   1,950 0 250
CHECK POINT SOFTWARE TECH LTD COMMON STOCK M22465104 7,954 66,096 SH   DFND   65,886 0 210
CHECK POINT SOFTWARE TECH LTD COMMON STOCK M22465104 104 865 SH   OTR   865 0 0
CHUBB LTD COMMON STOCK H1467J104 6,250 53,820 SH   DFND   53,704 0 116
CHUBB LTD COMMON STOCK H1467J104 67 575 SH   OTR   575 0 0
LINDE PLC COMMON STOCK G5494J103 11,727 49,246 SH   DFND   49,101 0 145
LINDE PLC COMMON STOCK G5494J103 153 644 SH   OTR   524 0 120
MEDTRONIC PLC COMMON STOCK G5960L103 6,580 63,318 SH   DFND   63,099 0 219
MEDTRONIC PLC COMMON STOCK G5960L103 113 1,085 SH   OTR   860 0 225
TC ENERGY CORP COMMON STOCK 87807B107 5,082 120,947 SH   DFND   120,577 0 370
TC ENERGY CORP COMMON STOCK 87807B107 75 1,789 SH   OTR   1,489 0 300
AMERICAN TOWER CORP REIT OTR 03027X100 251 1,038 SH   DFND   1,038 0 0
AVALONBAY COMMUNITIES INC REIT OTR 053484101 3,099 20,748 SH   DFND   20,696 0 52
AVALONBAY COMMUNITIES INC REIT OTR 053484101 30 204 SH   OTR   204 0 0
EQUINIX INC REIT OTR 29444U700 2,743 360 SH   DFND   3,602 0 7
EQUINIX INC REIT OTR 29444U700 27 35 SH   OTR   35 0 0
PROLOGIS INC REIT OTR 74340W103 5,383 53,497 SH   DFND   53,367 0 130
PROLOGIS INC REIT OTR 74340W103 63 630 SH   OTR   550 0 80
PUBLIC STORAGE INC REIT OTR 74460D109 6,313 28,347 SH   DFND   28,112 0 235
PUBLIC STORAGE INC REIT OTR 74460D109 79 353 SH   OTR   325 0 28
FINANCIAL SELECT SECTOR SPDR E OTR 81369Y605 5,182 215,301 SH   DFND   215,176 0 125
FINANCIAL SELECT SECTOR SPDR E OTR 81369Y605 52 2,180 SH   OTR   2,180 0 0
FIRST TRUST DJ INTERNET IND OTR 33733E302 250 1,330 SH   DFND   1,330 0 0
FIRST TRUST NASDAQ CLEAN EDGE OTR 33733E500 364 8,212 SH   DFND   7,922 0 290
FIRST TRUST NASDAQ CLEAN EDGE OTR 33733E500 46 1,040 SH   OTR   1,040 0 0
FT NASDAQ TECH DVD INDEX FD OTR 33738R118 321 7,327 SH   DFND   7,327 0 0
ISHARES CORE MSCI EAFE ETF OTR 46432F842 209 3,461 SH   DFND   3,461 0 0
ISHARES CORE MSCI EMERGING OTR 46434G103 275 5,212 SH   DFND   5,212 0 0
ISHARES CORE S&P MID-CAP ETF OTR 464287507 1,746 9,423 SH   DFND   9,423 0 0
ISHARES CORE S&P SMALL-CAP ETF OTR 464287804 2,614 37,221 SH   DFND   37,159 0 62
ISHARES DJ SELECT DIVIDEND ETF OTR 464287168 441 5,407 SH   DFND   5,227 0 180
ISHARES DJ SELECT DIVIDEND ETF OTR 464287168 8 100 SH   OTR   100 0 0
ISHARES MSCI EAFE ETF OTR 464287465 645 10,129 SH   DFND   10,129 0 0
ISHARES MSCI USA MIN VOL FACTO OTR 46429B697 3,786 59,402 SH   DFND   58,892 0 510
ISHARES RUSSELL 3000 ETF OTR 464287689 272 1,390 SH   DFND   0 0 1,390
KAYNE ANDERSON NEXTGEN ENERGY OTR 48661E108 67 16,700 SH   DFND   16,700 0 0
REAVES UTILITY INCOME TRUST OTR 756158101 602 19,244 SH   DFND   19,244 0 0
SPDR GOLD TRUST OTR 78463V107 705 3,980 SH   DFND   3,595 0 385
SPDR S&P 500 ETF TRUST OTR 78462F103 685 2,045 SH   DFND   2,045 0 0
TECHNOLOGY SELECT SECT SPDR OTR 81369Y803 299 2,559 SH   DFND   2,559 0 0
VANGUARD DIVIDEND APPREC ETF OTR 921908844 1,782 13,853 SH   DFND   13,853 0 0
VANGUARD FTSE DEVELOPED MARKET OTR 921943858 3,730 91,191 SH   DFND   90,996 0 195
VANGUARD REAL ESTATE ETF OTR 922908553 262 3,317 SH   DFND   3,317 0 0
VANGUARD SMALL-CAP ETF OTR 922908751 274 1,780 SH   DFND   1,780 0 0
VANGUARD TOT WORLD STK ETF OTR 922042742 273 3,390 SH   DFND   3,390 0 0
ISHARES AAA-A RATED CORPORAT E OTR 46429B291 915 15,819 SH   DFND   15,819 0 0
ISHARES BARCLAYS TIPS BOND ETF OTR 464287176 5,409 42,759 SH   DFND   42,714 0 45
ISHARES BARCLAYS 1-3 YEAR TR E OTR 464287457 2,586 29,887 SH   DFND   29,887 0 0
ISHARES IBOXX INV GRD CORP BON OTR 464287242 2,743 20,365 SH   DFND   20,365 0 0
ISHARES IBOXX INV GRD CORP BON OTR 464287242 5 40 SH   OTR   40 0 0
ISHARES SHORT-TERM CORPORATE B OTR 464288646 359 6,538 SH   DFND   6,538 0 0
ISHARES 0-5 YR INV GRD CORP OTR 46434V100 8,014 153,760 SH   DFND   153,730 0 30
ISHARES 0-5 YR INV GRD CORP OTR 46434V100 5 100 SH   OTR   100 0 0
ISHARES 3-7 YEAR TREASURY BOND OTR 464288661 1,698 12,708 SH   DFND   12,708 0 0
VANGUARD SHORT TERM BOND ETF OTR 921937827 296 3,559 SH   DFND   3,559 0 0
VANGUARD SHORT TERM BOND ETF OTR 921937827 16 190 SH   OTR   190 0 0
VANGUARD TOTAL BOND MARKET ETF OTR 921937835 340 3,854 SH   DFND   3,854 0 0
VANGUARD TOTAL BOND MARKET ETF OTR 921937835 17 189 SH   OTR   189 0 0
VANGUARD TOTAL INTL BOND ETF OTR 92203J407 6,575 113,005 SH   DFND   112,920 0 85
VANGUARD TOTAL INTL BOND ETF OTR 92203J407 204 3,500 SH   OTR   3,500 0 0