The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   361,657 2,589 SH   SOLE   2,589 0 0
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839   294,905 15,224 SH   SOLE   15,224 0 0
APPLE INC COM 037833100   1,393,079 7,234 SH   SOLE   7,234 0 0
BANK AMERICA CORP COM 060505104   438,366 13,019 SH   SOLE   13,019 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   369,856 1,037 SH   SOLE   1,037 0 0
BROADCOM INC COM 11135F101   459,206 410 SH   SOLE   410 0 0
BUTTERFLY NETWORK INC COM CL A 124155102   36,218 33,535 SH   SOLE   33,535 0 0
GENERAL DYNAMICS CORP COM 369550108   403,875 1,555 SH   SOLE   1,555 0 0
GINKGO BIOWORKS HOLDINGS INC CL A SHS 37611X100   42,250 25,000 SH   SOLE   25,000 0 0
HYPERFINE INC COM CL A 44916K106   11,840 10,571 SH   SOLE   10,571 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   460,048 1,120 SH   SOLE   1,120 0 0
ISHARES INC CORE MSCI EMKT 46434G103   5,867,419 115,939 SH   SOLE   115,939 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   404,556 3,478 SH   SOLE   3,478 0 0
ISHARES TR S&P MC 400GR ETF 464287606   4,906,814 61,931 SH   SOLE   61,931 0 0
ISHARES TR U.S. REAL ES ETF 464287739   3,126,074 34,177 SH   SOLE   34,177 0 0
ISHARES TR S&P 500 VAL ETF 464287408   9,193,454 52,822 SH   SOLE   52,822 0 0
ISHARES TR IBDS DEC28 ETF 46435U515   3,696,237 147,313 SH   SOLE   147,313 0 0
ISHARES TR CORE S&P US VLU 464287663   2,358,196 27,961 SH   SOLE   27,961 0 0
ISHARES TR EAFE SML CP ETF 464288273   1,908,927 30,817 SH   SOLE   30,817 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   1,718,518 5,658 SH   SOLE   5,658 0 0
ISHARES TR IBONDS DEC 2031 46436E486   5,254,941 253,003 SH   SOLE   253,003 0 0
ISHARES TR 0-5YR HI YL CP 46434V407   781,409 18,503 SH   SOLE   18,503 0 0
ISHARES TR MSCI ACWI EX US 464288240   238,227 4,664 SH   SOLE   4,664 0 0
ISHARES TR IBONDS DEC 2030 46436E726   5,453,621 252,010 SH   SOLE   252,010 0 0
ISHARES TR TIPS BD ETF 464287176   4,010,164 37,304 SH   SOLE   37,304 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1   3,619,898 146,194 PRN   SOLE   146,194 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   729,428 4,408 SH   SOLE   4,408 0 0
ISHARES TR IBONDS DEC 29 46436E205   5,438,665 235,740 SH   SOLE   235,740 0 0
ISHARES TR SP SMCP600VL ETF 464287879   217,208 2,103 SH   SOLE   2,103 0 0
ISHARES TR CORE S&P MCP ETF 464287507   12,120,740 43,673 SH   SOLE   43,673 0 0
ISHARES TR IBONDS DEC2026 46435GAA0   3,667,320 153,439 PRN   SOLE   153,439 0 0
ISHARES TR CORE S&P SCP ETF 464287804   13,103,853 120,986 SH   SOLE   120,986 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   725,380 2,868 SH   SOLE   2,868 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   14,314,882 190,559 SH   SOLE   190,559 0 0
ISHARES TR CORE MSCI EAFE 46432F842   15,023,676 213,496 SH   SOLE   213,496 0 0
ISHARES TR S&P MC 400VL ETF 464287705   2,235,053 19,588 SH   SOLE   19,588 0 0
ISHARES TR IBONDS DEC 2032 46436E312   5,256,348 208,335 SH   SOLE   208,335 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   381,892 1,899 SH   SOLE   1,899 0 0
ISHARES TR S&P SML 600 GWT 464287887   4,139,539 33,070 SH   SOLE   33,070 0 0
ISHARES TR IBONDS 27 ETF 46435UAA9   3,685,467 154,004 PRN   SOLE   154,004 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   2,248,055 34,614 SH   SOLE   34,614 0 0
ISHARES TR CORE S&P500 ETF 464287200   37,894,707 79,251 SH   SOLE   79,251 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   864,774 17,078 SH   SOLE   17,078 0 0
ISHARES TR MSCI EAFE ETF 464287465   686,140 9,103 SH   SOLE   9,103 0 0
ISHARES TR PFD AND INCM SEC 464288687   857,964 27,499 SH   SOLE   27,499 0 0
ISHARES TR SELECT DIVID ETF 464287168   2,975,376 25,351 SH   SOLE   25,351 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   700,574 4,501 SH   SOLE   4,501 0 0
ISHARES TR US HLTHCARE ETF 464287762   212,634 740 SH   SOLE   740 0 0
ISHARES TR CORE S&P TTL STK 464287150   1,604,918 15,251 SH   SOLE   15,251 0 0
ISHARES TR CORE DIV GRWTH 46434V621   2,911,927 54,102 SH   SOLE   54,102 0 0
JOHNSON & JOHNSON COM 478160104   288,979 1,843 SH   SOLE   1,843 0 0
JPMORGAN CHASE & CO COM 46625H100   68,209,729 400,991 SH   SOLE   400,991 0 0
MICROSOFT CORP COM 594918104   1,457,491 3,873 SH   SOLE   3,873 0 0
PROCTER AND GAMBLE CO COM 742718109   605,717 4,133 SH   SOLE   4,133 0 0
QUANTUM SI INC COM CL A 74765K105   51,741 25,742 SH   SOLE   25,742 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   391,490 2,033 SH   SOLE   2,033 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   4,241,358 8,919 SH   SOLE   8,919 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   324,998 638 SH   SOLE   638 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   875,908 6,040 SH   SOLE   6,040 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   326,692 3,692 SH   SOLE   3,692 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,550,562 8,615 SH   SOLE   8,615 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   707,464 8,721 SH   SOLE   8,721 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   279,457 4,711 SH   SOLE   4,711 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   344,164 2,017 SH   SOLE   2,017 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   264,085 5,511 SH   SOLE   5,511 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   244,039 503 SH   SOLE   503 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876   1,409,669 10,270 SH   SOLE   10,270 0 0