The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INNOVATOR ETFS TR US EQT PWR BUF 45782C870   3,142 101,694 SH   SOLE   0 0 101,694
INNOVATOR ETFS TR US EQTY PWR BUF 45782C540   36,647 1,101,201 SH   SOLE   0 0 1,101,201
INNOVATOR ETFS TR US EQTY PWR BUF 45782C417   5,187 168,495 SH   SOLE   0 0 168,495
INNOVATOR ETFS TR US EQTY PWR BUF 45782C508   7,621 217,080 SH   SOLE   0 0 217,080
INNOVATOR ETFS TR US EQTY PWR BUF 45782C813   6,209 181,446 SH   SOLE   0 0 181,446
INNOVATOR ETFS TR US EQTY PWR BUF 45782C383   2,286 67,717 SH   SOLE   0 0 67,717
INNOVATOR ETFS TR US EQTY PWR BUF 45782C318   5,343 179,001 SH   SOLE   0 0 179,001
INNOVATOR ETFS TR US EQTY PWR BUF 45782C573   45 1,328 SH   SOLE   0 0 1,328
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   3,398 22,709 SH   SOLE   0 0 22,709
ISHARES TR GRWT ALLOCAT ETF 464289867   17,256 335,413 SH   SOLE   0 0 335,413
ISHARES TR CORE S&P SCP ETF 464287804   30,972 310,814 SH   SOLE   0 0 310,814
ISHARES INC ESG AWR MSCI EM 46434G863   36 1,152 SH   SOLE   0 0 1,152
ISHARES TR IBONDS DEC23 ETF 46434VAX8   317 12,541 SH   SOLE   0 0 12,541
ISHARES TR IBONDS DEC24 ETF 46434VBG4   407 16,549 SH   SOLE   0 0 16,549
ISHARES TR IBONDS DEC25 ETF 46434VBD1   30 1,254 SH   SOLE   0 0 1,254
ISHARES TR MORNINGSTR US EQ 464287127   933 15,276 SH   SOLE   0 0 15,276
ISHARES TR MSCI EAFE ETF 464287465   24,283 334,946 SH   SOLE   0 0 334,946
ISHARES TR RUS 1000 VAL ETF 464287598   66,456 421,066 SH   SOLE   0 0 421,066
ISHARES TR RUS MDCP VAL ETF 464287473   496 4,520 SH   SOLE   0 0 4,520
ISHARES TR RUS 1000 ETF 464287622   6,418 26,333 SH   SOLE   0 0 26,333
ISHARES TR RUSSELL 2000 ETF 464287655   11,832 63,184 SH   SOLE   0 0 63,184
ISHARES TR RUS 2000 VAL ETF 464287630   8,768 62,279 SH   SOLE   0 0 62,279
ISHARES TR CORE S&P500 ETF 464287200   20,597 46,212 SH   SOLE   0 0 46,212
ISHARES TR S&P 500 GRWT ETF 464287309   28,623 406,116 SH   SOLE   0 0 406,116
ISHARES TR S&P 500 VAL ETF 464287408   72,110 447,361 SH   SOLE   0 0 447,361
ISHARES TR S&P MC 400VL ETF 464287705   949 8,859 SH   SOLE   0 0 8,859
ISHARES TR S&P MC 400GR ETF 464287606   341 4,548 SH   SOLE   0 0 4,548
ISHARES TR CORE S&P MCP ETF 464287507   1,613 6,172 SH   SOLE   0 0 6,172
ISHARES TR SP SMCP600VL ETF 464287879   5,107 53,714 SH   SOLE   0 0 53,714
ISHARES TR IBONDS DEC2026 46435GAA0   27 1,190 SH   SOLE   0 0 1,190
ISHARES TR CORE MSCI TOTAL 46432F834   591 9,447 SH   SOLE   0 0 9,447
ISHARES TR ESG AW MSCI EAFE 46435G516   807 11,066 SH   SOLE   0 0 11,066
ISHARES TR ESG AWARE MSCI 46435U663   335 9,459 SH   SOLE   0 0 9,459
ISHARES TR ESG AWR US AGRGT 46435U549   337 7,163 SH   SOLE   0 0 7,163
ISHARES TR MSCI KLD400 SOC 464288570   3,693 43,881 SH   SOLE   0 0 43,881
ISHARES TR MSCI ACWI EX US 464288240   3,976 80,787 SH   SOLE   0 0 80,787
ISHARES TR RUS 1000 GRW ETF 464287614   132,120 480,124 SH   SOLE   0 0 480,124
ISHARES TR RUS 2000 GRW ETF 464287648   9,915 40,859 SH   SOLE   0 0 40,859
ISHARES TR RUS MD CP GR ETF 464287481   7,765 80,358 SH   SOLE   0 0 80,358
ISHARES TR RUS MID CAP ETF 464287499   822 11,267 SH   SOLE   0 0 11,267
ISHARES TR S&P SML 600 GWT 464287887   1,688 14,688 SH   SOLE   0 0 14,688
ISHARES TR RUSEL 2500 ETF 46435G268   9,155 159,313 SH   SOLE   0 0 159,313
ISHARES TR CORE MSCI EAFE 46432F842   1,809 26,802 SH   SOLE   0 0 26,802
ISHARES TR MSCI EMG MKT ETF 464287234   999 25,272 SH   SOLE   0 0 25,272
S&P GLOBAL INC COM 78409V104   1,378 3,437 SH   SOLE   0 0 3,437
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   290 4,325 SH   SOLE   0 0 4,325
SPDR DOW JONES INDL AVERAGE UT SER 1 UT SER 1 78467X109   319 930 SH   SOLE   0 0 930
SPDR S&P 500 ETF TR TR UNIT 78462F103   49,172 110,928 SH   SOLE   0 0 110,928
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   849 5,709 SH   SOLE   0 0 5,709
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   15,363 332,691 SH   SOLE   0 0 332,691
VANGUARD INDEX FDS GROWTH ETF 922908736   2,263 7,999 SH   SOLE   0 0 7,999
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   8,733 21,444 SH   SOLE   0 0 21,444
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US ALLWRLD EX US 922042775   783 14,390 SH   SOLE   0 0 14,390
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF FTSE EMR MKT ETF 922042858   642 15,805 SH   SOLE   0 0 15,805
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   469 3,389 SH   SOLE   0 0 3,389
VANGUARD INDEX FDS MID CAP ETF 922908629   494 2,248 SH   SOLE   0 0 2,248
VANGUARD INDEX FDS SMALL CP ETF 922908751   743 3,739 SH   SOLE   0 0 3,739
VANGUARD SPECIALIZED FUNDS DIV APP ETF DIV APP ETF 921908844   3,252 20,023 SH   SOLE   0 0 20,023
VANGUARD INDEX FDS TOTAL STK MKT 922908769   54,943 249,424 SH   SOLE   0 0 249,424
VANGUARD INDEX FDS VALUE ETF 922908744   1,753 12,341 SH   SOLE   0 0 12,341
ISHARES TR CORE US AGGBD ET 464287226   151 1,547 SH   SOLE   0 0 1,547
INNOVATOR ETFS TR US EQTY PWR BUF 45782C748   8,205 259,083 SH   SOLE   0 0 259,083