The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 229 1,041 SH   SOLE   0 0 1,041
AMAZON COM INC COM 023135106 452 312 SH   SOLE   0 0 312
APPLE INC COM 037833100 412 2,453 SH   SOLE   0 0 2,453
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 711 3,565 SH   SOLE   0 0 3,565
BLACKROCK INC COM 09247X101 232 428 SH   SOLE   0 0 428
BOEING CO COM 097023105 286 873 SH   SOLE   0 0 873
COSTCO WHSL CORP NEW COM 22160K105 205 1,089 SH   SOLE   0 0 1,089
FACEBOOK INC CL A 30303M102 270 1,687 SH   SOLE   0 0 1,687
FIRST TR EXCH TRD ALPHA FD I BRAZIL ALPHADEX 33737J133 349 20,863 SH   SOLE   0 0 20,863
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX 33733E302 460 3,821 SH   SOLE   0 0 3,821
GILEAD SCIENCES INC COM 375558103 288 3,821 SH   SOLE   0 0 3,821
HOME DEPOT INC COM 437076102 282 1,580 SH   SOLE   0 0 1,580
INVESTORS BANCORP INC NEW COM 46146L101 155 11,380 SH   SOLE   0 0 11,380
ISHARES INC CORE MSCI EMKT 46434G103 570 9,765 SH   SOLE   0 0 9,765
ISHARES INC MSCI THAILND ETF 464286624 457 4,581 SH   SOLE   0 0 4,581
ISHARES TR S&P MC 400GR ETF 464287606 877 4,017 SH   SOLE   0 0 4,017
ISHARES TR S&P 500 GRWT ETF 464287309 205 1,325 SH   SOLE   0 0 1,325
ISHARES TR US AER DEF ETF 464288760 372 1,877 SH   SOLE   0 0 1,877
ISHARES TR USA MOMENTUM FCT 46432F396 446 4,215 SH   SOLE   0 0 4,215
ISHARES TR CORE S&P MCP ETF 464287507 27,399 146,072 SH   SOLE   0 0 146,072
ISHARES TR RUS MID CAP ETF 464287499 250 1,212 SH   SOLE   0 0 1,212
ISHARES TR CORE S&P500 ETF 464287200 404 1,524 SH   SOLE   0 0 1,524
ISHARES TR S&P MC 400VL ETF 464287705 1,322 8,558 SH   SOLE   0 0 8,558
ISHARES TR RUS 1000 GRW ETF 464287614 799 5,871 SH   SOLE   0 0 5,871
ISHARES TR U.S. MED DVC ETF 464288810 346 1,868 SH   SOLE   0 0 1,868
ISHARES TR MSCI AC ASIA ETF 464288182 2,247 28,987 SH   SOLE   0 0 28,987
ISHARES TR SP SMCP600VL ETF 464287879 307 2,036 SH   SOLE   0 0 2,036
ISHARES TR JPMORGAN USD EMG 464288281 677 5,998 SH   SOLE   0 0 5,998
ISHARES TR MSCI KLD400 SOC 464288570 281 2,880 SH   SOLE   0 0 2,880
ISHARES TR US HOME CONS ETF 464288752 343 8,678 SH   SOLE   0 0 8,678
ISHARES TR CORE S&P SCP ETF 464287804 6,127 79,556 SH   SOLE   0 0 79,556
JPMORGAN CHASE & CO COM 46625H100 209 1,900 SH   SOLE   0 0 1,900
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 397 3,755 SH   SOLE   0 0 3,755
MICRON TECHNOLOGY INC COM 595112103 1,408 27,000 SH   SOLE   0 0 27,000
MICROSOFT CORP COM 594918104 1,059 11,602 SH   SOLE   0 0 11,602
MONSANTO CO NEW COM 61166W101 457 3,919 SH   SOLE   0 0 3,919
NIC INC COM 62914B100 164 12,347 SH   SOLE   0 0 12,347
PIMCO ETF TR ACTIVE BD ETF 72201R775 222 2,134 SH   SOLE   0 0 2,134
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 668 6,575 SH   SOLE   0 0 6,575
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 1,411 12,804 SH   SOLE   0 0 12,804
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 2,809 93,711 SH   SOLE   0 0 93,711
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 3,643 100,599 SH   SOLE   0 0 100,599
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 3,267 89,894 SH   SOLE   0 0 89,894
SPDR SERIES TRUST S&P BIOTECH 78464A870 356 4,058 SH   SOLE   0 0 4,058
SPDR SERIES TRUST BLMBRG BRC CNVRT 78464A359 313 6,066 SH   SOLE   0 0 6,066
SPDR SERIES TRUST S&P SEMICNDCTR 78464A862 396 5,659 SH   SOLE   0 0 5,659
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 1,698 21,243 SH   SOLE   0 0 21,243
VANGUARD GROUP DIV APP ETF 921908844 672 6,653 SH   SOLE   0 0 6,653
VANGUARD INDEX FDS VALUE ETF 922908744 1,039 10,073 SH   SOLE   0 0 10,073
VANGUARD INDEX FDS SMALL CP ETF 922908751 424 2,885 SH   SOLE   0 0 2,885
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,267 24,072 SH   SOLE   0 0 24,072
VANGUARD INDEX FDS GROWTH ETF 922908736 5,198 36,639 SH   SOLE   0 0 36,639
VANGUARD INDEX FDS MID CAP ETF 922908629 677 4,387 SH   SOLE   0 0 4,387
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,384 29,453 SH   SOLE   0 0 29,453
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 7,303 99,187 SH   SOLE   0 0 99,187
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 12,451 104,422 SH   SOLE   0 0 104,422
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,588 65,993 SH   SOLE   0 0 65,993
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 23,216 456,819 SH   SOLE   0 0 456,819
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,175 14,978 SH   SOLE   0 0 14,978
VANGUARD STAR FD VG TL INTL STK F 921909768 1,088 19,235 SH   SOLE   0 0 19,235
WISDOMTREE TR INDIA ERNGS FD 97717W422 380 14,492 SH   SOLE   0 0 14,492