The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   812 3,875 SH   SOLE   0 0 3,875
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   264 845 SH   SOLE   0 0 845
ALEXANDRIA REAL ESTATE EQ IN COM 015271109   246 2,658 SH   SOLE   0 0 2,658
ALPHABET INC CAP STK CL C 02079K107   410 2,626 SH   SOLE   0 0 2,626
ALPHABET INC CAP STK CL A 02079K305   600 3,879 SH   SOLE   0 0 3,879
AMAZON COM INC COM 023135106   705 3,708 SH   SOLE   0 0 3,708
AMCOR PLC ORD G0250X107   180 18,569 SH   SOLE   0 0 18,569
AMERICAN ELEC PWR CO INC COM 025537101   337 3,081 SH   SOLE   0 0 3,081
AMERICAN INTL GROUP INC COM NEW 026874784   247 2,840 SH   SOLE   0 0 2,840
AMGEN INC COM 031162100   463 1,486 SH   SOLE   0 0 1,486
APPLE INC COM 037833100   1,826 8,219 SH   SOLE   0 0 8,219
ARCHER AVIATION INC COM CL A 03945R102   71 10,000 SH   SOLE   0 0 10,000
AT&T INC COM 00206R102   418 14,786 SH   SOLE   0 0 14,786
ATLASCLEAR HOLDINGS INC COM SHS 128745205   7 10,000 SH   SOLE   0 0 10,000
AUTOZONE INC COM 053332102   366 96 SH   SOLE   0 0 96
BANK MONTREAL QUE COM 063671101   282 2,952 SH   SOLE   0 0 2,952
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   306 575 SH   SOLE   0 0 575
BLACKROCK INC COM 09290D101   230 243 SH   SOLE   0 0 243
BLACKSTONE INC COM 09260D107   298 2,132 SH   SOLE   0 0 2,132
BRISTOL-MYERS SQUIBB CO COM 110122108   499 8,181 SH   SOLE   0 0 8,181
BROADCOM INC COM 11135F101   608 3,630 SH   SOLE   0 0 3,630
CANADIAN NAT RES LTD COM 136385101   373 12,107 SH   SOLE   0 0 12,107
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   5,944 166,774 SH   SOLE   0 0 166,774
CARRIER GLOBAL CORPORATION COM 14448C104   214 3,383 SH   SOLE   0 0 3,383
CHEVRON CORP NEW COM 166764100   973 5,814 SH   SOLE   0 0 5,814
COCA COLA CO COM 191216100   458 6,391 SH   SOLE   0 0 6,391
COMMUNITY TR BANCORP INC COM 204149108   231 4,590 SH   SOLE   0 0 4,590
COSTCO WHSL CORP NEW COM 22160K105   387 409 SH   SOLE   0 0 409
DUKE ENERGY CORP NEW COM NEW 26441C204   422 3,456 SH   SOLE   0 0 3,456
ELI LILLY & CO COM 532457108   212 257 SH   SOLE   0 0 257
ENBRIDGE INC COM 29250N105   1,334 30,111 SH   SOLE   0 0 30,111
ENTERGY CORP NEW COM 29364G103   291 3,400 SH   SOLE   0 0 3,400
ETF SER SOLUTIONS APTUS DEFINED 26922A388   3,457 126,757 SH   SOLE   0 0 126,757
EVERSOURCE ENERGY COM 30040W108   455 7,331 SH   SOLE   0 0 7,331
EXXON MOBIL CORP COM 30231G102   362 3,043 SH   SOLE   0 0 3,043
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840   1,089 21,958 SH   SOLE   0 0 21,958
FLOWERS FOODS INC COM 343498101   193 10,141 SH   SOLE   0 0 10,141
FORTIS INC COM 349553107   363 7,965 SH   SOLE   0 0 7,965
FRANKLIN RESOURCES INC COM 354613101   349 18,153 SH   SOLE   0 0 18,153
GE AEROSPACE COM NEW 369604301   243 1,213 SH   SOLE   0 0 1,213
GILEAD SCIENCES INC COM 375558103   556 4,961 SH   SOLE   0 0 4,961
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   225 2,040 SH   SOLE   0 0 2,040
HOME DEPOT INC COM 437076102   320 872 SH   SOLE   0 0 872
HUNTINGTON BANCSHARES INC COM 446150104   330 21,997 SH   SOLE   0 0 21,997
INNOVATOR ETFS TRUST DEFINED WLT SHLD 45783Y855   2,659 84,746 SH   SOLE   0 0 84,746
INVESCO EXCH TRADED FD TR II FNDMNTL HY CRP 46138E719   379 20,975 SH   SOLE   0 0 20,975
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362   912 18,155 SH   SOLE   0 0 18,155
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577   259 13,998 SH   SOLE   0 0 13,998
INVESCO QQQ TR UNIT SER 1 46090E103   1,278 2,725 SH   SOLE   0 0 2,725
ISHARES GOLD TR ISHARES NEW 464285204   251 4,250 SH   SOLE   0 0 4,250
ISHARES TR CORE S&P MCP ETF 464287507   588 10,080 SH   SOLE   0 0 10,080
ISHARES TR RUS 1000 GRW ETF 464287614   1,098 3,040 SH   SOLE   0 0 3,040
ISHARES TR RUSSELL 2000 ETF 464287655   282 1,412 SH   SOLE   0 0 1,412
ISHARES TR CORE S&P500 ETF 464287200   1,767 3,144 SH   SOLE   0 0 3,144
ISHARES TR S&P SML 600 GWT 464287887   4,180 33,573 SH   SOLE   0 0 33,573
ISHARES TR SP SMCP600VL ETF 464287879   5,130 52,622 SH   SOLE   0 0 52,622
ISHARES TR SELECT DIVID ETF 464287168   947 7,049 SH   SOLE   0 0 7,049
ISHARES TR NATIONAL MUN ETF 464288414   1,278 12,124 SH   SOLE   0 0 12,124
ISHARES TR SHRT NAT MUN ETF 464288158   622 5,893 SH   SOLE   0 0 5,893
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   604 10,568 SH   SOLE   0 0 10,568
JOHNSON & JOHNSON COM 478160104   754 4,546 SH   SOLE   0 0 4,546
JPMORGAN CHASE & CO. COM 46625H100   659 2,687 SH   SOLE   0 0 2,687
KENVUE INC COM 49177J102   261 10,894 SH   SOLE   0 0 10,894
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   326 4,635 SH   SOLE   0 0 4,635
MASTERCARD INCORPORATED CL A 57636Q104   418 763 SH   SOLE   0 0 763
MCDONALDS CORP COM 580135101   274 877 SH   SOLE   0 0 877
MEDTRONIC PLC SHS G5960L103   203 2,261 SH   SOLE   0 0 2,261
META PLATFORMS INC CL A 30303M102   646 1,120 SH   SOLE   0 0 1,120
MICROSOFT CORP COM 594918104   1,695 4,514 SH   SOLE   0 0 4,514
MORGAN STANLEY COM NEW 617446448   505 4,330 SH   SOLE   0 0 4,330
NATIONAL GRID PLC SPONSORED ADR NE 636274409   549 8,367 SH   SOLE   0 0 8,367
NNN REIT INC COM 637417106   480 11,262 SH   SOLE   0 0 11,262
NORTHWEST NAT HLDG CO COM 66765N105   464 10,871 SH   SOLE   0 0 10,871
NORWOOD FINANCIAL CORP COM 669549107   342 14,159 SH   SOLE   0 0 14,159
NVIDIA CORPORATION COM 67066G104   533 4,914 SH   SOLE   0 0 4,914
PACER FDS TR US SMALL CAP CAS 69374H857   6,904 184,096 SH   SOLE   0 0 184,096
PACER FDS TR AMERCN ENRGY IND 69374H634   2,018 49,094 SH   SOLE   0 0 49,094
PACER FDS TR METAURUS CAP 400 69374H436   550 15,073 SH   SOLE   0 0 15,073
PACER FDS TR US CASH COWS 100 69374H881   5,929 108,278 SH   SOLE   0 0 108,278
PAYCHEX INC COM 704326107   219 1,422 SH   SOLE   0 0 1,422
PEPSICO INC COM 713448108   473 3,156 SH   SOLE   0 0 3,156
PFIZER INC COM 717081103   335 13,226 SH   SOLE   0 0 13,226
PHILIP MORRIS INTL INC COM 718172109   357 2,251 SH   SOLE   0 0 2,251
PNC FINL SVCS GROUP INC COM 693475105   399 2,269 SH   SOLE   0 0 2,269
PPL CORP COM 69351T106   238 6,604 SH   SOLE   0 0 6,604
PROLOGIS INC. COM 74340W103   357 3,196 SH   SOLE   0 0 3,196
REALTY INCOME CORP COM 756109104   890 15,339 SH   SOLE   0 0 15,339
RTX CORPORATION COM 75513E101   326 2,458 SH   SOLE   0 0 2,458
SANOFI SPONSORED ADR 80105N105   660 11,905 SH   SOLE   0 0 11,905
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   5,210 209,564 SH   SOLE   0 0 209,564
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,433 72,462 SH   SOLE   0 0 72,462
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   983 35,175 SH   SOLE   0 0 35,175
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   311 13,448 SH   SOLE   0 0 13,448
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   9,192 367,074 SH   SOLE   0 0 367,074
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   225 8,173 SH   SOLE   0 0 8,173
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,244 95,764 SH   SOLE   0 0 95,764
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   4,983 225,692 SH   SOLE   0 0 225,692
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   4,168 159,097 SH   SOLE   0 0 159,097
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   270 10,166 SH   SOLE   0 0 10,166
SELECT SECTOR SPDR TR ENERGY 81369Y506   2,803 29,997 SH   SOLE   0 0 29,997
SMUCKER J M CO COM NEW 832696405   278 2,347 SH   SOLE   0 0 2,347
SOUTHERN CO COM 842587107   292 3,173 SH   SOLE   0 0 3,173
SPDR S&P 500 ETF TR TR UNIT 78462F103   792 1,415 SH   SOLE   0 0 1,415
SPDR SER TR PRTFLO S&P500 HI 78468R788   898 20,283 SH   SOLE   0 0 20,283
SPDR SER TR NUVEEN BLOOMBERG 78464A284   291 11,551 SH   SOLE   0 0 11,551
TC ENERGY CORP COM 87807B107   1,008 21,348 SH   SOLE   0 0 21,348
TESLA INC COM 88160R101   208 803 SH   SOLE   0 0 803
TOTALENERGIES SE SPONSORED ADS 89151E109   624 9,642 SH   SOLE   0 0 9,642
TRUIST FINL CORP COM 89832Q109   365 8,874 SH   SOLE   0 0 8,874
UGI CORP NEW COM 902681105   765 23,139 SH   SOLE   0 0 23,139
UNION PAC CORP COM 907818108   205 867 SH   SOLE   0 0 867
UNITEDHEALTH GROUP INC COM 91324P102   623 1,189 SH   SOLE   0 0 1,189
UNIVERSAL HEALTH RLTY INCOME SH BEN INT 91359E105   380 9,288 SH   SOLE   0 0 9,288
US BANCORP DEL COM NEW 902973304   419 9,918 SH   SOLE   0 0 9,918
VANECK ETF TRUST LONG MUNI ETF 92189F536   425 24,423 SH   SOLE   0 0 24,423
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   227 441 SH   SOLE   0 0 441
VANGUARD INDEX FDS TOTAL STK MKT 922908769   241 879 SH   SOLE   0 0 879
VANGUARD INDEX FDS MID CAP ETF 922908629   341 1,318 SH   SOLE   0 0 1,318
VANGUARD INDEX FDS VALUE ETF 922908744   691 4,000 SH   SOLE   0 0 4,000
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   449 9,042 SH   SOLE   0 0 9,042
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   224 4,415 SH   SOLE   0 0 4,415
VERIZON COMMUNICATIONS INC COM 92343V104   592 13,046 SH   SOLE   0 0 13,046
VISA INC COM CL A 92826C839   226 644 SH   SOLE   0 0 644
WILLIAMS COS INC COM 969457100   511 8,552 SH   SOLE   0 0 8,552
WISDOMTREE TR US LARGECAP DIVD 97717W307   317 4,000 SH   SOLE   0 0 4,000
XCEL ENERGY INC COM 98389B100   442 6,237 SH   SOLE   0 0 6,237