The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD SMALL CAP VALUE ETF Common Stocks/ETFs 922908611 208 1,455 SH   SOLE   0 0 1,455
ISHARES CORE S&P SMALL-CAP E Common Stocks/ETFs 464287804 216 2,329 SH   SOLE   0 0 2,329
ISHARES CORE GROWTH ALLOCATION ETF Common Stocks/ETFs 464289867 259 4,927 SH   SOLE   0 0 4,927
JOHNSON &JOHNSON COM USD1.00 Common Stocks/ETFs 478160104 287 1,827 SH   SOLE   0 0 1,827
TARGET CORP Common Stocks/ETFs 87612E106 290 1,642 SH   SOLE   0 0 1,642
VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND Common Stocks/ETFs 921909768 291 4,845 SH   SOLE   0 0 4,845
ISHARES TR RUS 2000 GRW ETF Common Stocks/ETFs 464287648 296 1,032 SH   SOLE   0 0 1,032
FIDELITY MSCI HEALTH CARE INDEX ETF Common Stocks/ETFs 316092600 302 5,189 SH   SOLE   0 0 5,189
ISHARES CORE AGGRESSIVE ALLOCATION ETF Common Stocks/ETFs 464289859 338 5,257 SH   SOLE   0 0 5,257
APPLE INC COM USD0.00001 Common Stocks/ETFs 037833100 378 2,853 SH   SOLE   0 0 2,853
ISHARES TR COHEN STEER REIT Common Stocks/ETFs 464287564 380 7,068 SH   SOLE   0 0 7,068
3M CO Common Stocks/ETFs 88579Y101 410 2,346 SH   SOLE   0 0 2,346
ISHARES S&P 500 GROWTH ETF Common Stocks/ETFs 464287309 432 6,763 SH   SOLE   0 0 6,763
SPDR S&P INTERNATIONAL SMALL CAP ETF Common Stocks/ETFs 78463X871 434 12,239 SH   SOLE   0 0 12,239
ISHARES S&P 500 VALUE ETF Common Stocks/ETFs 464287408 487 3,795 SH   SOLE   0 0 3,795
ISHARES CORE MODERATE ALLOCATION ETF Common Stocks/ETFs 464289875 536 12,400 SH   SOLE   0 0 12,400
VANGUARD HEALTH CARE ETF Common Stocks/ETFs 92204A504 544 2,436 SH   SOLE   0 0 2,436
ISHARES TR ISHS 1-5YR INVS Common Stocks/ETFs 464288646 553 10,021 SH   SOLE   0 0 10,021
VANGUARD INDEX FDS VANGUARD GROWTH ETF FORMERLY VANGUARD INDEX TR VIPERS Common Stocks/ETFs 922908736 607 2,397 SH   SOLE   0 0 2,397
ISHARES TRUST CORE DIVID GWTH Common Stocks/ETFs 46434V621 654 14,591 SH   SOLE   0 0 14,591
INTEL CORP COM USD0.001 Common Stocks/ETFs 458140100 938 18,875 SH   SOLE   0 0 18,875
ISHARES TR GOV/CRED BD ETF Common Stocks/ETFs 464288596 1,088 8,643 SH   SOLE   0 0 8,643
VANGUARD INDEX FDS VANGUARD VALUE ETF FORMERLY VANGUARD INDEX TR Common Stocks/ETFs 922908744 1,090 9,131 SH   SOLE   0 0 9,131
ISHARES TR IBOXX HI YD ETF Common Stocks/ETFs 464288513 1,374 15,960 SH   SOLE   0 0 15,960
VICTORYSHARES US EQ INCOME ENHANCED VOLATILITY WTD ETF Common Stocks/ETFs 92647N824 2,601 48,439 SH   SOLE   0 0 48,439
ISHARES S&P SMALLCAP 600 VALUE INDEX FUND Common Stocks/ETFs 464287879 3,324 40,801 SH   SOLE   0 0 40,801
ISHARES INTL AGGREGATE BOND Common Stocks/ETFs 46435G672 3,584 63,572 SH   SOLE   0 0 63,572
ISHARES CORE 1-5 YEAR USD BOND ETF Common Stocks/ETFs 46432F859 3,773 73,330 SH   SOLE   0 0 73,330
ISHARES TR EAFE VALUE ETF Common Stocks/ETFs 464288877 5,814 122,467 SH   SOLE   0 0 122,467
ISHARES RUSSELL 2000 ETF Common Stocks/ETFs 464287655 6,009 30,429 SH   SOLE   0 0 30,429
ISHARES TRUST MSCI EMG MKTS ETF USD DIS Common Stocks/ETFs 464287234 6,305 121,594 SH   SOLE   0 0 121,594
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF Common Stocks/ETFs 464287242 7,791 56,083 SH   SOLE   0 0 56,083
ISHARES CORE US AGGREGATE BOND ETF Common Stocks/ETFs 464287226 8,320 70,187 SH   SOLE   0 0 70,187
ISHARES CORE S&P US VALUE ETF Common Stocks/ETFs 464287663 9,153 146,052 SH   SOLE   0 0 146,052
ISHARES MSCI EAFE ETF Common Stocks/ETFs 464287465 11,062 150,980 SH   SOLE   0 0 150,980
ISHARES S&P 500 Common Stocks/ETFs 464287200 15,866 41,309 SH   SOLE   0 0 41,309