The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG000B9ZXB4 1,403,412 12,310 SH   SOLE 0 0 0 12,310
ABBVIE INC COM 00287Y109 BBG0025Y4RY4 1,895,089 9,596 SH   SOLE 0 0 0 9,596
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108 BBG000NK15L3 287,088 9,650 SH   SOLE 0 0 0 9,650
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG000D9D830 1,441,281 4,077 SH   SOLE 0 0 0 4,077
ADOBE INC COM 00724F101 BBG000BB5006 679,845 1,313 SH   SOLE 0 0 0 1,313
ADVANCED MICRO DEVICES INC COM 007903107 BBG000BBQCY0 1,435,612 8,749 SH   SOLE 0 0 0 8,749
AGILENT TECHNOLOGIES INC COM 00846U101 BBG000C2V3D6 733,561 4,940 SH   SOLE 0 0 0 4,940
ALLSTATE CORP COM 020002101 BBG000BVMGF2 564,522 2,977 SH   SOLE 0 0 0 2,977
ALPHABET INC CALL 02079K305 BBG009S39JX6 3,712,974 22,388 SH   SOLE 0 0 0 22,388
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB30 3,890,957 23,273 SH   SOLE 0 0 0 23,273
ALTRIA GROUP INC COM 02209S103 BBG000BP6LJ8 201,329 3,945 SH   SOLE 0 0 0 3,945
AMAZON COM INC CALL 023135106 BBG000BVPV84 5,808,610 31,174 SH   SOLE 0 0 0 31,174
AMBEV SA SPONSORED ADR 02319V103 BBG000BN5VZ4 33,091 13,562 SH   SOLE 0 0 0 13,562
AMERICAN CENTY ETF TR US SML CP VALU 025072877 BBG00Q9MQZ44 6,028,642 62,831 SH   SOLE 0 0 0 62,831
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372 BBG012NXXFT5 9,628,329 184,663 SH   SOLE 0 0 0 184,663
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 BBG00Q6ZDX29 12,751,026 197,384 SH   SOLE 0 0 0 197,384
AMERICAN CENTY ETF TR US EQT ETF 025072885 BBG00Q9MPPR2 31,536,833 331,443 SH   SOLE 0 0 0 331,443
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 BBG00Q9MQ620 40,023,555 597,099 SH   SOLE 0 0 0 597,099
AMERICAN EXPRESS CO COM 025816109 BBG000BCQZS4 957,657 3,531 SH   SOLE 0 0 0 3,531
AMERICAN INTL GROUP INC COM NEW 026874784 BBG000BBDZG3 496,888 6,785 SH   SOLE 0 0 0 6,785
AMERICAN TOWER CORP NEW COM 03027X100 BBG000B9XYV2 516,043 2,219 SH   SOLE 0 0 0 2,219
AMGEN INC COM 031162100 BBG000BBS2Y0 737,705 2,290 SH   SOLE 0 0 0 2,290
ANALOG DEVICES INC COM 032654105 BBG000BB6G37 268,609 1,167 SH   SOLE 0 0 0 1,167
APPLE INC CALL 037833100 BBG000B9XRY4 23,951,841 102,798 SH   SOLE 0 0 0 102,798
APPLIED MATLS INC COM 038222105 BBG000BBPFB9 860,492 4,259 SH   SOLE 0 0 0 4,259
ARISTA NETWORKS INC COM 040413106 BBG000N2HDY5 415,029 1,081 SH   SOLE 0 0 0 1,081
ASE TECHNOLOGY HLDG CO LTD SPONSORED ADS 00215W100 BBG00KLHL9W6 455,598 46,680 SH   SOLE 0 0 0 46,680
ASML HOLDING N V N Y REGISTRY SHS N07059210 BBG000K6MRN4 726,745 872 SH   SOLE 0 0 0 872
ASTRAZENECA PLC SPONSORED ADR 046353108 BBG000BZ0DK8 206,851 2,655 SH   SOLE 0 0 0 2,655
AT&T INC COM 00206R102 BBG000BSJK37 713,130 32,415 SH   SOLE 0 0 0 32,415
AUTODESK INC COM 052769106 BBG000BM7HL0 428,923 1,557 SH   SOLE 0 0 0 1,557
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG000JG0547 1,001,054 3,617 SH   SOLE 0 0 0 3,617
BALL CORP COM 058498106 BBG000BDDNH5 877,736 12,925 SH   SOLE 0 0 0 12,925
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 BBG000BXD232 265,623 24,504 SH   SOLE 0 0 0 24,504
BANCO BRADESCO S A SP ADR PFD NEW 059460303 BBG000BS6WW3 30,630 11,515 SH   SOLE 0 0 0 11,515
BANCO BRADESCO S A SPONSORED ADR 059460402 BBG002QK59T6 49,701 20,286 SH   SOLE 0 0 0 20,286
BANCO SANTANDER S.A. ADR 05964H105 BBG000BTJS47 97,695 19,156 SH   SOLE 0 0 0 19,156
BANCOLOMBIA S A SPON ADR PREF 05968L102 BBG000FCN5H1 521,724 16,626 SH   SOLE 0 0 0 16,626
BANK NEW YORK MELLON CORP COM 064058100 BBG000BD8PN9 490,085 6,820 SH   SOLE 0 0 0 6,820
BECTON DICKINSON & CO COM 075887109 BBG000BCZYD3 436,497 1,810 SH   SOLE 0 0 0 1,810
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG000DWG505 2,022,822 4,395 SH   SOLE 0 0 0 4,395
BLACKROCK INC COM 09247X101 BBG000C2PW58 206,993 218 SH   SOLE 0 0 0 218
BLACKSTONE INC COM 09260D107 BBG000BH0106 697,354 4,554 SH   SOLE 0 0 0 4,554
BOOKING HOLDINGS INC COM 09857L108 BBG000BLBVN4 809,441 192 SH   SOLE 0 0 0 192
BOSTON SCIENTIFIC CORP COM 101137107 BBG000C0LW92 641,321 7,653 SH   SOLE 0 0 0 7,653
BP PLC SPONSORED ADR 055622104 BBG000BT4FC2 332,563 10,595 SH   SOLE 0 0 0 10,595
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG000DQLV23 423,180 8,179 SH   SOLE 0 0 0 8,179
BROADCOM INC COM 11135F101 BBG00KHY5S69 2,522,248 14,622 SH   SOLE 0 0 0 14,622
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 BBG000PPFKQ7 349,881 1,627 SH   SOLE 0 0 0 1,627
BROADSTONE NET LEASE INC COM 11135E203 BBG000PWD2R3 758,000 40,000 SH   SOLE 0 0 0 40,000
BROWN FORMAN CORP CL B 115637209 BBG000BD2NY8 224,647 4,566 SH   SOLE 0 0 0 4,566
CADENCE DESIGN SYSTEM INC COM 127387108 BBG000C13CD9 307,619 1,135 SH   SOLE 0 0 0 1,135
CARRIER GLOBAL CORPORATION COM 14448C104 BBG00RP5HYS8 425,015 5,280 SH   SOLE 0 0 0 5,280
CATERPILLAR INC COM 149123101 BBG000BF0K17 793,401 2,029 SH   SOLE 0 0 0 2,029
CBRE GROUP INC CL A 12504L109 BBG000C04224 390,494 3,137 SH   SOLE 0 0 0 3,137
CHECK POINT SOFTWARE TECH LT ORD M22465104 BBG000K82ZT8 266,271 1,381 SH   SOLE 0 0 0 1,381
CHEVRON CORP NEW COM 166764100 BBG000K4ND22 618,117 4,197 SH   SOLE 0 0 0 4,197
CHIPOTLE MEXICAN GRILL INC CALL 169656105 BBG000QX74T1 527,569 9,156 SH   SOLE 0 0 0 9,156
CHROMADEX CORP COM NEW 171077407 BBG000BG1J71 324,292 88,847 SH   SOLE 0 0 0 88,847
CHUBB LIMITED COM H1467J104 BBG000BR14K5 616,354 2,137 SH   SOLE 0 0 0 2,137
CHUNGHWA TELECOM CO LTD SPON ADR NEW11 17133Q502 BBG000BBYJ94 207,752 5,237 SH   SOLE 0 0 0 5,237
CINTAS CORP COM 172908105 BBG000H3YXF8 358,346 1,741 SH   SOLE 0 0 0 1,741
CISCO SYS INC COM 17275R102 BBG000C3J3C9 366,099 6,879 SH   SOLE 0 0 0 6,879
CITIGROUP INC COM NEW 172967424 BBG000FY4S11 494,665 7,902 SH   SOLE 0 0 0 7,902
CME GROUP INC COM 12572Q105 BBG000BHLYP4 421,931 1,912 SH   SOLE 0 0 0 1,912
COCA COLA CO COM 191216100 BBG000BMX289 2,112,587 29,399 SH   SOLE 0 0 0 29,399
COCA-COLA FEMSA SAB DE CV SPONS ADS REP 191241108 BBG000BJ87V7 226,807 2,556 SH   SOLE 0 0 0 2,556
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 BBG000BBDV81 309,150 4,006 SH   SOLE 0 0 0 4,006
COLGATE PALMOLIVE CO COM 194162103 BBG000BFQYY3 573,003 5,520 SH   SOLE 0 0 0 5,520
COLUMBIA BKG SYS INC COM 197236102 BBG000CTGXS2 221,648 8,489 SH   SOLE 0 0 0 8,489
COMCAST CORP NEW CL A 20030N101 BBG000BFT2L4 250,717 6,002 SH   SOLE 0 0 0 6,002
CONAGRA BRANDS INC COM 205887102 BBG000BDXGP9 396,938 12,206 SH   SOLE 0 0 0 12,206
CONSTELLATION BRANDS INC CL A 21036P108 BBG000J1QLT0 386,508 1,500 SH   SOLE 0 0 0 1,500
COPART INC COM 217204106 BBG000BM9RH1 373,769 7,133 SH   SOLE 0 0 0 7,133
CORE SCIENTIFIC INC NEW COM 21874A106 BBG01L5GH011 271,843 22,921 SH   SOLE 0 0 0 22,921
COSTCO WHSL CORP NEW COM 22160K105 BBG000F6H8W8 1,212,148 1,367 SH   SOLE 0 0 0 1,367
COUPANG INC CL A 22266T109 BBG00XMJRPQ8 298,430 12,156 SH   SOLE 0 0 0 12,156
DANAHER CORPORATION COM 235851102 BBG000BH3JF8 995,120 3,579 SH   SOLE 0 0 0 3,579
DEERE & CO COM 244199105 BBG000BH1NH9 646,411 1,549 SH   SOLE 0 0 0 1,549
DELL TECHNOLOGIES INC CL C 24703L202 BBG00DW3SZS1 1,409,915 11,894 SH   SOLE 0 0 0 11,894
DIAGEO PLC SPON ADR NEW 25243Q205 BBG000BWZQL7 261,854 1,866 SH   SOLE 0 0 0 1,866
DIGITAL RLTY TR INC COM 253868103 BBG000Q5ZRM7 207,316 1,281 SH   SOLE 0 0 0 1,281
DIGITALOCEAN HLDGS INC COM 25402D102 BBG00ZGF6SS3 563,683 13,956 SH   SOLE 0 0 0 13,956
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 BBG011DXXTS9 212,871 3,282 SH   SOLE 0 0 0 3,282
DISNEY WALT CO COM 254687106 BBG000BH4R78 1,313,681 13,657 SH   SOLE 0 0 0 13,657
DOVER CORP COM 260003108 BBG000BHB3M6 1,013,969 5,288 SH   SOLE 0 0 0 5,288
DUPONT DE NEMOURS INC COM 26614N102 BBG00BN961G4 371,678 4,171 SH   SOLE 0 0 0 4,171
ECOLAB INC COM 278865100 BBG000BHKYH4 241,797 947 SH   SOLE 0 0 0 947
ELEVANCE HEALTH INC COM 036752103 BBG000BCG930 259,373 499 SH   SOLE 0 0 0 499
ELI LILLY & CO COM 532457108 BBG000BNBDC2 2,866,638 3,236 SH   SOLE 0 0 0 3,236
ENTERPRISE PRODS PARTNERS L COM 293792107 BBG000BR3012 593,713 20,395 SH   SOLE 0 0 0 20,395
EQUINIX INC COM 29444U700 BBG000MBDGM6 391,230 441 SH   SOLE 0 0 0 441
EXXON MOBIL CORP COM 30231G102 BBG000GZQ728 1,514,146 12,917 SH   SOLE 0 0 0 12,917
F N B CORP COM 302520101 BBG000BJ9B29 284,528 20,165 SH   SOLE 0 0 0 20,165
FERGUSON ENTERPRISES INC COMMON STOCK NEW 31488V107 BBG01NMRD768 268,589 1,353 SH   SOLE 0 0 0 1,353
FISERV INC COM 337738108 BBG000BJKPG0 607,756 3,383 SH   SOLE 0 0 0 3,383
FLEXSHARES TR STOX GBL ESG SLT 33939L688 BBG00D9WQB08 242,736 1,407 SH   SOLE 0 0 0 1,407
GARTNER INC COM 366651107 BBG000BB65D0 327,367 646 SH   SOLE 0 0 0 646
GE AEROSPACE COM NEW 369604301 BBG000BK6MB5 495,211 2,626 SH   SOLE 0 0 0 2,626
GENERAL DYNAMICS CORP COM 369550108 BBG000BK67C7 201,870 668 SH   SOLE 0 0 0 668
GENERAL MLS INC COM 370334104 BBG000BKCFC2 424,031 5,742 SH   SOLE 0 0 0 5,742
GERDAU SA SPON ADR REP PFD 373737105 BBG000K91FQ4 200,391 57,254 SH   SOLE 0 0 0 57,254
GILEAD SCIENCES INC COM 375558103 BBG000CKGBP2 478,977 5,713 SH   SOLE 0 0 0 5,713
GOLDMAN SACHS GROUP INC COM 38141G104 BBG000C6CFJ5 676,173 1,366 SH   SOLE 0 0 0 1,366
GRAINGER W W INC COM 384802104 BBG000BKR1D6 923,656 889 SH   SOLE 0 0 0 889
GSK PLC SPONSORED ADR 37733W204 BBG000BLB481 222,919 5,453 SH   SOLE 0 0 0 5,453
HALLIBURTON CO COM 406216101 BBG000BKTFN2 306,915 10,565 SH   SOLE 0 0 0 10,565
HCA HEALTHCARE INC COM 40412C101 BBG000QW7VC1 475,117 1,169 SH   SOLE 0 0 0 1,169
HDFC BANK LTD SPONSORED ADS 40415F101 BBG000NWKS18 483,647 7,731 SH   SOLE 0 0 0 7,731
HERSHEY CO COM 427866108 BBG000BLHRS2 346,782 1,808 SH   SOLE 0 0 0 1,808
HOME DEPOT INC COM 437076102 BBG000BKZB36 1,770,988 4,371 SH   SOLE 0 0 0 4,371
HONDA MOTOR LTD ADR ECH CNV IN 3 438128308 BBG000BL6B45 712,131 22,443 SH   SOLE 0 0 0 22,443
HONEYWELL INTL INC COM 438516106 BBG000H556T9 515,437 2,494 SH   SOLE 0 0 0 2,494
HSBC HLDGS PLC SPON ADR NEW 404280406 BBG000C1K7N0 584,213 12,928 SH   SOLE 0 0 0 12,928
HUBBELL INC COM 443510607 BBG000BLK267 209,940 490 SH   SOLE 0 0 0 490
ICICI BANK LIMITED ADR 45104G104 BBG000DRM643 816,793 27,363 SH   SOLE 0 0 0 27,363
ILLINOIS TOOL WKS INC COM 452308109 BBG000BMBL90 451,298 1,722 SH   SOLE 0 0 0 1,722
INFOSYS LTD SPONSORED ADR 456788108 BBG000BSGQL7 449,840 20,199 SH   SOLE 0 0 0 20,199
INTEL CORP COM 458140100 BBG000C0G1D1 990,974 42,241 SH   SOLE 0 0 0 42,241
INTERCONTINENTAL EXCHANGE IN COM 45866F104 BBG000C1FB75 308,429 1,920 SH   SOLE 0 0 0 1,920
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG000BLNNH6 742,633 3,359 SH   SOLE 0 0 0 3,359
INTUIT COM 461202103 BBG000BH5DV1 1,087,604 1,751 SH   SOLE 0 0 0 1,751
INTUITIVE SURGICAL INC COM NEW 46120E602 BBG000BJPDZ1 720,202 1,466 SH   SOLE 0 0 0 1,466
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 BBG001P2KBP1 227,386 3,170 SH   SOLE 0 0 0 3,170
INVESCO QQQ TR UNIT SER 1 46090E103 BBG000BSWKH7 1,509,814 3,093 SH   SOLE 0 0 0 3,093
IQVIA HLDGS INC COM 46266C105 BBG00333FYS2 335,550 1,416 SH   SOLE 0 0 0 1,416
IRON MTN INC DEL COM 46284V101 BBG000KCZPC3 264,051 2,222 SH   SOLE 0 0 0 2,222
ISHARES GOLD TR ISHARES NEW 464285204 BBG000QLKDR4 6,906,710 138,968 SH   SOLE 0 0 0 138,968
ISHARES INC MSCI GBL MIN VOL 464286525 BBG0025X38X0 263,648 2,302 SH   SOLE 0 0 0 2,302
ISHARES INC ESG AWR MSCI EM 46434G863 BBG00D7BDH61 314,655 8,642 SH   SOLE 0 0 0 8,642
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3CQ0 13,776,377 239,965 SH   SOLE 0 0 0 239,965
ISHARES TR RUS 1000 ETF 464287622 BBG000CF7ZN2 442,032 1,406 SH   SOLE 0 0 0 1,406
ISHARES TR EAFE GRWTH ETF 464288885 BBG000HF82Y7 219,019 2,035 SH   SOLE 0 0 0 2,035
ISHARES TR CORE US AGGBD ET 464287226 BBG000Q123R0 296,927 2,932 SH   SOLE 0 0 0 2,932
ISHARES TR CORE S&P TTL STK 464287150 BBG000HSHTP0 382,995 3,049 SH   SOLE 0 0 0 3,049
ISHARES TR RUS 1000 GRW ETF 464287614 BBG000BTR7Z0 1,302,134 3,469 SH   SOLE 0 0 0 3,469
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2FJ1 360,857 3,952 SH   SOLE 0 0 0 3,952
ISHARES TR RUS 1000 VAL ETF 464287598 BBG000CG9VP5 827,148 4,358 SH   SOLE 0 0 0 4,358
ISHARES TR NATIONAL MUN ETF 464288414 BBG000TC0WT9 520,012 4,787 SH   SOLE 0 0 0 4,787
ISHARES TR CORE S&P SCP ETF 464287804 BBG000BWCNN7 577,198 4,935 SH   SOLE 0 0 0 4,935
ISHARES TR ISHS 5-10YR INVT 464288638 BBG000QN1YR5 349,180 6,500 SH   SOLE 0 0 0 6,500
ISHARES TR ESG AWARE MSCI 46435U663 BBG00KK876G7 661,551 15,819 SH   SOLE 0 0 0 15,819
ISHARES TR INTERNATIONAL SL 46434V266 BBG008LP7B56 674,368 19,131 SH   SOLE 0 0 0 19,131
ISHARES TR MSCI LW CRB TG 46434V464 BBG007PGJH67 4,559,642 23,248 SH   SOLE 0 0 0 23,248
ISHARES TR CALL 464287655 BBG000CGC9C4 6,137,624 27,786 SH   SOLE 0 0 0 27,786
ISHARES TR MSCI ACWI ETF 464288257 BBG000TH6VB3 3,658,287 30,600 SH   SOLE 0 0 0 30,600
ISHARES TR MSCI EMG MKT ETF 464287234 BBG000M0P5L2 2,224,496 48,506 SH   SOLE 0 0 0 48,506
ISHARES TR MSCI EAFE ETF 464287465 BBG000D2KQ55 6,121,984 73,203 SH   SOLE 0 0 0 73,203
ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRR8 6,306,101 74,921 SH   SOLE 0 0 0 74,921
ISHARES TR CORE S&P MCP ETF 464287507 BBG000BWC7P0 5,275,505 84,652 SH   SOLE 0 0 0 84,652
ISHARES TR ESG SCRND S&P500 46436E569 BBG00XDJC6J4 4,329,736 97,904 SH   SOLE 0 0 0 97,904
ISHARES TR GRWT ALLOCAT ETF 464289867 BBG000KD76D3 9,648,182 162,866 SH   SOLE 0 0 0 162,866
ISHARES TR CORE S&P500 ETF 464287200 BBG000BVZ4F5 101,584,424 176,111 SH   SOLE 0 0 0 176,111
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TR19 14,330,893 183,612 SH   SOLE 0 0 0 183,612
ISHARES TR CORE MSCI INTL 46435G326 BBG00G9DLZX9 18,968,106 267,798 SH   SOLE 0 0 0 267,798
JD.COM INC SPON ADS CL A 47215P106 BBG005YHY0Q7 269,640 6,741 SH   SOLE 0 0 0 6,741
JOHNSON & JOHNSON COM 478160104 BBG000BMHYD1 1,091,974 6,738 SH   SOLE 0 0 0 6,738
JPMORGAN CHASE & CO. COM 46625H100 BBG000DMBXR2 2,506,579 11,887 SH   SOLE 0 0 0 11,887
KELLANOVA COM 487836108 BBG000BMKDM3 266,666 3,304 SH   SOLE 0 0 0 3,304
KEURIG DR PEPPER INC COM 49271V100 BBG000TJM7F0 316,794 8,452 SH   SOLE 0 0 0 8,452
KLA CORP COM NEW 482480100 BBG000BMTFR4 276,464 357 SH   SOLE 0 0 0 357
KT CORP SPONSORED ADR 48268K101 BBG000KG5F93 330,956 21,519 SH   SOLE 0 0 0 21,519
LAM RESEARCH CORP COM 512807108 BBG000BNFLM9 828,594 1,015 SH   SOLE 0 0 0 1,015
LINDE PLC SHS G54950103 BBG01FND0CC1 2,627,022 5,509 SH   SOLE 0 0 0 5,509
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 BBG000C3VPQ1 115,552 37,036 SH   SOLE 0 0 0 37,036
LOCKHEED MARTIN CORP COM 539830109 BBG000C1BW00 489,861 838 SH   SOLE 0 0 0 838
LOEWS CORP COM 540424108 BBG000C45984 212,328 2,686 SH   SOLE 0 0 0 2,686
LOWES COS INC COM 548661107 BBG000BNDN65 598,944 2,211 SH   SOLE 0 0 0 2,211
LUMEN TECHNOLOGIES INC COM 550241103 BBG000BGLRN3 923,454 130,064 SH   SOLE 0 0 0 130,064
MARSH & MCLENNAN COS INC COM 571748102 BBG000BP4MH0 242,325 1,086 SH   SOLE 0 0 0 1,086
MASTERCARD INCORPORATED CL A 57636Q104 BBG000F1ZSQ2 1,021,797 2,069 SH   SOLE 0 0 0 2,069
MCDONALDS CORP COM 580135101 BBG000BNSZP1 473,722 1,556 SH   SOLE 0 0 0 1,556
MEDTRONIC PLC SHS G5960L103 BBG000BNWG87 425,815 4,730 SH   SOLE 0 0 0 4,730
MERCADOLIBRE INC COM 58733R102 BBG000GQPB11 412,444 201 SH   SOLE 0 0 0 201
MERCK & CO INC COM 58933Y105 BBG000BPD168 2,055,525 18,101 SH   SOLE 0 0 0 18,101
META PLATFORMS INC CL A 30303M102 BBG000MM2P62 2,633,619 4,601 SH   SOLE 0 0 0 4,601
MICRON TECHNOLOGY INC COM 595112103 BBG000C5Z1S3 462,253 4,457 SH   SOLE 0 0 0 4,457
MICROSOFT CORP COM 594918104 BBG000BPH459 7,841,507 18,223 SH   SOLE 0 0 0 18,223
MICROVISION INC DEL COM NEW 594960304 BBG000BVKXQ5 456,000 400,000 SH   SOLE 0 0 0 400,000
MOODYS CORP COM 615369105 BBG000F86GP6 485,418 1,023 SH   SOLE 0 0 0 1,023
MORGAN STANLEY COM NEW 617446448 BBG000BLZRJ2 572,054 5,488 SH   SOLE 0 0 0 5,488
MOTOROLA SOLUTIONS INC COM NEW 620076307 BBG000BP8Z50 330,028 734 SH   SOLE 0 0 0 734
MPLX LP COM UNIT REP LTD 55336V100 BBG0035TJGV4 239,020 5,376 SH   SOLE 0 0 0 5,376
NETFLIX INC COM 64110L106 BBG000CL9VN6 1,039,790 1,466 SH   SOLE 0 0 0 1,466
NEXTERA ENERGY INC COM 65339F101 BBG000BJSBJ0 591,955 7,003 SH   SOLE 0 0 0 7,003
NIO INC SPON ADS 62914V106 BBG00LPXZB46 112,338 16,817 SH   SOLE 0 0 0 16,817
NOKIA CORP SPONSORED ADR 654902204 BBG000BNGBW9 69,868 15,988 SH   SOLE 0 0 0 15,988
NOMURA HLDGS INC SPONSORED ADR 65535H208 BBG000BZPXB7 396,487 75,955 SH   SOLE 0 0 0 75,955
NOVARTIS AG SPONSORED ADR 66987V109 BBG000LYF3S8 888,749 7,727 SH   SOLE 0 0 0 7,727
NOVO-NORDISK A S ADR 670100205 BBG000BQBKR3 1,081,555 9,083 SH   SOLE 0 0 0 9,083
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 BBG00FJ5HW78 4,743,379 110,723 SH   SOLE 0 0 0 110,723
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 BBG00FJ5H9S6 6,080,690 145,750 SH   SOLE 0 0 0 145,750
NVIDIA CORPORATION COM 67066G104 BBG000BBJQV0 8,505,834 70,042 SH   SOLE 0 0 0 70,042
NXP SEMICONDUCTORS N V COM N6596X109 BBG000BND699 250,810 1,045 SH   SOLE 0 0 0 1,045
OMNICOM GROUP INC COM 681919106 BBG000BS9489 253,470 2,452 SH   SOLE 0 0 0 2,452
ONEOK INC NEW COM 682680103 BBG000BQHGR6 273,208 2,998 SH   SOLE 0 0 0 2,998
ORACLE CORP COM 68389X105 BBG000BQLTW7 1,722,806 10,110 SH   SOLE 0 0 0 10,110
OTIS WORLDWIDE CORP COM 68902V107 BBG00RP60KV0 414,418 3,987 SH   SOLE 0 0 0 3,987
PACCAR INC COM 693718108 BBG000BQVTF5 449,067 4,551 SH   SOLE 0 0 0 4,551
PALO ALTO NETWORKS INC COM 697435105 BBG0014GJCT9 214,992 629 SH   SOLE 0 0 0 629
PAYCHEX INC COM 704326107 BBG000BQSQ38 202,773 1,511 SH   SOLE 0 0 0 1,511
PENTAIR PLC SHS G7S00T104 BBG000C221G9 292,881 2,995 SH   SOLE 0 0 0 2,995
PEPSICO INC COM 713448108 BBG000DH7JK6 2,622,045 15,419 SH   SOLE 0 0 0 15,419
PFIZER INC COM 717081103 BBG000BR2B91 1,499,800 51,824 SH   SOLE 0 0 0 51,824
PHILIP MORRIS INTL INC COM 718172109 BBG000J2XL74 530,830 4,373 SH   SOLE 0 0 0 4,373
PIEDMONT OFFICE REALTY TR IN COM CL A 720190206 BBG000JVJ8N7 245,147 24,272 SH   SOLE 0 0 0 24,272
PNC FINL SVCS GROUP INC COM 693475105 BBG000BRD0D8 710,141 3,842 SH   SOLE 0 0 0 3,842
PROCTER AND GAMBLE CO COM 742718109 BBG000BR2TH3 4,873,148 28,136 SH   SOLE 0 0 0 28,136
PROGRESSIVE CORP COM 743315103 BBG000BR37X2 524,452 2,067 SH   SOLE 0 0 0 2,067
PROLOGIS INC. COM 74340W103 BBG000B9Z0J8 481,920 3,816 SH   SOLE 0 0 0 3,816
PRUDENTIAL FINL INC COM 744320102 BBG000HCJMF9 291,851 2,410 SH   SOLE 0 0 0 2,410
PTC INC COM 69370C100 BBG000C2VBB0 329,704 1,825 SH   SOLE 0 0 0 1,825
QUALCOMM INC COM 747525103 BBG000CGC1X8 1,029,271 6,053 SH   SOLE 0 0 0 6,053
QUANTA SVCS INC COM 74762E102 BBG000BBL8V7 327,369 1,098 SH   SOLE 0 0 0 1,098
REALTY INCOME CORP COM 756109104 BBG000DHPN63 215,581 3,399 SH   SOLE 0 0 0 3,399
RELIANCE INC COM 759509102 BBG000CJ2181 518,632 1,793 SH   SOLE 0 0 0 1,793
RELX PLC SPONSORED ADR 759530108 BBG000BVXCM1 534,335 11,259 SH   SOLE 0 0 0 11,259
ROCKWELL AUTOMATION INC COM 773903109 BBG000BBCDZ2 247,128 921 SH   SOLE 0 0 0 921
RPM INTL INC COM 749685103 BBG000DCNK80 368,095 3,042 SH   SOLE 0 0 0 3,042
RTX CORPORATION COM 75513E101 BBG000BW8S60 286,422 2,364 SH   SOLE 0 0 0 2,364
S&P GLOBAL INC COM 78409V104 BBG000BP1Q11 688,314 1,332 SH   SOLE 0 0 0 1,332
SALESFORCE INC COM 79466L302 BBG000BN2DC2 1,007,348 3,680 SH   SOLE 0 0 0 3,680
SAP SE SPON ADR 803054204 BBG000BDSLD7 256,134 1,118 SH   SOLE 0 0 0 1,118
SCHWAB CHARLES CORP COM 808513105 BBG000BSLZY7 378,921 5,847 SH   SOLE 0 0 0 5,847
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWKW5 220,272 2,606 SH   SOLE 0 0 0 2,606
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG000PS0FX0 285,263 5,539 SH   SOLE 0 0 0 5,539
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG000PS05G1 397,351 5,856 SH   SOLE 0 0 0 5,856
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG000Q5QG14 376,134 12,890 SH   SOLE 0 0 0 12,890
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG000PRZSP5 1,740,678 26,168 SH   SOLE 0 0 0 26,168
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG000PS0RP3 2,189,008 53,235 SH   SOLE 0 0 0 53,235
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG000BJ7007 357,405 1,583 SH   SOLE 0 0 0 1,583
SELECT SECTOR SPDR TR INDL 81369Y704 BBG000BJ2RF7 254,898 1,882 SH   SOLE 0 0 0 1,882
SERVICENOW INC COM 81762P102 BBG000M1R011 743,238 831 SH   SOLE 0 0 0 831
SHERWIN WILLIAMS CO COM 824348106 BBG000BSXQV7 359,725 943 SH   SOLE 0 0 0 943
SHINHAN FINANCIAL GROUP CO L SPN ADR RESTRD 824596100 BBG000BF95M8 245,800 5,801 SH   SOLE 0 0 0 5,801
SIMON PPTY GROUP INC NEW COM 828806109 BBG000BJ2D31 248,121 1,468 SH   SOLE 0 0 0 1,468
SPDR GOLD TR GOLD SHS 78463V107 BBG000CRF6Q8 736,715 3,031 SH   SOLE 0 0 0 3,031
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG000Q8SV13 970,137 25,829 SH   SOLE 0 0 0 25,829
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG000BDTBL9 27,186,718 47,383 SH   SOLE 0 0 0 47,383
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG000BBNQB7 636,880 1,118 SH   SOLE 0 0 0 1,118
SPROTT PHYSICAL GOLD TR UNIT 85207H104 BBG000Q83F79 475,404 23,327 SH   SOLE 0 0 0 23,327
STEEL DYNAMICS INC COM 858119100 BBG000HGYNZ9 316,889 2,513 SH   SOLE 0 0 0 2,513
STERLING INFRASTRUCTURE INC COM 859241101 BBG000JD6TN5 390,104 2,690 SH   SOLE 0 0 0 2,690
STRYKER CORPORATION COM 863667101 BBG000DN7P92 489,459 1,355 SH   SOLE 0 0 0 1,355
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 BBG000PMKCQ6 222,856 17,645 SH   SOLE 0 0 0 17,645
SYNOPSYS INC COM 871607107 BBG000BSFRF3 435,495 860 SH   SOLE 0 0 0 860
SYSCO CORP COM 871829107 BBG000BTVJ25 540,891 6,929 SH   SOLE 0 0 0 6,929
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 BBG000BD8ZK0 1,461,403 8,415 SH   SOLE 0 0 0 8,415
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205 BBG000LF8708 314,126 22,090 SH   SOLE 0 0 0 22,090
TELEFONICA BRASIL SA NEW ADR 87936R205 BBG00Y6FQHK7 205,472 20,007 SH   SOLE 0 0 0 20,007
TELEFONICA S A SPONSORED ADR 879382208 BBG000BV2R33 156,249 32,150 SH   SOLE 0 0 0 32,150
TESLA INC COM 88160R101 BBG000N9MNX3 836,692 3,198 SH   SOLE 0 0 0 3,198
THE CIGNA GROUP COM 125523100 BBG00KXRCDP0 500,979 1,446 SH   SOLE 0 0 0 1,446
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG000BVDLH9 761,755 1,231 SH   SOLE 0 0 0 1,231
TJX COS INC NEW COM 872540109 BBG000BV8DN6 780,023 6,636 SH   SOLE 0 0 0 6,636
T-MOBILE US INC COM 872590104 BBG000NDV1D4 642,737 3,115 SH   SOLE 0 0 0 3,115
TRANE TECHNOLOGIES PLC SHS G8994E103 BBG000BM6788 246,455 634 SH   SOLE 0 0 0 634
TRAVELERS COMPANIES INC COM 89417E109 BBG000BJ81C1 1,526,998 6,522 SH   SOLE 0 0 0 6,522
TRUIST FINL CORP COM 89832Q109 BBG000BYYLS8 443,311 10,365 SH   SOLE 0 0 0 10,365
TYSON FOODS INC CL A 902494103 BBG000DKCC19 709,181 11,907 SH   SOLE 0 0 0 11,907
U HAUL HOLDING COMPANY COM SER N 023586506 BBG01B6SGB59 280,728 3,899 SH   SOLE 0 0 0 3,899
UBER TECHNOLOGIES INC CALL 90353T100 BBG002B04MT8 745,932 9,925 SH   SOLE 0 0 0 9,925
UNILEVER PLC SPON ADR NEW 904767704 BBG000BW1442 498,859 7,679 SH   SOLE 0 0 0 7,679
UNION PAC CORP COM 907818108 BBG000BW3299 1,370,168 5,559 SH   SOLE 0 0 0 5,559
UNITED MICROELECTRONICS CORP SPON ADR NEW 910873405 BBG000BR4TH1 226,860 26,943 SH   SOLE 0 0 0 26,943
UNITED RENTALS INC COM 911363109 BBG000BXMFC3 439,683 543 SH   SOLE 0 0 0 543
UNITEDHEALTH GROUP INC COM 91324P102 BBG000CH5208 1,436,298 2,457 SH   SOLE 0 0 0 2,457
US BANCORP DEL COM NEW 902973304 BBG000FFDM15 320,491 7,008 SH   SOLE 0 0 0 7,008
V F CORP COM 918204108 BBG000BWCKB6 208,517 10,452 SH   SOLE 0 0 0 10,452
VALMONT INDS INC COM 920253101 BBG000BWB7V4 217,462 750 SH   SOLE 0 0 0 750
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG000HT2CB6 255,697 666 SH   SOLE 0 0 0 666
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG000HX76S7 593,666 2,250 SH   SOLE 0 0 0 2,250
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 BBG000LNZ4P1 496,105 2,726 SH   SOLE 0 0 0 2,726
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG000HSZ812 855,692 3,250 SH   SOLE 0 0 0 3,250
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG000HT3Z79 981,729 4,139 SH   SOLE 0 0 0 4,139
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG000HT5K89 1,301,557 4,868 SH   SOLE 0 0 0 4,868
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG000HX5MQ6 1,118,545 5,571 SH   SOLE 0 0 0 5,571
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG0015VYNT4 5,994,906 11,361 SH   SOLE 0 0 0 11,361
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG000HR9779 4,111,473 14,520 SH   SOLE 0 0 0 14,520
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG000GM5FZ6 1,618,446 13,521 SH   SOLE 0 0 0 13,521
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG000HT88C8 2,201,323 46,005 SH   SOLE 0 0 0 46,005
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRW2 39,932,962 781,161 SH   SOLE 0 0 0 781,161
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 BBG000PX0963 24,691,057 408,657 SH   SOLE 0 0 0 408,657
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG000P5G869 723,932 3,655 SH   SOLE 0 0 0 3,655
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG000QVFB47 4,973,138 94,170 SH   SOLE 0 0 0 94,170
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG000QBYWJ8 515,108 4,018 SH   SOLE 0 0 0 4,018
VANGUARD WORLD FD INF TECH ETF 92204A702 BBG000HSZQ76 248,684 424 SH   SOLE 0 0 0 424
VANGUARD WORLD FD ENERGY ETF 92204A306 BBG000HTG205 341,569 2,789 SH   SOLE 0 0 0 2,789
VANGUARD WORLD FD ESG US STK ETF 921910733 BBG00M0P2RX7 6,548,090 64,418 SH   SOLE 0 0 0 64,418
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 BBG000V1FF75 9,934,003 77,440 SH   SOLE 0 0 0 77,440
VERISK ANALYTICS INC COM 92345Y106 BBG000BCZL41 276,068 1,030 SH   SOLE 0 0 0 1,030
VERIZON COMMUNICATIONS INC COM 92343V104 BBG000HS77T5 765,979 17,056 SH   SOLE 0 0 0 17,056
VISA INC COM CL A 92826C839 BBG000PSKYX7 1,617,643 5,883 SH   SOLE 0 0 0 5,883
VULCAN MATLS CO COM 929160109 BBG000BWGYF8 356,697 1,424 SH   SOLE 0 0 0 1,424
WABTEC COM 929740108 BBG000BDD940 714,806 3,932 SH   SOLE 0 0 0 3,932
WALKER & DUNLOP INC COM 93148P102 BBG000K8K0L3 3,189,266 28,077 SH   SOLE 0 0 0 28,077
WALMART INC COM 931142103 BBG000BWXBC2 937,448 11,609 SH   SOLE 0 0 0 11,609
WASTE CONNECTIONS INC COM 94106B101 BBG000FLHZZ2 242,659 1,357 SH   SOLE 0 0 0 1,357
WELLTOWER INC COM 95040Q104 BBG000BKY1G5 311,497 2,433 SH   SOLE 0 0 0 2,433
WEYERHAEUSER CO MTN BE COM NEW 962166104 BBG000BX3BL3 201,099 5,939 SH   SOLE 0 0 0 5,939
WIPRO LTD SPON ADR 1 SH 97651M109 BBG000BDFT17 573,132 88,446 SH   SOLE 0 0 0 88,446
WOORI FINL GROUP INC SPONSORED ADS 981064108 BBG00MYXJJ27 311,794 8,726 SH   SOLE 0 0 0 8,726
XYLEM INC COM 98419M100 BBG001D8R5D0 363,224 2,690 SH   SOLE 0 0 0 2,690