The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR SER TR PORTFOLIO INTRMD 78464A375 14,356 386,128 SH   SOLE 0 0 0 386,128
PFIZER INC COM 717081103 796 21,620 SH   SOLE 0 0 0 21,620
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 7,549 246,304 SH   SOLE 0 0 0 246,304
VANECK VECTORS ETF TR MTG REIT INCOME 92189F452 2,046 122,158 SH   SOLE 0 0 0 122,158
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 5,260 69,495 SH   SOLE 0 0 0 69,495
PGIM ETF TR ACTV HY BD ETF 69344A206 7,551 186,068 SH   SOLE 0 0 0 186,068
AMAZON COM INC COM 023135106 453 139 SH   SOLE 0 0 0 139
QUALCOMM INC COM 747525103 1,228 8,058 SH   SOLE 0 0 0 8,058
AT&T INC COM 00206R102 718 24,957 SH   SOLE 0 0 0 24,957
SPDR SER TR S&P SEMICNDCTR 78464A862 3,532 20,681 SH   SOLE 0 0 0 20,681
APPLE INC COM 037833100 1,374 10,358 SH   SOLE 0 0 0 10,358
PHILIP MORRIS INTL INC COM 718172109 760 9,185 SH   SOLE 0 0 0 9,185
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 9,370 105,276 SH   SOLE 0 0 0 105,276
REALTY INCOME CORP COM 756109104 737 11,861 SH   SOLE 0 0 0 11,861
PROCTER AND GAMBLE CO COM 742718109 575 4,131 SH   SOLE 0 0 0 4,131
INTEL CORP COM 458140100 1,065 21,380 SH   SOLE 0 0 0 21,380
EXTRA SPACE STORAGE INC COM 30225T102 896 7,734 SH   SOLE 0 0 0 7,734
JPMORGAN CHASE & CO COM 46625H100 264 2,081 SH   SOLE 0 0 0 2,081
SPIRIT RLTY CAP INC NEW COM NEW 84860W300 296 7,368 SH   SOLE 0 0 0 7,368
SYSCO CORP COM 871829107 313 4,209 SH   SOLE 0 0 0 4,209
HUDBAY MINERALS INC COM 443628102 98 14,019 SH   SOLE 0 0 0 14,019
ABBVIE INC COM 00287Y109 995 9,285 SH   SOLE 0 0 0 9,285
ISHARES INC JP MORGAN EM ETF 464286517 2,442 53,967 SH   SOLE 0 0 0 53,967
SENSEONICS HLDGS INC COM 81727U105 44 50,000 SH   SOLE 0 0 0 50,000
PACKAGING CORP AMER COM 695156109 943 6,840 SH   SOLE 0 0 0 6,840
HELMERICH & PAYNE INC COM 423452101 946 40,864 SH   SOLE 0 0 0 40,864
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,436 39,876 SH   SOLE 0 0 0 39,876
ISHARES TR CORE S&P TTL STK 464287150 2,045 23,713 SH   SOLE 0 0 0 23,713
FACEBOOK INC CL A 30303M102 418 1,530 SH   SOLE 0 0 0 1,530
LTC PPTYS INC COM 502175102 800 20,565 SH   SOLE 0 0 0 20,565
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,081 16,847 SH   SOLE 0 0 0 16,847
HUMANA INC COM 444859102 253 616 SH   SOLE 0 0 0 616
ADVANCED MICRO DEVICES INC COM 007903107 349 3,805 SH   SOLE 0 0 0 3,805
COCA COLA CO COM 191216100 829 15,115 SH   SOLE 0 0 0 15,115
NVIDIA CORPORATION COM 67066G104 353 676 SH   SOLE 0 0 0 676
VERIZON COMMUNICATIONS INC COM 92343V104 770 13,099 SH   SOLE 0 0 0 13,099
SCHWAB STRATEGIC TR US TIPS ETF 808524870 3,531 56,877 SH   SOLE 0 0 0 56,877
FIRST AMERN FINL CORP COM 31847R102 767 14,847 SH   SOLE 0 0 0 14,847
DOMINION ENERGY INC COM 25746U109 716 9,516 SH   SOLE 0 0 0 9,516
DEVON ENERGY CORP NEW COM 25179M103 389 24,606 SH   SOLE 0 0 0 24,606
MICROSOFT CORP COM 594918104 2,285 10,273 SH   SOLE 0 0 0 10,273
WP CAREY INC COM 92936U109 808 11,454 SH   SOLE 0 0 0 11,454
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 68,150 749,312 SH   SOLE 0 0 0 749,312
STARBUCKS CORP COM 855244109 210 1,963 SH   SOLE 0 0 0 1,963
MCDONALDS CORP COM 580135101 236 1,099 SH   SOLE 0 0 0 1,099
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 896 18,063 SH   SOLE 0 0 0 18,063
ALPHABET INC CAP STK CL A 02079K305 221 126 SH   SOLE 0 0 0 126
ANTHEM INC COM 036752103 227 706 SH   SOLE 0 0 0 706
CIGNA CORP NEW COM 125523100 293 1,407 SH   SOLE 0 0 0 1,407
COMPUTER PROGRAMS & SYS INC COM 205306103 266 9,928 SH   SOLE 0 0 0 9,928
CONTINENTAL RES INC COM 212015101 281 17,245 SH   SOLE 0 0 0 17,245
ENBRIDGE INC COM 29250N105 799 24,964 SH   SOLE 0 0 0 24,964
ALPHABET INC CAP STK CL C 02079K107 203 116 SH   SOLE 0 0 0 116
ISHARES TR 20 YR TR BD ETF 464287432 1,839 11,657 SH   SOLE 0 0 0 11,657
ATKORE INTL GROUP INC COM 047649108 398 9,678 SH   SOLE 0 0 0 9,678
EMERSON ELEC CO COM 291011104 944 11,741 SH   SOLE 0 0 0 11,741
GMS INC COM 36251C103 378 12,405 SH   SOLE 0 0 0 12,405
ISHARES TR MODERT ALLOC ETF 464289875 266 6,158 SH   SOLE 0 0 0 6,158
CONOCOPHILLIPS COM 20825C104 261 6,527 SH   SOLE 0 0 0 6,527
LUMEN TECHNOLOGIES INC COM 156700106 236 24,197 SH   SOLE 0 0 0 24,197
WHITE MTNS INS GROUP LTD COM G9618E107 261 261 SH   SOLE 0 0 0 261
AES CORP COM 00130H105 379 16,140 SH   SOLE 0 0 0 16,140
SEAGATE TECHNOLOGY PLC SHS G7945M107 923 14,841 SH   SOLE 0 0 0 14,841