The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC Com 00206R102 4,771 152,132 SH   SOLE 0 149,422 600 2,110
AT&T INC Com 00206R102 167 5,337 SH   DFND 0 4,288 0 1,049
ALTRIA GROUP INC Com 02209S103 889 15,483 SH   SOLE 0 15,483 0 0
ALTRIA GROUP INC Com 02209S103 34 600 SH   DFND 0 600 0 0
AMGEN INC Com 031162100 5,514 29,023 SH   SOLE 0 29,023 0 0
AMGEN INC Com 031162100 76 400 SH   DFND 0 400 0 0
APPLE INC Com 037833100 2,555 13,449 SH   SOLE 0 13,299 0 150
APPLE INC Com 037833100 114 600 SH   DFND 0 600 0 0
B B & T CORP Com 054937107 2,952 63,452 SH   SOLE 0 62,852 0 600
B B & T CORP Com 054937107 347 7,450 SH   DFND 0 2,100 0 5,350
BAKER HUGHES A GE CO LLC Com 05722G100 1,890 68,175 SH   SOLE 0 67,675 0 500
BAKER HUGHES A GE CO LLC Com 05722G100 22 800 SH   DFND 0 800 0 0
BANK OF AMERICA CORP Com 060505104 1,024 37,121 SH   SOLE 0 37,121 0 0
BANK OF AMERICA CORP Com 060505104 28 1,008 SH   DFND 0 0 0 1,008
BAXTER INTL INC Com 071813109 2,580 31,732 SH   SOLE 0 31,232 100 400
BAXTER INTL INC Com 071813109 57 700 SH   DFND 0 700 0 0
BERKSHIRE HATHAWAY INC CL B NE Com 084670702 141 700 SH   SOLE 0 700 0 0
BERKSHIRE HATHAWAY INC CL B NE Com 084670702 121 600 SH   DFND 0 600 0 0
CSX CORP Com 126408103 916 12,247 SH   SOLE 0 12,247 0 0
CENTURYLINK INC Com 156700106 1,114 92,950 SH   SOLE 0 92,350 0 600
CENTURYLINK INC Com 156700106 11 948 SH   DFND 0 948 0 0
CHEVRON CORP Com 166764100 582 4,727 SH   SOLE 0 4,727 0 0
CHEVRON CORP Com 166764100 25 200 SH   DFND 0 200 0 0
CISCO SYSTEMS Com 17275R102 7,680 142,244 SH   SOLE 0 141,386 300 558
CISCO SYSTEMS Com 17275R102 113 2,100 SH   DFND 0 1,800 0 300
CLOROX CO Com 189054109 321 2,000 SH   SOLE 0 2,000 0 0
COCA-COLA CO Com 191216100 1,570 33,507 SH   SOLE 0 32,507 0 1,000
CONOCOPHILLIPS Com 20825C104 5,899 88,381 SH   SOLE 0 87,249 232 900
CONOCOPHILLIPS Com 20825C104 60 900 SH   DFND 0 900 0 0
DEVON ENERGY CORPORATION NEW Com 25179M103 1,029 32,600 SH   SOLE 0 32,300 0 300
DEVON ENERGY CORPORATION NEW Com 25179M103 16 500 SH   DFND 0 500 0 0
DISNEY COM STOCK Com 254687106 1,249 11,246 SH   SOLE 0 11,113 0 133
DOMINION ENERGY INC Com 25746U109 3,868 50,452 SH   SOLE 0 49,602 0 850
DOMINION ENERGY INC Com 25746U109 96 1,249 SH   DFND 0 1,249 0 0
DOWDUPONT INC Com 26078J100 286 5,359 SH   SOLE 0 5,359 0 0
DUKE ENERGY CORP NEW COM Com 26441C204 247 2,739 SH   SOLE 0 2,739 0 0
ECOLAB INC Com 278865100 4,592 26,010 SH   SOLE 0 25,810 0 200
ECOLAB INC Com 278865100 53 300 SH   DFND 0 300 0 0
ENBRIDGE INC Com 29250N105 5,338 147,219 SH   SOLE 0 145,633 196 1,390
ENBRIDGE INC Com 29250N105 58 1,600 SH   DFND 0 1,600 0 0
EXXON MOBIL CORPORATION Com 30231G102 5,884 72,825 SH   SOLE 0 72,061 100 664
EXXON MOBIL CORPORATION Com 30231G102 80 987 SH   DFND 0 876 0 111
FOX CORP - CLASS B Com 35137L204 346 9,648 SH   SOLE 0 9,515 0 133
GENERAL ELECTRIC CO Com 369604103 1,204 120,557 SH   SOLE 0 119,367 0 1,190
GENERAL ELECTRIC CO Com 369604103 47 4,700 SH   DFND 0 4,700 0 0
HEWLETT PACKARD ENTERPRISE CO Com 42824C109 2,971 192,575 SH   SOLE 0 191,175 0 1,400
HEWLETT PACKARD ENTERPRISE CO Com 42824C109 48 3,100 SH   DFND 0 3,000 0 100
HOME DEPOT INC. Com 437076102 408 2,127 SH   SOLE 0 2,127 0 0
HONEYWELL INTERNATIONAL INC Com 438516106 818 5,150 SH   SOLE 0 5,150 0 0
HONEYWELL INTERNATIONAL INC Com 438516106 111 700 SH   DFND 0 400 0 300
INTEL CORP Com 458140100 8,387 156,190 SH   SOLE 0 155,190 200 800
INTEL CORP Com 458140100 88 1,645 SH   DFND 0 1,600 0 45
INTERNATIONAL BUSINESS MACHINE Com 459200101 1,511 10,710 SH   SOLE 0 10,710 0 0
INTERNATIONAL BUSINESS MACHINE Com 459200101 42 300 SH   DFND 0 300 0 0
ISHARES COMEX GOLD TRUST Com 464285105 141 11,350 SH   SOLE 0 10,350 0 1,000
JOHNSON & JOHNSON Com 478160104 7,932 56,742 SH   SOLE 0 55,927 150 665
JOHNSON & JOHNSON Com 478160104 264 1,889 SH   DFND 0 1,500 0 389
KIMBERLY CLARK CORP Com 494368103 1,753 14,147 SH   SOLE 0 13,947 0 200
KINDER MORGAN INC Com 49456B101 3,847 192,250 SH   SOLE 0 191,250 0 1,000
KINDER MORGAN INC Com 49456B101 50 2,500 SH   DFND 0 2,400 0 100
LANCASTER COLONY CORP Com 513847103 313 2,000 SH   SOLE 0 2,000 0 0
LOCKHEED MARTIN CORP Com 539830109 2,830 9,427 SH   SOLE 0 9,427 0 0
LOCKHEED MARTIN CORP Com 539830109 60 200 SH   DFND 0 200 0 0
LOEWS CORP Com 540424108 1,313 27,400 SH   SOLE 0 27,000 0 400
MARATHON OIL CORP Com 565849106 2,615 156,510 SH   SOLE 0 155,710 0 800
MARATHON OIL CORP Com 565849106 37 2,200 SH   DFND 0 2,200 0 0
MARATHON PETROLEUM CORP Com 56585A102 419 7,007 SH   SOLE 0 7,007 0 0
MCDONALDS CORP Com 580135101 228 1,200 SH   SOLE 0 1,200 0 0
MERCK & CO INC NEW Com 58933Y105 2,557 30,745 SH   SOLE 0 30,584 0 161
MERCK & CO INC NEW Com 58933Y105 100 1,200 SH   DFND 0 1,200 0 0
MICROSOFT CORP. Com 594918104 7,561 64,111 SH   SOLE 0 63,505 150 456
MICROSOFT CORP. Com 594918104 212 1,800 SH   DFND 0 1,800 0 0
MONDELEZ INTERNATIONAL, INC Com 609207105 313 6,276 SH   SOLE 0 6,276 0 0
MONDELEZ INTERNATIONAL, INC Com 609207105 21 415 SH   DFND 0 415 0 0
NEXTERA ENERGY INC Com 65339F101 2,835 14,667 SH   SOLE 0 14,167 100 400
NEXTERA ENERGY INC Com 65339F101 58 300 SH   DFND 0 0 0 300
NIKE, INC. Com 654106103 648 7,700 SH   SOLE 0 7,700 0 0
NORFOLK SOUTHERN CORP. Com 655844108 3,925 21,002 SH   SOLE 0 20,502 0 500
OLD POINT FINANCIAL CORPORATIO Com 680194107 4,625 218,165 SH   SOLE 0 192,314 0 25,851
OLD POINT FINANCIAL CORPORATIO Com 680194107 295 13,901 SH   DFND 0 7,100 0 6,801
PPG INDUSTRIES, INC. Com 693506107 451 4,000 SH   SOLE 0 4,000 0 0
PEPSICO INC Com 713448108 7,420 60,544 SH   SOLE 0 59,744 100 700
PEPSICO INC Com 713448108 264 2,152 SH   DFND 0 800 0 1,352
PFIZER, INC W/RIGHTS 10/5/07 Com 717081103 3,140 73,940 SH   SOLE 0 73,640 200 100
PFIZER, INC W/RIGHTS 10/5/07 Com 717081103 218 5,142 SH   DFND 0 2,892 0 2,250
PHILIP MORRIS INTERNATIONAL IN Com 718172109 1,308 14,797 SH   SOLE 0 14,197 0 600
PHILIP MORRIS INTERNATIONAL IN Com 718172109 53 600 SH   DFND 0 600 0 0
PHILLIPS 66 Com 718546104 300 3,150 SH   SOLE 0 3,050 0 100
T ROWE PRICE GROUP INC Com 74144T108 1,544 15,424 SH   SOLE 0 15,424 0 0
PROCTER & GAMBLE CO. Com 742718109 6,643 63,844 SH   SOLE 0 62,844 100 900
PROCTER & GAMBLE CO. Com 742718109 357 3,429 SH   DFND 0 1,000 0 2,429
RAYTHEON COMPANY Com 755111507 7,587 41,668 SH   SOLE 0 41,368 0 300
RAYTHEON COMPANY Com 755111507 127 700 SH   DFND 0 700 0 0
SOUTHERN CO Com 842587107 4,042 78,208 SH   SOLE 0 77,408 100 700
SOUTHERN CO Com 842587107 41 800 SH   DFND 0 800 0 0
SYSCO CORP Com 871829107 5,034 75,403 SH   SOLE 0 74,503 200 700
SYSCO CORP Com 871829107 67 1,000 SH   DFND 0 1,000 0 0
TARGET CORP Com 87612E106 1,500 18,687 SH   SOLE 0 18,587 0 100
TARGET CORP Com 87612E106 32 400 SH   DFND 0 400 0 0
TEVA PHARMACEUTICAL SPONS ADR Com 881624209 943 60,155 SH   SOLE 0 60,155 0 0
TEVA PHARMACEUTICAL SPONS ADR Com 881624209 15 950 SH   DFND 0 950 0 0
3M CO Com 88579Y101 1,161 5,586 SH   SOLE 0 5,586 0 0
3M CO Com 88579Y101 83 400 SH   DFND 0 400 0 0
UNITED TECHNOLOGIES Com 913017109 1,047 8,125 SH   SOLE 0 8,125 0 0
UNITED TECHNOLOGIES Com 913017109 6 50 SH   DFND 0 50 0 0
VERIZON COMMUNICATIONS Com 92343V104 5,641 95,393 SH   SOLE 0 94,493 300 600
VERIZON COMMUNICATIONS Com 92343V104 140 2,361 SH   DFND 0 1,669 0 692
WALGREENS BOOTS ALLIANCE INC Com 931427108 3,330 52,629 SH   SOLE 0 52,629 0 0
WALGREENS BOOTS ALLIANCE INC Com 931427108 57 900 SH   DFND 0 900 0 0
WATERSIDE CAPITAL CORP Com 941872103 0 14,940 SH   SOLE 0 14,940 0 0
WELLS FARGO & CO NEW Com 949746101 347 7,186 SH   SOLE 0 7,186 0 0
WEYERHAEUSER CO Com 962166104 2,435 92,430 SH   SOLE 0 91,830 0 600
WEYERHAEUSER CO Com 962166104 68 2,580 SH   DFND 0 2,580 0 0
YUM! BRANDS INC Com 988498101 2,887 28,920 SH   SOLE 0 28,620 0 300
ACCENTURE PLC CL A Com G1151C101 7,807 44,351 SH   SOLE 0 43,751 0 600
ACCENTURE PLC CL A Com G1151C101 106 600 SH   DFND 0 600 0 0
EATON CORP PLC Com G29183103 921 11,428 SH   SOLE 0 11,028 0 400