The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 270 1,518 SH   SOLE 0 0 0 1,518
ABBVIE INC COM 00287Y109 437 3,230 SH   SOLE 0 0 0 3,230
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 428 1,033 SH   SOLE 0 0 0 1,033
AGILENT TECHNOLOGIES INC COM 00846U101 2,887 18,083 SH   SOLE 0 0 0 18,083
AIR PRODS & CHEMS INC COM 009158106 2,514 8,263 SH   SOLE 0 0 0 8,263
ALPHABET INC CAP STK CL C 02079K107 217 75 SH   SOLE 0 0 0 75
ALPHABET INC CAP STK CL A 02079K305 5,788 1,998 SH   SOLE 0 0 0 1,998
AMAZON COM INC COM 023135106 7,712 2,313 SH   SOLE 0 0 0 2,313
AMERICAN WTR WKS CO INC NEW COM 030420103 224 1,185 SH   SOLE 0 0 0 1,185
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 2,338 38,620 SH   SOLE 0 0 0 38,620
APPLE INC COM 037833100 11,968 67,401 SH   SOLE 0 0 0 67,401
APPLIED MATLS INC COM 038222105 244 1,551 SH   SOLE 0 0 0 1,551
AUTOMATIC DATA PROCESSING IN COM 053015103 561 2,276 SH   SOLE 0 0 0 2,276
BARCLAYS PLC ADR 06738E204 300 29,000 SH   SOLE 0 0 0 29,000
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 313 1,047 SH   SOLE 0 0 0 1,047
BRISTOL-MYERS SQUIBB CO COM 110122108 224 3,600 SH   SOLE 0 0 0 3,600
CADENCE DESIGN SYSTEM INC COM 127387108 371 1,993 SH   SOLE 0 0 0 1,993
CBRE GROUP INC CL A 12504L109 225 2,078 SH   SOLE 0 0 0 2,078
CISCO SYS INC COM 17275R102 364 5,750 SH   SOLE 0 0 0 5,750
CLEVELAND-CLIFFS INC NEW COM 185899101 218 10,000 SH   SOLE 0 0 0 10,000
COCA COLA CO COM 191216100 216 3,640 SH   SOLE 0 0 0 3,640
COLGATE PALMOLIVE CO COM 194162103 389 4,562 SH   SOLE 0 0 0 4,562
CORTEVA INC COM 22052L104 3,046 64,425 SH   SOLE 0 0 0 64,425
COSTCO WHSL CORP NEW COM 22160K105 4,272 7,525 SH   SOLE 0 0 0 7,525
CVS HEALTH CORP COM 126650100 285 2,759 SH   SOLE 0 0 0 2,759
D R HORTON INC COM 23331A109 293 2,700 SH   SOLE 0 0 0 2,700
DICKS SPORTING GOODS INC COM 253393102 230 2,000 SH   SOLE 0 0 0 2,000
DISNEY WALT CO COM 254687106 782 5,051 SH   SOLE 0 0 0 5,051
DOMINION ENERGY INC COM 25746U109 5,541 70,537 SH   SOLE 0 0 0 70,537
DUPONT DE NEMOURS INC COM 26614N102 2,288 28,322 SH   SOLE 0 0 0 28,322
ECOLAB INC COM 278865100 3,474 14,808 SH   SOLE 0 0 0 14,808
EMERSON ELEC CO COM 291011104 221 2,375 SH   SOLE 0 0 0 2,375
ENBRIDGE INC COM 29250N105 5,630 144,052 SH   SOLE 0 0 0 144,052
EQUINIX INC COM 29444U700 2,124 2,511 SH   SOLE 0 0 0 2,511
GENERAL DYNAMICS CORP COM 369550108 1,060 5,085 SH   SOLE 0 0 0 5,085
HONEYWELL INTL INC COM 438516106 4,962 23,796 SH   SOLE 0 0 0 23,796
IBIO INC COM NEW 451033203 9 17,080 SH   SOLE 0 0 0 17,080
INTEL CORP COM 458140100 2,471 47,982 SH   SOLE 0 0 0 47,982
INTERNATIONAL BUSINESS MACHS COM 459200101 826 6,180 SH   SOLE 0 0 0 6,180
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 481 3,190 SH   SOLE 0 0 0 3,190
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 13,290 621,305 SH   SOLE 0 0 0 621,305
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 12,908 601,512 SH   SOLE 0 0 0 601,512
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 12,837 586,179 SH   SOLE 0 0 0 586,179
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 HY 46138J858 4,557 180,196 SH   SOLE 0 0 0 180,196
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833 4,508 180,476 SH   SOLE 0 0 0 180,476
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 12,769 584,924 SH   SOLE 0 0 0 584,924
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817 4,438 180,704 SH   SOLE 0 0 0 180,704
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 HY 46138J874 4,685 201,689 SH   SOLE 0 0 0 201,689
ISHARES TR RUS 1000 VAL ETF 464287598 564 3,359 SH   SOLE 0 0 0 3,359
ISHARES TR RUS 1000 GRW ETF 464287614 960 3,140 SH   SOLE 0 0 0 3,140
ISHARES TR CORE MSCI EAFE 46432F842 261 3,502 SH   SOLE 0 0 0 3,502
ISHARES TR ESG AWR MSCI USA 46435G425 502 4,655 SH   SOLE 0 0 0 4,655
ISHARES TR EAFE GRWTH ETF 464288885 244 2,211 SH   SOLE 0 0 0 2,211
ISHARES TR CORE S&P500 ETF 464287200 481 1,009 SH   SOLE 0 0 0 1,009
ISHARES TR CORE S&P MCP ETF 464287507 1,123 3,967 SH   SOLE 0 0 0 3,967
ISHARES TR CORE S&P SCP ETF 464287804 1,057 9,234 SH   SOLE 0 0 0 9,234
JOHNSON & JOHNSON COM 478160104 2,632 15,387 SH   SOLE 0 0 0 15,387
JONES LANG LASALLE INC COM 48020Q107 5,003 18,575 SH   SOLE 0 0 0 18,575
JPMORGAN CHASE & CO COM 46625H100 295 1,863 SH   SOLE 0 0 0 1,863
LINDE PLC SHS G5494J103 463 1,336 SH   SOLE 0 0 0 1,336
LOCKHEED MARTIN CORP COM 539830109 4,469 12,574 SH   SOLE 0 0 0 12,574
LOWES COS INC COM 548661107 276 1,068 SH   SOLE 0 0 0 1,068
MASTERCARD INCORPORATED CL A 57636Q104 2,161 6,014 SH   SOLE 0 0 0 6,014
MCDONALDS CORP COM 580135101 594 2,217 SH   SOLE 0 0 0 2,217
MEDTRONIC PLC SHS G5960L103 1,032 9,974 SH   SOLE 0 0 0 9,974
META PLATFORMS INC CL A 30303M102 5,426 16,132 SH   SOLE 0 0 0 16,132
MICRON TECHNOLOGY INC COM 595112103 256 2,750 SH   SOLE 0 0 0 2,750
MICROSOFT CORP COM 594918104 6,687 19,882 SH   SOLE 0 0 0 19,882
MORGAN STANLEY COM NEW 617446448 216 2,200 SH   SOLE 0 0 0 2,200
NETFLIX INC COM 64110L106 205 341 SH   SOLE 0 0 0 341
NEWMONT CORP COM 651639106 248 4,000 SH   SOLE 0 0 0 4,000
NEXTERA ENERGY INC COM 65339F101 5,843 62,587 SH   SOLE 0 0 0 62,587
NUVEEN REAL ESTATE INCOME FD COM 67071B108 256 20,000 SH   SOLE 0 0 0 20,000
PEPSICO INC COM 713448108 2,880 16,577 SH   SOLE 0 0 0 16,577
PHYSICIANS RLTY TR COM 71943U104 198 10,500 SH   SOLE 0 0 0 10,500
PROCTER AND GAMBLE CO COM 742718109 288 1,761 SH   SOLE 0 0 0 1,761
RAYTHEON TECHNOLOGIES CORP COM 75513E101 559 6,492 SH   SOLE 0 0 0 6,492
REGIONS FINANCIAL CORP NEW COM 7591EP100 240 11,000 SH   SOLE 0 0 0 11,000
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,940 17,167 SH   SOLE 0 0 0 17,167
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4,196 36,868 SH   SOLE 0 0 0 36,868
SOUTHERN CO COM 842587107 259 3,780 SH   SOLE 0 0 0 3,780
STARBUCKS CORP COM 855244109 4,846 41,432 SH   SOLE 0 0 0 41,432
TARGET CORP COM 87612E106 239 1,033 SH   SOLE 0 0 0 1,033
TERNIUM SA SPONSORED ADS 880890108 218 5,000 SH   SOLE 0 0 0 5,000
THERMO FISHER SCIENTIFIC INC COM 883556102 1,732 2,596 SH   SOLE 0 0 0 2,596
UNITEDHEALTH GROUP INC COM 91324P102 3,599 7,167 SH   SOLE 0 0 0 7,167
US BANCORP DEL COM NEW 902973304 3,833 68,238 SH   SOLE 0 0 0 68,238
UXIN LTD ADS 91818X108 22 13,890 SH   SOLE 0 0 0 13,890
VALERO ENERGY CORP COM 91913Y100 5,740 76,416 SH   SOLE 0 0 0 76,416
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 7,448 97,863 SH   SOLE 0 0 0 97,863
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 395 2,300 SH   SOLE 0 0 0 2,300
VISA INC COM CL A 92826C839 3,358 15,497 SH   SOLE 0 0 0 15,497
WALMART INC COM 931142103 399 2,759 SH   SOLE 0 0 0 2,759
WASTE MGMT INC DEL COM 94106L109 253 1,516 SH   SOLE 0 0 0 1,516
XYLEM INC COM 98419M100 345 2,874 SH   SOLE 0 0 0 2,874