The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON.COM INC Stock 023135106 2,772 844 SH   SOLE 0 843 0 0
STARBUCKS CORP Stock 855244109 659 5,973 SH   SOLE 0 5,973 0 0
PUBLIC SVC ENTERPRISE GRP INC COM Stock 744573106 507 8,321 SH   SOLE 0 8,321 0 0
JOHNSON & JOHNSON COM Stock 478160104 1,979 12,255 SH   SOLE 0 12,255 0 0
VANGUARD TOTAL STK MKT ETF 922908769 368 1,655 SH   SOLE 0 1,655 0 0
COSTCO WHOLESALE CORP Stock 22160K105 341 759 SH   SOLE 0 758 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 1,062 21,086 SH   SOLE 0 21,086 0 0
GOLDMAN SACHS GROUP INC Stock 38141G104 286 756 SH   SOLE 0 755 0 0
TOYOTA MOTOR CORP ADS ADR 892331307 365 2,051 SH   SOLE 0 2,050 0 0
PROCTER AND GAMBLE CO COM Stock 742718109 10,792 77,199 SH   SOLE 0 77,198 0 0
COCA COLA CO COM Stock 191216100 1,197 22,822 SH   SOLE 0 22,821 0 0
ENTERPRISE PRODS PARTNERS L P Stock 293792107 216 10,000 SH   SOLE 0 10,000 0 0
TRUIST FINL CORP COM Stock 89832Q109 1,145 19,531 SH   SOLE 0 19,531 0 0
UNITED PARCEL SERVICE INC Stock 911312106 779 4,278 SH   SOLE 0 4,278 0 0
VANGUARD REAL ESTATE ETF ETF 922908553 222 2,180 SH   SOLE 0 2,180 0 0
INTEL CORP COM Stock 458140100 1,392 26,120 SH   SOLE 0 26,120 0 0
CHICAGO MERCANTILE HLDGS INC Stock 12572Q105 264 1,365 SH   SOLE 0 1,364 0 0
MEDTRONIC PLC SHS Stock G5960L103 746 5,948 SH   SOLE 0 5,947 0 0
CLOROX CO DEL COM Stock 189054109 204 1,233 SH   SOLE 0 1,233 0 0
COMERICA INC COM Stock 200340107 286 3,558 SH   SOLE 0 3,558 0 0
NETFLIX COM INC Stock 64110L106 472 773 SH   SOLE 0 773 0 0
PAYCHEX INC Stock 704326107 466 4,146 SH   SOLE 0 4,146 0 0
MEDICAL PPTYS TRUST INC COM REIT 58463J304 371 18,508 SH   SOLE 0 18,508 0 0
PEOPLES BK BRIDGEPORT CN Stock 712704105 321 18,378 SH   SOLE 0 18,378 0 0
HESS CORP COM Stock 42809H107 414 5,301 SH   SOLE 0 5,300 0 0
ISHARES INTERNATIONAL DIVIDEND GROWTH ETF ETF 46435G524 8,666 132,771 SH   SOLE 0 132,771 0 0
MERCK & CO INC Stock 58933Y105 939 12,502 SH   SOLE 0 12,502 0 0
SPDR S&P 500 ETF ETF 78462F103 569 1,327 SH   SOLE 0 1,327 0 0
MASTERCARD INC Stock 57636Q104 709 2,039 SH   SOLE 0 2,038 0 0
ALLSTATE CORP Stock 020002101 338 2,653 SH   SOLE 0 2,652 0 0
VERIZON COMMUNICATIONS Stock 92343V104 1,180 21,848 SH   SOLE 0 21,848 0 0
CHUBB LIMITED COM Stock H1467J104 231 1,333 SH   SOLE 0 1,333 0 0
SNAP ON INC COM Stock 833034101 1,197 5,727 SH   SOLE 0 5,727 0 0
PEPSICO INC COM Stock 713448108 875 5,820 SH   SOLE 0 5,820 0 0
HONEYWELL INTL INC Stock 438516106 744 3,506 SH   SOLE 0 3,506 0 0
FIRSTENERGY CORP Stock 337932107 244 6,861 SH   SOLE 0 6,861 0 0
ISHARES ESG AWARE MSCI USA ETF ETF 46435G425 1,269 12,893 SH   SOLE 0 12,893 0 0
US BANCORP DEL COM NEW Stock 902973304 2,660 44,755 SH   SOLE 0 44,755 0 0
BP PLC SPONSORED ADR ADR 055622104 389 14,243 SH   SOLE 0 14,243 0 0
HOME DEPOT Stock 437076102 1,280 3,900 SH   SOLE 0 3,899 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 494 2,470 SH   SOLE 0 2,470 0 0
AMERISOURCEBERGEN CORP COM Stock 03073E105 399 3,344 SH   SOLE 0 3,344 0 0
HENRY JACK & ASSOC INC Stock 426281101 363 2,214 SH   SOLE 0 2,214 0 0
LINCOLN ELEC HLDGS INC Stock 533900106 212 1,646 SH   SOLE 0 1,646 0 0
MSC INDL DIRECT INC CL A Stock 553530106 527 6,568 SH   SOLE 0 6,568 0 0
ISHARES S&P SMALLCAP 600 ETF ETF 464287804 799 7,317 SH   SOLE 0 7,317 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 875 3,206 SH   SOLE 0 3,206 0 0
ISHARES CORE MSCI INTERNATIONAL DEVELOPED MARKETS ETF ETF 46435G326 297 4,442 SH   SOLE 0 4,442 0 0
ADOBE SYS INC Stock 00724F101 483 839 SH   SOLE 0 839 0 0
GOOGLE INC Stock 02079K305 1,682 629 SH   SOLE 0 629 0 0
PROGRESSIVE CORP COM Stock 743315103 513 5,671 SH   SOLE 0 5,671 0 0
EASTMAN CHEMICAL CO Stock 277432100 306 3,041 SH   SOLE 0 3,041 0 0
PRINCIPAL FINANCIAL GROUP INC COM Stock 74251V102 277 4,305 SH   SOLE 0 4,305 0 0
INTUIT INC Stock 461202103 254 470 SH   SOLE 0 470 0 0
UNILEVER PLC SPON ADR NEW ADR 904767704 218 4,030 SH   SOLE 0 4,029 0 0
CSX CORP Stock 126408103 1,252 42,110 SH   SOLE 0 42,110 0 0
COMCAST CORP NEW CL A Stock 20030N101 532 9,517 SH   SOLE 0 9,517 0 0
MICROSOFT Stock 594918104 5,152 18,276 SH   SOLE 0 18,275 0 0
V F CORP COM Stock 918204108 297 4,437 SH   SOLE 0 4,436 0 0
AETERNA ZENTARIS INC COM Stock 007975402 14 18,000 SH   SOLE 0 18,000 0 0
VANGUARD TOTAL WORLD BOND ETF ETF 92206C565 607 7,602 SH   SOLE 0 7,602 0 0
HARTFORD MUNICIPAL OPPORTUNITIES ETF ETF 41653L503 227 5,439 SH   SOLE 0 5,439 0 0
BOEING CO COM Stock 097023105 580 2,639 SH   SOLE 0 2,638 0 0
NEXTERA ENERGY INC COM Stock 65339F101 471 6,000 SH   SOLE 0 6,000 0 0
NIKE INC CLASS B Stock 654106103 715 4,926 SH   SOLE 0 4,926 0 0
TESLA MOTORS INC Stock 88160R101 965 1,244 SH   SOLE 0 1,244 0 0
LINDE PLC SHS Stock G5494J103 223 759 SH   SOLE 0 759 0 0
NORFOLK SOUTHERN CRP Stock 655844108 204 852 SH   SOLE 0 852 0 0
CENTERPOINT ENERGY INC COM Stock 15189T107 208 8,446 SH   SOLE 0 8,446 0 0
ASTRAZENECA PLC- SPONS ADR ADR 046353108 302 5,036 SH   SOLE 0 5,036 0 0
FIFTH THIRD BANCORP Stock 316773100 2,557 60,241 SH   SOLE 0 60,240 0 0
HUNTINGTON BANCSHARES INC COM Stock 446150104 465 30,069 SH   SOLE 0 30,068 0 0
LILLY ELI & CO COM Stock 532457108 320 1,383 SH   SOLE 0 1,383 0 0
AIR PRODS & CHEMS INC COM Stock 009158106 259 1,012 SH   SOLE 0 1,012 0 0
HUNTINGTON INGALLS INDS INC COM Stock 446413106 355 1,841 SH   SOLE 0 1,841 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204 379 3,886 SH   SOLE 0 3,886 0 0
CHIPOTLE MEXICAN GRILL INC Stock 169656105 302 166 SH   SOLE 0 166 0 0
SONY GROUP CORPORATION SPONSORED ADR ADR 835699307 302 2,732 SH   SOLE 0 2,732 0 0
MARATHON PETE CORP Stock 56585A102 202 3,273 SH   SOLE 0 3,273 0 0
PINNACLE FINL PARTNERS INC COM Stock 72346Q104 214 2,279 SH   SOLE 0 2,279 0 0
BLACKROCK FUTURE TECH ETF ETF 09290C301 631 17,937 SH   SOLE 0 17,937 0 0
ENERGY TRANSFER L P COM UT LTD PTN Stock 29273V100 307 32,000 SH   SOLE 0 32,000 0 0
ISHARES MSCI GLOBAL MIN VOL FACTOR ETF ETF 464286525 259 2,517 SH   SOLE 0 2,516 0 0
VISA INC Stock 92826C839 1,099 4,935 SH   SOLE 0 4,935 0 0
ISHARES INC MSCI EAFE MINIMUM VOLATILITY INDEX FD ETF 46429B689 25,377 336,834 SH   SOLE 0 336,833 0 0
ISHARES TR MSCI USA MINIMUM VOLATILITY INDEX FD ETF 46429B697 90,538 1,231,805 SH   SOLE 0 1,231,805 0 0
VANGUARD GROWTH ETF ETF 922908736 203 699 SH   SOLE 0 699 0 0
ISHARES U.S. TREASURY BOND ETF ETF 46429B267 29,397 1,108,076 SH   SOLE 0 1,108,076 0 0
INVESCO S&P INTERNATIONAL DEVELOPED LOW VOLATILITY ETF ETF 46138E230 2,008 65,548 SH   SOLE 0 65,548 0 0
AMERICAN TOWER CORP REIT 03027X100 214 806 SH   SOLE 0 806 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150 64,874 659,422 SH   SOLE 0 659,422 0 0
FACEBOOK INC CL A Stock 30303M102 1,413 4,162 SH   SOLE 0 4,162 0 0
ASML HOLDING N V N Y REGISTRY SHS ADR N07059210 452 607 SH   SOLE 0 607 0 0
INGREDION INC COM Stock 457187102 297 3,337 SH   SOLE 0 3,337 0 0
BCE INC COM NEW Stock 05534B760 215 4,300 SH   SOLE 0 4,300 0 0
FIRST FINL BANCORP OH COM Stock 320209109 259 11,047 SH   SOLE 0 11,047 0 0
AVAGO TECHNOLOGIES LTD Stock 11135F101 331 682 SH   SOLE 0 682 0 0
MITSUBISHI UFJ FINL GROUP INC SPONSORED ADR 606822104 112 18,821 SH   SOLE 0 18,820 0 0
NOVARTIS AG ADR ADR 66987V109 281 3,433 SH   SOLE 0 3,433 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842 12,008 161,719 SH   SOLE 0 161,718 0 0
ROYAL BANK OF CANADA Stock 780087102 267 2,688 SH   SOLE 0 2,688 0 0
CIMAREX ENERGY CO Stock 171798101 221 2,539 SH   SOLE 0 2,539 0 0
ACCENTURE LTD BERMUDA CL A Stock G1151C101 548 1,713 SH   SOLE 0 1,713 0 0
OMNICOM GROUP INC COM Stock 681919106 340 4,692 SH   SOLE 0 4,692 0 0
KROGER CO COM Stock 501044101 295 7,305 SH   SOLE 0 7,305 0 0
ENBRIDGE INC COM Stock 29250N105 278 6,974 SH   SOLE 0 6,974 0 0
NVIDIA CORP Stock 67066G104 1,189 5,742 SH   SOLE 0 5,741 0 0
INVESTORS BANCORP INC NEW COM Stock 46146L101 388 25,702 SH   SOLE 0 25,702 0 0
ABBVIE INC COM Stock 00287Y109 407 3,774 SH   SOLE 0 3,773 0 0
S&P GLOBAL INC COM Stock 78409V104 233 548 SH   SOLE 0 548 0 0
TAIWAN SEMICONDUCTOR MANUFACTURING CO LTD ADR 874039100 478 4,285 SH   SOLE 0 4,285 0 0
QUALCOMM INC COM Stock 747525103 282 2,184 SH   SOLE 0 2,184 0 0
GENERAL DYNAMICS CORP COM Stock 369550108 661 3,372 SH   SOLE 0 3,372 0 0
INTUITIVE SURGICAL, INC. Stock 46120E602 242 243 SH   SOLE 0 243 0 0
CULLEN FROST BANKERS INC COM Stock 229899109 422 3,557 SH   SOLE 0 3,557 0 0
MCDONALDS CORP COM Stock 580135101 800 3,319 SH   SOLE 0 3,319 0 0
QUEST DIAGNOSTICS INC Stock 74834L100 499 3,436 SH   SOLE 0 3,435 0 0
DOVER CORP COM Stock 260003108 471 3,030 SH   SOLE 0 3,030 0 0
CISCO SYS INC Stock 17275R102 1,282 23,554 SH   SOLE 0 23,553 0 0
CAPITAL ONE FINANCIAL CORP Stock 14040H105 253 1,560 SH   SOLE 0 1,559 0 0
ISHARES TR RUSSELL MIDCAP INDEX FD ETF 464287499 745 9,519 SH   SOLE 0 9,519 0 0
ADVANCED MICRO DEVICES INC COM Stock 007903107 291 2,824 SH   SOLE 0 2,824 0 0
SPDR SSGA US LARGE CAP LOW VOLATILITY INDEX ETF ETF 78468R804 269 2,017 SH   SOLE 0 2,017 0 0
AUTODESK INC Stock 052769106 307 1,077 SH   SOLE 0 1,077 0 0
AT&T INC COM Stock 00206R102 250 9,271 SH   SOLE 0 9,271 0 0
GENERAL ELECTRIC CO COM NEW Stock 369604301 453 4,396 SH   SOLE 0 4,396 0 0
MOTOROLA SOLUTIONS INC COM NEW Stock 620076307 571 2,459 SH   SOLE 0 2,459 0 0
ISHARES DJ US TECHNOLOGY ETF 464287721 278 2,744 SH   SOLE 0 2,744 0 0
SKYWORKS SOLUTIONS INC COM Stock 83088M102 262 1,592 SH   SOLE 0 1,592 0 0
ISHARES S&P 500 INDEX ETF 464287200 2,882 6,689 SH   SOLE 0 6,689 0 0
WELLS FARGO CO NEW COM Stock 949746101 307 6,611 SH   SOLE 0 6,610 0 0
UNION PAC CORP COM Stock 907818108 479 2,443 SH   SOLE 0 2,443 0 0
CINTAS CORP Stock 172908105 967 2,541 SH   SOLE 0 2,541 0 0
SALESFORCE COM Stock 79466L302 436 1,609 SH   SOLE 0 1,609 0 0
MICROCHIP TECHNOLOGY INC Stock 595017104 229 1,493 SH   SOLE 0 1,493 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 512 896 SH   SOLE 0 896 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 5,691 34,767 SH   SOLE 0 34,767 0 0
CHEVRON CORP NEW COM Stock 166764100 868 8,555 SH   SOLE 0 8,555 0 0
CONOCOPHILLIPS COM Stock 20825C104 231 3,415 SH   SOLE 0 3,415 0 0
CINCINNATI FINL CORP COM Stock 172062101 216 1,888 SH   SOLE 0 1,888 0 0
DANAHER CORP Stock 235851102 430 1,412 SH   SOLE 0 1,412 0 0
TJX COS INC NEW COM Stock 872540109 203 3,074 SH   SOLE 0 3,074 0 0
BK OF AMERICA CORP COM Stock 060505104 970 22,860 SH   SOLE 0 22,859 0 0
WALMART INC COM Stock 931142103 752 5,393 SH   SOLE 0 5,392 0 0
INTL BUSINESS MACHINES Stock 459200101 256 1,845 SH   SOLE 0 1,845 0 0
ORACLE CORPORATION Stock 68389X105 672 7,710 SH   SOLE 0 7,710 0 0
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101 854 9,933 SH   SOLE 0 9,933 0 0
TEXAS INSTRS INC COM Stock 882508104 1,073 5,583 SH   SOLE 0 5,583 0 0
TARGET CORP COM Stock 87612E106 288 1,259 SH   SOLE 0 1,258 0 0
PFIZER INC COM Stock 717081103 1,617 37,603 SH   SOLE 0 37,602 0 0
MORGAN STANLEY Stock 617446448 434 4,460 SH   SOLE 0 4,459 0 0
3M CO COM Stock 88579Y101 230 1,313 SH   SOLE 0 1,313 0 0
GILEAD SCIENCES INC Stock 375558103 561 8,036 SH   SOLE 0 8,036 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 1,964 737 SH   SOLE 0 736 0 0
AMGEN INC Stock 031162100 631 2,967 SH   SOLE 0 2,967 0 0
APPLIED MATLS INC COM Stock 038222105 406 3,155 SH   SOLE 0 3,155 0 0
ISHARES CORE S&P U.S. GROWTH ETF ETF 464287671 536 5,236 SH   SOLE 0 5,236 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844 425 2,765 SH   SOLE 0 2,765 0 0
ISHARES MSCI EAFE SMALL-CAP ETF ETF 464288273 233 3,135 SH   SOLE 0 3,135 0 0
ISHARES AGGREGATE BOND ETF ETF 464287226 272 2,368 SH   SOLE 0 2,368 0 0
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 43,675 869,331 SH   SOLE 0 869,331 0 0
C H ROBINSON WORLDWIDE INC COM NEW Stock 12541W209 226 2,597 SH   SOLE 0 2,597 0 0
CRANE CO COM Stock 224399105 422 4,446 SH   SOLE 0 4,446 0 0
PHILIP MORRIS INTL INC Stock 718172109 339 3,577 SH   SOLE 0 3,577 0 0
ROBERT HALF INTL INC COM Stock 770323103 313 3,118 SH   SOLE 0 3,118 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105 2,944 15,050 SH   SOLE 0 15,050 0 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108 252 4,251 SH   SOLE 0 4,251 0 0
ISHARES RUSSELL 3000 ETF ETF 464287689 850 3,336 SH   SOLE 0 3,336 0 0
ALTRIA GROUP INC COM Stock 02209S103 211 4,629 SH   SOLE 0 4,629 0 0
DOMINION RESOURCES INC Stock 25746U109 408 5,582 SH   SOLE 0 5,582 0 0
CITIGROUP INC Stock 172967424 278 3,958 SH   SOLE 0 3,958 0 0
EXXON MOBIL CORP COM Stock 30231G102 1,114 18,946 SH   SOLE 0 18,946 0 0
UNITEDHEALTH GROUP Stock 91324P102 1,301 3,330 SH   SOLE 0 3,330 0 0
LOWES COS INC COM Stock 548661107 434 2,137 SH   SOLE 0 2,137 0 0
DEERE & CO COM Stock 244199105 289 861 SH   SOLE 0 861 0 0
NOVO-NORDISK A/S ADR ADR CMN ADR 670100205 288 2,995 SH   SOLE 0 2,994 0 0
PAYPAL HLDGS INC COM Stock 70450Y103 510 1,958 SH   SOLE 0 1,958 0 0
BLACKROCK INC Stock 09247X101 272 324 SH   SOLE 0 324 0 0
ISHARES CORE S&P MID CAP ETF ETF 464287507 954 3,627 SH   SOLE 0 3,627 0 0
APPLE INC Stock 037833100 8,706 61,524 SH   SOLE 0 61,524 0 0
ABBOTT LABS COM Stock 002824100 618 5,230 SH   SOLE 0 5,230 0 0
DISNEY WALT CO COM Stock 254687106 692 4,091 SH   SOLE 0 4,091 0 0
RAYMOND JAMES FINL INC Stock 754730109 222 2,403 SH   SOLE 0 2,403 0 0