The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   254,698 2,234 SH   SOLE   0 0 2,234
ABBVIE INC COM 00287Y109   504,956 2,557 SH   SOLE   0 0 2,557
ALPHABET INC CAP STK CL C 02079K107   80,251 480 SH   SOLE   0 0 480
ALPHABET INC CAP STK CL A 02079K305   424,742 2,561 SH   SOLE   0 0 2,561
AMAZON COM INC COM 023135106   207,013 1,111 SH   SOLE   0 0 1,111
AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072299   2,242 37 SH   SOLE   0 0 37
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   40,880 621 SH   SOLE   0 0 621
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356   40,069 850 SH   SOLE   0 0 850
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562   188,769 4,441 SH   SOLE   0 0 4,441
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   805,450 12,468 SH   SOLE   0 0 12,468
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687   396,963 8,423 SH   SOLE   0 0 8,423
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   1,738,972 25,943 SH   SOLE   0 0 25,943
AMERICAN CENTY ETF TR US SML CP VALU 025072877   26,866 280 SH   SOLE   0 0 280
AMERICAN CENTY ETF TR US EQT ETF 025072885   2,314,991 24,330 SH   SOLE   0 0 24,330
APPLE INC COM 037833100   1,776,840 7,626 SH   SOLE   0 0 7,626
AUTODESK INC COM 052769106   269,144 977 SH   SOLE   0 0 977
AUTONATION INC COM 05329W102   251,025 1,403 SH   SOLE   0 0 1,403
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   579,007 1,258 SH   SOLE   0 0 1,258
BROADCOM INC COM 11135F101   210,795 1,222 SH   SOLE   0 0 1,222
COCA COLA CO COM 191216100   485,169 6,752 SH   SOLE   0 0 6,752
COSTCO WHSL CORP NEW COM 22160K105   406,252 458 SH   SOLE   0 0 458
CUMMINS INC COM 231021106   293,678 907 SH   SOLE   0 0 907
DEERE & CO COM 244199105   301,730 723 SH   SOLE   0 0 723
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   507,079 12,776 SH   SOLE   0 0 12,776
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   255,511 8,040 SH   SOLE   0 0 8,040
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   190,856 6,963 SH   SOLE   0 0 6,963
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   1,371,919 21,152 SH   SOLE   0 0 21,152
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   1,641,753 29,512 SH   SOLE   0 0 29,512
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617   12,629 199 SH   SOLE   0 0 199
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   1,193,646 41,360 SH   SOLE   0 0 41,360
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   1,527,529 49,579 SH   SOLE   0 0 49,579
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   13,758 385 SH   SOLE   0 0 385
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   7,162,461 208,879 SH   SOLE   0 0 208,879
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   16,545 445 SH   SOLE   0 0 445
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   1,205,270 42,816 SH   SOLE   0 0 42,816
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   2,387,950 89,003 SH   SOLE   0 0 89,003
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   1,836,127 63,184 SH   SOLE   0 0 63,184
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   105,634 2,774 SH   SOLE   0 0 2,774
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   53,407 1,734 SH   SOLE   0 0 1,734
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   1,368,181 28,659 SH   SOLE   0 0 28,659
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   1,932,298 44,739 SH   SOLE   0 0 44,739
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,837,733 68,039 SH   SOLE   0 0 68,039
DISNEY WALT CO COM 254687106   271,639 2,824 SH   SOLE   0 0 2,824
ELI LILLY & CO COM 532457108   1,474,204 1,664 SH   SOLE   0 0 1,664
ETF SER SOLUTIONS APTUS COLLRD INV 26922A222   367,476 9,247 SH   SOLE   0 0 9,247
ETF SER SOLUTIONS OPUS SML CP VL 26922A446   180,621 4,823 SH   SOLE   0 0 4,823
ETF SER SOLUTIONS APTUS LARGE CAP 26922B535   153,864 4,857 SH   SOLE   0 0 4,857
ETF SER SOLUTIONS APTUS INT ENH YL 26922B709   147,889 6,787 SH   SOLE   0 0 6,787
EXXON MOBIL CORP COM 30231G102   1,004,713 8,571 SH   SOLE   0 0 8,571
GE AEROSPACE COM NEW 369604301   339,444 1,800 SH   SOLE   0 0 1,800
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   160,739 4,444 SH   SOLE   0 0 4,444
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206   132,856 3,784 SH   SOLE   0 0 3,784
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   618,234 5,474 SH   SOLE   0 0 5,474
GOLDMAN SACHS ETF TR ACTIVEBETA US 381430602   269,972 3,893 SH   SOLE   0 0 3,893
GOLDMAN SACHS GROUP INC COM 38141G104   256,467 518 SH   SOLE   0 0 518
HOME DEPOT INC COM 437076102   634,517 1,566 SH   SOLE   0 0 1,566
INTERNATIONAL BUSINESS MACHS COM 459200101   637,811 2,885 SH   SOLE   0 0 2,885
INTUITIVE SURGICAL INC COM NEW 46120E602   203,877 415 SH   SOLE   0 0 415
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577   199,480 10,605 SH   SOLE   0 0 10,605
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   199,596 9,708 SH   SOLE   0 0 9,708
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   199,606 10,122 SH   SOLE   0 0 10,122
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   199,786 10,214 SH   SOLE   0 0 10,214
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   200,078 9,689 SH   SOLE   0 0 9,689
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142   2,892 41 SH   SOLE   0 0 41
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   2,865 76 SH   SOLE   0 0 76
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   280,027 1,563 SH   SOLE   0 0 1,563
ISHARES INC CORE MSCI EMKT 46434G103   1,123,973 19,578 SH   SOLE   0 0 19,578
ISHARES INC ESG AWR MSCI EM 46434G863   64,810 1,780 SH   SOLE   0 0 1,780
ISHARES TR MORNINGSTR US EQ 464287127   23,769 300 SH   SOLE   0 0 300
ISHARES TR SELECT DIVID ETF 464287168   58,554 434 SH   SOLE   0 0 434
ISHARES TR CORE S&P500 ETF 464287200   36,325,805 62,976 SH   SOLE   0 0 62,976
ISHARES TR CORE US AGGBD ET 464287226   269,479 2,661 SH   SOLE   0 0 2,661
ISHARES TR MSCI EMG MKT ETF 464287234   1,212,226 26,433 SH   SOLE   0 0 26,433
ISHARES TR IBOXX INV CP ETF 464287242   13,332 118 SH   SOLE   0 0 118
ISHARES TR GLOBAL TECH ETF 464287291   36,808 446 SH   SOLE   0 0 446
ISHARES TR S&P 500 GRWT ETF 464287309   4,100,781 42,828 SH   SOLE   0 0 42,828
ISHARES TR GLOB HLTHCRE ETF 464287325   2,454 25 SH   SOLE   0 0 25
ISHARES TR S&P 500 VAL ETF 464287408   3,445,301 17,474 SH   SOLE   0 0 17,474
ISHARES TR 20 YR TR BD ETF 464287432   3,924 40 SH   SOLE   0 0 40
ISHARES TR 7-10 YR TRSY BD 464287440   3,925 40 SH   SOLE   0 0 40
ISHARES TR 1 3 YR TREAS BD 464287457   7,388,210 88,854 SH   SOLE   0 0 88,854
ISHARES TR MSCI EAFE ETF 464287465   1,762,958 21,080 SH   SOLE   0 0 21,080
ISHARES TR RUS MDCP VAL ETF 464287473   5,938 45 SH   SOLE   0 0 45
ISHARES TR RUS MD CP GR ETF 464287481   938 8 SH   SOLE   0 0 8
ISHARES TR RUS MID CAP ETF 464287499   120,223 1,364 SH   SOLE   0 0 1,364
ISHARES TR CORE S&P MCP ETF 464287507   753,746 12,095 SH   SOLE   0 0 12,095
ISHARES TR ISHARES BIOTECH 464287556   3,931 27 SH   SOLE   0 0 27
ISHARES TR RUS 1000 VAL ETF 464287598   921,859 4,857 SH   SOLE   0 0 4,857
ISHARES TR RUS 1000 GRW ETF 464287614   29,280 78 SH   SOLE   0 0 78
ISHARES TR RUS 1000 ETF 464287622   590,739 1,879 SH   SOLE   0 0 1,879
ISHARES TR RUS 2000 VAL ETF 464287630   1,253,974 7,517 SH   SOLE   0 0 7,517
ISHARES TR RUS 2000 GRW ETF 464287648   555,788 1,957 SH   SOLE   0 0 1,957
ISHARES TR RUSSELL 2000 ETF 464287655   918,240 4,157 SH   SOLE   0 0 4,157
ISHARES TR CORE S&P US GWT 464287671   851,613 6,456 SH   SOLE   0 0 6,456
ISHARES TR RUSSELL 3000 ETF 464287689   71,907 220 SH   SOLE   0 0 220
ISHARES TR CORE S&P SCP ETF 464287804   13,555,811 115,901 SH   SOLE   0 0 115,901
ISHARES TR SP SMCP600VL ETF 464287879   1,329,720 12,351 SH   SOLE   0 0 12,351
ISHARES TR SHRT NAT MUN ETF 464288158   313,898 2,956 SH   SOLE   0 0 2,956
ISHARES TR GL CLEAN ENE ETF 464288224   132 9 SH   SOLE   0 0 9
ISHARES TR MSCI ACWI ETF 464288257   40,740 341 SH   SOLE   0 0 341
ISHARES TR EAFE SML CP ETF 464288273   2,108,658 31,147 SH   SOLE   0 0 31,147
ISHARES TR NATIONAL MUN ETF 464288414   168,485 1,551 SH   SOLE   0 0 1,551
ISHARES TR INTL SEL DIV ETF 464288448   68,773 2,275 SH   SOLE   0 0 2,275
ISHARES TR SHORT TREAS BD 464288679   6,927,540 62,619 SH   SOLE   0 0 62,619
ISHARES TR MSCI USA ESG SLC 464288802   603,656 5,015 SH   SOLE   0 0 5,015
ISHARES TR U.S. MED DVC ETF 464288810   8,232 139 SH   SOLE   0 0 139
ISHARES TR EAFE VALUE ETF 464288877   2,877 50 SH   SOLE   0 0 50
ISHARES TR EAFE GRWTH ETF 464288885   679,702 6,314 SH   SOLE   0 0 6,314
ISHARES TR MSCI USA QLT FCT 46432F339   3,765 21 SH   SOLE   0 0 21
ISHARES TR MSCI USA VALUE 46432F388   7,702 71 SH   SOLE   0 0 71
ISHARES TR MSCI USA MMENTM 46432F396   1,014 5 SH   SOLE   0 0 5
ISHARES TR CORE MSCI TOTAL 46432F834   43,578 600 SH   SOLE   0 0 600
ISHARES TR CORE MSCI EAFE 46432F842   14,708,538 188,450 SH   SOLE   0 0 188,450
ISHARES TR CORE 1 5 YR USD 46432F859   8,166,265 167,754 SH   SOLE   0 0 167,754
ISHARES TR INTERNATIONAL SL 46434V266   96,938 2,750 SH   SOLE   0 0 2,750
ISHARES TR EXPONENTIAL TECH 46434V381   15,585 256 SH   SOLE   0 0 256
ISHARES TR MSCI INTL MOMENT 46434V449   929 23 SH   SOLE   0 0 23
ISHARES TR MSCI INTL QUALTY 46434V456   2,489 60 SH   SOLE   0 0 60
ISHARES TR CORE TOTAL USD 46434V613   1,318,771 27,988 SH   SOLE   0 0 27,988
ISHARES TR GLOBAL REIT ETF 46434V647   1,484,722 55,628 SH   SOLE   0 0 55,628
ISHARES TR ESG AWR MSCI USA 46435G425   9,211 73 SH   SOLE   0 0 73
ISHARES TR ESG AW MSCI EAFE 46435G516   224,313 2,665 SH   SOLE   0 0 2,665
ISHARES TR IBONDS DEC2026 46435GAA0   26,390 1,086 SH   SOLE   0 0 1,086
ISHARES TR SELF DRIVNG EV 46435U366   18,071 569 SH   SOLE   0 0 569
ISHARES TR ESG AWR US AGRGT 46435U549   248,878 5,122 SH   SOLE   0 0 5,122
ISHARES TR ESG AWARE MSCI 46435U663   437,604 10,464 SH   SOLE   0 0 10,464
J P MORGAN EXCHANGE TRADED F BETABULDRS JAPAN 46641Q217   3,853 65 SH   SOLE   0 0 65
J P MORGAN EXCHANGE TRADED F BETABUILDERS CDA 46641Q225   6,578 91 SH   SOLE   0 0 91
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   36,123 607 SH   SOLE   0 0 607
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   248,372 4,895 SH   SOLE   0 0 4,895
J P MORGAN EXCHANGE TRADED F HEDGED EQUITY LA 46654Q724   503,794 8,240 SH   SOLE   0 0 8,240
JOHNSON & JOHNSON COM 478160104   528,483 3,261 SH   SOLE   0 0 3,261
JPMORGAN CHASE & CO. COM 46625H100   2,114,677 10,029 SH   SOLE   0 0 10,029
MANAGER DIRECTED PORTFOLIOS VERT GLB SUST RE 56170L695   133,220 11,991 SH   SOLE   0 0 11,991
MASTERCARD INCORPORATED CL A 57636Q104   687,924 1,393 SH   SOLE   0 0 1,393
MCDONALDS CORP COM 580135101   1,101,958 3,619 SH   SOLE   0 0 3,619
MERCK & CO INC COM 58933Y105   498,869 4,393 SH   SOLE   0 0 4,393
META PLATFORMS INC CL A 30303M102   610,221 1,066 SH   SOLE   0 0 1,066
MICROSOFT CORP COM 594918104   1,307,682 3,039 SH   SOLE   0 0 3,039
MONDELEZ INTL INC CL A 609207105   452,849 6,147 SH   SOLE   0 0 6,147
MOODYS CORP COM 615369105   287,127 605 SH   SOLE   0 0 605
NETFLIX INC COM 64110L106   341,159 481 SH   SOLE   0 0 481
NVIDIA CORPORATION COM 67066G104   327,038 2,693 SH   SOLE   0 0 2,693
PEPSICO INC COM 713448108   819,819 4,821 SH   SOLE   0 0 4,821
PROCTER AND GAMBLE CO COM 742718109   483,081 2,789 SH   SOLE   0 0 2,789
RTX CORPORATION COM 75513E101   203,549 1,680 SH   SOLE   0 0 1,680
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   440,382 6,620 SH   SOLE   0 0 6,620
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   31,003,583 456,943 SH   SOLE   0 0 456,943
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   248,678 2,387 SH   SOLE   0 0 2,387
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   266,828 3,320 SH   SOLE   0 0 3,320
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   68,134 820 SH   SOLE   0 0 820
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   7,405,958 143,805 SH   SOLE   0 0 143,805
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   354,979 12,165 SH   SOLE   0 0 12,165
SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730   96,455 2,989 SH   SOLE   0 0 2,989
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748   343,388 9,001 SH   SOLE   0 0 9,001
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   275,865 7,382 SH   SOLE   0 0 7,382
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763   235,242 3,949 SH   SOLE   0 0 3,949
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   372,721 5,194 SH   SOLE   0 0 5,194
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   297,123 3,515 SH   SOLE   0 0 3,515
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   217,988 5,301 SH   SOLE   0 0 5,301
SCHWAB STRATEGIC TR US REIT ETF 808524847   35,590 1,536 SH   SOLE   0 0 1,536
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   1,467 29 SH   SOLE   0 0 29
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   437,084 11,344 SH   SOLE   0 0 11,344
SONOCO PRODS CO COM 835495102   471,839 8,637 SH   SOLE   0 0 8,637
SOUTHERN CO COM 842587107   298,135 3,306 SH   SOLE   0 0 3,306
SPDR S&P 500 ETF TR TR UNIT 78462F103   5,763,600 10,045 SH   SOLE   0 0 10,045
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   267,452 1,540 SH   SOLE   0 0 1,540
TESLA INC COM 88160R101   2,209,465 8,445 SH   SOLE   0 0 8,445
THE CIGNA GROUP COM 125523100   225,879 652 SH   SOLE   0 0 652
TRUIST FINL CORP COM 89832Q109   328,816 7,688 SH   SOLE   0 0 7,688
UNITEDHEALTH GROUP INC COM 91324P102   229,195 392 SH   SOLE   0 0 392
VANGUARD BD INDEX FDS INTERMED TERM 921937819   7,210 92 SH   SOLE   0 0 92
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   5,570,097 70,785 SH   SOLE   0 0 70,785
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   61,737 822 SH   SOLE   0 0 822
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   54,878 104 SH   SOLE   0 0 104
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   8,278 34 SH   SOLE   0 0 34
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   502,882 5,162 SH   SOLE   0 0 5,162
VANGUARD INDEX FDS SM CP VAL ETF 922908611   14,456 72 SH   SOLE   0 0 72
VANGUARD INDEX FDS MID CAP ETF 922908629   74,230 281 SH   SOLE   0 0 281
VANGUARD INDEX FDS GROWTH ETF 922908736   62,197 162 SH   SOLE   0 0 162
VANGUARD INDEX FDS VALUE ETF 922908744   126,040 722 SH   SOLE   0 0 722
VANGUARD INDEX FDS SMALL CP ETF 922908751   24,433 103 SH   SOLE   0 0 103
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   86,405 1,464 SH   SOLE   0 0 1,464
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   5,401 68 SH   SOLE   0 0 68
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   991 21 SH   SOLE   0 0 21
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,893,596 22,610 SH   SOLE   0 0 22,610
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   393,145 3,067 SH   SOLE   0 0 3,067
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   681,760 9,286 SH   SOLE   0 0 9,286
VANGUARD WORLD FD FINANCIALS ETF 92204A405   660,119 6,006 SH   SOLE   0 0 6,006
VERIZON COMMUNICATIONS INC COM 92343V104   219,969 4,898 SH   SOLE   0 0 4,898
VERTEX PHARMACEUTICALS INC COM 92532F100   242,307 521 SH   SOLE   0 0 521
WALMART INC COM 931142103   276,407 3,423 SH   SOLE   0 0 3,423
WELLS FARGO CO NEW COM 949746101   356,226 6,306 SH   SOLE   0 0 6,306