The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   589,231 5,766 SH   SOLE   5,766 0 0
ABBOTT LABS COM 002824100   2,395,284 23,052 SH   SOLE   23,052 0 0
ABBVIE INC COM 00287Y109   10,131,038 59,066 SH   SOLE   59,066 0 0
ADOBE INC COM 00724F101   515,541 928 SH   SOLE   928 0 0
ADVANCED MICRO DEVICES INC COM 007903107   1,713,586 10,564 SH   SOLE   10,564 0 0
AIR PRODS & CHEMS INC COM 009158106   2,436,047 9,440 SH   SOLE   9,440 0 0
AIRBNB INC COM CL A 009066101   1,735,102 11,443 SH   SOLE   11,443 0 0
ALPHABET INC CAP STK CL A 02079K305   19,850,022 108,976 SH   SOLE   108,976 0 0
ALPHABET INC CAP STK CL C 02079K107   1,274,981 6,951 SH   SOLE   6,951 0 0
ALTRIA GROUP INC COM 02209S103   451,172 9,905 SH   SOLE   9,905 0 0
AMAZON COM INC COM 023135106   24,415,012 126,339 SH   SOLE   126,339 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   1,082,382 12,064 SH   SOLE   12,064 0 0
AMERICAN ELEC PWR CO INC COM 025537101   2,277,555 25,958 SH   SOLE   25,958 0 0
AMERICAN EXPRESS CO COM 025816109   845,726 3,652 SH   SOLE   3,652 0 0
AMGEN INC COM 031162100   2,137,662 6,842 SH   SOLE   6,842 0 0
ANALOG DEVICES INC COM 032654105   200,252 877 SH   SOLE   877 0 0
APPLE INC COM 037833100   43,830,328 208,101 SH   SOLE   208,101 0 0
APPLIED MATLS INC COM 038222105   240,244 1,018 SH   SOLE   1,018 0 0
ARK ETF TR GENOMIC REV ETF 00214Q302   216,838 9,235 SH   SOLE   9,235 0 0
ARK ETF TR INNOVATION ETF 00214Q104   387,683 8,821 SH   SOLE   8,821 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   914,321 894 SH   SOLE   894 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   274,837 3,524 SH   SOLE   3,524 0 0
AT&T INC COM 00206R102   2,889,579 151,208 SH   SOLE   151,208 0 0
ATLASSIAN CORPORATION CL A 049468101   229,413 1,297 SH   SOLE   1,297 0 0
BANK AMERICA CORP COM 060505104   1,087,369 27,341 SH   SOLE   27,341 0 0
BARRICK GOLD CORP COM 067901108   255,538 15,320 SH   SOLE   15,320 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   5,024,387 12,351 SH   SOLE   12,351 0 0
BLACKROCK RES & COMMODITIES SHS 09257A108   101,853 11,083 SH   SOLE   11,083 0 0
BLACKSTONE MTG TR INC COM CL A 09257W100   1,398,826 80,300 SH   SOLE   80,300 0 0
BROADCOM INC COM 11135F101   283,006 176 SH   SOLE   176 0 0
CADENCE DESIGN SYSTEM INC COM 127387108   1,172,220 3,809 SH   SOLE   3,809 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   204,420 3,241 SH   SOLE   3,241 0 0
CATERPILLAR INC COM 149123101   1,791,556 5,378 SH   SOLE   5,378 0 0
CELSIUS HLDGS INC COM NEW 15118V207   631,815 11,067 SH   SOLE   11,067 0 0
CHENIERE ENERGY INC COM NEW 16411R208   2,212,795 12,657 SH   SOLE   12,657 0 0
CHEVRON CORP NEW COM 166764100   3,609,203 23,074 SH   SOLE   23,074 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105   213,010 3,400 SH   SOLE   3,400 0 0
CHUBB LIMITED COM H1467J104   312,473 1,225 SH   SOLE   1,225 0 0
CISCO SYS INC COM 17275R102   1,232,885 25,950 SH   SOLE   25,950 0 0
CITIZENS FINL GROUP INC COM 174610105   799,866 22,200 SH   SOLE   22,200 0 0
COCA COLA CO COM 191216100   1,276,397 20,053 SH   SOLE   20,053 0 0
COHEN & STEERS QUALITY INCOM COM 19247L106   375,671 32,164 SH   SOLE   32,164 0 0
COHEN & STEERS TOTAL RETURN COM 19247R103   128,328 11,101 SH   SOLE   11,101 0 0
COMCAST CORP NEW CL A 20030N101   445,888 11,386 SH   SOLE   11,386 0 0
CONSOLIDATED EDISON INC COM 209115104   455,774 5,097 SH   SOLE   5,097 0 0
CONSTELLATION ENERGY CORP COM 21037T109   274,958 1,373 SH   SOLE   1,373 0 0
CORTEVA INC COM 22052L104   216,987 4,023 SH   SOLE   4,023 0 0
COSTCO WHSL CORP NEW COM 22160K105   3,832,920 4,509 SH   SOLE   4,509 0 0
CREDIT SUISSE ASSET MGMT INC COM 224916106   42,704 14,379 SH   SOLE   14,379 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105   5,174,981 13,505 SH   SOLE   13,505 0 0
CVS HEALTH CORP COM 126650100   1,580,422 26,760 SH   SOLE   26,760 0 0
DANAHER CORPORATION COM 235851102   867,048 3,470 SH   SOLE   3,470 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200   2,511,513 60,606 SH   SOLE   60,606 0 0
DELL TECHNOLOGIES INC CL C 24703L202   2,239,413 16,238 SH   SOLE   16,238 0 0
DELTA AIR LINES INC DEL COM NEW 247361702   865,258 18,239 SH   SOLE   18,239 0 0
DEVON ENERGY CORP NEW COM 25179M103   810,540 17,100 SH   SOLE   17,100 0 0
DISNEY WALT CO COM 254687106   4,022,879 40,516 SH   SOLE   40,516 0 0
DOMINION ENERGY INC COM 25746U109   3,986,851 81,364 SH   SOLE   81,364 0 0
DOW INC COM 260557103   778,721 14,679 SH   SOLE   14,679 0 0
DTE ENERGY CO COM 233331107   5,421,506 48,838 SH   SOLE   48,838 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   6,648,668 66,334 SH   SOLE   66,334 0 0
EATON CORP PLC SHS G29183103   2,528,467 8,064 SH   SOLE   8,064 0 0
ELEVANCE HEALTH INC COM 036752103   1,083,788 2,000 SH   SOLE   2,000 0 0
ELI LILLY & CO COM 532457108   1,453,473 1,605 SH   SOLE   1,605 0 0
EMERSON ELEC CO COM 291011104   7,053,192 64,027 SH   SOLE   64,027 0 0
ENBRIDGE INC COM 29250N105   5,091,719 143,066 SH   SOLE   143,066 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107   216,321 7,464 SH   SOLE   7,464 0 0
EXELON CORP COM 30161N101   290,855 8,404 SH   SOLE   8,404 0 0
EXXON MOBIL CORP COM 30231G102   2,641,707 22,947 SH   SOLE   22,947 0 0
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402   512,439 20,424 SH   SOLE   20,424 0 0
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   242,267 4,294 SH   SOLE   4,294 0 0
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192   289,361 3,029 SH   SOLE   3,029 0 0
FIRSTENERGY CORP COM 337932107   1,759,999 45,989 SH   SOLE   45,989 0 0
FORD MTR CO DEL COM 345370860   393,928 31,414 SH   SOLE   31,414 0 0
GE AEROSPACE COM NEW 369604301   351,165 2,209 SH   SOLE   2,209 0 0
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   1,738,161 22,307 SH   SOLE   22,307 0 0
GENERAL MTRS CO COM 37045V100   2,294,613 49,389 SH   SOLE   49,389 0 0
GILEAD SCIENCES INC COM 375558103   734,127 10,700 SH   SOLE   10,700 0 0
GLOBAL X FDS US INFR DEV ETF 37954Y673   1,135,996 30,686 SH   SOLE   30,686 0 0
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715   316,891 10,272 SH   SOLE   10,272 0 0
GLOBAL X FDS NASDAQ 100 COVER 37954Y483   413,478 23,400 SH   SOLE   23,400 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   7,960,859 17,600 SH   SOLE   17,600 0 0
GRAINGER W W INC COM 384802104   404,643 448 SH   SOLE   448 0 0
HEICO CORP NEW CL A 422806208   1,338,738 7,541 SH   SOLE   7,541 0 0
HOME DEPOT INC COM 437076102   13,410,915 38,958 SH   SOLE   38,958 0 0
HONEYWELL INTL INC COM 438516106   1,020,693 4,780 SH   SOLE   4,780 0 0
ILLINOIS TOOL WKS INC COM 452308109   285,119 1,203 SH   SOLE   1,203 0 0
INGERSOLL RAND INC COM 45687V106   399,787 4,401 SH   SOLE   4,401 0 0
INTEL CORP COM 458140100   866,130 27,967 SH   SOLE   27,967 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   230,182 1,682 SH   SOLE   1,682 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   3,354,711 19,397 SH   SOLE   19,397 0 0
INTERNATIONAL PAPER CO COM 460146103   2,222,225 51,500 SH   SOLE   51,500 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   277,586 624 SH   SOLE   624 0 0
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   1,582,990 8,031 SH   SOLE   8,031 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL ENR 46137V365   955,788 11,854 SH   SOLE   11,854 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   312,807 4,923 SH   SOLE   4,923 0 0
INVESCO LTD SHS G491BT108   643,280 43,000 SH   SOLE   43,000 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   6,939,199 14,484 SH   SOLE   14,484 0 0
ISHARES INC MSCI GBL ETF NEW 46434G848   447,293 10,955 SH   SOLE   10,955 0 0
ISHARES TR RUS 1000 ETF 464287622   1,442,171 4,847 SH   SOLE   4,847 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718   3,753,865 37,274 SH   SOLE   37,274 0 0
ISHARES TR U.S. MED DVC ETF 464288810   565,444 10,090 SH   SOLE   10,090 0 0
ISHARES TR RUS MID CAP ETF 464287499   764,909 9,434 SH   SOLE   9,434 0 0
ISHARES TR CORE S&P MCP ETF 464287507   644,305 11,010 SH   SOLE   11,010 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   897,382 4,423 SH   SOLE   4,423 0 0
JACKSON FINANCIAL INC COM CL A 46817M107   891,120 12,000 SH   SOLE   12,000 0 0
JACOBS SOLUTIONS INC COM 46982L108   2,190,793 15,681 SH   SOLE   15,681 0 0
JOHNSON & JOHNSON COM 478160104   524,736 3,590 SH   SOLE   3,590 0 0
JPMORGAN CHASE & CO. COM 46625H100   8,294,874 41,011 SH   SOLE   41,011 0 0
KINSALE CAP GROUP INC COM 49714P108   3,146,632 8,167 SH   SOLE   8,167 0 0
LAUDER ESTEE COS INC CL A 518439104   1,037,294 9,749 SH   SOLE   9,749 0 0
LEVI STRAUSS & CO NEW CL A COM STK 52736R102   306,552 15,900 SH   SOLE   15,900 0 0
LOCKHEED MARTIN CORP COM 539830109   936,020 2,004 SH   SOLE   2,004 0 0
LOWES COS INC COM 548661107   898,534 4,076 SH   SOLE   4,076 0 0
LULULEMON ATHLETICA INC COM 550021109   1,362,669 4,562 SH   SOLE   4,562 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   207,104 2,165 SH   SOLE   2,165 0 0
MARVELL TECHNOLOGY INC COM 573874104   3,547,076 50,745 SH   SOLE   50,745 0 0
MASTERCARD INCORPORATED CL A 57636Q104   2,352,773 5,333 SH   SOLE   5,333 0 0
MCDONALDS CORP COM 580135101   518,197 2,033 SH   SOLE   2,033 0 0
MCKESSON CORP COM 58155Q103   641,020 1,098 SH   SOLE   1,098 0 0
MEDTRONIC PLC SHS G5960L103   2,614,982 33,223 SH   SOLE   33,223 0 0
MERCADOLIBRE INC COM 58733R102   364,835 222 SH   SOLE   222 0 0
MERCK & CO INC COM 58933Y105   1,639,644 13,244 SH   SOLE   13,244 0 0
META PLATFORMS INC CL A 30303M102   8,462,209 16,783 SH   SOLE   16,783 0 0
METLIFE INC COM 59156R108   1,714,560 24,427 SH   SOLE   24,427 0 0
MICROSOFT CORP COM 594918104   32,011,513 71,622 SH   SOLE   71,622 0 0
MORGAN STANLEY COM NEW 617446448   1,591,761 16,378 SH   SOLE   16,378 0 0
NETFLIX INC COM 64110L106   533,830 791 SH   SOLE   791 0 0
NEW YORK CMNTY BANCORP INC COM 649445103   52,969 16,450 SH   SOLE   16,450 0 0
NIKE INC CL B 654106103   287,006 3,808 SH   SOLE   3,808 0 0
NUCOR CORP COM 670346105   672,630 4,255 SH   SOLE   4,255 0 0
NVIDIA CORPORATION COM 67066G104   22,658,370 183,409 SH   SOLE   183,409 0 0
ORACLE CORP COM 68389X105   528,211 3,741 SH   SOLE   3,741 0 0
PALO ALTO NETWORKS INC COM 697435105   547,162 1,614 SH   SOLE   1,614 0 0
PARKER-HANNIFIN CORP COM 701094104   3,384,406 6,691 SH   SOLE   6,691 0 0
PEPSICO INC COM 713448108   4,214,480 25,553 SH   SOLE   25,553 0 0
PFIZER INC COM 717081103   3,547,661 126,793 SH   SOLE   126,793 0 0
PHILIP MORRIS INTL INC COM 718172109   414,614 4,092 SH   SOLE   4,092 0 0
PHILLIPS 66 COM 718546104   1,181,607 8,370 SH   SOLE   8,370 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775   3,741,393 41,078 SH   SOLE   41,078 0 0
PRICE T ROWE GROUP INC COM 74144T108   386,289 3,350 SH   SOLE   3,350 0 0
PROCTER AND GAMBLE CO COM 742718109   9,398,691 56,989 SH   SOLE   56,989 0 0
PRUDENTIAL FINL INC COM 744320102   1,067,601 9,110 SH   SOLE   9,110 0 0
PTC INC COM 69370C100   1,313,111 7,228 SH   SOLE   7,228 0 0
QUALCOMM INC COM 747525103   1,013,503 5,088 SH   SOLE   5,088 0 0
RTX CORPORATION COM 75513E101   370,172 3,687 SH   SOLE   3,687 0 0
SALESFORCE INC COM 79466L302   6,507,261 25,310 SH   SOLE   25,310 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,031,605 10,230 SH   SOLE   10,230 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   22,172,007 352,664 SH   SOLE   352,664 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   683,469 8,789 SH   SOLE   8,789 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,199,631 29,181 SH   SOLE   29,181 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,378,306 9,457 SH   SOLE   9,457 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   3,295,394 14,567 SH   SOLE   14,567 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   1,357,261 17,723 SH   SOLE   17,723 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   879,051 9,644 SH   SOLE   9,644 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   396,044 3,250 SH   SOLE   3,250 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   561,337 8,238 SH   SOLE   8,238 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   295,466 1,620 SH   SOLE   1,620 0 0
SERVICENOW INC COM 81762P102   2,680,185 3,407 SH   SOLE   3,407 0 0
SHELL PLC SPON ADS 780259305   288,720 4,000 SH   SOLE   4,000 0 0
SHERWIN WILLIAMS CO COM 824348106   416,003 1,394 SH   SOLE   1,394 0 0
SHOPIFY INC CL A 82509L107   1,640,088 24,831 SH   SOLE   24,831 0 0
SIMON PPTY GROUP INC NEW COM 828806109   472,402 3,112 SH   SOLE   3,112 0 0
SOUTHERN CO COM 842587107   283,953 3,661 SH   SOLE   3,661 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,225,048 5,926 SH   SOLE   5,926 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   817,067 1,527 SH   SOLE   1,527 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   3,540,488 55,320 SH   SOLE   55,320 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   16,695,057 181,903 SH   SOLE   181,903 0 0
SPOTIFY TECHNOLOGY S A SHS L8681T102   1,456,299 4,641 SH   SOLE   4,641 0 0
STANLEY BLACK & DECKER INC COM 854502101   2,393,824 29,964 SH   SOLE   29,964 0 0
STARBUCKS CORP COM 855244109   211,129 2,712 SH   SOLE   2,712 0 0
STELLANTIS N.V SHS N82405106   250,110 12,600 SH   SOLE   12,600 0 0
SUPER MICRO COMPUTER INC COM 86800U104   367,888 449 SH   SOLE   449 0 0
SYNOPSYS INC COM 871607107   1,092,530 1,836 SH   SOLE   1,836 0 0
TESLA INC COM 88160R101   3,535,918 17,869 SH   SOLE   17,869 0 0
THE TRADE DESK INC COM CL A 88339J105   280,313 2,870 SH   SOLE   2,870 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   3,999,153 7,232 SH   SOLE   7,232 0 0
TOLL BROTHERS INC COM 889478103   230,360 2,000 SH   SOLE   2,000 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109   270,521 4,057 SH   SOLE   4,057 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   242,092 736 SH   SOLE   736 0 0
TRAVELERS COMPANIES INC COM 89417E109   623,633 3,067 SH   SOLE   3,067 0 0
TRUIST FINL CORP COM 89832Q109   606,056 15,600 SH   SOLE   15,600 0 0
UNILEVER PLC SPON ADR NEW 904767704   3,140,589 57,112 SH   SOLE   57,112 0 0
UNION PAC CORP COM 907818108   1,603,764 7,088 SH   SOLE   7,088 0 0
UNITED PARCEL SERVICE INC CL B 911312106   1,311,226 9,581 SH   SOLE   9,581 0 0
UNITEDHEALTH GROUP INC COM 91324P102   3,178,357 6,241 SH   SOLE   6,241 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   313,457 1,172 SH   SOLE   1,172 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   265,027 1,762 SH   SOLE   1,762 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   321,509 1,328 SH   SOLE   1,328 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   384,082 8,777 SH   SOLE   8,777 0 0
VANGUARD WORLD FD CONSUM DIS ETF 92204A108   1,474,822 4,722 SH   SOLE   4,722 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   482,426 837 SH   SOLE   837 0 0
VEEVA SYS INC CL A COM 922475108   504,559 2,757 SH   SOLE   2,757 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   1,033,211 25,054 SH   SOLE   25,054 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100   2,090,960 4,461 SH   SOLE   4,461 0 0
VISA INC COM CL A 92826C839   9,001,833 34,297 SH   SOLE   34,297 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108   662,504 54,775 SH   SOLE   54,775 0 0
WALMART INC COM 931142103   737,727 10,895 SH   SOLE   10,895 0 0
WASTE MGMT INC DEL COM 94106L109   7,466,587 34,999 SH   SOLE   34,999 0 0
WHIRLPOOL CORP COM 963320106   592,760 5,800 SH   SOLE   5,800 0 0
ZSCALER INC COM 98980G102   274,447 1,428 SH   SOLE   1,428 0 0