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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   275,311 1,660 SH   SOLE   0 0 1,660
AMAZON COM INC COM 023135106   649,919 3,488 SH   SOLE   0 0 3,488
APPLE INC COM 037833100   1,038,973 4,459 SH   SOLE   0 0 4,459
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   434,946 945 SH   SOLE   0 0 945
BLUE OWL CAPITAL INC COM CL A 09581B103   202,235 10,446 SH   SOLE   0 0 10,446
COCA COLA CO COM 191216100   201,417 2,803 SH   SOLE   0 0 2,803
DBX ETF TR XTRACK USD HIGH 233051432   8,244,753 223,314 SH   SOLE   0 0 223,314
DEERE & CO COM 244199105   591,357 1,417 SH   SOLE   0 0 1,417
EMERSON ELEC CO COM 291011104   437,480 4,000 SH   SOLE   0 0 4,000
EXXON MOBIL CORP COM 30231G102   339,106 2,893 SH   SOLE   0 0 2,893
FIRST TR EXCH TRADED FD III MUNI HI INCM ETF 33739P301   900,117 18,221 SH   SOLE   0 0 18,221
GOLUB CAP BDC INC COM 38173M102   296,013 19,591 SH   SOLE   0 0 19,591
INTERNATIONAL BUSINESS MACHS COM 459200101   294,700 1,333 SH   SOLE   0 0 1,333
ISHARES INC CORE MSCI EMKT 46434G103   1,252,170 21,811 SH   SOLE   0 0 21,811
ISHARES TR CORE MSCI EAFE 46432F842   3,172,264 40,644 SH   SOLE   0 0 40,644
ISHARES TR CORE S&P US GWT 464287671   373,582 2,832 SH   SOLE   0 0 2,832
ISHARES TR NATIONAL MUN ETF 464288414   334,472 3,079 SH   SOLE   0 0 3,079
ISHARES TR CORE S&P SCP ETF 464287804   4,748,129 40,596 SH   SOLE   0 0 40,596
ISHARES TR CORE 1 5 YR USD 46432F859   7,841,374 161,080 SH   SOLE   0 0 161,080
ISHARES TR CORE US AGGBD ET 464287226   15,130,147 149,404 SH   SOLE   0 0 149,404
ISHARES TR CORE S&P US VLU 464287663   962,903 10,084 SH   SOLE   0 0 10,084
ISHARES TR CORE INTL AGGR 46435G672   4,923,360 95,009 SH   SOLE   0 0 95,009
ISHARES TR CORE S&P MCP ETF 464287507   11,010,023 176,669 SH   SOLE   0 0 176,669
ISHARES TR RUS TOP 200 ETF 464289446   1,532,060 10,909 SH   SOLE   0 0 10,909
ISHARES TR CORE S&P500 ETF 464287200   9,529,596 16,521 SH   SOLE   0 0 16,521
JPMORGAN CHASE & CO. COM 46625H100   321,983 1,527 SH   SOLE   0 0 1,527
NVIDIA CORPORATION COM 67066G104   206,459 1,700 SH   SOLE   0 0 1,700
ORACLE CORP COM 68389X105   1,883,261 11,052 SH   SOLE   0 0 11,052
ORIGIN MATERIALS INC COM 68622D106   36,895 23,958 SH   SOLE   0 0 23,958
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408   278,790 19,347 SH   SOLE   0 0 19,347
PIMCO ETF TR SHTRM MUN BD ACT 72201R874   881,276 17,451 SH   SOLE   0 0 17,451
PROCTER AND GAMBLE CO COM 742718109   717,048 4,140 SH   SOLE   0 0 4,140
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   15,924,985 387,281 SH   SOLE   0 0 387,281
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   6,134,083 210,215 SH   SOLE   0 0 210,215
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   3,605,566 34,609 SH   SOLE   0 0 34,609
SPDR INDEX SHS FDS MSCI EAFE FS ETF 78470E106   326,254 7,459 SH   SOLE   0 0 7,459
SPDR S&P 500 ETF TR TR UNIT 78462F103   452,697 789 SH   SOLE   0 0 789
SPDR SER TR PRTFLO S&P500 GW 78464A409   17,985,290 216,847 SH   SOLE   0 0 216,847
SPDR SER TR SPDR S&P 500 ETF 78468R796   2,001,510 42,360 SH   SOLE   0 0 42,360
VANGUARD BD INDEX FDS INTERMED TERM 921937819   592,869 7,565 SH   SOLE   0 0 7,565
VANGUARD INDEX FDS MID CAP ETF 922908629   2,244,666 8,508 SH   SOLE   0 0 8,508
VANGUARD INDEX FDS GROWTH ETF 922908736   1,586,399 4,132 SH   SOLE   0 0 4,132
VANGUARD INDEX FDS VALUE ETF 922908744   14,941,795 85,592 SH   SOLE   0 0 85,592
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,408,156 10,152 SH   SOLE   0 0 10,152
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   44,775,257 84,855 SH   SOLE   0 0 84,855
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,429,673 27,967 SH   SOLE   0 0 27,967
VANGUARD STAR FDS VG TL INTL STK F 921909768   548,736 8,476 SH   SOLE   0 0 8,476
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   3,385,053 26,388 SH   SOLE   0 0 26,388