The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   222,724 1,299 SH   SOLE   1,299 0 0
ADOBE INC COM 00724F101   263,326 474 SH   SOLE   474 0 0
ALPHABET INC CAP STK CL C 02079K107   287,906 1,570 SH   SOLE   1,570 0 0
ALPHABET INC CAP STK CL A 02079K305   774,328 4,251 SH   SOLE   4,251 0 0
AMAZON COM INC COM 023135106   1,658,028 8,580 SH   SOLE   8,580 0 0
AMERICAN EXPRESS CO COM 025816109   354,966 1,533 SH   SOLE   1,533 0 0
APPLE INC COM 037833100   3,129,506 14,859 SH   SOLE   14,859 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   654,749 1,610 SH   SOLE   1,610 0 0
BLACKROCK DEBT STRATEGIES FD COM NEW 09255R202   244,263 22,533 SH   SOLE   22,533 0 0
BROADCOM INC COM 11135F101   274,626 171 SH   SOLE   171 0 0
CGI INC CL A SUB VTG 12532H104   551,550 5,526 SH   SOLE   5,526 0 0
CISCO SYS INC COM 17275R102   212,341 4,469 SH   SOLE   4,469 0 0
COCA COLA CO COM 191216100   487,219 7,639 SH   SOLE   7,639 0 0
COSTCO WHSL CORP NEW COM 22160K105   325,147 383 SH   SOLE   383 0 0
ELI LILLY & CO COM 532457108   312,073 345 SH   SOLE   345 0 0
EXXON MOBIL CORP COM 30231G102   654,553 5,686 SH   SOLE   5,686 0 0
FIDELITY COVINGTON TRUST BLUE CHIP GRWTH 316092352   18,841,662 443,960 SH   SOLE   443,960 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   8,452,141 188,118 SH   SOLE   188,118 0 0
HONEYWELL INTL INC COM 438516106   585,093 2,740 SH   SOLE   2,740 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   352,919 2,041 SH   SOLE   2,041 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   677,056 1,413 SH   SOLE   1,413 0 0
ISHARES INC CORE MSCI EMKT 46434G103   3,238,997 60,508 SH   SOLE   60,508 0 0
ISHARES TR MSCI EAFE ETF 464287465   826,179 10,547 SH   SOLE   10,547 0 0
ISHARES TR CORE S&P US GWT 464287671   396,407 3,110 SH   SOLE   3,110 0 0
ISHARES TR MSCI KLD400 SOC 464288570   466,764 4,495 SH   SOLE   4,495 0 0
ISHARES TR CORE 1 5 YR USD 46432F859   2,401,047 50,687 SH   SOLE   50,687 0 0
ISHARES TR CORE S&P MCP ETF 464287507   5,662,251 96,758 SH   SOLE   96,758 0 0
ISHARES TR CORE S&P TTL STK 464287150   11,221,697 94,475 SH   SOLE   94,475 0 0
ISHARES TR S&P 500 VAL ETF 464287408   496,267 2,727 SH   SOLE   2,727 0 0
ISHARES TR CORE S&P500 ETF 464287200   35,676,516 65,195 SH   SOLE   65,195 0 0
ISHARES TR CORE MSCI EAFE 46432F842   389,663 5,364 SH   SOLE   5,364 0 0
ISHARES TR CORE TOTAL USD 46434V613   2,561,025 56,635 SH   SOLE   56,635 0 0
ISHARES TR CORE S&P SCP ETF 464287804   6,926,181 64,937 SH   SOLE   64,937 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   764,596 7,034 SH   SOLE   7,034 0 0
ISHARES TR CORE US AGGBD ET 464287226   1,758,792 18,119 SH   SOLE   18,119 0 0
ISHARES TR SHORT TREAS BD 464288679   13,098,419 118,538 SH   SOLE   118,538 0 0
ISHARES TR NATIONAL MUN ETF 464288414   410,162 3,849 SH   SOLE   3,849 0 0
ISHARES TR 0-5YR HI YL CP 46434V407   436,218 10,337 SH   SOLE   10,337 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   3,227,239 47,768 SH   SOLE   47,768 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   4,857,560 59,492 SH   SOLE   59,492 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   595,061 5,692 SH   SOLE   5,692 0 0
ISHARES TR EAFE SML CP ETF 464288273   258,721 4,197 SH   SOLE   4,197 0 0
ISHARES U S ETF TR BLACKROCK SH DUR 46431W507   551,158 10,951 SH   SOLE   10,951 0 0
JOHNSON & JOHNSON COM 478160104   386,518 2,644 SH   SOLE   2,644 0 0
JPMORGAN CHASE & CO. COM 46625H100   406,277 2,009 SH   SOLE   2,009 0 0
LOCKHEED MARTIN CORP COM 539830109   306,918 657 SH   SOLE   657 0 0
META PLATFORMS INC CL A 30303M102   526,801 1,045 SH   SOLE   1,045 0 0
MICROSOFT CORP COM 594918104   1,915,446 4,286 SH   SOLE   4,286 0 0
NORTHROP GRUMMAN CORP COM 666807102   228,509 524 SH   SOLE   524 0 0
NVIDIA CORPORATION COM 67066G104   2,299,392 18,613 SH   SOLE   18,613 0 0
PROCTER AND GAMBLE CO COM 742718109   342,734 2,078 SH   SOLE   2,078 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467   691,603 7,194 SH   SOLE   7,194 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   213,869 2,887 SH   SOLE   2,887 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   411,915 4,085 SH   SOLE   4,085 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   207,052 2,272 SH   SOLE   2,272 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   677,852 4,651 SH   SOLE   4,651 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   407,614 9,915 SH   SOLE   9,915 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   2,818,499 12,459 SH   SOLE   12,459 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,813,270 5,169 SH   SOLE   5,169 0 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622   1,951,223 20,698 SH   SOLE   20,698 0 0
SPDR SER TR S&P DIVID ETF 78464A763   269,509 2,119 SH   SOLE   2,119 0 0
VANECK ETF TRUST IG FLOATING RATE 92189F486   5,380,887 210,932 SH   SOLE   210,932 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,661,337 5,321 SH   SOLE   5,321 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   9,498,857 39,230 SH   SOLE   39,230 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   2,033,170 5,436 SH   SOLE   5,436 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   3,641,211 16,700 SH   SOLE   16,700 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   11,704,515 72,966 SH   SOLE   72,966 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,911,864 7,147 SH   SOLE   7,147 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   222,071 1,216 SH   SOLE   1,216 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,754,440 29,095 SH   SOLE   29,095 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   386,485 7,820 SH   SOLE   7,820 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   241,983 2,040 SH   SOLE   2,040 0 0
VISA INC COM CL A 92826C839   315,570 1,202 SH   SOLE   1,202 0 0
WALMART INC COM 931142103   528,203 7,801 SH   SOLE   7,801 0 0
WEST PHARMACEUTICAL SVSC INC COM 955306105   494,085 1,500 SH   SOLE   1,500 0 0