The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN TOWER CORP Common Stock 03027X100 44 221 SH   OTR   0 221 0
AVALONBAY COMMUNITIES INC Common Stock 053484101 43 213 SH   OTR   0 213 0
BROADRIDGE FINANCIAL SOLUTIO Common Stock 11133T103 41 397 SH   OTR   0 397 0
CITIGROUP INC Common Stock 172967424 174 2,804 SH   OTR   0 2,804 0
COSTCO WHOLESALE CORP Common Stock 22160K105 54 221 SH   OTR   0 221 0
CINTAS CORP Common Stock 172908105 50 248 SH   OTR   0 248 0
CENTURYLINK INC Common Stock 156700106 116 9,645 SH   OTR   0 9,645 0
CITRIX SYSTEMS INC Common Stock 177376100 47 472 SH   OTR   0 472 0
CHEVRON CORP Common Stock 166764100 175 1,422 SH   OTR   0 1,422 0
DELTA AIR LINES INC Common Stock 247361702 177 3,421 SH   OTR   0 3,421 0
FISERV INC Common Stock 337738108 56 631 SH   OTR   0 631 0
GENERAL MOTORS CO Common Stock 37045V100 174 4,690 SH   OTR   0 4,690 0
GENUINE PARTS CO Common Stock 372460105 43 388 SH   OTR   0 388 0
GAP INC/THE Common Stock 364760108 174 6,663 SH   OTR   0 6,663 0
HCP INC Common Stock 40414L109 43 1,364 SH   OTR   0 1,364 0
HOLLYFRONTIER CORP Common Stock 436106108 157 3,186 SH   OTR   0 3,186 0
HEWLETT PACKARD ENTERPRISE Common Stock 42824C109 192 12,446 SH   OTR   0 12,446 0
KROGER CO Common Stock 501044101 174 7,066 SH   OTR   0 7,066 0
KOHLS CORP Common Stock 500255104 194 2,826 SH   OTR   0 2,826 0
ELI LILLY & CO Common Stock 532457108 43 334 SH   OTR   0 334 0
MACY'S INC Common Stock 55616P104 146 6,087 SH   OTR   0 6,087 0
MASTERCARD INC - A Common Stock 57636Q104 55 235 SH   OTR   0 235 0
MARATHON PETROLEUM CORP Common Stock 56585A102 155 2,588 SH   OTR   0 2,588 0
MERCK & CO. INC. Common Stock 58933Y105 43 519 SH   OTR   0 519 0
MOTOROLA SOLUTIONS INC Common Stock 620076307 57 404 SH   OTR   0 404 0
NUCOR CORP Common Stock 670346105 175 3,006 SH   OTR   0 3,006 0
REALTY INCOME CORP Common Stock 756109104 43 589 SH   OTR   0 589 0
PAYCHEX INC Common Stock 704326107 43 541 SH   OTR   0 541 0
PROCTER & GAMBLE CO/THE Common Stock 742718109 43 417 SH   OTR   0 417 0
PROGRESSIVE CORP Common Stock 743315103 55 760 SH   OTR   0 760 0
PHILLIPS 66 Common Stock 718546104 183 1,922 SH   OTR   0 1,922 0
SYNCHRONY FINANCIAL Common Stock 87165B103 174 5,461 SH   OTR   0 5,461 0
AT&T INC Common Stock 00206R102 201 6,405 SH   OTR   0 6,405 0
TJX COMPANIES INC Common Stock 872540109 50 948 SH   OTR   0 948 0
UDR INC Common Stock 902653104 43 949 SH   OTR   0 949 0
VALERO ENERGY CORP Common Stock 91913Y100 162 1,915 SH   OTR   0 1,915 0
VERISK ANALYTICS INC Common Stock 92345Y106 57 431 SH   OTR   0 431 0
WALGREENS BOOTS ALLIANCE INC Common Stock 931427108 175 2,762 SH   OTR   0 2,762 0
WESTERN DIGITAL CORP Common Stock 958102105 178 3,710 SH   OTR   0 3,710 0
XEROX CORP Common Stock 984121608 174 5,446 SH   OTR   0 5,446 0
AMERICAN TOWER CORP Common Stock 03027X100 2,159 10,958 SH   SOLE   10,958 0 0
AVALONBAY COMMUNITIES INC Common Stock 053484101 2,134 10,631 SH   SOLE   10,631 0 0
INVESCO SENIOR LOAN ETF ETP 46138G508 6,491 286,690 SH   SOLE   286,690 0 0
BROADRIDGE FINANCIAL SOLUTIO Common Stock 11133T103 2,046 19,732 SH   SOLE   19,732 0 0
CITIGROUP INC Common Stock 172967424 8,564 137,639 SH   SOLE   137,639 0 0
COSTCO WHOLESALE CORP Common Stock 22160K105 2,684 11,084 SH   SOLE   11,084 0 0
UNITED STATES COPPER INDEX ETP 911718104 1,832 99,985 SH   SOLE   99,985 0 0
CINTAS CORP Common Stock 172908105 2,502 12,379 SH   SOLE   12,379 0 0
CENTURYLINK INC Common Stock 156700106 5,691 474,668 SH   SOLE   474,668 0 0
CITRIX SYSTEMS INC Common Stock 177376100 2,356 23,643 SH   SOLE   23,643 0 0
CHEVRON CORP Common Stock 166764100 8,542 69,344 SH   SOLE   69,344 0 0
SPDR BBG BARC CONVERTIBLE ETP 78464A359 6,524 124,854 SH   SOLE   124,854 0 0
DELTA AIR LINES INC Common Stock 247361702 8,756 169,535 SH   SOLE   169,535 0 0
SPDR S&P INTER DVD ETF ETP 78463X772 4,667 122,719 SH   SOLE   122,719 0 0
ISHARES MSCI INDONESIA ETF ETP 46429B309 6,063 236,110 SH   SOLE   236,110 0 0
ISHARES JP MORGAN USD EMERGI ETP 464288281 4,684 42,559 SH   SOLE   42,559 0 0
ISHARES EMERGING MARKETS HIG ETP 464286285 4,618 98,704 SH   SOLE   98,704 0 0
ISHARES MSCI PHILIPPINES ETF ETP 46429B408 6,213 181,133 SH   SOLE   181,133 0 0
WISDOMTREE INDIA EARNINGS ETP 97717W422 2,863 108,753 SH   SOLE   108,753 0 0
ISHARES MSCI PERU ETF ETP 464289842 4,406 112,131 SH   SOLE   112,131 0 0
ISHARES MSCI SWITZERLAND ETF ETP 464286749 5,393 152,469 SH   SOLE   152,469 0 0
ISHARES MSCI UNITED KINGDOM ETP 46435G334 1,780 53,938 SH   SOLE   53,938 0 0
ISHARES MSCI BRAZIL ETF ETP 464286400 5,791 141,282 SH   SOLE   141,282 0 0
FISERV INC Common Stock 337738108 2,807 31,798 SH   SOLE   31,798 0 0
ISHARES FLOATING RATE BOND E ETP 46429B655 1,217 23,905 SH   SOLE   23,905 0 0
ISHARES CHINA LARGE-CAP ETF ETP 464287184 5,577 125,985 SH   SOLE   125,985 0 0
ISHARES US&INTL HIGH YIELD C ETP 464286178 4,374 89,527 SH   SOLE   89,527 0 0
SPDR GOLD SHARES ETP 78463V107 3,458 28,340 SH   SOLE   28,340 0 0
GENERAL MOTORS CO Common Stock 37045V100 8,540 230,190 SH   SOLE   230,190 0 0
GENUINE PARTS CO Common Stock 372460105 2,156 19,245 SH   SOLE   19,245 0 0
GAP INC/THE Common Stock 364760108 8,554 326,729 SH   SOLE   326,729 0 0
HCP INC Common Stock 40414L109 2,109 67,396 SH   SOLE   67,396 0 0
HOLLYFRONTIER CORP Common Stock 436106108 7,713 156,542 SH   SOLE   156,542 0 0
HEWLETT PACKARD ENTERPRISE Common Stock 42824C109 9,527 617,415 SH   SOLE   617,415 0 0
ISHARES IBOXX HIGH YLD CORP ETP 464288513 4,397 50,855 SH   SOLE   50,855 0 0
ISHARES 7-10 YEAR TREASURY B ETP 464287440 54,339 509,409 SH   SOLE   509,409 0 0
ISHARES 3-7 YEAR TREASURY BO ETP 464288661 53,756 436,335 SH   SOLE   436,335 0 0
ISHARES SHORT-TERM CORPORATE ETP 464288646 1,226 23,220 SH   SOLE   23,220 0 0
ISHARES U.S. HOME CONSTRUCTI ETP 464288752 7,343 208,363 SH   SOLE   208,363 0 0
KROGER CO Common Stock 501044101 8,582 348,870 SH   SOLE   348,870 0 0
KOHLS CORP Common Stock 500255104 9,589 139,442 SH   SOLE   139,442 0 0
ELI LILLY & CO Common Stock 532457108 2,150 16,566 SH   SOLE   16,566 0 0
ISHARES IBOXX INVESTMENT GRA ETP 464287242 1,248 10,485 SH   SOLE   10,485 0 0
MACY'S INC Common Stock 55616P104 7,184 298,939 SH   SOLE   298,939 0 0
MASTERCARD INC - A Common Stock 57636Q104 2,764 11,740 SH   SOLE   11,740 0 0
MARATHON PETROLEUM CORP Common Stock 56585A102 7,547 126,106 SH   SOLE   126,106 0 0
MERCK & CO. INC. Common Stock 58933Y105 2,150 25,851 SH   SOLE   25,851 0 0
MOTOROLA SOLUTIONS INC Common Stock 620076307 2,858 20,351 SH   SOLE   20,351 0 0
ISHARES NATIONAL MUNI BOND E ETP 464288414 1,231 11,068 SH   SOLE   11,068 0 0
NUCOR CORP Common Stock 670346105 8,639 148,055 SH   SOLE   148,055 0 0
REALTY INCOME CORP Common Stock 756109104 2,129 28,941 SH   SOLE   28,941 0 0
PAYCHEX INC Common Stock 704326107 2,167 27,021 SH   SOLE   27,021 0 0
ISHARES PREFERRED & INCOME S ETP 464288687 3,287 89,945 SH   SOLE   89,945 0 0
PROCTER & GAMBLE CO/THE Common Stock 742718109 2,146 20,629 SH   SOLE   20,629 0 0
PROGRESSIVE CORP Common Stock 743315103 2,751 38,160 SH   SOLE   38,160 0 0
PHILLIPS 66 Common Stock 718546104 8,973 94,286 SH   SOLE   94,286 0 0
ISHARES MORTGAGE REAL ESTATE ETP 46435G342 6,636 153,120 SH   SOLE   153,120 0 0
VANECK VECTORS RUSSIA ETF ETP 92189F403 2,141 103,919 SH   SOLE   103,919 0 0
ISHARES 1-3 YEAR TREASURY BO ETP 464287457 53,266 633,210 SH   SOLE   633,210 0 0
ISHARES 0-5 YR HY CORP BOND ETP 46434V407 4,371 93,569 SH   SOLE   93,569 0 0
STEEL DYNAMICS INC Common Stock 858119100 882 25,000 SH   SOLE   25,000 0 0
SYNCHRONY FINANCIAL Common Stock 87165B103 8,550 268,011 SH   SOLE   268,011 0 0
AT&T INC Common Stock 00206R102 9,914 316,123 SH   SOLE   316,123 0 0
ISHARES TIPS BOND ETF ETP 464287176 1,237 10,940 SH   SOLE   10,940 0 0
TJX COMPANIES INC Common Stock 872540109 2,532 47,577 SH   SOLE   47,577 0 0
UDR INC Common Stock 902653104 2,134 46,941 SH   SOLE   46,941 0 0
VALERO ENERGY CORP Common Stock 91913Y100 7,986 94,145 SH   SOLE   94,145 0 0
VANGUARD REAL ESTATE ETF ETP 922908553 3,393 39,042 SH   SOLE   39,042 0 0
VANGUARD GLBL EX-US REAL EST ETP 922042676 3,406 57,184 SH   SOLE   57,184 0 0
VERISK ANALYTICS INC Common Stock 92345Y106 2,878 21,636 SH   SOLE   21,636 0 0
VANGUARD HIGH DVD YIELD ETF ETP 921946406 4,638 54,150 SH   SOLE   54,150 0 0
WALGREENS BOOTS ALLIANCE INC Common Stock 931427108 8,635 136,471 SH   SOLE   136,471 0 0
WESTERN DIGITAL CORP Common Stock 958102105 8,962 186,466 SH   SOLE   186,466 0 0
SPDR FTSE INTERNATIONAL GOVE ETP 78464A490 1,220 22,567 SH   SOLE   22,567 0 0
UNITED STATES STEEL CORP Common Stock 912909108 1,169 60,000 SH   SOLE   60,000 0 0
COMM SERV SELECT SECTOR SPDR ETP 81369Y852 11,350 242,681 SH   SOLE   242,681 0 0
INDUSTRIAL SELECT SECT SPDR ETP 81369Y704 11,565 154,133 SH   SOLE   154,133 0 0
TECHNOLOGY SELECT SECT SPDR ETP 81369Y803 12,210 164,994 SH   SOLE   164,994 0 0
CONSUMER STAPLES SPDR ETP 81369Y308 12,146 216,464 SH   SOLE   216,464 0 0
REAL ESTATE SELECT SECT SPDR ETP 81369Y860 12,278 338,978 SH   SOLE   338,978 0 0
UTILITIES SELECT SECTOR SPDR ETP 81369Y886 14,821 254,795 SH   SOLE   254,795 0 0
HEALTH CARE SELECT SECTOR ETP 81369Y209 11,753 128,094 SH   SOLE   128,094 0 0
CONSUMER DISCRETIONARY SELT ETP 81369Y407 12,123 106,485 SH   SOLE   106,485 0 0
XEROX CORP Common Stock 984121608 8,523 266,504 SH   SOLE   266,504 0 0