The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,819 9,193 SH   SOLE 0 9,193 0
ABBVIE INC COM 00287Y109 225 2,074 SH   SOLE 2,074 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 243 845 SH   SOLE 845 0 0
ADVANCED MICRO DEVICES INC COM 007903107 7,051 89,731 SH   SOLE 89,731 0 0
AKAMAI TECHNOLOGIES INC COM 00971T101 327 3,140 SH   SOLE 3,140 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 2,870 11,763 SH   SOLE 11,763 0 0
ALPHABET INC CAP STK CL C 02079K107 1,071 475 SH   SOLE 475 0 0
ALPHABET INC CAP STK CL A 02079K305 7,641 3,404 SH   SOLE 3,404 0 0
AMAZON COM INC COM 023135106 4,425 1,309 SH   SOLE 1,309 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103 444 2,914 SH   SOLE 2,914 0 0
APPLE INC COM 037833100 15,977 121,738 SH   SOLE 121,738 0 0
BANK AMER CORP COM 060505104 1,188 29,646 SH   SOLE 29,646 0 0
BAXTER INTL INC COM 071813109 1,217 14,396 SH   SOLE 0 0 14,396
BECTON DICKINSON & CO COM 075887109 634 2,561 SH   SOLE 0 0 2,561
BERKSHIRE HATHAWAY INC DEL CL A 084670108 2,013 5 SH   SOLE 5 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,296 12,302 SH   SOLE 12,302 0 0
BROADCOM INC COM 11135F101 366 757 SH   SOLE 757 0 0
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 227 2,288 SH   SOLE 2,288 0 0
CAL MAINE FOODS INC COM NEW 128030202 1,046 26,208 SH   SOLE 0 0 26,208
CATERPILLAR INC DEL COM 149123101 206 890 SH   SOLE 890 0 0
CHUBB LIMITED COM H1467J104 1,067 6,629 SH   SOLE 0 0 6,629
CISCO SYS INC COM 17275R102 2,815 54,583 SH   SOLE 54,583 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 232 2,887 SH   SOLE 2,887 0 0
CORNING INC COM 219350105 304 6,747 SH   SOLE 6,747 0 0
DENTSPLY SIRONA INC COM 24906P109 932 14,534 SH   SOLE 0 0 14,534
DIAGEO P L C SPON ADR NEW 25243Q205 2,445 14,088 SH   SOLE 0 14,088 0
DISNEY WALT CO COM DISNEY 254687106 598 3,207 SH   SOLE 3,207 0 0
DOCUSIGN INC COM 256163106 3,886 18,201 SH   SOLE 18,201 0 0
EQUITY COMWLTH COM SH BEN INT 294628102 1,771 62,906 SH   SOLE 0 0 62,906
EVEREST RE GROUP LTD COM G3223R108 962 3,771 SH   SOLE 0 0 3,771
FACEBOOK INC CL A 30303M102 251 805 SH   SOLE 805 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 133 10,761 SH   SOLE 10,761 0 0
GENERAL DYNAMICS CORP COM 369550108 230 1,242 SH   SOLE 1,242 0 0
GOLDMAN SACHS ETF TR EQUITY ETF 381430503 1,282 15,574 SH   SOLE 15,574 0 0
GOLDMAN SACHS ETF TR HEDGE IND ETF 381430545 570 5,756 SH   SOLE 5,756 0 0
HOME DEPOT INC COM 437076102 1,060 3,303 SH   SOLE 3,303 0 0
ICU MED INC COM 44930G107 1,064 5,177 SH   SOLE 0 0 5,177
INTEL CORP COM 458140100 338 5,162 SH   SOLE 5,162 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 210 1,497 SH   SOLE 1,497 0 0
ISHARES INC MSCI MEXICO ETF 464286822 1,060 23,565 SH   SOLE 23,565 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1,934 30,054 SH   SOLE 0 30,054 0
ISHARES TR CORE S&P TTL STK 464287150 4,662 49,083 SH   SOLE 49,083 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,676 6,478 SH   SOLE 0 6,478 0
ISHARES TR CORE US AGGBD ET 464287226 4,342 38,038 SH   SOLE 38,038 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 258 4,854 SH   SOLE 4,854 0 0
ISHARES TR U.S. CNSM SV ETF 464287580 669 8,620 SH   SOLE 8,620 0 0
ISHARES TR CORE S&P US VLU 464287663 3,187 45,324 SH   SOLE 45,324 0 0
ISHARES TR CORE S&P US GWT 464287671 3,211 33,492 SH   SOLE 33,492 0 0
ISHARES TR U.S. TECH ETF 464287721 1,251 13,384 SH   SOLE 13,384 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,252 11,420 SH   SOLE 0 11,420 0
ISHARES TR U.S. CNSM GD ETF 464287812 220 1,211 SH   SOLE 1,211 0 0
ISHARES TR NATIONAL MUN ETF 464288414 1,349 11,586 SH   SOLE 0 11,586 0
ISHARES TR CORE MSCI TOTAL 46432F834 2,847 39,828 SH   SOLE 39,828 0 0
ISHARES TR CORE MSCI EAFE 46432F842 1,692 22,924 SH   SOLE 0 22,924 0
ISHARES TR CORE MSCI PAC 46434V696 1,137 16,880 SH   SOLE 16,880 0 0
ISHARES TR CORE MSCI EURO 46434V738 3,481 62,580 SH   SOLE 62,580 0 0
ISHARES TR HDG MSCI EAFE 46434V803 1,513 45,378 SH   SOLE 0 45,378 0
ISHARES TR MSCI UK ETF NEW 46435G334 254 7,935 SH   SOLE 7,935 0 0
ISHARES TR CORE INTL AGGR 46435G672 602 10,951 SH   SOLE 10,951 0 0
JOHNSON & JOHNSON COM 478160104 1,975 12,217 SH   SOLE 0 12,217 0
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 555 10,939 SH   SOLE 10,939 0 0
JPMORGAN CHASE & CO COM 46625H100 3,915 25,101 SH   SOLE 25,101 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 383 1,500 SH   SOLE 1,500 0 0
LULULEMON ATHLETICA INC COM 550021109 714 2,205 SH   SOLE 2,205 0 0
MCDONALDS CORP COM 580135101 252 1,090 SH   SOLE 1,090 0 0
MEDTRONIC PLC SHS G5960L103 203 1,663 SH   SOLE 1,663 0 0
MERIT MED SYS INC COM 589889104 347 5,713 SH   SOLE 0 0 5,713
METLIFE INC COM 59156R108 372 5,944 SH   SOLE 0 0 5,944
MICROSOFT CORP COM 594918104 12,825 50,115 SH   SOLE 50,115 0 0
MORGAN STANLEY COM NEW 617446448 269 3,355 SH   SOLE 3,355 0 0
NGL ENERGY PARTNERS LP COM UNIT REPST 62913M107 88 41,000 SH   SOLE 41,000 0 0
NIKE INC CL B 654106103 274 2,006 SH   SOLE 2,006 0 0
NORTHERN TR CORP COM 665859104 1,436 13,055 SH   SOLE 0 0 13,055
NORTHROP GRUMMAN CORP COM 666807102 832 2,442 SH   SOLE 0 0 2,442
NOVO-NORDISK A S ADR 670100205 216 3,112 SH   SOLE 3,112 0 0
NUTRIEN LTD COM 67077M108 480 8,807 SH   SOLE 8,807 0 0
NVIDIA CORP COM 67066G104 1,540 2,531 SH   SOLE 2,531 0 0
ORACLE CORP COM 68389X105 431 5,668 SH   SOLE 5,668 0 0
PAYPAL HLDGS INC COM 70450Y103 914 3,398 SH   SOLE 3,398 0 0
PENN NATL GAMING INC COM 707569109 227 2,225 SH   SOLE 2,225 0 0
PEPSICO INC COM 713448108 218 1,523 SH   SOLE 1,523 0 0
PHILLIPS 66 COM 718546104 208 2,685 SH   SOLE 2,685 0 0
PROCTER AND GAMBLE CO COM 742718109 462 3,373 SH   SOLE 3,373 0 0
QUALCOMM INC COM 747525103 756 5,501 SH   SOLE 5,501 0 0
QUEST DIAGNOSTICS INC COM 74834L100 275 2,134 SH   SOLE 2,134 0 0
SALESFORCE COM INC COM 79466L302 779 3,404 SH   SOLE 3,404 0 0
SANDERSON FARMS INC COM 800013104 1,288 7,891 SH   SOLE 0 0 7,891
SCHWAB CHARLES CORP NEW COM 808513105 702 10,375 SH   SOLE 10,375 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 325 8,433 SH   SOLE 8,433 0 0
SJW GROUP COM 784305104 1,116 17,146 SH   SOLE 0 0 17,146
SMITH & NEPHEW PLC SPDN ADR NEW 83175M205 1,759 45,629 SH   SOLE 0 0 45,629
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 568 15,699 SH   SOLE 15,699 0 0
SPDR SER TR NUVEEN BLMBRG SR 78468R739 1,088 21,945 SH   SOLE 0 21,945 0
STARBUCKS CORP COM 855244109 410 3,601 SH   SOLE 3,601 0 0
STRYKER CORP COM 863667101 627 2,488 SH   SOLE 2,488 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADR 874039100 422 3,492 SH   SOLE 3,492 0 0
TARGET CORP COM 87612E106 344 1,675 SH   SOLE 1,675 0 0
TELADOC HEALTH INC COM 87918A105 4,738 26,034 SH   SOLE 26,034 0 0
TRAVELERS COMPANIES INC COM 89417E109 2,659 17,512 SH   SOLE 0 0 17,512
UNILEVER PLC SPON ADR NEW 904767704 210 3,691 SH   SOLE 3,691 0 0
VALLEY NATL BANCORP COM 919794107 247 17,700 SH   SOLE 0 0 17,700
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 352 4,149 SH   SOLE 4,149 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 8,259 21,824 SH   SOLE 0 21,824 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 345 3,660 SH   SOLE 0 3,660 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 350 2,078 SH   SOLE 0 2,078 0
VANGUARD INDEX FDS VALUE ETF 922908744 326 2,439 SH   SOLE 0 2,439 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 330 5,864 SH   SOLE 0 5,864 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 242 4,674 SH   SOLE 4,674 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 589 6,310 SH   SOLE 6,310 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 612 12,169 SH   SOLE 12,169 0 0
VARIAN MED SYS INC COM 92220P105 1,232 6,956 SH   SOLE 0 0 6,956
VERIZON COMMUNICATIONS INC COM 92343V104 797 13,854 SH   SOLE 13,854 0 0
WALMART INC COM 931142103 602 4,304 SH   SOLE 4,304 0 0