The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CHEVRON CORP NEW COM 166764100   3,900,958 24,939 SH   SOLE   24,939 0 0
DANAHER CORPORATION COM 235851102   712,822 2,853 SH   SOLE   2,853 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   940,390 20,930 SH   SOLE   20,930 0 0
ISHARES TR CORE S&P TTL STK 464287150   18,330,393 154,322 SH   SOLE   154,322 0 0
ISHARES TR CORE S&P500 ETF 464287200   11,452,231 20,928 SH   SOLE   20,928 0 0
ISHARES TR CORE US AGGBD ET 464287226   7,214,631 74,324 SH   SOLE   74,324 0 0
ISHARES TR IBOXX INV CP ETF 464287242   561,844 5,245 SH   SOLE   5,245 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   5,638,457 60,930 SH   SOLE   60,930 0 0
ISHARES TR S&P 500 VAL ETF 464287408   11,774,897 64,694 SH   SOLE   64,694 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   485,294 12,609 SH   SOLE   12,609 0 0
ISHARES TR CORE S&P MCP ETF 464287507   1,549,727 26,482 SH   SOLE   26,482 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   1,535,086 7,566 SH   SOLE   7,566 0 0
ISHARES TR CORE S&P US VLU 464287663   12,473,531 141,536 SH   SOLE   141,536 0 0
ISHARES TR CORE S&P US GWT 464287671   8,700,012 68,246 SH   SOLE   68,246 0 0
ISHARES TR S&P MC 400VL ETF 464287705   244,052 2,151 SH   SOLE   2,151 0 0
ISHARES TR SP SMCP600VL ETF 464287879   218,177 2,243 SH   SOLE   2,243 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   945,655 9,045 SH   SOLE   9,045 0 0
ISHARES TR MRGSTR MD CP GRW 464288307   16,609,467 245,158 SH   SOLE   245,158 0 0
ISHARES TR NATIONAL MUN ETF 464288414   4,292,923 40,290 SH   SOLE   40,290 0 0
ISHARES TR IBOXX HI YD ETF 464288513   702,419 9,106 SH   SOLE   9,106 0 0
ISHARES TR USD INV GRDE ETF 464288620   10,586,458 210,844 SH   SOLE   210,844 0 0
ISHARES TR RUS TP200 GR ETF 464289438   12,211,262 56,294 SH   SOLE   56,294 0 0
ISHARES TR US TREAS BD ETF 46429B267   1,270,510 56,292 SH   SOLE   56,292 0 0
ISHARES TR 0-5YR INVT GR CP 46434V100   1,707,301 34,666 SH   SOLE   34,666 0 0
ISHARES TR CORE MSCI INTL 46435G326   3,003,096 45,751 SH   SOLE   45,751 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718   924,466 9,179 SH   SOLE   9,179 0 0
J P MORGAN EXCHANGE TRADED F DIVERSFED RTRN 46641Q886   596,465 6,265 SH   SOLE   6,265 0 0
PACER FDS TR GLOBL CASH ETF 69374H709   746,558 22,140 SH   SOLE   22,140 0 0
PACER FDS TR PACER US SMALL 69374H857   547,894 12,578 SH   SOLE   12,578 0 0
UNITEDHEALTH GROUP INC COM 91324P102   236,114 464 SH   SOLE   464 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   906,963 2,425 SH   SOLE   2,425 0 0
WISDOMTREE TR INDIA ERNGS FD 97717W422   394,497 8,171 SH   SOLE   8,171 0 0