The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 346 7,326 SH   SOLE   0 0 7,326
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 1,456 54,816 SH   SOLE   0 0 54,816
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 207 3,596 SH   SOLE   0 0 3,596
FLEXSHARES TR MORNSTAR USMKT 33939L100 27,158 160,888 SH   SOLE   0 0 160,888
FLEXSHARES TR M STAR DEV MKT 33939L803 19,265 268,388 SH   SOLE   0 0 268,388
FLEXSHARES TR MSTAR EMKT FAC 33939L308 3,988 65,753 SH   SOLE   0 0 65,753
INDEXIQ ETF TR US RL EST SMCP 45409B628 250 9,802 SH   SOLE   0 0 9,802
ISHARES INC CORE MSCI EMKT 46434G103 331 5,351 SH   SOLE   0 0 5,351
ISHARES TR S&P 500 VAL ETF 464287408 25,967 178,567 SH   SOLE   0 0 178,567
ISHARES TR CORE S&P500 ETF 464287200 13,369 31,032 SH   SOLE   0 0 31,032
ISHARES TR MSCI EAFE ETF 464287465 9,533 122,197 SH   SOLE   0 0 122,197
ISHARES TR 1 3 YR TREAS BD 464287457 38,568 447,690 SH   SOLE   0 0 447,690
ISHARES TR MSCI EMG MKT ETF 464287234 5,868 116,482 SH   SOLE   0 0 116,482
ISHARES TR CORE US AGGBD ET 464287226 88,577 771,376 SH   SOLE   0 0 771,376
ISHARES TR MICRO-CAP ETF 464288869 13,129 90,970 SH   SOLE   0 0 90,970
ISHARES TR EAFE VALUE ETF 464288877 19,268 378,919 SH   SOLE   0 0 378,919
ISHARES TR CORE S&P TTL STK 464287150 673 6,846 SH   SOLE   0 0 6,846
ISHARES TR IBOXX HI YD ETF 464288513 725 8,282 SH   SOLE   0 0 8,282
ISHARES TR NATIONAL MUN ETF 464288414 1,703 14,656 SH   SOLE   0 0 14,656
ISHARES TR EAFE SML CP ETF 464288273 6,710 90,178 SH   SOLE   0 0 90,178
ISHARES TR AGENCY BOND ETF 464288166 227 1,915 SH   SOLE   0 0 1,915
ISHARES TR MODERT ALLOC ETF 464289875 459 10,262 SH   SOLE   0 0 10,262
ISHARES TR CONSER ALLOC ETF 464289883 741 18,759 SH   SOLE   0 0 18,759
ISHARES TR GRWT ALLOCAT ETF 464289867 789 14,217 SH   SOLE   0 0 14,217
ISHARES TR SHRT NAT MUN ETF 464288158 3,658 34,008 SH   SOLE   0 0 34,008
ISHARES TR AGGRES ALLOC ETF 464289859 1,192 17,080 SH   SOLE   0 0 17,080
ISHARES TR RUS TOP 200 ETF 464289446 963 9,342 SH   SOLE   0 0 9,342
ISHARES TR FLTG RATE NT ETF 46429B655 417 8,211 SH   SOLE   0 0 8,211
ISHARES TR MSCI USA MIN VOL 46429B697 203 2,755 SH   SOLE   0 0 2,755
ISHARES TR CORE MSCI EAFE 46432F842 578 7,788 SH   SOLE   0 0 7,788
SCHWAB STRATEGIC TR US REIT ETF 808524847 789 17,280 SH   SOLE   0 0 17,280
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 1,288 33,466 SH   SOLE   0 0 33,466
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 3,417 66,920 SH   SOLE   0 0 66,920
SPDR SER TR PORTFLI TIPS ETF 78464A656 562 18,075 SH   SOLE   0 0 18,075
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 65,880 804,001 SH   SOLE   0 0 804,001
VANGUARD BD INDEX FDS INTERMED TERM 921937819 61,946 692,600 SH   SOLE   0 0 692,600
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 59,795 699,769 SH   SOLE   0 0 699,769
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 19,685 345,593 SH   SOLE   0 0 345,593
VANGUARD INDEX FDS TOTAL STK MKT 922908769 46,780 210,664 SH   SOLE   0 0 210,664
VANGUARD INDEX FDS VALUE ETF 922908744 47,757 352,787 SH   SOLE   0 0 352,787
VANGUARD INDEX FDS SM CP VAL ETF 922908611 87,380 516,245 SH   SOLE   0 0 516,245
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 22,606 222,107 SH   SOLE   0 0 222,107
VANGUARD INDEX FDS SMALL CP ETF 922908751 66,580 304,477 SH   SOLE   0 0 304,477
VANGUARD INDEX FDS LARGE CAP ETF 922908637 865 4,305 SH   SOLE   0 0 4,305
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 44,819 113,638 SH   SOLE   0 0 113,638
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 12,476 249,460 SH   SOLE   0 0 249,460
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 18,040 222,603 SH   SOLE   0 0 222,603
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 18,475 281,590 SH   SOLE   0 0 281,590
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 24,361 399,617 SH   SOLE   0 0 399,617
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 19,386 145,004 SH   SOLE   0 0 145,004
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 639 11,349 SH   SOLE   0 0 11,349
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 20,297 386,013 SH   SOLE   0 0 386,013
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 494 5,234 SH   SOLE   0 0 5,234
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 19,860 240,985 SH   SOLE   0 0 240,985
VANGUARD STAR FDS VG TL INTL STK F 921909768 15,644 247,291 SH   SOLE   0 0 247,291
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 18,361 363,647 SH   SOLE   0 0 363,647
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 336 3,250 SH   SOLE   0 0 3,250
WISDOMTREE TR INTL SMCAP DIV 97717W760 40,059 539,593 SH   SOLE   0 0 539,593
WISDOMTREE TR US HIGH DIVIDEND 97717W208 333 4,323 SH   SOLE   0 0 4,323
WISDOMTREE TR EMG MKTS SMCAP 97717W281 14,351 268,336 SH   SOLE   0 0 268,336
WISDOMTREE TR FUTRE STRAT FD 97717W125 6,390 155,889 SH   SOLE   0 0 155,889