The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   22,802 200 SH   SOLE 0 200 0 0
ABBVIE INC COM 00287Y109   39,496 200 SH   SOLE 0 200 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   30,046 85 SH   SOLE 0 85 0 0
ADOBE INC COM 00724F101   30,031 58 SH   OTR 1,407,543 58 0 0
AGCO CORP COM 001084102   5,969 61 SH   OTR 1,407,543 61 0 0
AIRBNB INC COM CL A 009066101   15,598 123 SH   OTR 1,407,543 123 0 0
ALPHABET INC CAP STK CL C 02079K107   33,438 200 SH   SOLE 0 200 0 0
ALPHABET INC CAP STK CL A 02079K305   48,768 323 SH   SOLE 0 323 0 0
ALPHABET INC CAP STK CL C 02079K107   54,002 323 SH   OTR 1,407,543 323 0 0
ALPHABET INC CAP STK CL A 02079K305   23,551 142 SH   OTR 1,407,543 142 0 0
ALTRIA GROUP INC COM 02209S103   15,312 300 SH   SOLE 0 300 0 0
AMAZON COM INC COM 023135106   122,977 660 SH   SOLE 0 660 0 0
AMAZON COM INC COM 023135106   91,861 493 SH   OTR 1,407,543 493 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   5,362 83 SH   SOLE 0 83 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   50,949 531 SH   SOLE 0 531 0 0
AMERICAN TOWER CORP NEW COM 03027X100   22,093 95 SH   SOLE 0 95 0 0
APPLE INC COM 037833100   160,304 688 SH   SOLE 0 688 0 0
APPLIED MATLS INC COM 038222105   36,773 182 SH   OTR 1,407,543 182 0 0
ARISTA NETWORKS INC COM 040413106   43,755 114 SH   OTR 1,407,543 114 0 0
ASHLAND INC COM 044186104   2,522 29 SH   SOLE 0 29 0 0
AT&T INC COM 00206R102   8,800 400 SH   SOLE 0 400 0 0
BANK NEW YORK MELLON CORP COM 064058100   11,354 158 SH   OTR 1,407,543 158 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   121,209 264 SH   SOLE 0 264 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   65,357 142 SH   OTR 1,407,543 142 0 0
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   210,406 3,931 SH   SOLE 0 3,931 0 0
BP PLC SPONSORED ADR 055622104   8,538 272 SH   SOLE 0 272 0 0
BROADCOM INC COM 11135F101   54,855 318 SH   OTR 1,407,543 318 0 0
CADENCE DESIGN SYSTEM INC COM 127387108   27,916 103 SH   OTR 1,407,543 103 0 0
CAPITAL ONE FINL CORP COM 14040H105   15,123 101 SH   SOLE 0 101 0 0
CAPITAL ONE FINL CORP COM 14040H105   56,298 376 SH   OTR 1,407,543 376 0 0
CARMAX INC COM 143130102   14,315 185 SH   SOLE 0 185 0 0
CELSIUS HLDGS INC COM NEW 15118V207   7,244 231 SH   OTR 1,407,543 231 0 0
CHEVRON CORP NEW COM 166764100   91,160 619 SH   SOLE 0 619 0 0
CHUBB LIMITED COM H1467J104   13,843 48 SH   OTR 1,407,543 48 0 0
CISCO SYS INC COM 17275R102   17,030 320 SH   SOLE 0 320 0 0
COCA COLA CO COM 191216100   43,368 604 SH   SOLE 0 604 0 0
CONOCOPHILLIPS COM 20825C104   5,896 56 SH   OTR 1,407,543 56 0 0
CONSTELLATION ENERGY CORP COM 21037T109   16,641 64 SH   SOLE 0 64 0 0
COSTAR GROUP INC COM 22160N109   11,090 147 SH   OTR 1,407,543 147 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105   11,219 40 SH   SOLE 0 40 0 0
CVS HEALTH CORP COM 126650100   24,523 390 SH   SOLE 0 390 0 0
DANAHER CORPORATION COM 235851102   40,313 145 SH   SOLE 0 145 0 0
DARLING INGREDIENTS INC COM 237266101   3,530 95 SH   OTR 1,407,543 95 0 0
DEERE & CO COM 244199105   375,597 900 SH   SOLE 0 900 0 0
DISNEY WALT CO COM 254687106   96 1 SH   SOLE 0 1 0 0
DOMINION ENERGY INC COM 25746U109   242,429 4,195 SH   SOLE 0 4,195 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   17,872 155 SH   SOLE 0 155 0 0
ELEVANCE HEALTH INC COM 036752103   20,800 40 SH   SOLE 0 40 0 0
ELI LILLY & CO COM 532457108   30,122 34 SH   OTR 1,407,543 34 0 0
EMERSON ELEC CO COM 291011104   43,748 400 SH   SOLE 0 400 0 0
EXELON CORP COM 30161N101   12,043 297 SH   SOLE 0 297 0 0
EXXON MOBIL CORP COM 30231G102   210,996 1,800 SH   SOLE 0 1,800 0 0
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404   48,448 1,600 SH   SOLE 0 1,600 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   691,087 14,786 SH   SOLE 0 14,786 0 0
FIFTH THIRD BANCORP COM 316773100   38,599 901 SH   SOLE 0 901 0 0
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   115,163 1,945 SH   SOLE 0 1,945 0 0
FORTIVE CORP COM 34959J108   5,683 72 SH   SOLE 0 72 0 0
HUBBELL INC COM 443510607   757,323 1,768 SH   SOLE 0 1,768 0 0
HUMANA INC COM 444859102   23,439 74 SH   OTR 1,407,543 74 0 0
IAC INC COM NEW 44891N208   5,866 109 SH   OTR 1,407,543 109 0 0
INTEL CORP COM 458140100   9,079 387 SH   OTR 1,407,543 387 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   96,391 436 SH   SOLE 0 436 0 0
INTL GNRL INSURANCE HLDNGS L SHS G4809J106   8,550 450 SH   SOLE 0 450 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   33,406 68 SH   OTR 1,407,543 68 0 0
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472   77,243 753 SH   SOLE 0 753 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   4,881 10 SH   SOLE 0 10 0 0
ISHARES INC MSCI WORLD ETF 464286392   1,007,833 6,423 SH   SOLE 0 6,423 0 0
ISHARES TR MORNINGSTAR GRWT 464287119   44,877 534 SH   SOLE 0 534 0 0
ISHARES TR MORNINGSTR US EQ 464287127   351,555 4,437 SH   SOLE 0 4,437 0 0
ISHARES TR CORE S&P500 ETF 464287200   9,361,789 16,230 SH   SOLE 0 16,230 0 0
ISHARES TR CORE US AGGBD ET 464287226   228,566 2,257 SH   SOLE 0 2,257 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   20,729 452 SH   SOLE 0 452 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   1,073,166 11,208 SH   SOLE 0 11,208 0 0
ISHARES TR S&P 500 VAL ETF 464287408   987,427 5,008 SH   SOLE 0 5,008 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   18,958 228 SH   SOLE 0 228 0 0
ISHARES TR MSCI EAFE ETF 464287465   935,074 11,181 SH   SOLE 0 11,181 0 0
ISHARES TR RUS MD CP GR ETF 464287481   106,968 912 SH   SOLE 0 912 0 0
ISHARES TR RUS MID CAP ETF 464287499   881,136 9,997 SH   SOLE 0 9,997 0 0
ISHARES TR CORE S&P MCP ETF 464287507   3,825,554 61,386 SH   SOLE 0 61,386 0 0
ISHARES TR GLOBAL 100 ETF 464287572   546,768 5,514 SH   SOLE 0 5,514 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   9,110 48 SH   SOLE 0 48 0 0
ISHARES TR S&P MC 400GR ETF 464287606   457,168 4,973 SH   SOLE 0 4,973 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   5,010,948 13,349 SH   SOLE 0 13,349 0 0
ISHARES TR RUS 1000 ETF 464287622   273,205 869 SH   SOLE 0 869 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   147,396 519 SH   SOLE 0 519 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   839,382 3,800 SH   SOLE 0 3,800 0 0
ISHARES TR CORE S&P US GWT 464287671   711,523 5,394 SH   SOLE 0 5,394 0 0
ISHARES TR S&P MC 400VL ETF 464287705   1,224,085 9,902 SH   SOLE 0 9,902 0 0
ISHARES TR CORE S&P SCP ETF 464287804   4,839,330 41,376 SH   SOLE 0 41,376 0 0
ISHARES TR SP SMCP600VL ETF 464287879   262,851 2,442 SH   SOLE 0 2,442 0 0
ISHARES TR S&P SML 600 GWT 464287887   174,641 1,252 SH   SOLE 0 1,252 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   651,794 6,138 SH   SOLE 0 6,138 0 0
ISHARES TR MSCI ACWI ETF 464288257   67,187 562 SH   SOLE 0 562 0 0
ISHARES TR MRGSTR MD CP GRW 464288307   522,100 7,155 SH   SOLE 0 7,155 0 0
ISHARES TR CRE U S REIT ETF 464288521   426,003 6,919 SH   SOLE 0 6,919 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   1,680,352 31,909 SH   SOLE 0 31,909 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   52,746 441 SH   SOLE 0 441 0 0
ISHARES TR SHORT TREAS BD 464288679   47,903 433 SH   SOLE 0 433 0 0
ISHARES TR RUS TP200 GR ETF 464289438   467,166 2,123 SH   SOLE 0 2,123 0 0
ISHARES TR CMBS ETF 46429B366   31,511 644 SH   SOLE 0 644 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   25,638 353 SH   SOLE 0 353 0 0
ISHARES TR CORE MSCI EAFE 46432F842   509,901 6,533 SH   SOLE 0 6,533 0 0
ISHARES TR CORE 1 5 YR USD 46432F859   266,328 5,471 SH   SOLE 0 5,471 0 0
ISHARES TR 0-5YR INVT GR CP 46434V100   319,726 6,340 SH   SOLE 0 6,340 0 0
ISHARES TR 0-5YR HI YL CP 46434V407   54,482 1,255 SH   SOLE 0 1,255 0 0
ISHARES TR CORE TOTAL USD 46434V613   245,637 5,213 SH   SOLE 0 5,213 0 0
ISHARES TR CORE DIV GRWTH 46434V621   1,719,406 27,427 SH   SOLE 0 27,427 0 0
ISHARES TR INTL DIV GRWTH 46435G524   100,174 1,343 SH   SOLE 0 1,343 0 0
ISHARES TR CORE DIVID ETF 46435U861   11,144 230 SH   SOLE 0 230 0 0
J P MORGAN EXCHANGE TRADED F SHORT DURA CORE 46641Q274   683,243 14,378 SH   SOLE 0 14,378 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   79,721 1,565 SH   SOLE 0 1,565 0 0
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   3,104,099 64,347 SH   SOLE 0 64,347 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   160,998 3,173 SH   SOLE 0 3,173 0 0
JOHNSON & JOHNSON COM 478160104   56,073 346 SH   SOLE 0 346 0 0
JPMORGAN CHASE & CO. COM 46625H100   126,516 600 SH   SOLE 0 600 0 0
JPMORGAN CHASE &CO. COM 46625H100   9,067 43 SH   OTR 1,407,543 43 0 0
KENVUE INC COM 49177J102   4,811 208 SH   SOLE 0 208 0 0
KKR & CO INC COM 48251W104   247,710 1,897 SH   SOLE 0 1,897 0 0
KYNDRYL HLDGS INC COMMON STOCK 50155Q100   207 9 SH   SOLE 0 9 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   5,233 22 SH   SOLE 0 22 0 0
LIBERTY LATIN AMERICA LTD COM CL C G9001E128   0 0 SH   SOLE 0 0 0 0
LUMENTUM HLDGS INC COM 55024U109   63 1 SH   SOLE 0 1 0 0
MANULIFE FINL CORP COM 56501R106   14,775 500 SH   SOLE 0 500 0 0
MARKEL GROUP INC COM 570535104   9,412 6 SH   SOLE 0 6 0 0
MARKEL GROUP INC COM 570535104   14,117 9 SH   OTR 1,407,543 9 0 0
MCDONALDS CORP COM 580135101   95,921 315 SH   SOLE 0 315 0 0
MCKESSON CORP COM 58155Q103   28,676 58 SH   OTR 1,407,543 58 0 0
META PLATFORMS INC CL A 30303M102   288,510 504 SH   SOLE 0 504 0 0
META PLATFORMS INC CL A 30303M102   169,442 296 SH   OTR 1,407,543 296 0 0
MGM RESORTS INTERNATIONAL COM 552953101   27,871 713 SH   OTR 1,407,543 713 0 0
MICROSOFT CORP COM 594918104   17,642 41 SH   SOLE 0 41 0 0
MICROSOFT CORP COM 594918104   44,321 103 SH   OTR 1,407,543 103 0 0
MONDELEZ INTL INC CL A 609207105   14,734 200 SH   SOLE 0 200 0 0
MONOLITHIC PWR SYS INC COM 609839105   15,717 17 SH   OTR 1,407,543 17 0 0
MORGAN STANLEY ETF TRUST EATON VANCE TOTA 61774R841   1,203,314 23,230 SH   SOLE 0 23,230 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307   33,273 74 SH   OTR 1,407,543 74 0 0
NETFLIX INC COM 64110L106   36,882 52 SH   OTR 1,407,543 52 0 0
NORFOLK SOUTHN CORP COM 655844108   74,550 300 SH   SOLE 0 300 0 0
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   115,351 1,396 SH   SOLE 0 1,396 0 0
NUSHARES ETF TR NUVEEN ESG MIDCP 67092P409   45,179 1,008 SH   SOLE 0 1,008 0 0
NVIDIA CORPORATION COM 67066G104   121,561 1,001 SH   OTR 1,407,543 1,001 0 0
ON HLDG AG NAMEN AKT A H5919C104   29,187 582 SH   OTR 1,407,543 582 0 0
OREILLY AUTOMOTIVE INC COM 67103H107   36,851 32 SH   OTR 1,407,543 32 0 0
ORIGIN MATERIALS INC COM 68622D106   5,390 3,500 SH   SOLE 0 3,500 0 0
OTIS WORLDWIDE CORP COM 68902V107   6,236 60 SH   SOLE 0 60 0 0
OWENS CORNING NEW COM 690742101   15,887 90 SH   OTR 1,407,543 90 0 0
PACER FDS TR PACER US SMALL 69374H857   22,531 484 SH   SOLE 0 484 0 0
PACER FDS TR US CASH COWS 100 69374H881   91,603 1,584 SH   SOLE 0 1,584 0 0
PALO ALTO NETWORKS INC COM 697435105   32,129 94 SH   OTR 1,407,543 94 0 0
PGIM ETF TR PGIM ULTRA SH BD 69344A107   152,227 3,058 SH   SOLE 0 3,058 0 0
PHILIP MORRIS INTL INC COM 718172109   12,868 106 SH   SOLE 0 106 0 0
PJT PARTNERS INC COM CL A 69343T107   267 2 SH   SOLE 0 2 0 0
PROCTER AND GAMBLE CO COM 742718109   17,320 100 SH   SOLE 0 100 0 0
PROLOGIS INC. COM 74340W103   19,826 157 SH   SOLE 0 157 0 0
QUANTA SVCS INC COM 74762E102   40,847 137 SH   OTR 1,407,543 137 0 0
QUEST DIAGNOSTICS INC COM 74834L100   10,402 67 SH   OTR 1,407,543 67 0 0
RTX CORPORATION COM 75513E101   29,078 240 SH   SOLE 0 240 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   3,037,943 29,161 SH   SOLE 0 29,161 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   660,159 8,214 SH   SOLE 0 8,214 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730   12,779 396 SH   SOLE 0 396 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   317,196 8,488 SH   SOLE 0 8,488 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763   43,844 736 SH   SOLE 0 736 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   1,192,447 16,617 SH   SOLE 0 16,617 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   2,789,144 32,996 SH   SOLE 0 32,996 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   439,532 10,689 SH   SOLE 0 10,689 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   280,035 5,893 SH   SOLE 0 5,893 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   48,588 992 SH   SOLE 0 992 0 0
SERVICENOW INC COM 81762P102   58,135 65 SH   OTR 1,407,543 65 0 0
SIRIUSXM HOLDINGS INC COMMON STOCK 829933100   710 30 SH   SOLE 0 30 0 0
SOLVENTUM CORP COM SHS 83444M101   10,458 150 SH   OTR 1,407,543 150 0 0
SPDR GOLD TR GOLD SHS 78463V107   117,641 484 SH   SOLE 0 484 0 0
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475   15,350 237 SH   SOLE 0 237 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   1,013,927 26,995 SH   SOLE 0 26,995 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   11,112,284 19,367 SH   SOLE 0 19,367 0 0
SPDR SER TR S&P 600 SMCP GRW 78464A201   862,343 9,262 SH   SOLE 0 9,262 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300   1,039,584 11,974 SH   SOLE 0 11,974 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   4,283,229 51,643 SH   SOLE 0 51,643 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474   1,845,536 60,949 SH   SOLE 0 60,949 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   4,234,086 80,100 SH   SOLE 0 80,100 0 0
SPDR SER TR S&P DIVID ETF 78464A763   352,117 2,479 SH   SOLE 0 2,479 0 0
SPDR SER TR S&P 400 MDCP GRW 78464A821   163,109 1,859 SH   SOLE 0 1,859 0 0
SPDR SER TR S&P 400 MDCP VAL 78464A839   859,360 10,815 SH   SOLE 0 10,815 0 0
SPDR SER TR PORTFLI HIGH YLD 78468R606   6,349 264 SH   SOLE 0 264 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   900,461 19,786 SH   SOLE 0 19,786 0 0
STARBUCKS CORP COM 855244109   18,523 190 SH   SOLE 0 190 0 0
STRATEGIC TRUST RUNNING GWTH ETF 48817R870   164,196 4,912 SH   SOLE 0 4,912 0 0
T ROWE PRICE ETF INC US EQUITY RESEAR 87283Q503   253,678 7,025 SH   SOLE 0 7,025 0 0
T ROWE PRICE ETF INC ULTRA SHRT TRM 87283Q701   969,993 19,493 SH   SOLE 0 19,493 0 0
T ROWE PRICE ETF INC CAP APPRECIATION 87283Q867   152,844 4,597 SH   SOLE 0 4,597 0 0
T ROWE PRICE ETF INC FLOATING RATE 87283Q883   63,660 1,233 SH   SOLE 0 1,233 0 0
TECK RESOURCES LTD CL B 878742204   18,545 355 SH   OTR 1,407,543 355 0 0
TEXAS INSTRS INC COM 882508104   27,887 135 SH   OTR 1,407,543 135 0 0
THE CIGNA GROUP COM 125523100   18,015 52 SH   OTR 1,407,543 52 0 0
THE TRADE DESK INC COM CL A 88339J105   24,013 219 SH   OTR 1,407,543 219 0 0
TOYOTA MOTOR CORP ADS 892331307   2,143 12 SH   SOLE 0 12 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   27,211 70 SH   OTR 1,407,543 70 0 0
TRAVELERS COMPANIES INC COM 89417E109   3,512 15 SH   SOLE 0 15 0 0
TRUIST FINL CORP COM 89832Q109   31,864 745 SH   SOLE 0 745 0 0
TYSON FOODS INC CL A 902494103   5,896 99 SH   OTR 1,407,543 99 0 0
UBER TECHNOLOGIES INC COM 90353T100   51,334 683 SH   OTR 1,407,543 683 0 0
US BANCORP DEL COM NEW 902973304   19,755 432 SH   OTR 1,407,543 432 0 0
V2X INC COM 92242T101   670 12 SH   SOLE 0 12 0 0
VALVOLINE INC COM 92047W101   3,306 79 SH   SOLE 0 79 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   72,511 210 SH   SOLE 0 210 0 0
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   645,969 3,387 SH   SOLE 0 3,387 0 0
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794   153,798 1,284 SH   SOLE 0 1,284 0 0
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869   421,838 3,680 SH   SOLE 0 3,680 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   2,623,984 33,482 SH   SOLE 0 33,482 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   118,507 1,506 SH   SOLE 0 1,506 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   419,189 5,581 SH   SOLE 0 5,581 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   517,536 981 SH   SOLE 0 981 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   968,961 5,779 SH   SOLE 0 5,779 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   3,630,942 14,913 SH   SOLE 0 14,913 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   984,991 3,684 SH   SOLE 0 3,684 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,069,354 5,326 SH   SOLE 0 5,326 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   1,304,386 4,944 SH   SOLE 0 4,944 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   21,293 117 SH   SOLE 0 117 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   8,523,301 22,200 SH   SOLE 0 22,200 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   1,325,978 7,596 SH   SOLE 0 7,596 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,856,405 7,826 SH   SOLE 0 7,826 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   235,306 831 SH   SOLE 0 831 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,273,275 10,637 SH   SOLE 0 10,637 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   176,463 2,801 SH   SOLE 0 2,801 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   70,067 1,464 SH   SOLE 0 1,464 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   1,422 20 SH   SOLE 0 20 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   322,260 6,304 SH   SOLE 0 6,304 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   151,858 2,573 SH   SOLE 0 2,573 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   3,092,670 38,941 SH   SOLE 0 38,941 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   1,168,857 12,110 SH   SOLE 0 12,110 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   64,669 772 SH   SOLE 0 772 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   66,350 335 SH   SOLE 0 335 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   4,688,101 88,773 SH   SOLE 0 88,773 0 0
VANGUARD WELLINGTON FD US VALUE FACTR 921935805   18,925 157 SH   SOLE 0 157 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   5,704,065 44,493 SH   SOLE 0 44,493 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816   1,783,281 5,539 SH   SOLE 0 5,539 0 0
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   684,502 5,336 SH   SOLE 0 5,336 0 0
VANGUARD WORLD FD UTILITIES ETF 92204A876   135,237 777 SH   SOLE 0 777 0 0
VERALTO CORP COM SHS 92338C103   5,369 48 SH   SOLE 0 48 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   43,787 975 SH   SOLE 0 975 0 0
VERTIV HOLDINGS CO COM CL A 92537N108   21,191 213 SH   OTR 1,407,543 213 0 0
VIATRIS INC COM 92556V106   26,123 2,250 SH   OTR 1,407,543 2,250 0 0
VIAVI SOLUTIONS INC COM 925550105   45 5 SH   SOLE 0 5 0 0
VISA INC COM CL A 92826C839   32,994 120 SH   SOLE 0 120 0 0
VISA INC COM CL A 92826C839   47,291 172 SH   OTR 1,407,543 172 0 0
VONTIER CORPORATION COM 928881101   945 28 SH   SOLE 0 28 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108   1,759 196 SH   SOLE 0 196 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104   792 96 SH   SOLE 0 96 0 0
WELLS FARGO CO NEW COM 949746101   4,689 83 SH   SOLE 0 83 0 0
WELLS FARGO CO NEW COM 949746101   29,149 516 SH   OTR 1,407,543 516 0 0
WELLTOWER INC COM 95040Q104   64,015 500 SH   SOLE 0 500 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307   2,242,181 28,541 SH   SOLE 0 28,541 0 0
ZOETIS INC CL A 98978V103   23,055 118 SH   OTR 1,407,543 118 0 0