The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLSTATE CORP COM 020002101   259,079 2,376 SH   SOLE   0 0 2,376
AMERICAN ELEC PWR CO INC COM 025537101   294,700 3,500 SH   SOLE   0 0 3,500
AMPLIFY ETF TR ONLIN RETL ETF 032108102   306,373 6,628 SH   SOLE   0 0 6,628
APPLE INC COM 037833100   1,376,411 7,096 SH   SOLE   0 0 7,096
ARK ETF TR INNOVATION ETF 00214Q104   558,843 12,660 SH   SOLE   0 0 12,660
FIRST TR EXCHANGE TRADED FD WTR ETF 33733B100   1,568,346 17,707 SH   SOLE   0 0 17,707
FLEXSHARES TR FLEXSHARES ULTRA 33939L886   490,783 6,547 SH   SOLE   0 0 6,547
FLEXSHARES TR IBOXX 3R TARGT 33939L506   948,548 40,312 SH   SOLE   0 0 40,312
FLEXSHARES TR STOX US ESG SLCT 33939L696   4,249,335 39,317 SH   SOLE   0 0 39,317
GATX CORP COM 361448103   579,330 4,500 SH   SOLE   0 0 4,500
GILEAD SCIENCES INC COM 375558103   246,624 3,200 SH   SOLE   0 0 3,200
GLOBAL X FDS US INFR DEV ETF 37954Y673   518,846 16,508 SH   SOLE   0 0 16,508
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   511,129 21,658 SH   SOLE   0 0 21,658
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362   805,789 19,487 SH   SOLE   0 0 19,487
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805   288,333 10,860 SH   SOLE   0 0 10,860
INVESCO EXCHANGE TRADED FD T INVESCO MSCI 46137V407   421,202 8,593 SH   SOLE   0 0 8,593
INVESCO EXCHANGE TRADED FD T S&P500 EQL REL 46137V290   881,835 28,193 SH   SOLE   0 0 28,193
INVESCO QQQ TR UNIT SER 1 46090E103   1,579,271 4,275 SH   SOLE   0 0 4,275
ISHARES GOLD TR ISHARES NEW 464285204   749,306 20,591 SH   SOLE   0 0 20,591
ISHARES TR 1 3 YR TREAS BD 464287457   482,760 5,954 SH   SOLE   0 0 5,954
ISHARES TR 20 YR TR BD ETF 464287432   1,782,434 17,315 SH   SOLE   0 0 17,315
ISHARES TR 3 7 YR TREAS BD 464288661   304,191 2,639 SH   SOLE   0 0 2,639
ISHARES TR CORE S&P500 ETF 464287200   18,329,981 41,125 SH   SOLE   0 0 41,125
ISHARES TR CORE US AGGBD ET 464287226   10,572,028 107,932 SH   SOLE   0 0 107,932
ISHARES TR EAFE VALUE ETF 464288877   3,459,349 70,685 SH   SOLE   0 0 70,685
ISHARES TR EXPND TEC SC ETF 464287549   2,495,575 6,352 SH   SOLE   0 0 6,352
ISHARES TR EXPONENTIAL TECH 46434V381   521,417 9,378 SH   SOLE   0 0 9,378
ISHARES TR IBOXX INV CP ETF 464287242   5,658,750 52,327 SH   SOLE   0 0 52,327
ISHARES TR ISHS 5-10YR INVT 464288638   2,533,225 50,093 SH   SOLE   0 0 50,093
ISHARES TR MSCI ACWI EX US 464288240   340,771 6,923 SH   SOLE   0 0 6,923
ISHARES TR MSCI EAFE ETF 464287465   305,231 4,210 SH   SOLE   0 0 4,210
ISHARES TR MSCI EAFE MIN VL 46429B689   318,060 4,712 SH   SOLE   0 0 4,712
ISHARES TR MSCI USA QLT FCT 46432F339   4,898,332 36,318 SH   SOLE   0 0 36,318
ISHARES TR NATIONAL MUN ETF 464288414   455,203 4,265 SH   SOLE   0 0 4,265
ISHARES TR NORTH AMERN NAT 464287374   1,493,544 38,473 SH   SOLE   0 0 38,473
ISHARES TR PFD AND INCM SEC 464288687   490,117 15,846 SH   SOLE   0 0 15,846
ISHARES TR RESIDENTIAL MULT 464288562   2,250,286 30,712 SH   SOLE   0 0 30,712
ISHARES TR RUS 2000 VAL ETF 464287630   3,563,323 25,307 SH   SOLE   0 0 25,307
ISHARES TR RUSSELL 2000 ETF 464287655   245,487 1,310 SH   SOLE   0 0 1,310
ISHARES TR S&P 500 VAL ETF 464287408   324,207 2,011 SH   SOLE   0 0 2,011
ISHARES TR SELECT DIVID ETF 464287168   295,033 2,604 SH   SOLE   0 0 2,604
ISHARES TR TIPS BD ETF 464287176   1,328,815 12,347 SH   SOLE   0 0 12,347
ISHARES TR US AER DEF ETF 464288760   2,287,709 19,608 SH   SOLE   0 0 19,608
ISHARES TR US TREAS BD ETF 46429B267   2,382,956 104,059 SH   SOLE   0 0 104,059
J P MORGAN EXCHANGE TRADED F DIVERSFD EQT ETF 46641Q845   623,842 15,230 SH   SOLE   0 0 15,230
J P MORGAN EXCHANGE TRADED F JPMORGAN DIVER 46641Q407   639,566 6,541 SH   SOLE   0 0 6,541
MICROSOFT CORP COM 594918104   357,908 1,051 SH   SOLE   0 0 1,051
SCHWAB STRATEGIC TR US REIT ETF 808524847   2,271,376 116,301 SH   SOLE   0 0 116,301
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,367,198 16,843 SH   SOLE   0 0 16,843
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   2,328,933 31,399 SH   SOLE   0 0 31,399
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   2,426,953 18,284 SH   SOLE   0 0 18,284
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   1,965,285 30,031 SH   SOLE   0 0 30,031
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   459,514 5,545 SH   SOLE   0 0 5,545
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   944,755 5,434 SH   SOLE   0 0 5,434
SPDR GOLD TR GOLD SHS 78463V107   2,238,536 12,557 SH   SOLE   0 0 12,557
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475   2,653,181 50,691 SH   SOLE   0 0 50,691
SPDR S&P 500 ETF TR TR UNIT 78462F103   480,979 1,085 SH   SOLE   0 0 1,085
SPDR SER TR PORTFOLIO INTRMD 78464A375   3,080,920 95,948 SH   SOLE   0 0 95,948
SPDR SER TR S&P 600 SMCP GRW 78464A201   2,473,049 32,134 SH   SOLE   0 0 32,134
SPDR SER TR S&P 600 SMCP VAL 78464A300   2,483,527 32,174 SH   SOLE   0 0 32,174
SPDR SER TR S&P BIOTECH 78464A870   639,587 7,687 SH   SOLE   0 0 7,687
TESLA INC COM 88160R101   294,491 1,125 SH   SOLE   0 0 1,125
US BANCORP DEL COM NEW 902973304   444,784 13,462 SH   SOLE   0 0 13,462
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   329,165 2,162 SH   SOLE   0 0 2,162
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   4,327,146 88,525 SH   SOLE   0 0 88,525
VANGUARD INDEX FDS LARGE CAP ETF 922908637   2,644,599 13,045 SH   SOLE   0 0 13,045
VANGUARD INDEX FDS MID CAP ETF 922908629   1,617,495 7,346 SH   SOLE   0 0 7,346
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,610,485 6,409 SH   SOLE   0 0 6,409
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   736,278 9,316 SH   SOLE   0 0 9,316
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   209,472 2,768 SH   SOLE   0 0 2,768
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   10,330,401 63,599 SH   SOLE   0 0 63,599
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   7,310,600 158,306 SH   SOLE   0 0 158,306
VANGUARD WELLINGTON FD US QUALITY 921935706   1,114,061 9,767 SH   SOLE   0 0 9,767
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,304,572 12,299 SH   SOLE   0 0 12,299
VANGUARD WORLD FDS COMM SRVC ETF 92204A884   274,705 2,584 SH   SOLE   0 0 2,584
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   407,273 1,438 SH   SOLE   0 0 1,438
VANGUARD WORLD FDS UTILITIES ETF 92204A876   643,604 4,527 SH   SOLE   0 0 4,527
WISDOMTREE TR INTRST RATE HDGE 97717W380   365,983 8,272 SH   SOLE   0 0 8,272
WISDOMTREE TR US HIGH DIVIDEND 97717W208   446,577 5,612 SH   SOLE   0 0 5,612
WISDOMTREE TR US QTLY DIV GRT 97717X669   597,703 8,966 SH   SOLE   0 0 8,966