The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CVS HEALTH CORP COM 126650100   502,852 7,274 SH   SOLE   7,274 0 0
CHEVRON CORP NEW COM 166764100   1,516,225 9,636 SH   SOLE   9,636 0 0
CINTAS CORP COM 172908105   919,598 1,850 SH   SOLE   1,850 0 0
DISNEY WALT CO COM 254687106   850,125 9,522 SH   SOLE   9,522 0 0
DOVER CORP COM 260003108   1,684,539 11,409 SH   SOLE   11,409 0 0
FORD MTR CO DEL COM 345370860   694,782 45,921 SH   SOLE   45,921 0 0
GILEAD SCIENCES INC COM 375558103   1,429,418 18,547 SH   SOLE   18,547 0 0
HOME DEPOT INC COM 437076102   1,038,470 3,343 SH   SOLE   3,343 0 0
INTEL CORP COM 458140100   1,875,111 56,074 SH   SOLE   56,074 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   933,727 6,978 SH   SOLE   6,978 0 0
INTUIT COM 461202103   239,176 522 SH   SOLE   522 0 0
ISHARES TR CORE S&P500 ETF 464287200   1,348,719 3,026 SH   SOLE   3,026 0 0
ISHARES TR IBOXX INV CP ETF 464287242   1,158,396 10,712 SH   SOLE   10,712 0 0
ISHARES TR MSCI EAFE ETF 464287465   2,625,080 36,208 SH   SOLE   36,208 0 0
ISHARES TR RUS MD CP GR ETF 464287481   792,366 8,200 SH   SOLE   8,200 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   2,192,519 7,968 SH   SOLE   7,968 0 0
ISHARES TR RUS 1000 ETF 464287622   229,116 940 SH   SOLE   940 0 0
ISHARES TR CORE S&P SCP ETF 464287804   6,650,048 66,734 SH   SOLE   66,734 0 0
ISHARES TR NATIONAL MUN ETF 464288414   2,612,020 24,473 SH   SOLE   24,473 0 0
ISHARES TR PFD AND INCM SEC 464288687   1,347,884 43,579 SH   SOLE   43,579 0 0
JOHNSON & JOHNSON COM 478160104   1,831,157 11,063 SH   SOLE   11,063 0 0
LILLY ELI & CO COM 532457108   2,348,652 5,008 SH   SOLE   5,008 0 0
LOWES COS INC COM 548661107   302,438 1,340 SH   SOLE   1,340 0 0
MCDONALDS CORP COM 580135101   2,406,677 8,065 SH   SOLE   8,065 0 0
MICROSOFT CORP COM 594918104   3,554,022 10,436 SH   SOLE   10,436 0 0
NIKE INC CL B 654106103   1,692,733 15,337 SH   SOLE   15,337 0 0
OLD REP INTL CORP COM 680223104   1,306,726 51,916 SH   SOLE   51,916 0 0
PNC FINL SVCS GROUP INC COM 693475105   578,615 4,594 SH   SOLE   4,594 0 0
PEPSICO INC COM 713448108   1,862,202 10,054 SH   SOLE   10,054 0 0
PROCTER AND GAMBLE CO COM 742718109   870,078 5,734 SH   SOLE   5,734 0 0
PRUDENTIAL FINL INC COM 744320102   732,020 8,298 SH   SOLE   8,298 0 0
QUALCOMM INC COM 747525103   1,082,907 9,097 SH   SOLE   9,097 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   3,004,828 121,999 SH   SOLE   121,999 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   261,796 3,605 SH   SOLE   3,605 0 0
SEMPRA COM 816851109   387,270 2,660 SH   SOLE   2,660 0 0
TEXAS INSTRS INC COM 882508104   283,892 1,577 SH   SOLE   1,577 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   477,923 916 SH   SOLE   916 0 0
TOYOTA MOTOR CORP ADS 892331307   967,715 6,020 SH   SOLE   6,020 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   7,380,930 159,830 SH   SOLE   159,830 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   600,275 14,756 SH   SOLE   14,756 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   680,161 1,670 SH   SOLE   1,670 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,870,233 22,382 SH   SOLE   22,382 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   760,653 3,455 SH   SOLE   3,455 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   777,660 3,910 SH   SOLE   3,910 0 0
WALMART INC COM 931142103   1,932,843 12,297 SH   SOLE   12,297 0 0
WEYERHAEUSER CO MTN BE COM NEW 962166104   241,675 7,212 SH   SOLE   7,212 0 0
AFLAC INC COM 001055102   863,985 12,378 SH   SOLE   12,378 0 0
AT&T INC COM 00206R102   602,945 37,802 SH   SOLE   37,802 0 0
ABBOTT LABS COM 002824100   1,355,337 12,432 SH   SOLE   12,432 0 0
ABBVIE INC COM 00287Y109   1,546,970 11,482 SH   SOLE   11,482 0 0
ACTIVISION BLIZZARD INC COM 00507V109   702,894 8,338 SH   SOLE   8,338 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   722,728 1,478 SH   SOLE   1,478 0 0
ALPHABET INC CAP STK CL C 02079K107   899,775 7,438 SH   SOLE   7,438 0 0
ALPHABET INC CAP STK CL A 02079K305   931,027 7,778 SH   SOLE   7,778 0 0
AMAZON COM INC COM 023135106   2,242,584 17,203 SH   SOLE   17,203 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   399,582 6,942 SH   SOLE   6,942 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   1,115,023 14,367 SH   SOLE   14,367 0 0
APPLE INC COM 037833100   6,288,896 32,422 SH   SOLE   32,422 0 0
ARCHER DANIELS MIDLAND CO COM 039483102   999,281 13,225 SH   SOLE   13,225 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   527,277 2,399 SH   SOLE   2,399 0 0
BANK AMERICA CORP COM 060505104   1,365,817 47,606 SH   SOLE   47,606 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   242,110 710 SH   SOLE   710 0 0
BLACKROCK INC COM 09247X101   584,705 846 SH   SOLE   846 0 0
BOEING CO COM 097023105   1,330,998 6,303 SH   SOLE   6,303 0 0
CARDINAL HEALTH INC COM 14149Y108   702,372 7,427 SH   SOLE   7,427 0 0
CISCO SYS INC COM 17275R102   1,325,683 25,622 SH   SOLE   25,622 0 0
CONOCOPHILLIPS COM 20825C104   207,739 2,005 SH   SOLE   2,005 0 0
CONSTELLATION ENERGY CORP COM 21037T109   377,370 4,122 SH   SOLE   4,122 0 0
COSTCO WHSL CORP NEW COM 22160K105   3,874,183 7,196 SH   SOLE   7,196 0 0
EXELON CORP COM 30161N101   1,690,548 41,496 SH   SOLE   41,496 0 0
EXXON MOBIL CORP COM 30231G102   641,248 5,979 SH   SOLE   5,979 0 0
META PLATFORMS INC CL A 30303M102   826,503 2,880 SH   SOLE   2,880 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   3,108,076 194,620 SH   SOLE   194,620 0 0
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   3,962,771 78,192 SH   SOLE   78,192 0 0
FIRST TR EXCHNG TRADED FD VI TCW UNCONSTRAI 33740F888   4,949,726 204,788 SH   SOLE   204,788 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407   1,201,499 29,985 SH   SOLE   29,985 0 0
FLEXSHARES TR HIG YLD VL ETF 33939L662   345,439 8,542 SH   SOLE   8,542 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   599,925 1,860 SH   SOLE   1,860 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   2,228,938 196,037 SH   SOLE   196,037 0 0
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870   678,252 30,483 SH   SOLE   30,483 0 0
ISHARES TR 0-5YR HI YL CP 46434V407   1,724,279 41,599 SH   SOLE   41,599 0 0
JPMORGAN CHASE & CO COM 46625H100   2,256,979 15,518 SH   SOLE   15,518 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   219,329 3,964 SH   SOLE   3,964 0 0
J P MORGAN EXCHANGE TRADED F JPMORGAN DIVER 46641Q407   1,939,501 19,837 SH   SOLE   19,837 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   307,836 6,140 SH   SOLE   6,140 0 0
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852   1,549,352 33,248 SH   SOLE   33,248 0 0
ZIFF DAVIS INC COM 48123V102   565,805 8,076 SH   SOLE   8,076 0 0
MCKESSON CORP COM 58155Q103   458,504 1,073 SH   SOLE   1,073 0 0
NETFLIX INC COM 64110L106   613,163 1,392 SH   SOLE   1,392 0 0
NEXTERA ENERGY INC COM 65339F101   249,312 3,360 SH   SOLE   3,360 0 0
NVIDIA CORPORATION COM 67066G104   1,340,128 3,168 SH   SOLE   3,168 0 0
OREILLY AUTOMOTIVE INC COM 67103H107   208,256 218 SH   SOLE   218 0 0
ORACLE CORP COM 68389X105   1,215,586 10,207 SH   SOLE   10,207 0 0
PRICE T ROWE GROUP INC COM 74144T108   300,886 2,686 SH   SOLE   2,686 0 0
PUBLIC STORAGE COM 74460D109   291,880 1,000 SH   SOLE   1,000 0 0
SK TELECOM LTD SPONSORED ADR 78440P306   463,870 23,776 SH   SOLE   23,776 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   4,974,489 11,222 SH   SOLE   11,222 0 0
SALESFORCE INC COM 79466L302   1,089,891 5,159 SH   SOLE   5,159 0 0
3M CO COM 88579Y101   746,672 7,460 SH   SOLE   7,460 0 0
UNITEDHEALTH GROUP INC COM 91324P102   462,857 963 SH   SOLE   963 0 0
VANECK ETF TRUST EMERGING MRKT HI 92189F353   2,589,945 141,527 SH   SOLE   141,527 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   869,535 31,312 SH   SOLE   31,312 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   3,057,402 38,318 SH   SOLE   38,318 0 0
VISA INC COM CL A 92826C839   1,468,102 6,182 SH   SOLE   6,182 0 0
WASTE MGMT INC DEL COM 94106L109   408,231 2,354 SH   SOLE   2,354 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   4,557,565 90,572 SH   SOLE   90,572 0 0
MEDTRONIC PLC SHS G5960L103   1,012,269 11,490 SH   SOLE   11,490 0 0