The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON.COM INC Stock 023135106 1,031 558 SH   SOLE   558 0 0
CERNER CORP Stock 156782104 764 10,404 SH   SOLE   10,404 0 0
JOHNSON & JOHNSON COM Stock 478160104 953 6,531 SH   SOLE   6,531 0 0
ABB LTD SPONSORED ADR ADR 000375204 345 14,341 SH   SOLE   14,341 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 533 11,889 SH   SOLE   11,889 0 0
PROCTER & GAMBLE CO COM Stock 742718109 11,416 91,399 SH   SOLE   91,398 0 0
COCA COLA CO COM Stock 191216100 677 12,237 SH   SOLE   12,237 0 0
TRUIST FINL CORP COM Stock 89832Q109 2,309 40,996 SH   SOLE   40,996 0 0
ISHARES MSCI USA ESG SELECT ETF ETF 464288802 330 2,461 SH   SOLE   2,461 0 0
INTEL CORP COM Stock 458140100 1,112 18,578 SH   SOLE   18,577 0 0
MEDTRONIC PLC SHS Stock G5960L103 254 2,235 SH   SOLE   2,235 0 0
PEOPLES BK BRIDGEPORT CN Stock 712704105 310 18,320 SH   SOLE   18,320 0 0
HESS CORP COM Stock 42809H107 329 4,925 SH   SOLE   4,924 0 0
ISHARES MSCI EAFE ESG SELECT ETF ETF 46435G516 419 6,098 SH   SOLE   6,098 0 0
SANOFI SA ADR 80105N105 1,381 27,512 SH   SOLE   27,512 0 0
MERCK & CO INC Stock 58933Y105 416 4,574 SH   SOLE   4,573 0 0
ISHARES TRS&P SHORT TERM NATL MUNICIPAL BD FD ETF 464288158 311 2,915 SH   SOLE   2,915 0 0
SPDR S&P 500 ETF ETF 78462F103 692 2,149 SH   SOLE   2,149 0 0
MASTERCARD INC Stock 57636Q104 525 1,759 SH   SOLE   1,759 0 0
ALLSTATE CORP Stock 020002101 316 2,810 SH   SOLE   2,809 0 0
BANK NEW YORK MELLON CORP COM Stock 064058100 290 5,767 SH   SOLE   5,767 0 0
GOLDMAN SACHS ACCESS TREASURY 0-1 YEAR ETF ETF 381430529 2,000 19,968 SH   SOLE   19,968 0 0
VERIZON COMMUNICATIONS Stock 92343V104 250 4,066 SH   SOLE   4,066 0 0
FEDEX CORP Stock 31428X106 250 1,655 SH   SOLE   1,655 0 0
SNAP ON INC COM Stock 833034101 694 4,096 SH   SOLE   4,096 0 0
PEPSICO INC COM Stock 713448108 437 3,198 SH   SOLE   3,198 0 0
ISHARES MODERATE ALLOCATION FUND ETF 464289875 738 18,382 SH   SOLE   18,382 0 0
ISHARES MSCI USA ESG OPTIMIZED ETF ETF 46435G425 993 13,927 SH   SOLE   13,926 0 0
US BANCORP DEL COM NEW Stock 902973304 2,975 50,183 SH   SOLE   50,183 0 0
BP PLC SPONSORED ADR ADR 055622104 540 14,301 SH   SOLE   14,301 0 0
HOME DEPOT Stock 437076102 937 4,291 SH   SOLE   4,290 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 453 2,657 SH   SOLE   2,657 0 0
ISHARES ESG USD CORPORATE BOND ETF ETF 46435G193 273 10,318 SH   SOLE   10,318 0 0
DUPONT DE NEMOURS INC COM Stock 26614N102 648 10,090 SH   SOLE   10,090 0 0
ISHARES S&P SMALLCAP 600 ETF ETF 464287804 1,671 19,933 SH   SOLE   19,933 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 2,055 9,071 SH   SOLE   9,071 0 0
WEYERHAEUSER CO Stock 962166104 360 11,905 SH   SOLE   11,905 0 0
GOOGLE INC Stock 02079K305 540 403 SH   SOLE   403 0 0
CSX CORP Stock 126408103 995 13,754 SH   SOLE   13,754 0 0
COMCAST CORP NEW CL A Stock 20030N101 366 8,149 SH   SOLE   8,149 0 0
MICROSOFT Stock 594918104 2,087 13,233 SH   SOLE   13,232 0 0
SCHLUMBERGER LTD COM Stock 806857108 878 21,842 SH   SOLE   21,842 0 0
CVS HEALTH CORP COM Stock 126650100 1,131 15,223 SH   SOLE   15,223 0 0
BOEING CO COM Stock 097023105 368 1,130 SH   SOLE   1,129 0 0
NEXTERA ENERGY INC COM Stock 65339F101 215 886 SH   SOLE   886 0 0
NIKE INC CLASS B Stock 654106103 610 6,021 SH   SOLE   6,021 0 0
EQUITY COMWLTH COM SH BEN INT REIT 294628102 476 14,500 SH   SOLE   14,500 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH Stock 112585104 1,186 20,515 SH   SOLE   20,515 0 0
FIFTH THIRD BANCORP Stock 316773100 1,851 60,199 SH   SOLE   60,199 0 0
HOWARD HUGHES CORP COM Stock 44267D107 516 4,070 SH   SOLE   4,070 0 0
CORTEVA INC COM Stock 22052L104 662 22,383 SH   SOLE   22,383 0 0
HUNTINGTON BANCSHARES INC COM Stock 446150104 398 26,407 SH   SOLE   26,407 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204 784 8,591 SH   SOLE   8,591 0 0
ISHARES EDGE MSCI MIN VOL GLOBAL ETF ETF 464286525 606 6,325 SH   SOLE   6,325 0 0
ISHARES EDGE MSCI MIN VOL EMERGING MARKETS ETF ETF 464286533 17,590 299,862 SH   SOLE   299,861 0 0
VISA INC Stock 92826C839 745 3,964 SH   SOLE   3,963 0 0
ISHARES INC MSCI EAFE MINIMUM VOLATILITY INDEX FD ETF 46429B689 42,910 575,665 SH   SOLE   575,664 0 0
INVESCO S&P EMERGING MARKETS LOW VOLATILITY ETF ETF 46138E297 506 21,098 SH   SOLE   21,098 0 0
ISHARES TR MSCI USA MINIMUM VOLATILITY INDEX FD ETF 46429B697 125,485 1,912,878 SH   SOLE   1,912,878 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150 20,596 283,344 SH   SOLE   283,343 0 0
FACEBOOK INC CL A Stock 30303M102 453 2,207 SH   SOLE   2,207 0 0
FIRST FINL BANCORP OH COM Stock 320209109 1,142 44,895 SH   SOLE   44,895 0 0
W P CAREY INC COM REIT 92936U109 2,459 30,726 SH   SOLE   30,726 0 0
AVAGO TECHNOLOGIES LTD Stock 11135F101 335 1,061 SH   SOLE   1,061 0 0
METLIFE INC COM Stock 59156R108 225 4,408 SH   SOLE   4,408 0 0
MITSUBISHI UFJ FINL GROUP INC SPONSORED ADR 606822104 86 15,776 SH   SOLE   15,776 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842 3,108 47,643 SH   SOLE   47,642 0 0
ENBRIDGE INC COM Stock 29250N105 2,014 50,648 SH   SOLE   50,648 0 0
ABBVIE INC COM Stock 00287Y109 306 3,454 SH   SOLE   3,454 0 0
MCDONALDS CORP COM Stock 580135101 423 2,140 SH   SOLE   2,140 0 0
DOVER CORP COM Stock 260003108 307 2,661 SH   SOLE   2,661 0 0
CISCO SYS INC Stock 17275R102 404 8,431 SH   SOLE   8,430 0 0
LIBERTY GLOBAL PLC SHS CL C Stock G5480U120 719 32,971 SH   SOLE   32,971 0 0
ISHARES TR RUSSELL MIDCAP INDEX FD ETF 464287499 545 9,136 SH   SOLE   9,136 0 0
AT&T INC COM Stock 00206R102 411 10,528 SH   SOLE   10,528 0 0
GENERAL ELECTRIC CO COM Stock 369604103 331 29,632 SH   SOLE   29,631 0 0
MOTOROLA SOLUTIONS INC COM NEW Stock 620076307 381 2,367 SH   SOLE   2,367 0 0
ISHARES S&P 500 INDEX ETF 464287200 2,383 7,372 SH   SOLE   7,372 0 0
WELLS FARGO CO NEW COM Stock 949746101 222 4,121 SH   SOLE   4,121 0 0
UNION PACIFIC CORP COM Stock 907818108 332 1,834 SH   SOLE   1,834 0 0
CINTAS CORP Stock 172908105 727 2,700 SH   SOLE   2,700 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 4,381 31,428 SH   SOLE   31,428 0 0
CHEVRON CORP NEW COM Stock 166764100 417 3,461 SH   SOLE   3,461 0 0
ISHARES AMT-FREE MUNI BOND ETF ETF 464288414 221 1,939 SH   SOLE   1,939 0 0
TJX COS INC NEW COM Stock 872540109 286 4,685 SH   SOLE   4,685 0 0
BANK AMER CORP COM Stock 060505104 429 12,172 SH   SOLE   12,172 0 0
WALMART INC COM Stock 931142103 371 3,121 SH   SOLE   3,121 0 0
INTL BUSINESS MACHINES Stock 459200101 410 3,062 SH   SOLE   3,061 0 0
UNITED TECHNOLOGIES CORP COM Stock 913017109 242 1,617 SH   SOLE   1,617 0 0
PFIZER INC COM Stock 717081103 483 12,318 SH   SOLE   12,317 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 725 542 SH   SOLE   542 0 0
AMGEN INC Stock 031162100 333 1,381 SH   SOLE   1,381 0 0
AGNICO EAGLE MINES LTD COM Stock 008474108 935 15,175 SH   SOLE   15,175 0 0
ISHARES CORE S&P U.S. GROWTH ETF ETF 464287671 370 5,471 SH   SOLE   5,471 0 0
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 7,505 178,390 SH   SOLE   178,389 0 0
ANHEUSER BUSCH ADR 03524A108 954 11,624 SH   SOLE   11,624 0 0
HELMERICH & PAYNE INC COM Stock 423452101 275 6,045 SH   SOLE   6,045 0 0
PHILIP MORRIS INTL INC Stock 718172109 225 2,645 SH   SOLE   2,645 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105 2,788 17,467 SH   SOLE   17,466 0 0
BRISTOL MYERS SQUIBB CO COM Stock 110122108 269 4,193 SH   SOLE   4,193 0 0
BARRICK GOLD CORP F Stock 067901108 517 27,809 SH   SOLE   27,809 0 0
LOEWS CORP COM Stock 540424108 1,174 22,366 SH   SOLE   22,366 0 0
DOMINION RESOURCES INC Stock 25746U109 988 11,928 SH   SOLE   11,928 0 0
CITIGROUP INC Stock 172967424 402 5,034 SH   SOLE   5,034 0 0
EXXON MOBIL CORP COM Stock 30231G102 730 10,458 SH   SOLE   10,458 0 0
UNITEDHEALTH GROUP Stock 91324P102 572 1,945 SH   SOLE   1,944 0 0
LLOYDS TSB GROUP PLC ADR 539439109 76 22,894 SH   SOLE   22,894 0 0
ISHARES CORE S&P MID CAP ETF ETF 464287507 2,006 9,745 SH   SOLE   9,745 0 0
ISHARES MSCI EAFE ETF ETF 464287465 893 12,861 SH   SOLE   12,861 0 0
APPLE INC Stock 037833100 3,736 12,721 SH   SOLE   12,720 0 0
ABBOTT LABS COM Stock 002824100 369 4,253 SH   SOLE   4,253 0 0
DISNEY WALT CO COM DISNEY Stock 254687106 1,116 7,719 SH   SOLE   7,719 0 0
SPDR BLOOMBERG BARCLAYS 1-3 MONTH T-BILL ETF ETF 78468R663 3,184 34,826 SH   SOLE   34,826 0 0