The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 238 705 SH   DFND 1 705 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 17 50 SH   OTR 1 50 0 0
EATON CORP PLC SHS G29183103 432 2,847 SH   DFND 1 2,847 0 0
MEDTRONIC PLC SHS G5960L103 850 7,663 SH   DFND 1 7,663 0 0
ALPS ETF TR ALERIAN MLP 00162Q452 937 24,466 SH   DFND 1 24,466 0 0
AT&T INC COM 00206R102 511 21,639 SH   DFND 1 21,639 0 0
AT&T INC COM 00206R102 110 4,669 SH   OTR 1 4,669 0 0
ABBOTT LABS COM 002824100 850 7,182 SH   DFND 1 7,182 0 0
ABBOTT LABS COM 002824100 24 200 SH   OTR 1 200 0 0
ABBVIE INC COM 00287Y109 480 2,960 SH   DFND 1 2,960 0 0
ABBVIE INC COM 00287Y109 32 200 SH   OTR 1 200 0 0
AIR PRODS & CHEMS INC COM 009158106 1,122 4,491 SH   DFND 1 4,491 0 0
AIR PRODS & CHEMS INC COM 009158106 7 30 SH   OTR 1 30 0 0
ALBEMARLE CORP COM 012653101 370 1,672 SH   DFND 1 1,672 0 0
ALPHABET INC CAP STK CL C 02079K107 1,235 442 SH   DFND 1 442 0 0
ALPHABET INC CAP STK CL A 02079K305 3,746 1,347 SH   DFND 1 1,347 0 0
ALPHABET INC CAP STK CL A 02079K305 78 28 SH   OTR 1 28 0 0
AMAZON COM INC COM 023135106 2,419 742 SH   DFND 1 742 0 0
AMERISOURCEBERGEN CORP COM 03073E105 1,027 6,639 SH   DFND 1 6,639 0 0
AMERIPRISE FINL INC COM 03076C106 729 2,428 SH   DFND 1 2,428 0 0
AMGEN INC COM 031162100 258 1,068 SH   DFND 1 1,068 0 0
ANALOG DEVICES INC COM 032654105 589 3,568 SH   DFND 1 3,568 0 0
APPLE INC COM 037833100 14,426 82,619 SH   DFND 1 82,619 0 0
APPLE INC COM 037833100 395 2,260 SH   OTR 1 2,260 0 0
ATMOS ENERGY CORP COM 049560105 532 4,449 SH   DFND 1 4,449 0 0
BANK NEW YORK MELLON CORP COM 064058100 180 3,626 SH   DFND 1 3,626 0 0
BANK NEW YORK MELLON CORP COM 064058100 34 689 SH   OTR 1 689 0 0
BECTON DICKINSON & CO COM 075887109 348 1,309 SH   DFND 1 1,309 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 603 1,708 SH   DFND 1 1,608 0 100
BLACKROCK INC COM 09247X101 870 1,138 SH   DFND 1 1,138 0 0
BOEING CO COM 097023105 355 1,853 SH   DFND 1 1,853 0 0
BOEING CO COM 097023105 19 100 SH   OTR 1 100 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 1,295 17,730 SH   DFND 1 17,730 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 7 100 SH   OTR 1 100 0 0
BROADCOM INC COM 11135F101 1,980 3,145 SH   DFND 1 3,145 0 0
BROADCOM INC COM 11135F101 44 70 SH   OTR 1 70 0 0
CSX CORP COM 126408103 724 19,344 SH   DFND 1 19,344 0 0
CSX CORP COM 126408103 11 300 SH   OTR 1 300 0 0
CVS HEALTH CORP COM 126650100 647 6,392 SH   DFND 1 6,392 0 0
CVS HEALTH CORP COM 126650100 20 200 SH   OTR 1 200 0 0
CANADIAN PAC RY LTD COM 13645T100 413 5,000 SH   OTR 1 5,000 0 0
CATERPILLAR INC COM 149123101 414 1,857 SH   DFND 1 1,857 0 0
CATERPILLAR INC COM 149123101 22 100 SH   OTR 1 100 0 0
CELANESE CORP DEL COM 150870103 489 3,424 SH   DFND 1 3,424 0 0
CHEVRON CORP NEW COM 166764100 1,525 9,365 SH   DFND 1 9,365 0 0
CHEVRON CORP NEW COM 166764100 53 325 SH   OTR 1 325 0 0
CISCO SYS INC COM 17275R102 918 16,467 SH   DFND 1 16,467 0 0
CISCO SYS INC COM 17275R102 31 550 SH   OTR 1 550 0 0
COCA COLA CO COM 191216100 302 4,864 SH   DFND 1 4,864 0 0
COMCAST CORP NEW CL A 20030N101 1,571 33,561 SH   DFND 1 33,561 0 0
COMCAST CORP NEW CL A 20030N101 98 2,090 SH   OTR 1 2,090 0 0
CONOCOPHILLIPS COM 20825C104 107 1,068 SH   DFND 1 1,068 0 0
CONOCOPHILLIPS COM 20825C104 151 1,512 SH   OTR 1 1,512 0 0
CUMMINS INC COM 231021106 376 1,831 SH   DFND 1 1,831 0 0
CUMMINS INC COM 231021106 51 250 SH   OTR 1 250 0 0
CURTISS WRIGHT CORP COM 231561101 233 1,550 SH   DFND 1 1,550 0 0
D R HORTON INC COM 23331A109 340 4,566 SH   DFND 1 4,566 0 0
DANAHER CORPORATION COM 235851102 1,100 3,749 SH   DFND 1 3,749 0 0
DISNEY WALT CO COM 254687106 1,747 12,740 SH   DFND 1 12,740 0 0
DISNEY WALT CO COM 254687106 65 475 SH   OTR 1 475 0 0
DOMINION ENERGY INC COM 25746U109 344 4,051 SH   DFND 1 4,051 0 0
DOVER CORP COM 260003108 426 2,712 SH   DFND 1 2,712 0 0
EDISON INTL COM 281020107 441 6,298 SH   DFND 1 6,298 0 0
EXXON MOBIL CORP COM 30231G102 424 5,137 SH   DFND 1 5,137 0 0
EXXON MOBIL CORP COM 30231G102 179 2,167 SH   OTR 1 2,167 0 0
META PLATFORMS INC CL A 30303M102 1,352 6,079 SH   DFND 1 6,079 0 0
FEDEX CORP COM 31428X106 258 1,114 SH   DFND 1 1,114 0 0
FEDEX CORP COM 31428X106 12 50 SH   OTR 1 50 0 0
FIRST COMWLTH FINL CORP PA COM 319829107 11,228 740,642 SH   DFND 1 308,818 0 431,824
FIRST COMWLTH FINL CORP PA COM 319829107 178 11,734 SH   OTR 1 0 0 11,734
FIRSTENERGY CORP COM 337932107 34 732 SH   DFND 1 732 0 0
FIRSTENERGY CORP COM 337932107 179 3,899 SH   OTR 1 3,899 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 540 1,637 SH   DFND 1 1,637 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 33 100 SH   OTR 1 100 0 0
HOME DEPOT INC COM 437076102 1,105 3,690 SH   DFND 1 3,690 0 0
HONEYWELL INTL INC COM 438516106 351 1,805 SH   DFND 1 1,805 0 0
HONEYWELL INTL INC COM 438516106 58 300 SH   OTR 1 300 0 0
HUMANA INC COM 444859102 863 1,983 SH   DFND 1 1,983 0 0
HUMANA INC COM 444859102 202 465 SH   OTR 1 465 0 0
HUNTINGTON BANCSHARES INC COM 446150104 65 4,436 SH   DFND 1 4,436 0 0
HUNTINGTON BANCSHARES INC COM 446150104 439 30,000 SH   OTR 1 0 0 30,000
INNOVATOR ETFS TR US EQTY PWR BUF 45782C318 769 25,084 SH   DFND 1 25,084 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C383 935 28,957 SH   DFND 1 28,957 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C383 163 5,052 SH   OTR 1 5,052 0 0
INNOVATOR ETFS TR US EQTY BUFR MA 45782C391 883 25,203 SH   DFND 1 25,203 0 0
INNOVATOR ETFS TR US EQTY BUFR MA 45782C391 248 7,069 SH   OTR 1 7,069 0 0
INNOVATOR ETFS TR US EQTY BUFR JA 45782C409 423 11,707 SH   DFND 1 11,707 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C417 1,393 47,465 SH   DFND 1 47,465 0 0
INNOVATOR ETFS TR US EQTY BUFR FE 45782C433 1,350 41,706 SH   DFND 1 41,706 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C508 239 7,329 SH   DFND 1 7,329 0 0
INNOVATOR ETFS TR US EQTY BUF DEC 45782C557 202 5,892 SH   DFND 1 5,892 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C573 330 10,824 SH   DFND 1 10,824 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C656 254 8,452 SH   DFND 1 8,452 0 0
INNOVATOR ETFS TR US EQT ULTRA BF 45782C672 574 19,752 SH   DFND 1 19,752 0 0
INNOVATOR ETFS TR US EQTY PWR BF 45782C680 358 11,857 SH   DFND 1 11,857 0 0
INNOVATOR ETFS TR US EQUT BUFR AU 45782C698 613 18,738 SH   DFND 1 18,738 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C748 367 11,412 SH   DFND 1 11,412 0 0
INNOVATOR ETFS TR US EQTY BUFR JU 45782C755 355 10,357 SH   DFND 1 10,357 0 0
INNOVATOR ETFS TR US EQTY BUF OCT 45782C771 433 12,718 SH   DFND 1 12,718 0 0
INNOVATOR ETFS TR US EQTY BUFR JU 45782C789 563 17,063 SH   DFND 1 17,063 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C797 632 20,912 SH   DFND 1 20,912 0 0
INTEL CORP COM 458140100 446 8,992 SH   DFND 1 8,992 0 0
INTEL CORP COM 458140100 27 550 SH   OTR 1 550 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 888 6,718 SH   DFND 1 6,718 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 1,405 3,875 SH   DFND 1 3,875 0 0
INTUIT COM 461202103 744 1,548 SH   DFND 1 1,548 0 0
ISHARES S&P GSCI COMMODITY- UNIT BEN INT 46428R107 4,163 183,789 SH   DFND 1 183,789 0 0
ISHARES S&P GSCI COMMODITY- UNIT BEN INT 46428R107 1,586 70,000 SH Put DFND 1 0 0 0
ISHARES TR CORE S&P TTL ST 464287150 291 2,878 SH   DFND 1 2,878 0 0
ISHARES TR SELECT DIVID ET 464287168 3,854 30,075 SH   DFND 1 30,075 0 0
ISHARES TR SELECT DIVID ET 464287168 99 775 SH   OTR 1 775 0 0
ISHARES TR CORE S&P500 ETF 464287200 72,986 160,871 SH   DFND 1 160,871 0 0
ISHARES TR CORE S&P500 ETF 464287200 340 749 SH   OTR 1 749 0 0
ISHARES TR MSCI EMG MKT ET 464287234 4,463 98,855 SH   DFND 1 98,855 0 0
ISHARES TR S&P 500 GRWT ET 464287309 4,541 59,447 SH   DFND 1 59,447 0 0
ISHARES TR S&P 500 GRWT ET 464287309 22 286 SH   OTR 1 286 0 0
ISHARES TR S&P 500 VAL ETF 464287408 1,408 9,039 SH   DFND 1 9,039 0 0
ISHARES TR MSCI EAFE ETF 464287465 21,607 293,575 SH   DFND 1 293,575 0 0
ISHARES TR MSCI EAFE ETF 464287465 45 618 SH   OTR 1 618 0 0
ISHARES TR RUS MID CAP ETF 464287499 994 12,742 SH   DFND 1 12,742 0 0
ISHARES TR RUS MID CAP ETF 464287499 42 540 SH   OTR 1 540 0 0
ISHARES TR CORE S&P MCP ET 464287507 505 1,882 SH   DFND 1 1,882 0 0
ISHARES TR RUS 1000 GRW ET 464287614 1,326 4,776 SH   DFND 1 4,776 0 0
ISHARES TR RUS 2000 VAL ET 464287630 3,660 22,676 SH   DFND 1 22,676 0 0
ISHARES TR RUS 2000 GRW ET 464287648 809 3,165 SH   DFND 1 3,165 0 0
ISHARES TR RUSSELL 2000 ET 464287655 13,388 65,221 SH   DFND 1 65,221 0 0
ISHARES TR RUSSELL 2000 ET 464287655 27 133 SH   OTR 1 133 0 0
ISHARES TR S&P MC 400VL ET 464287705 380 3,468 SH   DFND 1 3,468 0 0
ISHARES TR U.S. TECH ETF 464287721 206 2,000 SH   DFND 1 2,000 0 0
ISHARES TR US INDUSTRIALS 464287754 506 4,800 SH   DFND 1 4,800 0 0
ISHARES TR U.S. FINLS ETF 464287788 473 5,600 SH   DFND 1 5,600 0 0
ISHARES TR CORE S&P SCP ET 464287804 812 7,524 SH   DFND 1 7,524 0 0
ISHARES TR MSCI ACWI EX US 464288240 204 3,901 SH   DFND 1 3,901 0 0
ISHARES TR MSCI ACWI EX US 464288240 5 100 SH   OTR 1 100 0 0
ISHARES TR INTL SEL DIV ET 464288448 3,646 114,783 SH   DFND 1 114,783 0 0
ISHARES TR INTL SEL DIV ET 464288448 64 2,000 SH   OTR 1 2,000 0 0
JPMORGAN CHASE & CO COM 46625H100 2,735 20,066 SH   DFND 1 20,066 0 0
JPMORGAN CHASE & CO COM 46625H100 334 2,450 SH   OTR 1 450 0 2,000
J P MORGAN EXCHANGE-TRADED F DIV RTN INT EQ 46641Q209 1,622 28,711 SH   DFND 1 28,711 0 0
JOHNSON & JOHNSON COM 478160104 1,398 7,886 SH   DFND 1 7,586 0 300
JOHNSON & JOHNSON COM 478160104 68 385 SH   OTR 1 385 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 475 1,912 SH   DFND 1 1,912 0 0
LAM RESEARCH CORP COM 512807108 818 1,521 SH   DFND 1 1,521 0 0
LILLY ELI & CO COM 532457108 373 1,302 SH   DFND 1 1,302 0 0
LILLY ELI & CO COM 532457108 39 135 SH   OTR 1 135 0 0
LOCKHEED MARTIN CORP COM 539830109 726 1,644 SH   DFND 1 1,644 0 0
LOCKHEED MARTIN CORP COM 539830109 11 25 SH   OTR 1 25 0 0
LOWES COS INC COM 548661107 162 800 SH   DFND 1 800 0 0
LOWES COS INC COM 548661107 95 470 SH   OTR 1 470 0 0
MASTERCARD INCORPORATED CL A 57636Q104 667 1,866 SH   DFND 1 1,866 0 0
MCDONALDS CORP COM 580135101 1,726 6,981 SH   DFND 1 6,981 0 0
MCDONALDS CORP COM 580135101 117 475 SH   OTR 1 475 0 0
MERCK & CO INC COM 58933Y105 708 8,629 SH   DFND 1 8,629 0 0
MERCK & CO INC COM 58933Y105 12 150 SH   OTR 1 150 0 0
METLIFE INC COM 59156R108 1,177 16,750 SH   DFND 1 16,750 0 0
METLIFE INC COM 59156R108 14 200 SH   OTR 1 200 0 0
MICROSOFT CORP COM 594918104 5,942 19,274 SH   DFND 1 19,274 0 0
MICROSOFT CORP COM 594918104 527 1,709 SH   OTR 1 1,709 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104 588 7,831 SH   DFND 1 7,831 0 0
MID-AMER APT CMNTYS INC COM 59522J103 553 2,641 SH   DFND 1 2,641 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 771 3,185 SH   DFND 1 3,185 0 0
NEXTERA ENERGY INC COM 65339F101 539 6,366 SH   DFND 1 6,366 0 0
NEXTERA ENERGY INC COM 65339F101 68 800 SH   OTR 1 800 0 0
NIKE INC CL B 654106103 770 5,726 SH   DFND 1 5,726 0 0
NIKE INC CL B 654106103 35 260 SH   OTR 1 260 0 0
NORFOLK SOUTHN CORP COM 655844108 1,947 6,825 SH   OTR 1 6,825 0 0
NVIDIA CORPORATION COM 67066G104 1,544 5,658 SH   DFND 1 5,658 0 0
ORACLE CORP COM 68389X105 949 11,472 SH   DFND 1 11,472 0 0
ORACLE CORP COM 68389X105 54 650 SH   OTR 1 650 0 0
PNC FINL SVCS GROUP INC COM 693475105 1,316 7,134 SH   DFND 1 7,134 0 0
PNC FINL SVCS GROUP INC COM 693475105 166 902 SH   OTR 1 902 0 0
PPG INDS INC COM 693506107 229 1,748 SH   DFND 1 1,748 0 0
PPG INDS INC COM 693506107 47 360 SH   OTR 1 360 0 0
PPL CORP COM 69351T106 131 4,570 SH   DFND 1 4,570 0 0
PPL CORP COM 69351T106 100 3,500 SH   OTR 1 1,500 0 2,000
PEPSICO INC COM 713448108 1,118 6,679 SH   DFND 1 6,679 0 0
PEPSICO INC COM 713448108 64 385 SH   OTR 1 385 0 0
PFIZER INC COM 717081103 353 6,827 SH   DFND 1 6,827 0 0
PFIZER INC COM 717081103 211 4,080 SH   OTR 1 2,080 0 2,000
PHILIP MORRIS INTL INC COM 718172109 502 5,344 SH   DFND 1 5,344 0 0
PHILIP MORRIS INTL INC COM 718172109 47 500 SH   OTR 1 500 0 0
PRICE T ROWE GROUP INC COM 74144T108 265 1,755 SH   DFND 1 1,755 0 0
PRICE T ROWE GROUP INC COM 74144T108 30 200 SH   OTR 1 200 0 0
PROCTER AND GAMBLE CO COM 742718109 1,718 11,244 SH   DFND 1 8,422 0 2,822
PROCTER AND GAMBLE CO COM 742718109 76 500 SH   OTR 1 500 0 0
PROSHARES TR S&P 500 DV ARIS 74348A467 3,452 36,369 SH   DFND 1 36,369 0 0
PROSHARES TR S&P 500 DV ARIS 74348A467 137 1,440 SH   OTR 1 1,440 0 0
QUALCOMM INC COM 747525103 1,646 10,768 SH   DFND 1 10,768 0 0
QUALCOMM INC COM 747525103 69 450 SH   OTR 1 450 0 0
RPM INTL INC COM 749685103 244 3,000 SH   DFND 1 3,000 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 760 7,671 SH   DFND 1 7,671 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 7 75 SH   OTR 1 75 0 0
REALTY INCOME CORP COM 756109104 594 8,572 SH   DFND 1 8,572 0 0
REPUBLIC SVCS INC COM 760759100 478 3,605 SH   DFND 1 3,605 0 0
ROCKWELL AUTOMATION INC COM 773903109 1,023 3,653 SH   DFND 1 3,653 0 0
S & T BANCORP INC COM 783859101 6,834 231,027 SH   DFND 1 30,974 0 200,053
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,623 3,594 SH   DFND 1 3,594 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,985 10,987 SH   DFND 1 10,987 0 0
SPDR GOLD TR GOLD SHS 78463V107 271 1,500 SH Put DFND 1 0 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 288 10,475 SH   DFND 1 10,475 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 29 1,050 SH   OTR 1 1,050 0 0
SPDR SER TR S&P DIVID ETF 78464A763 768 5,997 SH   DFND 1 5,997 0 0
SCHLUMBERGER LTD COM STK 806857108 512 12,397 SH   DFND 1 12,397 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 349 2,547 SH   DFND 1 2,547 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 523 2,825 SH   DFND 1 2,825 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 748 4,708 SH   DFND 1 4,708 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 416 6,045 SH   DFND 1 6,045 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 972 7,296 SH   DFND 1 7,296 0 0
STANLEY BLACK & DECKER INC COM 854502101 461 3,295 SH   DFND 1 3,295 0 0
STANLEY BLACK & DECKER INC COM 854502101 7 50 SH   OTR 1 50 0 0
STARBUCKS CORP COM 855244109 356 3,917 SH   DFND 1 3,917 0 0
STATE STR CORP COM 857477103 692 7,945 SH   DFND 1 7,945 0 0
STATE STR CORP COM 857477103 30 350 SH   OTR 1 350 0 0
STRYKER CORPORATION COM 863667101 961 3,594 SH   DFND 1 3,594 0 0
TJX COS INC NEW COM 872540109 688 11,363 SH   DFND 1 11,363 0 0
TJX COS INC NEW COM 872540109 24 400 SH   OTR 1 400 0 0
TARGET CORP COM 87612E106 1,618 7,625 SH   DFND 1 7,625 0 0
TARGET CORP COM 87612E106 106 500 SH   OTR 1 500 0 0
TESLA INC COM 88160R101 975 905 SH   DFND 1 905 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 2,257 3,821 SH   DFND 1 3,821 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 133 225 SH   OTR 1 225 0 0
3M CO COM 88579Y101 208 1,398 SH   DFND 1 1,398 0 0
3M CO COM 88579Y101 30 200 SH   OTR 1 200 0 0
TRUIST FINL CORP COM 89832Q109 545 9,617 SH   DFND 1 9,617 0 0
II-VI INC COM 902104108 145 2,000 SH   DFND 1 2,000 0 0
II-VI INC COM 902104108 473 6,522 SH   OTR 1 6,522 0 0
US BANCORP DEL COM NEW 902973304 221 4,154 SH   DFND 1 4,154 0 0
US BANCORP DEL COM NEW 902973304 24 450 SH   OTR 1 450 0 0
UNITED PARCEL SERVICE INC CL B 911312106 820 3,825 SH   DFND 1 3,825 0 0
UNITED PARCEL SERVICE INC CL B 911312106 21 100 SH   OTR 1 100 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,168 2,290 SH   DFND 1 2,290 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 289 947 SH   DFND 1 947 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 588 3,000 SH   DFND 1 3,000 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 299 3,200 SH   DFND 1 3,200 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 930 3,657 SH   DFND 1 3,657 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 577 1,386 SH   DFND 1 1,386 0 0
VANGUARD WORLD FDS MATERIALS ETF 92204A801 233 1,200 SH   DFND 1 1,200 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 556 3,434 SH   DFND 1 3,434 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 452 5,455 SH   DFND 1 5,455 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,503 13,871 SH   DFND 1 13,871 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 22 200 SH   OTR 1 200 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 532 2,553 SH   DFND 1 2,553 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 1,553 5,399 SH   DFND 1 5,399 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 4,598 31,116 SH   DFND 1 31,116 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,139 22,358 SH   DFND 1 22,358 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 128 2,512 SH   OTR 1 2,512 0 0
VISA INC COM CL A 92826C839 1,502 6,775 SH   DFND 1 6,775 0 0
VISA INC COM CL A 92826C839 17 75 SH   OTR 1 75 0 0
WALMART INC COM 931142103 1,689 11,344 SH   DFND 1 11,344 0 0
WALMART INC COM 931142103 52 350 SH   OTR 1 350 0 0
WEBSTER FINL CORP COM 947890109 228 4,058 SH   DFND 1 4,058 0 0
WENDYS CO COM 95058W100 275 12,500 SH   OTR 1 8,500 0 4,000
WILLIAMS COS INC COM 969457100 556 16,640 SH   DFND 1 16,640 0 0
WISDOMTREE TR US LARGECAP DIV 97717W307 313 4,765 SH   DFND 1 4,765 0 0
WISDOMTREE TR US LARGECAP DIV 97717W307 21 322 SH   OTR 1 322 0 0
XCEL ENERGY INC COM 98389B100 554 7,670 SH   DFND 1 7,670 0 0
XCEL ENERGY INC COM 98389B100 31 425 SH   OTR 1 425 0 0