The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 525 5,492 SH   SOLE   5,492 0 0
AMAZON COM INC COM 023135106 573 5,075 SH   SOLE   5,075 0 0
APPLE INC COM 037833100 799 5,781 SH   SOLE   5,781 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 523 1,958 SH   SOLE   1,958 0 0
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 612 13,891 SH   SOLE   13,891 0 0
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 5,107 103,397 SH   SOLE   103,397 0 0
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 983 42,411 SH   SOLE   42,411 0 0
INVESCO EXCH TRADED FD TR II S&P INTL LOW 46138E230 728 29,532 SH   SOLE   29,532 0 0
INVESCO EXCH TRADED FD TR II S&P SMLCP LOW 46138G102 755 18,614 SH   SOLE   18,614 0 0
ISHARES TR CALIF MUN BD ETF 464288356 1,523 28,093 SH   SOLE   28,093 0 0
ISHARES TR COHEN STEER REIT 464287564 4,811 89,660 SH   SOLE   89,660 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 217 4,701 SH   SOLE   4,701 0 0
ISHARES TR CORE INTL AGGR 46435G672 2,702 55,907 SH   SOLE   55,907 0 0
ISHARES TR CORE S&P MCP ETF 464287507 246 1,120 SH   SOLE   1,120 0 0
ISHARES TR CORE S&P SCP ETF 464287804 572 6,556 SH   SOLE   6,556 0 0
ISHARES TR CORE S&P TTL STK 464287150 231 2,910 SH   SOLE   2,910 0 0
ISHARES TR CORE S&P500 ETF 464287200 7,964 22,207 SH   SOLE   22,207 0 0
ISHARES TR CORE US AGGBD ET 464287226 1,852 19,227 SH   SOLE   19,227 0 0
ISHARES TR IBOXX HI YD ETF 464288513 574 8,045 SH   SOLE   8,045 0 0
ISHARES TR IBOXX INV CP ETF 464287242 2,573 25,117 SH   SOLE   25,117 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689 4,437 77,832 SH   SOLE   77,832 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 13,217 199,951 SH   SOLE   199,951 0 0
ISHARES TR MSCI USA MMENTM 46432F396 2,910 22,187 SH   SOLE   22,187 0 0
ISHARES TR NATIONAL MUN ETF 464288414 3,385 32,994 SH   SOLE   32,994 0 0
ISHARES TR RUS MD CP GR ETF 464287481 273 3,479 SH   SOLE   3,479 0 0
ISHARES TR RUS MID CAP ETF 464287499 280 4,500 SH   SOLE   4,500 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 889 15,360 SH   SOLE   15,360 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 1,323 12,892 SH   SOLE   12,892 0 0
JOHNSON & JOHNSON COM 478160104 613 3,750 SH   SOLE   3,750 0 0
JPMORGAN CHASE & CO COM 46625H100 559 5,351 SH   SOLE   5,351 0 0
META PLATFORMS INC CL A 30303M102 426 3,141 SH   SOLE   3,141 0 0
MICROSOFT CORP COM 594918104 641 2,754 SH   SOLE   2,754 0 0
NVIDIA CORPORATION COM 67066G104 374 3,082 SH   SOLE   3,082 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 4,605 178,506 SH   SOLE   178,506 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 3,360 108,242 SH   SOLE   108,242 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 230 644 SH   SOLE   644 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739 2,052 44,529 SH   SOLE   44,529 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656 2,549 100,506 SH   SOLE   100,506 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805 640 14,513 SH   SOLE   14,513 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 5,867 117,103 SH   SOLE   117,103 0 0
SPDR SER TR S&P DIVID ETF 78464A763 1,094 9,815 SH   SOLE   9,815 0 0
SPDR SER TR SSGA US LRG ETF 78468R804 217 1,756 SH   SOLE   1,756 0 0
SPDR SER TR SSGA US SMAL ETF 78468R887 6,621 67,056 SH   SOLE   67,056 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 2,057 50,320 SH   SOLE   50,320 0 0
TESLA INC COM 88160R101 620 2,339 SH   SOLE   2,339 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 5,934 79,314 SH   SOLE   79,314 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 14,833 207,948 SH   SOLE   207,948 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 7,398 39,356 SH   SOLE   39,356 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,888 39,214 SH   SOLE   39,214 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 247 6,801 SH   SOLE   6,801 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 8,430 88,847 SH   SOLE   88,847 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 2,349 7,643 SH   SOLE   7,643 0 0
WISDOMTREE TR US HGH YLD CORP 97717X172 2,013 47,199 SH   SOLE   47,199 0 0