The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM 023135106   565,690 3,136 SH   SOLE 0 3,136 0 0
APPLE INC COM 037833100   2,182,855 12,730 SH   SOLE 0 12,729 0 0
BERKSHIRE HATHAWAY COM 084670702   402,858 958 SH   SOLE 0 958 0 0
HCA HEALTHCARE INC. COM 40412C101   375,555 1,126 SH   SOLE 0 1,126 0 0
HOME DEPOT COM 437076102   327,978 855 SH   SOLE 0 855 0 0
MCDONALD'S CORP. COM 464287440   230,118 2,431 SH   SOLE 0 2,431 0 0
MERCK & CO. COM 46429B663   4,508,103 40,905 SH   SOLE 0 40,904 0 0
ISHARES TR CORE MSCI EAFE 46432F842   285,501 3,847 SH   SOLE 0 3,846 0 0
ISHARES TR CORE S&P500 ETF 464287200   66,462,152 126,419 SH   SOLE 0 126,418 0 0
ISHARES TR MSCI EAFE ETF 464287465   8,719,615 109,186 SH   SOLE 0 109,186 0 0
ISHARES TR NATIONAL MUN ETF 464288414   1,206,088 11,209 SH   SOLE 0 11,209 0 0
ISHARES TR RUS 1000 ETF 464287622   26,034,489 90,388 SH   SOLE 0 90,388 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   656,573 1,948 SH   SOLE 0 1,948 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   352,847 1,970 SH   SOLE 0 1,970 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   7,435,670 35,357 SH   SOLE 0 35,357 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   3,460,616 40,983 SH   SOLE 0 40,983 0 0
ISHARES TR S&P 500 VAL ETF 464287408   4,111,584 22,009 SH   SOLE 0 22,009 0 0
ISHARES TR SELECT DIVID ETF 464287168   217,843 1,768 SH   SOLE 0 1,768 0 0
ISHARES TR U.S. REAL ES ETF 464287739   1,535,576 17,081 SH   SOLE 0 17,080 0 0
MCDONALD'S CORP. COM 580135101   732,638 2,598 SH   SOLE 0 2,598 0 0
MERCK & CO. COM 58933Y105   1,009,154 7,648 SH   SOLE 0 7,648 0 0
META PLATFORMS INC CL A 30303M102   274,510 565 SH   SOLE 0 565 0 0
MICROSOFT COM 594918104   1,278,348 3,038 SH   SOLE 0 3,038 0 0
NB BANCORP INC COM COM 63945M107   144,632 10,588 SH   SOLE 0 10,588 0 0
ORACLE CORP. COM 68389X105   1,006,577 8,014 SH   SOLE 0 8,013 0 0
PROCTER & GAMBLE COM 742718109   247,008 1,522 SH   SOLE 0 1,522 0 0
ORACLE CORP. COM 78462F103   258,282 494 SH   SOLE 0 493 0 0
PROCTER & GAMBLE COM 81369Y605   207,243 4,920 SH   SOLE 0 4,920 0 0
SPDR Select Sector Health Care ETF 81369Y209   223,959 1,516 SH   SOLE 0 1,516 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   369,865 1,776 SH   SOLE 0 1,775 0 0
THERMO FISHER SCIENTIFIC COM 883556102   439,976 757 SH   SOLE 0 757 0 0
UNITEDHEALTH GROUP COM 91324P102   233,059 471 SH   SOLE 0 471 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,989,980 59,597 SH   SOLE 0 59,596 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   260,456 2,153 SH   SOLE 0 2,152 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   6,392,550 73,919 SH   SOLE 0 73,919 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,382,139 6,046 SH   SOLE 0 6,046 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669   5,401,637 70,897 SH   SOLE 0 70,896 0 0