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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   316,109 1,956 SH   SOLE   1,956 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   1,086,656 3,229 SH   SOLE   3,229 0 0
AEGON N V NY REGISTRY SHS 007924103   91,370 18,129 SH   SOLE   18,129 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   443,974 5,040 SH   SOLE   5,040 0 0
ALPHABET INC CAP STK CL C 02079K107   524,838 5,915 SH   SOLE   5,915 0 0
ALPHABET INC CAP STK CL A 02079K305   761,342 8,629 SH   SOLE   8,629 0 0
AMAZON COM INC COM 023135106   1,742,580 20,745 SH   SOLE   20,745 0 0
AMER SOFTWARE INC CL A 029683109   344,746 23,156 SH   SOLE   23,156 0 0
AMERISOURCEBERGEN CORP COM 03073E105   449,737 2,714 SH   SOLE   2,714 0 0
AMGEN INC COM 031162100   225,870 860 SH   SOLE   860 0 0
APPLE INC COM 037833100   2,798,076 21,535 SH   SOLE   21,535 0 0
ARROW ELECTRS INC COM 042735100   627,838 6,004 SH   SOLE   6,004 0 0
ASE TECHNOLOGY HLDG CO LTD SPONSORED ADS 00215W100   110,258 17,585 SH   SOLE   17,585 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   499,695 2,092 SH   SOLE   2,092 0 0
AVANTOR INC COM 05352A100   209,002 9,910 SH   SOLE   9,910 0 0
AVERY DENNISON CORP COM 053611109   408,698 2,258 SH   SOLE   2,258 0 0
AVINO SILVER & GOLD MINES LT COM 053906103   6,800 10,000 SH   SOLE   10,000 0 0
BANCO SANTANDER BRASIL S A ADS REP 1 UNIT 05967A107   64,464 11,960 SH   SOLE   11,960 0 0
BARCLAYS PLC ADR 06738E204   144,425 18,516 SH   SOLE   18,516 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   435,240 1,409 SH   SOLE   1,409 0 0
BOGOTA FINL CORP COM 097235105   132,494 11,851 SH   SOLE   11,851 0 0
BOOKING HOLDINGS INC COM 09857L108   443,360 220 SH   SOLE   220 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   477,892 6,642 SH   SOLE   6,642 0 0
BUCKLE INC COM 118440106   455,269 10,039 SH   SOLE   10,039 0 0
CAPRI HOLDINGS LIMITED SHS G1890L107   242,006 4,222 SH   SOLE   4,222 0 0
CGI INC CL A SUB VTG 12532H104   247,796 2,877 SH   SOLE   2,877 0 0
CHEVRON CORP NEW COM 166764100   1,024,171 5,706 SH   SOLE   5,706 0 0
CHEWY INC CL A 16679L109   304,241 8,205 SH   SOLE   8,205 0 0
CINTAS CORP COM 172908105   512,137 1,134 SH   SOLE   1,134 0 0
CISCO SYS INC COM 17275R102   218,144 4,579 SH   SOLE   4,579 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   356,122 6,227 SH   SOLE   6,227 0 0
COLUMBIA ETF TR I MULTI SEC MUNI 19761L607   6,817,064 338,148 SH   SOLE   338,148 0 0
COSTCO WHSL CORP NEW COM 22160K105   250,163 548 SH   SOLE   548 0 0
CRA INTL INC COM 12618T105   392,755 3,208 SH   SOLE   3,208 0 0
CUMMINS INC COM 231021106   378,457 1,562 SH   SOLE   1,562 0 0
CVS HEALTH CORP COM 126650100   488,875 5,246 SH   SOLE   5,246 0 0
DEERE & CO COM 244199105   343,008 800 SH   SOLE   800 0 0
DEVON ENERGY CORP NEW COM 25179M103   455,175 7,400 SH   SOLE   7,400 0 0
DISNEY WALT CO COM 254687106   736,222 8,474 SH   SOLE   8,474 0 0
EMERSON ELEC CO COM 291011104   519,012 5,403 SH   SOLE   5,403 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   247,490 20,850 SH   SOLE   20,850 0 0
ENPHASE ENERGY INC COM 29355A107   418,637 1,580 SH   SOLE   1,580 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107   4,318,600 179,046 SH   SOLE   179,046 0 0
EQUINOR ASA SPONSORED ADR 29446M102   297,080 8,296 SH   SOLE   8,296 0 0
EXXON MOBIL CORP COM 30231G102   440,369 3,992 SH   SOLE   3,992 0 0
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303   231,250 6,147 SH   SOLE   6,147 0 0
FORRESTER RESH INC COM 346563109   207,551 5,804 SH   SOLE   5,804 0 0
GENERAL DYNAMICS CORP COM 369550108   413,351 1,666 SH   SOLE   1,666 0 0
GENWORTH FINL INC COM CL A 37247D106   65,146 12,315 SH   SOLE   12,315 0 0
GERDAU SA SPON ADR REP PFD 373737105   89,105 16,084 SH   SOLE   16,084 0 0
GILEAD SCIENCES INC COM 375558103   626,791 7,301 SH   SOLE   7,301 0 0
GSK PLC SPONSORED ADR 37733W204   276,060 7,856 SH   SOLE   7,856 0 0
HALLIBURTON CO COM 406216101   732,619 18,618 SH   SOLE   18,618 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104   521,559 6,878 SH   SOLE   6,878 0 0
HDFC BANK LTD SPONSORED ADS 40415F101   219,596 3,210 SH   SOLE   3,210 0 0
HECLA MNG CO COM 422704106   117,772 21,182 SH   SOLE   21,182 0 0
HILLENBRAND INC COM 431571108   254,569 5,966 SH   SOLE   5,966 0 0
HOME DEPOT INC COM 437076102   354,711 1,123 SH   SOLE   1,123 0 0
IDEXX LABS INC COM 45168D104   855,492 2,097 SH   SOLE   2,097 0 0
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   1,624,267 70,805 SH   SOLE   70,805 0 0
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362   210,384 4,800 SH   SOLE   4,800 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   914,940 81,837 SH   SOLE   81,837 0 0
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142   206,160 4,000 SH   SOLE   4,000 0 0
IQVIA HLDGS INC COM 46266C105   297,295 1,451 SH   SOLE   1,451 0 0
ISHARES INC JP MORGAN EM ETF 464286517   948,902 27,338 SH   SOLE   27,338 0 0
ISHARES S&P GSCI COMMODITY- UNIT BEN INT 46428R107   1,309,360 61,675 SH   SOLE   61,675 0 0
ISHARES TR 20 YR TR BD ETF 464287432   1,307,920 13,137 SH   SOLE   13,137 0 0
ISHARES TR RUS MID CAP ETF 464287499   680,638 10,091 SH   SOLE   10,091 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   1,169,070 7,709 SH   SOLE   7,709 0 0
ISHARES TR S&P 100 ETF 464287101   212,701 1,247 SH   SOLE   1,247 0 0
ISHARES TR MSCI CHINA ETF 46429B671   597,567 12,580 SH   SOLE   12,580 0 0
ISHARES TR CORE US AGGBD ET 464287226   3,816,080 39,345 SH   SOLE   39,345 0 0
ISHARES TR CORE S&P500 ETF 464287200   475,901 2,203 SH   SOLE   2,203 0 0
ISHARES TR IBOXX HI YD ETF 464288513   266,467 3,619 SH   SOLE   3,619 0 0
ISHARES TR NATIONAL MUN ETF 464288414   1,250,412 11,850 SH   SOLE   11,850 0 0
JD.COM INC SPON ADR CL A 47215P106   211,329 3,765 SH   SOLE   3,765 0 0
JOHNSON & JOHNSON COM 478160104   886,783 5,020 SH   SOLE   5,020 0 0
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365   3,054,896 140,455 SH   SOLE   140,455 0 0
KEYSIGHT TECHNOLOGIES INC COM 49338L103   572,400 3,346 SH   SOLE   3,346 0 0
KLA CORP COM NEW 482480100   732,809 1,944 SH   SOLE   1,944 0 0
KRANESHARES TR CSI CHI INTERNET 500767306   635,257 21,035 SH   SOLE   21,035 0 0
LOCKHEED MARTIN CORP COM 539830109   346,381 712 SH   SOLE   712 0 0
MARRIOTT INTL INC NEW CL A 571903202   450,690 3,027 SH   SOLE   3,027 0 0
MASTERCARD INCORPORATED CL A 57636Q104   498,645 1,434 SH   SOLE   1,434 0 0
MCKESSON CORP COM 58155Q103   1,081,846 2,884 SH   SOLE   2,884 0 0
MERCK & CO INC COM 58933Y105   885,381 7,980 SH   SOLE   7,980 0 0
MICROSOFT CORP COM 594918104   2,387,168 9,954 SH   SOLE   9,954 0 0
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104   187,394 28,095 SH   SOLE   28,095 0 0
MP MATERIALS CORP COM CL A 553368101   449,738 18,523 SH   SOLE   18,523 0 0
NEXTGEN HEALTHCARE INC COM 65343C102   455,434 24,251 SH   SOLE   24,251 0 0
NOVO-NORDISK A S ADR 670100205   587,917 4,344 SH   SOLE   4,344 0 0
NUTRIBAND INC COM NEW 67092M208   63,091 17,502 SH   SOLE   17,502 0 0
NVIDIA CORPORATION COM 67066G104   343,441 2,350 SH   SOLE   2,350 0 0
PACER FDS TR INDUSTRIAL RELET 69374H766   543,241 14,766 SH   SOLE   14,766 0 0
PENN ENTERTAINMENT INC COM 707569109   330,862 11,140 SH   SOLE   11,140 0 0
PFIZER INC COM 717081103   301,906 5,892 SH   SOLE   5,892 0 0
PROCTER AND GAMBLE CO COM 742718109   335,857 2,216 SH   SOLE   2,216 0 0
PROSPECT CAP CORP COM 74348T102   71,490 10,228 SH   SOLE   10,228 0 0
RH COM 74967X103   208,141 779 SH   SOLE   779 0 0
ROBLOX CORP CL A 771049103   769,131 27,025 SH   SOLE   27,025 0 0
ROLLINS INC COM 775711104   611,862 16,745 SH   SOLE   16,745 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   558,170 22,525 SH   SOLE   22,525 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   370,410 12,742 SH   SOLE   12,742 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   229,807 4,668 SH   SOLE   4,668 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   5,036,395 110,326 SH   SOLE   110,326 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   383,366 5,075 SH   SOLE   5,075 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,622,134 35,928 SH   SOLE   35,928 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   449,867 9,374 SH   SOLE   9,374 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   3,479,000 25,609 SH   SOLE   25,609 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,797,038 14,441 SH   SOLE   14,441 0 0
SHELL PLC SPON ADS 780259305   235,317 4,132 SH   SOLE   4,132 0 0
SNAP ON INC COM 833034101   339,536 1,486 SH   SOLE   1,486 0 0
SPDR GOLD TR GOLD SHS 78463V107   371,851 2,192 SH   SOLE   2,192 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   382,430 1,000 SH Call SOLE   1,000 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,876,202 4,906 SH   SOLE   4,906 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   1,002,510 10,960 SH   SOLE   10,960 0 0
STIFEL FINL CORP COM 860630102   1,427,789 24,461 SH   SOLE   24,461 0 0
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209   186,281 23,227 SH   SOLE   23,227 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   604,785 8,119 SH   SOLE   8,119 0 0
TELEFONICA S A SPONSORED ADR 879382208   36,396 10,195 SH   SOLE   10,195 0 0
TENCENT MUSIC ENTMT GROUP SPON ADS 88034P109   119,273 14,405 SH   SOLE   14,405 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   616,772 1,120 SH   SOLE   1,120 0 0
TITAN MED INC COM NEW 88830X819   168,843 255,587 SH   SOLE   255,587 0 0
T-MOBILE US INC COM 872590104   1,549,660 11,069 SH   SOLE   11,069 0 0
UNITED MICROELECTRONICS CORP SPON ADR NEW 910873405   94,574 14,483 SH   SOLE   14,483 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,108,606 2,091 SH   SOLE   2,091 0 0
VALE S A SPONSORED ADS 91912E105   267,057 15,737 SH   SOLE   15,737 0 0
VALERO ENERGY CORP COM 91913Y100   397,453 3,133 SH   SOLE   3,133 0 0
VALLEY NATL BANCORP COM 919794107   427,970 37,840 SH   SOLE   37,840 0 0
VANECK ETF TRUST LONG MUNI ETF 92189F536   1,447,347 82,895 SH   SOLE   82,895 0 0
VANECK ETF TRUST OIL SERVICES ETF 92189H607   224,087 737 SH   SOLE   737 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   921,622 5,804 SH   SOLE   5,804 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   330,980 1,900 SH   SOLE   1,900 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,230,819 9,101 SH   SOLE   9,101 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   881,161 2,508 SH   SOLE   2,508 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   336,094 8,130 SH   SOLE   8,130 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   261,901 5,292 SH   SOLE   5,292 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   3,444,565 22,684 SH   SOLE   22,684 0 0
VANGUARD WORLD FD EXTENDED DUR 921910709   3,443,740 41,576 SH   SOLE   41,576 0 0
VISA INC COM CL A 92826C839   1,723,158 8,294 SH   SOLE   8,294 0 0
WALMART INC COM 931142103   3,023,403 21,323 SH   SOLE   21,323 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281   1,961,470 44,589 SH   SOLE   44,589 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   1,117,955 22,239 SH   SOLE   22,239 0 0
WISDOMTREE TR EMER MKT HIGH FD 97717W315   954,653 26,786 SH   SOLE   26,786 0 0