The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
iShares MSCI ACWI Index COM 464288257 258 3,936 SH   SOLE   258 0 0
iShares Tr Lehman Bd Fd COM 464287226 1,923 17,563 SH   SOLE   1,923 0 0
Vanguard Bond Index Fund COM 921937819 28 335 SH   SOLE   28 0 0
Vanguard Bond Index Fund COM 921937835 11 130 SH   SOLE   11 0 0
Vanguard Bond Index Fund COM 921937827 58 732 SH   SOLE   58 0 0
Saba Cef Etf COM 30151E806 1 60 SH   SOLE   1 0 0
Ishares TRUST Dow Jones COM 464287168 181 1,962 SH   SOLE   181 0 0
iShares MSCI Emerging Markets Index COM 464287234 6,761 163,337 SH   SOLE   6,761 0 0
iShares MSCI EAFE Index COM 464287465 77,532 1,189,135 SH   SOLE   77,532 0 0
Ishares Msci Val Idx Fd COM 464288877 103 2,000 SH   SOLE   103 0 0
Ishares Msci Israel Inx COM 464286632 59 1,078 SH   SOLE   59 0 0
Market Vectors Etf COM 57060U522 4 191 SH   SOLE   4 0 0
SPDR EMERGING SMALL CAP COM 78463X756 6 121 SH   SOLE   6 0 0
First Dorsey Wright ETF COM 33738R605 47 1,878 SH   SOLE   47 0 0
First TRUST Energy COM 33734X127 87 6,505 SH   SOLE   87 0 0
Streettracks Gold TRUST COM 863307104 1,528 12,943 SH   SOLE   1,528 0 0
SPDR GLOBAL NATURAL RESOURCES ETF COM 78463X541 69 1,650 SH   SOLE   69 0 0
Ishares S&P Gsci Cmdty COM 46428R107 1 100 SH   SOLE   1 0 0
iShares International Small COM 78463X871 168 5,030 SH   SOLE   168 0 0
Ishares TRUST COM 464288513 4 40 SH   SOLE   4 0 0
Ishares Tr Cohen & Steer COM 449243104 37 363 SH   SOLE   37 0 0
Powershares S&P COM 73937B688 16 500 SH   SOLE   16 0 0
Ishares Barclays 3-7 Yr Treas Bd Fd COM 464288661 11 85 SH   SOLE   11 0 0
Ishares Core Msci COM 46434G103 8 167 SH   SOLE   8 0 0
iShares FTSE Small Cap Ex-Nrth Amer COM 464288497 3 58 SH   SOLE   3 0 0
Ishares S&P North Am Fd COM 464287374 863 27,263 SH   SOLE   863 0 0
Ishares US COM 464288836 16 100 SH   SOLE   16 0 0
iShares S&P Midcap Value COM 464287705 105 709 SH   SOLE   105 0 0
iShares S&P MidCap 400 - Barra Growth COM 464287606 30,326 154,235 SH   SOLE   30,326 0 0
iShares Core S&P Small Cap ETF COM 464287804 30 434 SH   SOLE   30 0 0
Ishares S&P Smallcap COM 464287879 69 492 SH   SOLE   69 0 0
Ishares S&P Glbl Indx Fd COM 464287572 23 268 SH   SOLE   23 0 0
iShares S&P 500 Index COM 464287200 1,897 7,794 SH   SOLE   1,897 0 0
iShares Russell 1000 Value COM 464287598 2,641 22,680 SH   SOLE   2,641 0 0
iShares Russell 1000 Growth COM 464287614 3,771 31,687 SH   SOLE   3,771 0 0
iShares Russell 2000 COM 464287655 34,213 242,780 SH   SOLE   34,213 0 0
iShares Russell 2000 Value COM 464287630 736 6,188 SH   SOLE   736 0 0
iShares Russell Mid Cap Growth COM 464287481 1,394 12,895 SH   SOLE   1,394 0 0
iShares Russell Midcap COM 464287499 76 394 SH   SOLE   76 0 0
iShares Russell Midcap Value COM 464287473 333 3,961 SH   SOLE   333 0 0
Ishares Russell 3000 Index COM 464287689 615 4,271 SH   SOLE   615 0 0
Ishares DJ Tech Index COM 464287721 140 1,000 SH   SOLE   140 0 0
iShares Dow Jones Total Market Index COM 464287846 107 878 SH   SOLE   107 0 0
Spdr S&P Insurance Etf COM 78464A789 2 22 SH   SOLE   2 0 0
Ishares Tr Gs Investop COM 464287242 30 249 SH   SOLE   30 0 0
Spdr S&P 400 Mid Cap COM 78464A839 23 238 SH   SOLE   23 0 0
iShares S&P National Muni Bond COM 464288414 812 7,371 SH   SOLE   812 0 0
Powershs Exch Trad Fd Tr COM 73935X302 23 1,364 SH   SOLE   23 0 0
Ishares S&P U S Pfd Fund COM 464288687 9 225 SH   SOLE   9 0 0
Powershs Exch Trad Fd Tr COM 73936T565 2 158 SH   SOLE   2 0 0
Powershs Exch Trad Fd Tr COM 73935X286 47 881 SH   SOLE   47 0 0
Quality Care Propert COM 747545101 2 100 SH   SOLE   2 0 0
Nasdaq 100 Shares COM 631100104 117 850 SH   SOLE   117 0 0
First Tr Nasdaq 100 Fund COM 337345102 12 186 SH   SOLE   12 0 0
Rydex Etf TRUST COM 78355W304 71 1,200 SH   SOLE   71 0 0
DJ Wilshire REIT ETF COM 78464A607 984 10,587 SH   SOLE   984 0 0
SPDR Dow Jones International Real Estate ETF COM 78463X863 2,900 76,115 SH   SOLE   2,900 0 0
Schwab US Small Cap ETF COM 808524607 106 1,652 SH   SOLE   106 0 0
Schwab Intl Small Cap ETF COM 808524888 46 1,368 SH   SOLE   46 0 0
Sch US Div Equity Etf COM 808524797 90 2,003 SH   SOLE   90 0 0
Schwab Emerging Markets Equity ETF COM 808524706 22 875 SH   SOLE   22 0 0
Schwab FTSE Dev International COM 808524805 131 4,113 SH   SOLE   131 0 0
Schwab US Large Cap Growth ETF COM 808524300 361 5,708 SH   SOLE   361 0 0
Schwab US REIT ETF COM 808524847 43 1,051 SH   SOLE   43 0 0
Schwab US Mid-Cap ETF COM 808524508 70 1,455 SH   SOLE   70 0 0
Schwab Short-term US Trsy ETF COM 808524862 11 226 SH   SOLE   11 0 0
Schwab US TIPS ETF COM 808524870 11 200 SH   SOLE   11 0 0
Schwab Intm US Trsr ETF COM 808524854 16 293 SH   SOLE   16 0 0
Schwab US Large Cap Value ETF COM 808524409 352 7,012 SH   SOLE   352 0 0
Schwab US Large Cap ETF COM 808524201 153 2,640 SH   SOLE   153 0 0
Spider Barclays Short Term COM 78464A474 262 8,551 SH   SOLE   262 0 0
iShares MSCI EAFE Small Cap COM 464288273 1,262 21,812 SH   SOLE   1,262 0 0
Proshs Ultrashrt S&P COM 74347R883 0 18 SH   SOLE   0 0 0
Spdr S&P Dividend Etf COM 78464A763 178 2,000 SH   SOLE   178 0 0
Proshares Short S&P COM 74347B425 131 3,900 SH   SOLE   131 0 0
Spdr S&P 600 Small Cap COM 78464A813 39 315 SH   SOLE   39 0 0
SPDR DJ Small Cap Growth COM 78464A201 24,236 112,060 SH   SOLE   24,236 0 0
SPDR S&P 600 Small Cap Value ETF COM 78464A300 69 578 SH   SOLE   69 0 0
SPDR Trust - S&P 500 Index COM 78462F103 828 3,422 SH   SOLE   828 0 0
SPDR DJ Wilshire Large Cap Growth COM 78464A409 71,936 608,393 SH   SOLE   71,936 0 0
SPDR S&P 500 Value ETF COM 78464A508 54 477 SH   SOLE   54 0 0
iShares S&P Short Term Muni Fund COM 464288158 1,591 15,045 SH   SOLE   1,591 0 0
Proshs Ultrashort Lehman COM 74347R297 3 75 SH   SOLE   3 0 0
Ishares Tr Lehman Tips COM 464287176 142 1,252 SH   SOLE   142 0 0
Credit Suisse ETN COM 22542D571 0 1 SH   SOLE   0 0 0
Proshs Ultra Financials COM 74347R743 317 3,050 SH   SOLE   317 0 0
Vanguard Small Cap ETf COM 922908751 1,825 13,464 SH   SOLE   1,825 0 0
Vanguard Small Cap Value COM 922908611 7 60 SH   SOLE   7 0 0
Vanguard Corp Bond Etf COM 92206C870 4,517 51,608 SH   SOLE   4,517 0 0
Vanguard Corp Bond Etf COM 92206C409 1,257 15,707 SH   SOLE   1,257 0 0
Vanguard Consumr Staples ETF COM 92204A207 73 520 SH   SOLE   73 0 0
Vanguard Energy ETF COM 92204A306 22 250 SH   SOLE   22 0 0
Vanguard MSCI EAFE ETF COM 921943858 4 105 SH   SOLE   4 0 0
Vanguard Intl Eqty Index COM 922042775 153 3,066 SH   SOLE   153 0 0
Vanguard Financials ETF COM 92204A405 6 89 SH   SOLE   6 0 0
Vanguard Info Technology COM 92204A702 4 30 SH   SOLE   4 0 0
Vanguard Div Apprciation COM 921908844 2,674 28,860 SH   SOLE   2,674 0 0
Vanguard Reit COM 922908553 748 8,991 SH   SOLE   748 0 0
VANGUARD CRSP US MID CAP VALUE INDE ETF COM 022908512 34 331 SH   SOLE   34 0 0
Vanguard Total World COM 922042742 2,040 30,212 SH   SOLE   2,040 0 0
Vanguard Total Stock Mkt COM 922908769 6,028 48,436 SH   SOLE   6,028 0 0
Vanguard FTSE Emerging Markets COM 922042858 32 782 SH   SOLE   32 0 0
Vanguard Whitehall Funds COM 921946406 18 230 SH   SOLE   18 0 0
Sector Spdr Engy Select COM 81369Y506 7 101 SH   SOLE   7 0 0
Rydex Etf TRUST COM 78355W205 76 445 SH   SOLE   76 0 0
Sector Spdr Indl Select COM 81369Y704 7 98 SH   SOLE   7 0 0
Sector Spdr Tr Con Stpls COM 81369Y308 9 168 SH   SOLE   9 0 0
Sector Spdr Util Select COM 81369Y886 5 105 SH   SOLE   5 0 0
Sector Spdr Health Fund COM 81369Y209 5 61 SH   SOLE   5 0 0