The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 432 5,480 SH   SOLE   5,480 0 0
ABBVIE INC COM 00287Y109 419 5,495 SH   SOLE   5,495 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 663 4,063 SH   SOLE   4,063 0 0
ADOBE INC COM 00724F101 837 2,631 SH   SOLE   2,631 0 0
AFLAC INC COM 001055102 2,402 70,157 SH   SOLE   70,157 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 2,756 14,169 SH   SOLE   14,169 0 0
ALPHABET INC CAP STK CL A 02079K305 810 697 SH   SOLE   697 0 0
ALPHABET INC CAP STK CL C 02079K107 5,463 4,698 SH   SOLE   4,698 0 0
AMAZON COM INC COM 023135106 2,018 1,035 SH   SOLE   1,035 0 0
AMERICAN EXPRESS CO COM 025816109 2,543 29,707 SH   SOLE   29,707 0 0
AMERICAN TOWER CORP NEW COM 03027X100 239 1,099 SH   SOLE   1,099 0 0
AMGEN INC COM 031162100 4,463 22,016 SH   SOLE   22,016 0 0
APPLE INC COM 037833100 7,812 30,719 SH   SOLE   30,719 0 0
AT&T INC COM 00206R102 2,674 91,716 SH   SOLE   91,716 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 441 3,224 SH   SOLE   3,224 0 0
BK OF AMERICA CORP COM 060505104 2,840 133,774 SH   SOLE   133,774 0 0
BECTON DICKINSON & CO COM 075887109 405 1,762 SH   SOLE   1,762 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 737 4,029 SH   SOLE   4,029 0 0
BLACKROCK ENHANCED INTL DIV COM BENE INTER 092524107 45 10,000 SH   SOLE   10,000 0 0
BOEING CO COM 097023105 1,766 11,844 SH   SOLE   11,844 0 0
BP PLC SPONSORED ADR 055622104 1,753 71,862 SH   SOLE   71,862 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 692 12,423 SH   SOLE   12,423 0 0
CANADIAN NATL RY CO COM 136375102 285 3,673 SH   SOLE   3,673 0 0
CATERPILLAR INC DEL COM 149123101 244 2,099 SH   SOLE   2,099 0 0
CDW CORP COM 12514G108 249 2,665 SH   SOLE   2,665 0 0
CHEVRON CORP NEW COM 166764100 3,017 41,638 SH   SOLE   41,638 0 0
CIGNA CORP NEW COM 125523100 4,024 22,712 SH   SOLE   22,712 0 0
CISCO SYS INC COM 17275R102 3,583 91,138 SH   SOLE   91,138 0 0
CITIGROUP INC COM NEW 172967424 2,060 48,920 SH   SOLE   48,920 0 0
COCA COLA CO COM COM 191216100 342 7,722 SH   SOLE   7,722 0 0
COSTCO WHSL CORP NEW COM 22160K105 243 851 SH   SOLE   851 0 0
D R HORTON INC COM 23331A109 2,163 63,632 SH   SOLE   63,632 0 0
DISNEY WALT CO COM DISNEY 254687106 2,821 29,206 SH   SOLE   29,206 0 0
SPDR SER TR DJ REIT ETF 78464A607 565 7,829 SH   SOLE   7,829 0 0
DOLLAR GEN CORP NEW COM 256677105 204 1,353 SH   SOLE   1,353 0 0
DOW INC COM 260557103 615 21,024 SH   SOLE   21,024 0 0
DUPONT DE NEMOURS INC COM 26614N102 1,127 33,055 SH   SOLE   33,055 0 0
LAUDER ESTEE COS INC CL A 518439104 273 1,715 SH   SOLE   1,715 0 0
EXXON MOBIL CORP COM 30231G102 1,241 32,688 SH   SOLE   32,688 0 0
FACEBOOK INC CL A 30303M102 4,997 29,959 SH   SOLE   29,959 0 0
FACTSET RESH SYS INC COM 303075105 292 1,120 SH   SOLE   1,120 0 0
FIRST TR EXCHANGE-TRADED FD FIRST TR TA HIYL 33738D408 11,213 267,114 SH   SOLE   267,114 0 0
FRESENIUS MED CARE AG&CO KGA SPONSORED ADR 358029106 344 10,482 SH   SOLE   10,482 0 0
GENERAL DYNAMICS CORP COM 369550108 2,364 17,864 SH   SOLE   17,864 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 24,682 244,938 SH   SOLE   244,938 0 0
HALLIBURTON CO COM 406216101 849 124,006 SH   SOLE   124,006 0 0
HOME DEPOT INC COM 437076102 3,230 17,302 SH   SOLE   17,302 0 0
HORMEL FOODS CORP COM 440452100 332 7,115 SH   SOLE   7,115 0 0
INTEL CORP COM 458140100 3,789 70,003 SH   SOLE   70,003 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 325 2,928 SH   SOLE   2,928 0 0
INTUIT COM 461202103 1,357 5,898 SH   SOLE   5,898 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 1,541 8,094 SH   SOLE   8,094 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 1,541 37,698 SH   SOLE   37,698 0 0
ISHARES TR COHEN STEER REIT 464287564 8,136 88,845 SH   SOLE   88,845 0 0
ISHARES TR CORE MSCI EAFE 46432F842 2,723 54,583 SH   SOLE   54,583 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1,723 42,569 SH   SOLE   42,569 0 0
ISHARES TR CORE US AGGBD ET 464287226 5,322 46,130 SH   SOLE   46,130 0 0
ISHARES GOLD TRUST ISHARES 464285105 2,040 135,341 SH   SOLE   135,341 0 0
ISHARES TR IBOXX HI YD ETF 464288513 287 3,726 SH   SOLE   3,726 0 0
ISHARES TR INTRM TR CRP ETF 464288638 18,142 330,327 SH   SOLE   330,327 0 0
ISHARES TR SHORT TREAS BD 464288679 3,332 30,012 SH   SOLE   30,012 0 0
ISHARES TR TIPS BD ETF 464287176 460 3,898 SH   SOLE   3,898 0 0
ISHARES TR ESG MSCI EAFE 46435G516 328 6,173 SH   SOLE   6,173 0 0
ISHARES TR EAFE GRWTH ETF 464288885 3,933 55,315 SH   SOLE   55,315 0 0
ISHARES TR MSCI EAFE ETF 464287465 2,475 46,288 SH   SOLE   46,288 0 0
ISHARES TR EAFE SML CP ETF 464288273 14,458 322,518 SH   SOLE   322,518 0 0
ISHARES TR EAFE VALUE ETF 464288877 932 26,117 SH   SOLE   26,117 0 0
ISHARES TR MSCI USA ESG SLC 464288802 217 1,979 SH   SOLE   1,979 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 2,607 17,304 SH   SOLE   17,304 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 2,220 22,387 SH   SOLE   22,387 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 3,154 19,938 SH   SOLE   19,938 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 329 2,876 SH   SOLE   2,876 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 2,146 26,156 SH   SOLE   26,156 0 0
ISHARES TR MICRO-CAP ETF 464288869 12,574 187,586 SH   SOLE   187,586 0 0
ISHARES TR RUS MD CP GR ETF 464287481 14,206 116,837 SH   SOLE   116,837 0 0
ISHARES TR RUS MID CAP ETF 464287499 1,351 31,295 SH   SOLE   31,295 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 11,455 178,739 SH   SOLE   178,739 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,570 9,945 SH   SOLE   9,945 0 0
ISHARES TR CALIF MUN BD ETF 464288356 2,266 37,435 SH   SOLE   37,435 0 0
ISHARES TR S&P MC 400GR ETF 464287606 660 3,698 SH   SOLE   3,698 0 0
ISHARES TR CORE S&P MCP ETF 464287507 329 2,287 SH   SOLE   2,287 0 0
ISHARES TR S&P MC 400VL ETF 464287705 1,125 10,250 SH   SOLE   10,250 0 0
ISHARES TR NATIONAL MUN ETF 464288414 18,082 160,001 SH   SOLE   160,001 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 44,989 423,229 SH   SOLE   423,229 0 0
ISHARES TR S&P SML 600 GWT 464287887 12,635 91,648 SH   SOLE   91,648 0 0
ISHARES TR CORE S&P SCP ETF 464287804 3,691 65,789 SH   SOLE   65,789 0 0
ISHARES TR SP SMCP600VL ETF 464287879 11,410 114,172 SH   SOLE   114,172 0 0
ISHARES U S ETF TR SHT MAT BD ETF 46431W507 388 8,007 SH   SOLE   8,007 0 0
ISHARES TR SH TR CRPORT ETF 464288646 48,443 925,194 SH   SOLE   925,194 0 0
JOHNSON & JOHNSON COM 478160104 4,029 30,723 SH   SOLE   30,723 0 0
JPMORGAN CHASE & CO COM 46625H100 3,319 36,871 SH   SOLE   36,871 0 0
KEYCORP COM 493267108 186 17,895 SH   SOLE   17,895 0 0
KIMBERLY CLARK CORP COM 494368103 3,194 24,981 SH   SOLE   24,981 0 0
KONINKLIJKE PHILIPS N V NY REG SH NEW 500472303 2,764 68,825 SH   SOLE   68,825 0 0
LOCKHEED MARTIN CORP COM 539830109 232 684 SH   SOLE   684 0 0
LOWES COS INC COM 548661107 301 3,494 SH   SOLE   3,494 0 0
MASTERCARD INC CL A 57636Q104 781 3,234 SH   SOLE   3,234 0 0
MCDONALDS CORP COM 580135101 400 2,422 SH   SOLE   2,422 0 0
MELLANOX TECHNOLOGIES LTD SHS M51363113 364 3,000 SH   SOLE   3,000 0 0
MERCK & CO. INC COM 58933Y105 3,777 49,092 SH   SOLE   49,092 0 0
METLIFE INC COM 59156R108 1,951 63,813 SH   SOLE   63,813 0 0
MGE ENERGY INC COM 55277P104 262 4,000 SH   SOLE   4,000 0 0
MICROSOFT CORP COM 594918104 7,902 50,106 SH   SOLE   50,106 0 0
NETFLIX INC COM 64110L106 1,255 3,341 SH   SOLE   3,341 0 0
NIKE INC CL B 654106103 931 11,256 SH   SOLE   11,256 0 0
NORTHERN DYNASTY MINERALS LT COM NEW 66510M204 4 10,000 SH   SOLE   10,000 0 0
NVIDIA CORP COM 67066G104 4,503 17,083 SH   SOLE   17,083 0 0
ORACLE CORP COM 68389X105 298 6,163 SH   SOLE   6,163 0 0
PAYPAL HLDGS INC COM 70450Y103 620 6,475 SH   SOLE   6,475 0 0
PEPSICO INC COM 713448108 671 5,590 SH   SOLE   5,590 0 0
PERKINELMER INC COM 714046109 294 3,901 SH   SOLE   3,901 0 0
PFIZER INC COM 717081103 3,210 98,338 SH   SOLE   98,338 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 620 5,841 SH   SOLE   5,841 0 0
PROCTER & GAMBLE CO COM 742718109 3,662 33,295 SH   SOLE   33,295 0 0
REGENERON PHARMACEUTICALS COM 75886F107 4,891 10,016 SH   SOLE   10,016 0 0
RPM INTL INC COM 749685103 2,967 49,860 SH   SOLE   49,860 0 0
SALESFORCE COM INC COM 79466L302 509 3,535 SH   SOLE   3,535 0 0
SAN JUAN BASIN RTY TR UNIT BEN INT 798241105 21 10,000 SH   SOLE   10,000 0 0
SAP SE SPON ADR 803054204 2,254 20,396 SH   SOLE   20,396 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 511 24,697 SH   SOLE   24,697 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,377 53,295 SH   SOLE   53,295 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 756 30,994 SH   SOLE   30,994 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 679 12,520 SH   SOLE   12,520 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 405 6,705 SH   SOLE   6,705 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 272 4,442 SH   SOLE   4,442 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 5,005 62,833 SH   SOLE   62,833 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 5,536 125,055 SH   SOLE   125,055 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 818 19,403 SH   SOLE   19,403 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 786 15,254 SH   SOLE   15,254 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 209 3,640 SH   SOLE   3,640 0 0
SEMPRA ENERGY COM 816851109 216 1,908 SH   SOLE   1,908 0 0
SERVICENOW INC COM 81762P102 287 1,000 SH   SOLE   1,000 0 0
SHERWIN WILLIAMS CO COM 824348106 274 596 SH   SOLE   596 0 0
SPDR SER TR SPDR BLOOMBERG 78468R663 227 2,477 SH   SOLE   2,477 0 0
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 4,350 162,510 SH   SOLE   162,510 0 0
SPDR SER TR NUVEEN BRC MUNIC 78468R721 3,159 63,185 SH   SOLE   63,185 0 0
SPDR SER TR NUVEEN BLMBRG SR 78468R739 616 12,591 SH   SOLE   12,591 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 841 29,548 SH   SOLE   29,548 0 0
SPDR SER TR S&P 600 SMCP GRW 78464A201 839 18,176 SH   SOLE   18,176 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300 400 9,799 SH   SOLE   9,799 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 703 30,889 SH   SOLE   30,889 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 235 895 SH   SOLE   895 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,194 4,631 SH   SOLE   4,631 0 0
STARBUCKS CORP COM 855244109 854 12,991 SH   SOLE   12,991 0 0
SVB FINANCIAL GROUP COM 78486Q101 302 2,000 SH   SOLE   2,000 0 0
TARGET CORP COM 87612E106 3,255 35,012 SH   SOLE   35,012 0 0
TECK RESOURCES LTD CL B 878742204 1,438 190,277 SH   SOLE   190,277 0 0
TEXAS INSTRS INC COM 882508104 807 8,080 SH   SOLE   8,080 0 0
TORO CO COM 891092108 280 4,295 SH   SOLE   4,295 0 0
TJX COS INC NEW COM 872540109 396 8,275 SH   SOLE   8,275 0 0
UNILEVER N V N Y SHS NEW 904784709 2,472 50,656 SH   SOLE   50,656 0 0
UNITEDHEALTH GROUP INC COM 91324P102 482 1,932 SH   SOLE   1,932 0 0
UNIVERSAL HEALTH RLTY INCM T SH BEN INT 91359E105 302 3,000 SH   SOLE   3,000 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 1,578 68,500 SH   SOLE   68,500 0 0
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 218 3,092 SH   SOLE   3,092 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,410 42,015 SH   SOLE   42,015 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,238 54,548 SH   SOLE   54,548 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 2,325 14,840 SH   SOLE   14,840 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 566 4,783 SH   SOLE   4,783 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 3,270 24,839 SH   SOLE   24,839 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 241 1,900 SH   SOLE   1,900 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 346 10,364 SH   SOLE   10,364 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,133 16,225 SH   SOLE   16,225 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 392 4,772 SH   SOLE   4,772 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,183 18,910 SH   SOLE   18,910 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 994 6,611 SH   SOLE   6,611 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,263 26,509 SH   SOLE   26,509 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,932 14,990 SH   SOLE   14,990 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 289 3,246 SH   SOLE   3,246 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 517 9,614 SH   SOLE   9,614 0 0
VISA INC COM CL A 92826C839 839 5,209 SH   SOLE   5,209 0 0
VOYA GLBL EQTY DIV & PREM OP COM 92912T100 64 14,000 SH   SOLE   14,000 0 0
VOYA NAT RES EQUITY INCOME F COM 92913C106 32 15,000 SH   SOLE   15,000 0 0
WALMART INC COM 931142103 3,355 29,528 SH   SOLE   29,528 0 0
WELLS FARGO CO NEW COM 949746101 222 7,739 SH   SOLE   7,739 0 0
WISDOMTREE TR INTL ESG FUND 97717Y709 1,097 51,030 SH   SOLE   51,030 0 0
WISDOMTREE TR E MKTS CNSMR GR 97717W539 7,452 419,688 SH   SOLE   419,688 0 0
WISDOMTREE TR EMER MKT HIGH FD 97717W315 466 14,465 SH   SOLE   14,465 0 0
WISDOMTREE TR GLB EX US RL EST 97717W331 227 10,290 SH   SOLE   10,290 0 0
WISDOMTREE TR INDIA ERNGS FD 97717W422 3,776 233,084 SH   SOLE   233,084 0 0
WISDOMTREE TR INTL ESG FUND 97717Y709 962 44,735 SH   SOLE   44,735 0 0
WISDOMTREE TR INTL MIDCAP DV 97717W778 1,324 28,258 SH   SOLE   28,258 0 0
WISDOMTREE TR INTL SMCAP DIV 97717W760 1,341 27,899 SH   SOLE   27,899 0 0
WISDOMTREE TR EM MKTS QTLY DIV 97717W323 7,236 376,092 SH   SOLE   376,092 0 0
WISDOMTREE TR INTL QULTY DIV 97717X131 28,515 1,113,456 SH   SOLE   1,113,456 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 27,809 714,706 SH   SOLE   714,706 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307 470 5,810 SH   SOLE   5,810 0 0
XILINX INC COM 983919101 2,253 28,902 SH   SOLE   28,902 0 0
ZOETIS INC CL A 98978V103 590 5,009 SH   SOLE   5,009 0 0