The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 BBG001S5PQL7 219,390 1,000 SH   SOLE   0 0 1,000
APPLE INC COM 037833100 BBG001S5N8V8 1,692,340 6,758 SH   SOLE   0 0 6,758
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 688,986 1,520 SH   SOLE   0 0 1,520
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104 BBG015DN3GR4 264,148 9,040 SH   SOLE   0 0 9,040
CARNIVAL CORP UNIT 99/99/9999 143658300 BBG001S5PL01 540,764 21,700 SH   SOLE   0 0 21,700
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 475,030 4,416 SH   SOLE   0 0 4,416
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 BBG001SQ1882 247,654 2,820 SH   SOLE   0 0 2,820
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605 BBG005YW3DQ0 347,744 5,888 SH   SOLE   0 0 5,888
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506 BBG005SW6WS0 299,842 5,070 SH   SOLE   0 0 5,070
FIRST TR EXCHNG TRADED FD VI FT VEST LADDERED 33740F755 BBG00VC9SZ91 361,986 11,880 SH   SOLE   0 0 11,880
FIRST TR EXCHNG TRADED FD VI FT VEST LADDERED 33740U703 BBG00YXMQXB7 362,640 14,210 SH   SOLE   0 0 14,210
HORMEL FOODS CORP COM 440452100 BBG001S5S0D0 313,700 10,000 SH   SOLE   0 0 10,000
INNOVATOR ETFS TRUST LADDERED ALC BFR 45783Y756 BBG0154NXX67 216,548 6,704 SH   SOLE   0 0 6,704
INNOVATOR ETFS TRUST LADERD ALCTN PWR 45783Y814 BBG00DZWKTV2 799,220 17,796 SH   SOLE   0 0 17,796
INNOVATOR ETFS TRUST QUITY MANAGD FLR 45783Y673 BBG01B90HFN7 1,681,228 51,492 SH   SOLE   0 0 51,492
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 27,326,722 155,948 SH   SOLE   0 0 155,948
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 433,524 848 SH   SOLE   0 0 848
ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 277,456 5,604 SH   SOLE   0 0 5,604
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 203,711 3,901 SH   SOLE   0 0 3,901
ISHARES INC MSCI JPN ETF NEW 46434G822 BBG001S8SYN9 8,035,834 119,758 SH   SOLE   0 0 119,758
ISHARES TR 0-3 MNTH TREASRY 46436E718 BBG00TZR7YF0 450,537 4,491 SH   SOLE   0 0 4,491
ISHARES TR 0-5 YR TIPS ETF 46429B747 BBG001TG5H89 398,015 3,956 SH   SOLE   0 0 3,956
ISHARES TR 1 3 YR TREAS BD 464287457 BBG001SKXPR1 439,741 5,364 SH   SOLE   0 0 5,364
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 397,016 5,649 SH   SOLE   0 0 5,649
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 716,998 11,507 SH   SOLE   0 0 11,507
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 546,948 4,747 SH   SOLE   0 0 4,747
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 1,014,296 1,723 SH   SOLE   0 0 1,723
ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 308,445 6,824 SH   SOLE   0 0 6,824
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 447,679 4,620 SH   SOLE   0 0 4,620
ISHARES TR MBS ETF 464288588 BBG001SSD8B1 508,460 5,546 SH   SOLE   0 0 5,546
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 2,256,244 25,411 SH   SOLE   0 0 25,411
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 501,473 2,816 SH   SOLE   0 0 2,816
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 2,312,464 7,178 SH   SOLE   0 0 7,178
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 1,969,198 22,276 SH   SOLE   1,532 0 20,744
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 2,079,897 9,413 SH   SOLE   0 0 9,413
ISHARES TR TRS FLT RT BD 46434V860 BBG005YTNMS3 837,249 16,590 SH   SOLE   0 0 16,590
ISHARES TR US TREAS BD ETF 46429B267 BBG002NCKPP8 772,841 33,631 SH   SOLE   0 0 33,631
NEW YORK LIFE INVESTMENTS ET NYLI FTSE INTERN 45409B560 BBG009NMJ5N9 367,446 14,100 SH   SOLE   0 0 14,100
NORWEGIAN CRUISE LINE HLDG L SHS G66721104 BBG001SCKPS2 278,656 10,830 SH   SOLE   0 0 10,830
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 719,794 5,360 SH   SOLE   0 0 5,360
PACER FDS TR TRENDP US LAR CP 69374H105 BBG009BJW8D9 3,283,670 61,446 SH   SOLE   500 0 60,946
PACER FDS TR TRENDP US MID CP 69374H204 BBG009BJVYS7 936,354 25,382 SH   SOLE   0 0 25,382
PACER FDS TR TRENDPILOT 100 69374H303 BBG009BNY740 2,552,064 34,478 SH   SOLE   0 0 34,478
PACER FDS TR US CASH COWS 100 69374H881 BBG00FJQN752 904,246 16,010 SH   SOLE   125 0 15,885
PGIM ETF TR AAA CLO ETF 69344A834 BBG01HHR9TZ2 506,472 9,892 SH   SOLE   0 0 9,892
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 204,454 7,336 SH   SOLE   0 0 7,336
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 228,506 1,661 SH   SOLE   0 0 1,661
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 3,925,888 16,214 SH   SOLE   187 0 16,027
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 548,332 16,066 SH   SOLE   0 0 16,066
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 BBG001SRXRD7 264,525 6,894 SH   SOLE   0 0 6,894
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 47,635,276 81,278 SH   SOLE   529 0 80,749
SPDR SER TR BLOOMBERG SHT TE 78468R408 BBG002QLYD04 267,650 10,600 SH   SOLE   0 0 10,600
SPDR SER TR PORTFOLIO INTRMD 78464A375 BBG001T2HCY9 340,835 10,404 SH   SOLE   0 0 10,404
SPDR SER TR PRTFLO S&P500 GW 78464A409 BBG001SD7RB9 972,085 11,059 SH   SOLE   0 0 11,059
SPDR SER TR PRTFLO S&P500 HI 78468R788 BBG00B6WD879 202,796 4,690 SH   SOLE   0 0 4,690
SPDR SER TR PRTFLO S&P500 VL 78464A508 BBG001SG4284 581,718 11,375 SH   SOLE   0 0 11,375
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 382,708 2,042 SH   SOLE   0 0 2,042
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 BBG002XRNHT5 7,870,770 84,884 SH   SOLE   10 0 84,874
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 203,606 2,635 SH   SOLE   0 0 2,635
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 383,927 5,339 SH   SOLE   0 0 5,339
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 247,214 5,040 SH   SOLE   0 0 5,040
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 593,085 1,445 SH   SOLE   0 0 1,445
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 324,859 1,352 SH   SOLE   0 0 1,352
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 1,585,840 5,472 SH   SOLE   0 0 5,472
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 526,354 3,109 SH   SOLE   0 0 3,109
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 284,638 4,958 SH   SOLE   0 0 4,958
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 302,995 6,880 SH   SOLE   0 0 6,880
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 889,547 18,602 SH   SOLE   0 0 18,602
VANGUARD WORLD FD MEGA GRWTH IND 921910816 BBG001T0Y6W9 231,112 673 SH   SOLE   0 0 673