The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   218,578 1,230 SH   SOLE   1,230 0 0
AFLAC INC COM 001055102   3,368,699 32,567 SH   SOLE   32,567 0 0
ALPHABET INC CAP STK CL C 02079K107   355,367 1,866 SH   SOLE   1,866 0 0
ALPHABET INC CAP STK CL A 02079K305   217,421 1,149 SH   SOLE   1,149 0 0
AMAZON COM INC COM 023135106   1,055,047 4,809 SH   SOLE   4,809 0 0
AMGEN INC COM 031162100   304,428 1,168 SH   SOLE   1,168 0 0
APPLE INC COM 037833100   4,987,375 19,916 SH   SOLE   19,916 0 0
AUTOZONE INC COM 053332102   320,200 100 SH   SOLE   100 0 0
BANK AMERICA CORP COM 060505104   267,573 6,088 SH   SOLE   6,088 0 0
BLACKROCK INC COM 09290D101   1,485,417 1,449 SH   SOLE   1,449 0 0
BOEING CO COM 097023105   557,196 3,148 SH   SOLE   3,148 0 0
BROADCOM INC COM 11135F101   2,813,353 12,135 SH   SOLE   12,135 0 0
CHEVRON CORP NEW COM 166764100   253,612 1,751 SH   SOLE   1,751 0 0
EXXON MOBIL CORP COM 30231G102   601,846 5,595 SH   SOLE   5,595 0 0
FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873   4,678,935 79,709 SH   SOLE   79,709 0 0
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840   249,700 5,000 SH   SOLE   5,000 0 0
FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204   1,333,269 13,680 SH   SOLE   13,680 0 0
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   572,171 8,755 SH   SOLE   8,755 0 0
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   7,772,002 42,038 SH   SOLE   42,038 0 0
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865   2,080,998 42,670 SH   SOLE   42,670 0 0
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303   400,225 8,097 SH   SOLE   8,097 0 0
FIDELITY MERRIMACK STR TR LTD TRM BD ETF 316188200   214,815 4,328 SH   SOLE   4,328 0 0
FIRST HORIZON CORPORATION COM 320517105   419,150 20,812 SH   SOLE   20,812 0 0
FLAGSTAR FINANCIAL INC COM NEW 649445400   173,867 18,635 SH   SOLE   18,635 0 0
GE AEROSPACE COM NEW 369604301   1,543,155 9,252 SH   SOLE   9,252 0 0
GE VERNOVA INC COM 36828A101   686,150 2,086 SH   SOLE   2,086 0 0
HOME DEPOT INC COM 437076102   500,468 1,287 SH   SOLE   1,287 0 0
INNOVATOR ETFS TRUST QUITY MANAGD FLR 45783Y673   629,183 19,271 SH   SOLE   19,271 0 0
INNOVATOR ETFS TRUST POWER BUFFER SET 45783Y723   635,751 19,849 SH   SOLE   19,849 0 0
INNOVATOR ETFS TRUST LADERD ALCTN PWR 45783Y814   633,163 14,099 SH   SOLE   14,099 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   365,832 1,664 SH   SOLE   1,664 0 0
INTUIT COM 461202103   2,173,921 3,459 SH   SOLE   3,459 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   313,176 600 SH   SOLE   600 0 0
ISHARES INC CORE MSCI EMKT 46434G103   4,018,529 76,954 SH   SOLE   76,954 0 0
ISHARES TR US INDUSTRIALS 464287754   4,012,139 30,049 SH   SOLE   30,049 0 0
ISHARES TR U.S. BAS MTL ETF 464287838   210,952 1,624 SH   SOLE   1,624 0 0
ISHARES TR U.S. FIN SVC ETF 464287770   4,587,905 58,963 SH   SOLE   58,963 0 0
ISHARES TR CORE S&P500 ETF 464287200   20,448,938 34,737 SH   SOLE   34,737 0 0
ISHARES TR RUS MID CAP ETF 464287499   1,479,312 16,734 SH   SOLE   16,734 0 0
ISHARES TR RUS MD CP GR ETF 464287481   11,387,630 89,843 SH   SOLE   89,843 0 0
ISHARES TR CORE S&P US VLU 464287663   24,661,132 266,348 SH   SOLE   266,348 0 0
ISHARES TR S&P 500 VAL ETF 464287408   2,880,189 15,089 SH   SOLE   15,089 0 0
ISHARES TR US CONSUM DISCRE 464287580   4,156,053 43,229 SH   SOLE   43,229 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   351,299 3,957 SH   SOLE   3,957 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   1,199,138 5,427 SH   SOLE   5,427 0 0
ISHARES TR CORE S&P SCP ETF 464287804   13,160,493 114,221 SH   SOLE   114,221 0 0
ISHARES TR ISHARES SEMICDTR 464287523   213,930 993 SH   SOLE   993 0 0
ISHARES TR CORE MSCI EAFE 46432F842   10,578,319 150,517 SH   SOLE   150,517 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   3,778,938 37,220 SH   SOLE   37,220 0 0
ISHARES TR ISHARES BIOTECH 464287556   290,489 2,197 SH   SOLE   2,197 0 0
JOHNSON & JOHNSON COM 478160104   260,425 1,801 SH   SOLE   1,801 0 0
JPMORGAN CHASE & CO. COM 46625H100   502,530 2,096 SH   SOLE   2,096 0 0
KIMBERLY-CLARK CORP COM 494368103   222,768 1,700 SH   SOLE   1,700 0 0
KINDER MORGAN INC DEL COM 49456B101   256,875 9,375 SH   SOLE   9,375 0 0
LOWES COS INC COM 548661107   432,971 1,754 SH   SOLE   1,754 0 0
MCDONALDS CORP COM 580135101   204,661 706 SH   SOLE   706 0 0
MERCK & CO INC COM 58933Y105   568,528 5,715 SH   SOLE   5,715 0 0
META PLATFORMS INC CL A 30303M102   321,445 549 SH   SOLE   549 0 0
MICROSOFT CORP COM 594918104   3,677,549 8,725 SH   SOLE   8,725 0 0
NVIDIA CORPORATION COM 67066G104   639,223 4,760 SH   SOLE   4,760 0 0
ORACLE CORP COM 68389X105   897,176 5,384 SH   SOLE   5,384 0 0
PROCTER AND GAMBLE CO COM 742718109   3,754,514 22,395 SH   SOLE   22,395 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100   276,274 11,746 SH   SOLE   11,746 0 0
RTX CORPORATION COM 75513E101   300,096 2,593 SH   SOLE   2,593 0 0
SPDR GOLD TR GOLD SHS 78463V107   231,718 957 SH   SOLE   957 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   239,635 409 SH   SOLE   409 0 0
TRACTOR SUPPLY CO COM 892356106   582,677 10,981 SH   SOLE   10,981 0 0
TRANSOCEAN LTD REGISTERED SHS H8817H100   86,254 23,001 SH   SOLE   23,001 0 0
UNITED PARCEL SERVICE INC CL B 911312106   11,566,669 91,726 SH   SOLE   91,726 0 0
UNITEDHEALTH GROUP INC COM 91324P102   217,548 430 SH   SOLE   430 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   1,627,618 3,966 SH   SOLE   3,966 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   1,009,468 1,623 SH   SOLE   1,623 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816   275,762 803 SH   SOLE   803 0 0
WALMART INC COM 931142103   2,992,559 33,122 SH   SOLE   33,122 0 0