The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM COM 88579Y101 9,387 52,847 SH   SOLE   52,847 0 0
A.O. Smith Corp. COM 831865209 21,006 244,677 SH   SOLE   244,677 0 0
Abbott Laboratories COM 002824100 27,730 197,029 SH   SOLE   197,029 0 0
AbbVie Inc. COM 00287y109 28,020 206,940 SH   SOLE   206,940 0 0
Abiomed Inc. COM 003654100 1,264 3,519 SH   SOLE   3,519 0 0
Activision, Inc. COM 00507V109 345 5,192 SH   SOLE   5,192 0 0
Adobe Inc. COM 00724F101 19,049 33,593 SH   SOLE   33,593 0 0
AFLAC Inc. COM 001055102 348 5,963 SH   SOLE   5,963 0 0
Air Products and Chemical Co. COM 009158106 892 2,933 SH   SOLE   2,933 0 0
Alibaba Group Holding Ltd COM 01609w102 209 1,759 SH   SOLE   1,759 0 0
Alphabet Inc Cl A COM 02079K305 35,008 12,084 SH   SOLE   12,084 0 0
Alphabet Inc Cl C COM 02079K107 13,930 4,814 SH   SOLE   4,814 0 0
ALPS REIT Dividend Dogs ETF COM 00162q106 630 11,850 SH   SOLE   11,850 0 0
Altria Group, Inc. COM 02209S103 563 11,890 SH   SOLE   11,890 0 0
Amazon.com, Inc. COM 023135106 4,578 1,373 SH   SOLE   1,373 0 0
American Campus Communities COM 024835100 469 8,195 SH   SOLE   8,195 0 0
American Express COM 025816109 1,165 7,119 SH   SOLE   7,119 0 0
American International Group I COM 026874784 533 9,375 SH   SOLE   9,375 0 0
American Lithium Corp. COM 027259209 36 10,715 SH   SOLE   10,715 0 0
American Tower Corporation COM 03027x100 3,095 10,580 SH   SOLE   10,580 0 0
American Water Works, Inc. COM 030420103 6,298 33,345 SH   SOLE   33,345 0 0
Amgen COM 031162100 890 3,954 SH   SOLE   3,954 0 0
Analog Devices Inc. COM 032654105 281 1,597 SH   SOLE   1,597 0 0
Annaly Mortgage Management COM 035710409 154 19,656 SH   SOLE   19,656 0 0
Apple Inc Com COM 037833100 171,117 963,659 SH   SOLE   963,659 0 0
Applied Materials, Inc. COM 038222105 683 4,341 SH   SOLE   4,341 0 0
Ascot Resouces Ltd. COM 04364g106 21 22,223 SH   SOLE   22,223 0 0
Ashland Global Holdings, Inc. COM 044186104 2,465 22,900 SH   SOLE   22,900 0 0
AT&T, Inc. COM 00206r102 2,529 102,803 SH   SOLE   102,803 0 0
Autodesk, Inc. COM 052769106 549 1,954 SH   SOLE   1,954 0 0
Automatic Data Processing COM 053015103 1,806 7,324 SH   SOLE   7,324 0 0
Bank of America Corp. COM 060505104 6,700 150,599 SH   SOLE   150,599 0 0
Bank of Montreal COM 063671101 300 2,783 SH   SOLE   2,783 0 0
Becton, Dickinson Co COM 075887109 1,804 7,175 SH   SOLE   7,175 0 0
Belo Sun Mining Corporation COM 080558109 18 37,892 SH   SOLE   37,892 0 0
Berkshire Hathaway Inc. Class COM 084670702 1,206 4,033 SH   SOLE   4,033 0 0
Boeing Corp. COM 097023105 706 3,506 SH   SOLE   3,506 0 0
BP Amoco PLC - Spons ADR COM 055622104 842 31,618 SH   SOLE   31,618 0 0
Bristol Myers Squibb Co COM 110122108 6,545 104,978 SH   SOLE   104,978 0 0
Broadcom Inc. COM 11135F101 1,734 2,606 SH   SOLE   2,606 0 0
CACI International Inc. COM 127190304 256 950 SH   SOLE   950 0 0
Canadian National Railway Co. COM 136375102 11,786 95,934 SH   SOLE   95,934 0 0
CarMax, Inc. COM 143130102 1,669 12,819 SH   SOLE   12,819 0 0
Carrier Global Corp COM 14448C104 1,033 19,038 SH   SOLE   19,038 0 0
Caterpillar COM 149123101 718 3,474 SH   SOLE   3,474 0 0
ChevronTexaco Corporation COM 166764100 6,541 55,743 SH   SOLE   55,743 0 0
Chubb LTD. COM H1467J104 408 2,110 SH   SOLE   2,110 0 0
Cisco Systems, Inc. COM 17275R102 23,393 369,157 SH   SOLE   369,157 0 0
Citigroup, Inc. COM 172967424 8,128 134,599 SH   SOLE   134,599 0 0
Citrix Sys Inc Com COM 177376100 295 3,114 SH   SOLE   3,114 0 0
Coca Cola Company COM 191216100 8,358 141,161 SH   SOLE   141,161 0 0
Colgate-Palmolive Co. COM 194162103 726 8,507 SH   SOLE   8,507 0 0
Comcast Corporation - Class A COM 20030N101 12,221 242,826 SH   SOLE   242,826 0 0
Communication Services Select COM 81369y852 1,954 25,151 SH   SOLE   25,151 0 0
ConocoPhillips COM 20825C104 14,567 201,814 SH   SOLE   201,814 0 0
Constellation Brands, Inc. COM 21036P108 13,691 54,553 SH   SOLE   54,553 0 0
Corning Inc Com COM 219350105 948 25,467 SH   SOLE   25,467 0 0
Costco Wholesale Corp. COM 22160K105 18,598 32,760 SH   SOLE   32,760 0 0
Crown Castle International Cor COM 22822v101 1,767 8,463 SH   SOLE   8,463 0 0
CSX Corp. COM 126408103 535 14,219 SH   SOLE   14,219 0 0
CVS/Caremark Corp. COM 126650100 1,111 10,772 SH   SOLE   10,772 0 0
Danaher Corp COM 235851102 361 1,098 SH   SOLE   1,098 0 0
Deere & Co. COM 244199105 677 1,973 SH   SOLE   1,973 0 0
Delta Airlines COM 247361702 13,324 340,954 SH   SOLE   340,954 0 0
DexCom Inc. COM 252131107 6,189 11,526 SH   SOLE   11,526 0 0
Digital Realty Trust, Inc. COM 253868103 6,875 38,873 SH   SOLE   38,873 0 0
Dixie Group, Inc. COM 255519100 134 23,300 SH   SOLE   23,300 0 0
DJ US Medical Devices ISHARES COM 464288810 393 5,968 SH   SOLE   5,968 0 0
DocuSign Inc. COM 256163106 4,978 32,683 SH   SOLE   32,683 0 0
Dolby Laboratories, Inc. COM 25659t107 4,444 46,675 SH   SOLE   46,675 0 0
Dollar General COM 256677105 734 3,114 SH   SOLE   3,114 0 0
Dominion Res Inc VA New COM 25746U109 1,180 15,026 SH   SOLE   15,026 0 0
Dover Corp. COM 260003108 536 2,954 SH   SOLE   2,954 0 0
Dow Inc. COM 260557103 1,704 30,049 SH   SOLE   30,049 0 0
Duke Energy Corp. COM 26441C204 8,267 78,805 SH   SOLE   78,805 0 0
Dupont De Nemours, Inc. COM 26614N102 498 6,159 SH   SOLE   6,159 0 0
Eaton Corp. PLC COM G29183103 1,689 9,773 SH   SOLE   9,773 0 0
Ecolab COM 278865100 11,793 50,271 SH   SOLE   50,271 0 0
Edwards Lifesciences Corp. COM 28176E108 25,082 193,609 SH   SOLE   193,609 0 0
Electronic Arts, Inc. COM 285512109 987 7,482 SH   SOLE   7,482 0 0
Eli Lilly COM 532457108 1,758 6,365 SH   SOLE   6,365 0 0
Emerson Elec Co Com COM 291011104 969 10,420 SH   SOLE   10,420 0 0
Enbridge Inc COM 29250N105 442 11,311 SH   SOLE   11,311 0 0
Energy Select Sector SPDR COM 81369y506 579 10,431 SH   SOLE   10,431 0 0
Enterprise Products Partners COM 293792107 394 17,934 SH   SOLE   17,934 0 0
Exact Sciences Corp COM 30063P105 2,027 26,039 SH   SOLE   26,039 0 0
Exelon Corporation COM 30161N101 289 4,996 SH   SOLE   4,996 0 0
Exxon Mobil Corporation COM 30231G102 4,724 77,198 SH   SOLE   77,198 0 0
FEDEX Corporation COM 31428X106 3,388 13,100 SH   SOLE   13,100 0 0
Financial Select Sector SPDR ( COM 81369y605 1,117 28,599 SH   SOLE   28,599 0 0
First Republic Bank COM 33616c100 474 2,295 SH   SOLE   2,295 0 0
Ford Motor Company COM 345370860 304 14,654 SH   SOLE   14,654 0 0
Freeport-McMoran Copper COM 35671D857 1,614 38,679 SH   SOLE   38,679 0 0
Generac Holdings, Inc. COM 368736104 4,090 11,623 SH   SOLE   11,623 0 0
General Dynamics COM 369550108 259 1,243 SH   SOLE   1,243 0 0
General Electric Corp. COM 369604301 2,379 25,186 SH   SOLE   25,186 0 0
General Mills COM 370334104 569 8,440 SH   SOLE   8,440 0 0
General Motors COM 37045V100 16,201 276,321 SH   SOLE   276,321 0 0
Global X NASD 100 Cov Call ETF COM 37954y483 451 20,315 SH   SOLE   20,315 0 0
Goldman Sachs Group, Inc. COM 38141G104 427 1,115 SH   SOLE   1,115 0 0
Graftech International Ltd. COM 384313508 1,334 112,785 SH   SOLE   112,785 0 0
GXO Logistics, Inc COM 36262g101 1,156 12,730 SH   SOLE   12,730 0 0
HCA Healthcare Co. COM 40412c101 2,151 8,373 SH   SOLE   8,373 0 0
Health Care Select Sector COM 81369y209 5,512 39,125 SH   SOLE   39,125 0 0
Hilton Worldwide Holdings Inc. COM 43300A203 8,361 53,597 SH   SOLE   53,597 0 0
Hologic, Inc. COM 436440101 2,456 32,080 SH   SOLE   32,080 0 0
Home Depot COM 437076102 11,796 28,422 SH   SOLE   28,422 0 0
Honeywell International, Inc. COM 438516106 8,491 40,722 SH   SOLE   40,722 0 0
I Shares Transportation Index COM 464287192 456 1,650 SH   SOLE   1,650 0 0
Illumina, Inc. COM 452327109 804 2,114 SH   SOLE   2,114 0 0
Imperial Oil Ltd. COM 453038408 352 9,754 SH   SOLE   9,754 0 0
Industrial Select Spdr COM 81369y704 2,301 21,751 SH   SOLE   21,751 0 0
Ingevity Corporation COM 45688C107 9,780 136,408 SH   SOLE   136,408 0 0
Intel Corporation COM 458140100 15,131 293,797 SH   SOLE   293,797 0 0
International Business Machine COM 459200101 781 5,841 SH   SOLE   5,841 0 0
Intuit, Inc. COM 461202103 16,193 25,175 SH   SOLE   25,175 0 0
Invesco QQQ Trust Series 1 COM 46090E103 2,042 5,133 SH   SOLE   5,133 0 0
Invesco S&P 500 High Dividend COM 46138E362 686 15,160 SH   SOLE   15,160 0 0
Invesco S&P 500 Low Volatility COM 46138E354 1,196 17,430 SH   SOLE   17,430 0 0
Invesco S&P Equal Weight ETF COM 46137V357 594 3,652 SH   SOLE   3,652 0 0
Invesco Water Resources ETF COM 46137V142 206 3,390 SH   SOLE   3,390 0 0
IShares Core S&P 500 Index Fun COM 464287200 1,963 4,115 SH   SOLE   4,115 0 0
IShares Core S&P Midcap 400 In COM 464287507 602 2,128 SH   SOLE   2,128 0 0
iShares Core S&P U.S Growth ET COM 464287671 703 6,079 SH   SOLE   6,079 0 0
iShares Core S&P U.S. Value ET COM 464287663 282 3,695 SH   SOLE   3,695 0 0
IShares DJ US Financial Sect COM 464287788 12,118 139,791 SH   SOLE   139,791 0 0
IShares DJ US Financial Servic COM 464287770 1,717 8,893 SH   SOLE   8,893 0 0
Ishares DJ US Healthcare COM 464287762 251 835 SH   SOLE   835 0 0
IShares DJ US Real Estate COM 464287739 232 1,997 SH   SOLE   1,997 0 0
IShares Dow Jones Intl Select COM 464288448 468 15,005 SH   SOLE   15,005 0 0
Ishares Dow Jones Select Divid COM 464287168 868 7,080 SH   SOLE   7,080 0 0
iShares Dow Jones U.S. Consume COM 464287580 683 8,132 SH   SOLE   8,132 0 0
iShares Dow Jones U.S. Technol COM 464287721 1,442 12,555 SH   SOLE   12,555 0 0
IShares Dow Jones US Pharmaceu COM 464288836 1,198 6,003 SH   SOLE   6,003 0 0
iShares Dow Jones US Regional COM 464288778 592 9,585 SH   SOLE   9,585 0 0
iShares High Dividend Equity F COM 46429b663 1,020 10,096 SH   SOLE   10,096 0 0
IShares MSCI EAFE Index Fund ( COM 464287465 285 3,623 SH   SOLE   3,623 0 0
IShares MSCI Emergin Mkt COM 464287234 3,125 63,975 SH   SOLE   63,975 0 0
Ishares MSCI USA Minimum Volat COM 46429B697 719 8,886 SH   SOLE   8,886 0 0
IShares Russell 1000 Growth COM 464287614 203 664 SH   SOLE   664 0 0
Ishares Russell 2000 COM 464287655 2,266 10,184 SH   SOLE   10,184 0 0
IShares Russell 2000 Value COM 464287630 511 3,080 SH   SOLE   3,080 0 0
Ishares S&P Global Tech Sector COM 464287291 35,875 557,157 SH   SOLE   557,157 0 0
IShares S&P Smallcap 600 COM 464287804 285 2,489 SH   SOLE   2,489 0 0
Johnson and Johnson COM 478160104 17,975 105,073 SH   SOLE   105,073 0 0
JP Morgan Chase & Co Com COM 46625H100 22,569 142,523 SH   SOLE   142,523 0 0
JPMorgan Equity Premium Income COM 46641q332 8,777 138,900 SH   SOLE   138,900 0 0
KBW Regional Banking Index COM 78464a698 1,090 15,390 SH   SOLE   15,390 0 0
Keycorp COM 493267108 882 38,141 SH   SOLE   38,141 0 0
Kimberly-Clark COM 494368103 2,001 14,001 SH   SOLE   14,001 0 0
Kinder Morgan, Inc COM 49456b101 245 15,464 SH   SOLE   15,464 0 0
Kroger COM 501044101 1,931 42,673 SH   SOLE   42,673 0 0
L3Harris Technologies, Inc. COM 502431109 320 1,503 SH   SOLE   1,503 0 0
Lab Corp of America COM 50540R409 247 787 SH   SOLE   787 0 0
Lincoln Electric (leco) COM 533900106 6,883 49,350 SH   SOLE   49,350 0 0
Linde PLC COM G5494J103 1,561 4,506 SH   SOLE   4,506 0 0
Lockheed Martin Corporation COM 539830109 762 2,144 SH   SOLE   2,144 0 0
Louisiana Pacific COM 546347105 18,704 238,726 SH   SOLE   238,726 0 0
Lowe's Companies COM 548661107 7,906 30,587 SH   SOLE   30,587 0 0
Lululemon Athletica Inc COM 550021109 6,803 17,378 SH   SOLE   17,378 0 0
Marriott International Inc. Cl COM 571903202 1,038 6,281 SH   SOLE   6,281 0 0
Masco Corp. COM 574599106 1,029 14,660 SH   SOLE   14,660 0 0
MasterCard Inc. - Class A COM 57636Q104 2,587 7,200 SH   SOLE   7,200 0 0
McDonald's Corp. COM 580135101 2,845 10,611 SH   SOLE   10,611 0 0
Medtronic, PLC COM G5960L103 557 5,381 SH   SOLE   5,381 0 0
Merck & Co., Inc. COM 58933y105 11,438 149,245 SH   SOLE   149,245 0 0
Meta Platforms, Inc. COM 30303M102 736 2,188 SH   SOLE   2,188 0 0
Micron Technology COM 595112103 434 4,663 SH   SOLE   4,663 0 0
Microsoft, Inc. COM 594918104 61,151 181,824 SH   SOLE   181,824 0 0
Moderna, Inc. COM 60770k107 2,922 11,504 SH   SOLE   11,504 0 0
Mohawk Industries COM 608190104 1,683 9,236 SH   SOLE   9,236 0 0
Mondelez International Inc. (A COM 609207105 577 8,700 SH   SOLE   8,700 0 0
Morgan Stanley Com New COM 617446448 3,953 40,275 SH   SOLE   40,275 0 0
Nestle SA Spons ADR for REG COM 641069406 1,032 7,350 SH   SOLE   7,350 0 0
Netflix Inc. COM 64110L106 1,590 2,640 SH   SOLE   2,640 0 0
Newport Corp. COM 651824104 31 10,550 SH   SOLE   10,550 0 0
NextEra Energy, Inc. COM 65339f101 19,345 207,208 SH   SOLE   207,208 0 0
Nike Inc. Class B COM 654106103 14,068 84,409 SH   SOLE   84,409 0 0
Nokia Corp - ADR COM 654902204 810 130,160 SH   SOLE   130,160 0 0
Norfolk Southern Corp. COM 655844108 6,372 21,405 SH   SOLE   21,405 0 0
Northrop Grumman Corp. COM 666807102 1,437 3,712 SH   SOLE   3,712 0 0
Novartis A G Sponsored ADR COM 66987V109 4,764 54,460 SH   SOLE   54,460 0 0
Nucor Corp COM 670346105 227 1,985 SH   SOLE   1,985 0 0
Nuvista Energy Ltd. COM 67072q104 55 10,000 SH   SOLE   10,000 0 0
Nvidia Corp COM 67066G104 3,470 11,800 SH   SOLE   11,800 0 0
O'Reilly Automotive, Inc. COM 67103H107 6,367 9,016 SH   SOLE   9,016 0 0
Occidental Pete Corp Del Com COM 674599105 228 7,850 SH   SOLE   7,850 0 0
Oracle Systems Corp COM 68389X105 545 6,252 SH   SOLE   6,252 0 0
Otis Worldwide Corp. COM 68902V107 601 6,906 SH   SOLE   6,906 0 0
Park Hotels & Resorts Inc. COM 700517105 1,414 74,905 SH   SOLE   74,905 0 0
Paychex, Inc. COM 704326107 895 6,556 SH   SOLE   6,556 0 0
PayPal Holdings, Inc. COM 70450Y103 22,357 118,552 SH   SOLE   118,552 0 0
Peloton Interactive Inc. COM 70614w100 205 5,730 SH   SOLE   5,730 0 0
Pepsico COM 713448108 9,346 53,801 SH   SOLE   53,801 0 0
Pfizer COM 717081103 6,011 101,794 SH   SOLE   101,794 0 0
Philip Morris International, I COM 718172109 734 7,722 SH   SOLE   7,722 0 0
Phillips 66 COM 718546104 1,353 18,671 SH   SOLE   18,671 0 0
Pinnacle Financial Partners, I COM 72346q104 2,713 28,411 SH   SOLE   28,411 0 0
Planet Fitness Inc. - Cl A COM 72703h101 6,692 73,877 SH   SOLE   73,877 0 0
PPG Industries COM 693506107 327 1,896 SH   SOLE   1,896 0 0
Procter and Gamble COM 742718109 4,146 25,344 SH   SOLE   25,344 0 0
Progressive Corp. COM 743315103 18,614 181,338 SH   SOLE   181,338 0 0
Prologis, Inc. COM 74340w103 2,203 13,086 SH   SOLE   13,086 0 0
Prudential Financial, Inc. COM 744320102 977 9,024 SH   SOLE   9,024 0 0
Pultegroup Inc. COM 745867101 7,407 129,592 SH   SOLE   129,592 0 0
Qualcomm, Inc. COM 747525103 14,716 80,474 SH   SOLE   80,474 0 0
Quidel Corp. COM 74838J101 352 2,611 SH   SOLE   2,611 0 0
Raytheon Technologies Corp. COM 75513E101 11,477 133,363 SH   SOLE   133,363 0 0
Regeneron Pharmaceuticals COM 75886F107 294 465 SH   SOLE   465 0 0
Regions Financial Corp. COM 7591ep100 1,791 82,152 SH   SOLE   82,152 0 0
Republic Svcs Inc Com COM 760759100 1,916 13,739 SH   SOLE   13,739 0 0
Resmed, Inc. COM 761152107 434 1,667 SH   SOLE   1,667 0 0
Roche Hldg LTD Sponsored ADR COM 771195104 1,007 19,491 SH   SOLE   19,491 0 0
Royal Bank of Canada COM 780087102 672 6,330 SH   SOLE   6,330 0 0
Royal Caribbean Cruises LTD. COM V7780T103 588 7,640 SH   SOLE   7,640 0 0
S & P 500 Depositary Receipt ( COM 78462F103 13,973 29,418 SH   SOLE   29,418 0 0
S&P Global Inc. COM 78409V104 577 1,222 SH   SOLE   1,222 0 0
Salesforce.com, Inc. COM 79466l302 224 883 SH   SOLE   883 0 0
Schwab International Equity ET COM 808524805 225 5,795 SH   SOLE   5,795 0 0
Schwab U.S. Small-Cap ETF COM 808524607 279 2,721 SH   SOLE   2,721 0 0
Schwab US Dividend Equity ETF COM 808524797 336 4,153 SH   SOLE   4,153 0 0
Schwab US Large Cap ETC COM 808524201 409 3,595 SH   SOLE   3,595 0 0
Sempra Energy COM 816851109 217 1,638 SH   SOLE   1,638 0 0
SIMBA Mines Inc. DELISTED COM 82857y107 0 15,000 SH   SOLE   15,000 0 0
Southern Co. COM 842587107 1,307 19,061 SH   SOLE   19,061 0 0
Southwest Airlines Co. COM 844741108 1,776 41,460 SH   SOLE   41,460 0 0
SPDR Dow Jones Industrial Aver COM 78467X109 424 1,166 SH   SOLE   1,166 0 0
SPDR Gold Trust COM 78463v107 843 4,932 SH   SOLE   4,932 0 0
SPDR S&P Biotech ETF (xbi) COM 78464A870 1,026 9,160 SH   SOLE   9,160 0 0
SPDR S&P Dividend ETF COM 78464a763 437 3,385 SH   SOLE   3,385 0 0
Stanley Black & Decker, Inc. COM 854502101 347 1,838 SH   SOLE   1,838 0 0
Starbucks Corp. COM 855244109 920 7,865 SH   SOLE   7,865 0 0
Straumann Holding AG COM 013293546 633 300 SH   SOLE   300 0 0
T-Mobile US, Inc. COM 872590104 388 3,344 SH   SOLE   3,344 0 0
Target Corporation COM 87612E106 2,653 11,464 SH   SOLE   11,464 0 0
Taseko Mines Ltd COM 876511106 115 56,000 SH   SOLE   56,000 0 0
Technology Select Sect Spdr (x COM 81369y803 3,300 18,979 SH   SOLE   18,979 0 0
Tesla Motors, Inc. COM 88160r101 2,502 2,368 SH   SOLE   2,368 0 0
Texas Instruments COM 882508104 12,741 67,604 SH   SOLE   67,604 0 0
Texas Pacific Land Trust COM 882610108 493 395 SH   SOLE   395 0 0
The Blackstone Group Inc. COM 09260D107 279 2,159 SH   SOLE   2,159 0 0
Thermo Fisher Scientific Inc. COM 883556102 382 573 SH   SOLE   573 0 0
TJX Companies COM 872540109 12,593 165,877 SH   SOLE   165,877 0 0
Toll Brothers Inc COM 889478103 400 5,520 SH   SOLE   5,520 0 0
Tractor Supply Company COM 892356106 24,771 103,817 SH   SOLE   103,817 0 0
Truist Financial Corp. COM 89832Q109 12,557 214,461 SH   SOLE   214,461 0 0
Ulta Salon Cosemetics & Fragra COM 90384S303 1,539 3,732 SH   SOLE   3,732 0 0
Union Pacific COM 907818108 1,220 4,841 SH   SOLE   4,841 0 0
United Parcel Service Co COM 911312106 7,424 34,639 SH   SOLE   34,639 0 0
UnitedHealth Group COM 91324P102 20,199 40,226 SH   SOLE   40,226 0 0
Unum Group Com COM 91529Y106 316 12,871 SH   SOLE   12,871 0 0
Utilities Select Sector SPDR F COM 81369Y886 2,020 28,223 SH   SOLE   28,223 0 0
Vanguard Dividend Appreciation COM 921908844 1,167 6,794 SH   SOLE   6,794 0 0
Vanguard Emerging Market ETF COM 922042858 1,496 30,249 SH   SOLE   30,249 0 0
Vanguard Energy ETF COM 92204a306 464 5,980 SH   SOLE   5,980 0 0
Vanguard Growth ETF COM 922908736 973 3,032 SH   SOLE   3,032 0 0
Vanguard Health Care ETF COM 92204a504 453 1,702 SH   SOLE   1,702 0 0
Vanguard Industrials ETF COM 92204A603 265 1,305 SH   SOLE   1,305 0 0
Vanguard Information Technolog COM 92204a702 1,225 2,673 SH   SOLE   2,673 0 0
Vanguard Materials Vipers (vaw COM 92204a801 621 3,155 SH   SOLE   3,155 0 0
Vanguard REIT Index ETF COM 922908553 373 3,218 SH   SOLE   3,218 0 0
Vanguard S&P 500 ETF COM 922908363 7,009 16,055 SH   SOLE   16,055 0 0
Vanguard US Total Stock Market COM 922908769 422 1,748 SH   SOLE   1,748 0 0
Vanguard Utilities ETF COM 92204a876 291 1,862 SH   SOLE   1,862 0 0
Verizon Communications Inc. COM 92343V104 11,193 215,413 SH   SOLE   215,413 0 0
ViacomCBS Inc. COM 92556h206 217 7,198 SH   SOLE   7,198 0 0
Virtus AllianzGI Convertible & COM 92838U108 54 10,500 SH   SOLE   10,500 0 0
Visa, Inc. - Cl. A COM 92826c839 26,105 120,460 SH   SOLE   120,460 0 0
Vulcan Matls Co Com COM 929160109 1,907 9,185 SH   SOLE   9,185 0 0
Wal-Mart Stores COM 931142103 8,564 59,186 SH   SOLE   59,186 0 0
Walgreens Boots Alliance, Inc. COM 931427108 2,336 44,783 SH   SOLE   44,783 0 0
Walt Disney COM 254687106 7,674 49,546 SH   SOLE   49,546 0 0
Wells Fargo COM 949746101 273 5,689 SH   SOLE   5,689 0 0
WestRock Company COM 96145D105 52,586 1,185,443 SH   SOLE   1,185,443 0 0
Weyerhaeuser Co. COM 962166104 7,613 184,866 SH   SOLE   184,866 0 0
Williams-Sonoma, Inc. COM 969904101 500 2,957 SH   SOLE   2,957 0 0
Xilinx, Inc. COM 983919101 9,272 43,732 SH   SOLE   43,732 0 0
XPO Logistics COM 983793100 986 12,730 SH   SOLE   12,730 0 0
Xylem, Inc. COM 98419m100 2,895 24,140 SH   SOLE   24,140 0 0
Yum! Brands, Inc. COM 988498101 229 1,649 SH   SOLE   1,649 0 0
Zoetis, Inc. COM 98978v103 5,250 21,512 SH   SOLE   21,512 0 0