The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 1,063 35,128 SH   SOLE   0 0 35,128
ARK ETF TR INNOVATION ETF 00214Q104 602 5,020 SH   SOLE   0 0 5,020
ABBOTT LABS COM 002824100 381 3,180 SH   SOLE   0 0 3,180
ABBVIE INC COM 00287Y109 551 5,087 SH   SOLE   0 0 5,087
ABERDEEN TOTAL DYNAMIC DIVD COM SH BEN INT 00326L100 166 17,420 SH   SOLE   0 0 17,420
ADOBE SYSTEMS INCORPORATED COM 00724F101 589 1,239 SH   SOLE   0 0 1,239
ALPHABET INC CAP STK CL C 02079K107 774 374 SH   SOLE   0 0 374
ALPHABET INC CAP STK CL A 02079K305 485 235 SH   SOLE   0 0 235
ALTRIA GROUP INC COM 02209S103 371 7,258 SH   SOLE   0 0 7,258
AMAZON COM INC COM 023135106 916 296 SH   SOLE   0 0 296
AMERICAN AIRLS GROUP INC COM 02376R102 359 15,022 SH   SOLE   0 0 15,022
ANALOG DEVICES INC COM 032654105 392 2,526 SH   SOLE   0 0 2,526
APPLE INC COM 037833100 4,212 34,486 SH   SOLE   0 0 34,486
APPLIED MATLS INC COM 038222105 518 3,878 SH   SOLE   0 0 3,878
BANK NEW YORK MELLON CORP COM 064058100 283 5,981 SH   SOLE   0 0 5,981
BECTON DICKINSON & CO COM 075887109 378 1,553 SH   SOLE   0 0 1,553
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 682 2,670 SH   SOLE   0 0 2,670
BLACKROCK CORE BD TR SHS BEN INT 09249E101 260 16,561 SH   SOLE   0 0 16,561
BLACKSTONE GROUP INC COM 09260D107 417 5,600 SH   SOLE   0 0 5,600
BOEING CO COM 097023105 712 2,796 SH   SOLE   0 0 2,796
BOOKING HOLDINGS INC COM 09857L108 412 177 SH   SOLE   0 0 177
BRISTOL-MYERS SQUIBB CO COM 110122108 929 14,713 SH   SOLE   0 0 14,713
CVS HEALTH CORP COM 126650100 234 3,111 SH   SOLE   0 0 3,111
COLGATE PALMOLIVE CO COM 194162103 201 2,546 SH   SOLE   0 0 2,546
CORNING INC COM 219350105 218 5,000 SH   SOLE   0 0 5,000
DELTA AIR LINES INC DEL COM NEW 247361702 228 4,730 SH   SOLE   0 0 4,730
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 326 11,565 SH   SOLE   0 0 11,565
DISNEY WALT CO COM 254687106 2,497 13,534 SH   SOLE   0 0 13,534
ETF SER SOLUTIONS US GLB JETS 26922A842 3,822 142,012 SH   SOLE   0 0 142,012
EATON VANCE TAX-MANAGED GLOB COM 27829F108 494 53,100 SH   SOLE   0 0 53,100
EXXON MOBIL CORP COM 30231G102 989 17,712 SH   SOLE   0 0 17,712
FACEBOOK INC CL A 30303M102 508 1,725 SH   SOLE   0 0 1,725
HONEYWELL INTL INC COM 438516106 204 941 SH   SOLE   0 0 941
INTEL CORP COM 458140100 675 10,550 SH   SOLE   0 0 10,550
INTERNATIONAL BUSINESS MACHS COM 459200101 648 4,864 SH   SOLE   0 0 4,864
INVESCO QQQ TR UNIT SER 1 46090E103 5,924 18,561 SH   SOLE   0 0 18,561
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 1,921 128,061 SH   SOLE   0 0 128,061
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 264 8,230 SH   SOLE   0 0 8,230
ISHARES TR CORE S&P TTL STK 464287150 6,611 72,168 SH   SOLE   0 0 72,168
ISHARES TR SELECT DIVID ETF 464287168 1,866 16,357 SH   SOLE   0 0 16,357
ISHARES TR TIPS BD ETF 464287176 360 2,865 SH   SOLE   0 0 2,865
ISHARES TR CORE S&P500 ETF 464287200 6,980 17,547 SH   SOLE   0 0 17,547
ISHARES TR CORE US AGGBD ET 464287226 242 2,126 SH   SOLE   0 0 2,126
ISHARES TR MSCI EMG MKT ETF 464287234 2,686 50,352 SH   SOLE   0 0 50,352
ISHARES TR IBOXX INV CP ETF 464287242 2,772 21,318 SH   SOLE   0 0 21,318
ISHARES TR S&P 500 GRWT ETF 464287309 634 9,744 SH   SOLE   0 0 9,744
ISHARES TR S&P 500 VAL ETF 464287408 2,669 18,898 SH   SOLE   0 0 18,898
ISHARES TR 1 3 YR TREAS BD 464287457 758 8,786 SH   SOLE   0 0 8,786
ISHARES TR MSCI EAFE ETF 464287465 777 10,241 SH   SOLE   0 0 10,241
ISHARES TR RUS MD CP GR ETF 464287481 890 8,720 SH   SOLE   0 0 8,720
ISHARES TR CORE S&P MCP ETF 464287507 17,722 68,087 SH   SOLE   0 0 68,087
ISHARES TR NASDAQ BIOTECH 464287556 230 1,525 SH   SOLE   0 0 1,525
ISHARES TR RUS 1000 VAL ETF 464287598 962 6,347 SH   SOLE   0 0 6,347
ISHARES TR RUS 1000 GRW ETF 464287614 2,013 8,282 SH   SOLE   0 0 8,282
ISHARES TR RUS 2000 VAL ETF 464287630 2,650 16,618 SH   SOLE   0 0 16,618
ISHARES TR RUSSELL 2000 ETF 464287655 1,128 5,105 SH   SOLE   0 0 5,105
ISHARES TR RUSSELL 3000 ETF 464287689 2,819 11,881 SH   SOLE   0 0 11,881
ISHARES TR CORE S&P SCP ETF 464287804 15,251 140,521 SH   SOLE   0 0 140,521
ISHARES TR SP SMCP600VL ETF 464287879 15,788 156,720 SH   SOLE   0 0 156,720
ISHARES TR EAFE SML CP ETF 464288273 2,980 41,479 SH   SOLE   0 0 41,479
ISHARES TR INTL SEL DIV ETF 464288448 227 7,208 SH   SOLE   0 0 7,208
ISHARES TR IBOXX HI YD ETF 464288513 1,280 14,679 SH   SOLE   0 0 14,679
ISHARES TR ISHS 1-5YR INVS 464288646 2,236 40,886 SH   SOLE   0 0 40,886
ISHARES TR PFD AND INCM SEC 464288687 3,792 98,741 SH   SOLE   0 0 98,741
ISHARES TR MSCI USA ESG SLC 464288802 510 5,805 SH   SOLE   0 0 5,805
ISHARES TR EAFE VALUE ETF 464288877 3,338 65,486 SH   SOLE   0 0 65,486
ISHARES TR FLTG RATE NT ETF 46429B655 588 11,571 SH   SOLE   0 0 11,571
ISHARES TR CORE HIGH DV ETF 46429B663 693 7,300 SH   SOLE   0 0 7,300
ISHARES TR MSCI EAFE MIN VL 46429B689 1,688 23,130 SH   SOLE   0 0 23,130
ISHARES TR MSCI USA MIN VOL 46429B697 5,754 83,155 SH   SOLE   0 0 83,155
ISHARES TR MSCI USA QLT FCT 46432F339 15,400 126,461 SH   SOLE   0 0 126,461
ISHARES TR MSCI USA MMENTM 46432F396 14,224 88,425 SH   SOLE   0 0 88,425
ISHARES TR CORE MSCI TOTAL 46432F834 4,504 64,083 SH   SOLE   0 0 64,083
ISHARES TR CORE MSCI EAFE 46432F842 3,028 42,031 SH   SOLE   0 0 42,031
ISHARES TR MSCI INTL QUALTY 46434V456 3,664 100,546 SH   SOLE   0 0 100,546
ISHARES TR ESG AWARE MSCI 46435U663 285 7,390 SH   SOLE   0 0 7,390
JPMORGAN CHASE & CO COM 46625H100 748 4,915 SH   SOLE   0 0 4,915
JOHNSON & JOHNSON COM 478160104 217 1,321 SH   SOLE   0 0 1,321
LAM RESEARCH CORP COM 512807108 353 593 SH   SOLE   0 0 593
LIBERTY ALL STAR EQUITY FD SH BEN INT 530158104 128 16,760 SH   SOLE   0 0 16,760
MCDONALDS CORP COM 580135101 778 3,471 SH   SOLE   0 0 3,471
MERCK & CO. INC COM 58933Y105 383 4,969 SH   SOLE   0 0 4,969
MICROSOFT CORP COM 594918104 3,811 16,162 SH   SOLE   0 0 16,162
MICROCHIP TECHNOLOGY INC. COM 595017104 239 1,540 SH   SOLE   0 0 1,540
NETFLIX INC COM 64110L106 1,689 3,237 SH   SOLE   0 0 3,237
NEW YORK CMNTY BANCORP INC COM 649445103 270 21,405 SH   SOLE   0 0 21,405
NEXTERA ENERGY INC COM 65339F101 757 10,006 SH   SOLE   0 0 10,006
NVIDIA CORPORATION COM 67066G104 200 375 SH   SOLE   0 0 375
ORACLE CORP COM 68389X105 269 3,830 SH   SOLE   0 0 3,830
PACKAGING CORP AMER COM 695156109 232 1,725 SH   SOLE   0 0 1,725
PAYPAL HLDGS INC COM 70450Y103 221 911 SH   SOLE   0 0 911
PEOPLES UNITED FINANCIAL INC COM 712704105 401 22,425 SH   SOLE   0 0 22,425
PHILIP MORRIS INTL INC COM 718172109 291 3,276 SH   SOLE   0 0 3,276
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,244 12,211 SH   SOLE   0 0 12,211
PROCTER AND GAMBLE CO COM 742718109 413 3,048 SH   SOLE   0 0 3,048
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 748 12,430 SH   SOLE   0 0 12,430
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 201 5,130 SH   SOLE   0 0 5,130
SPDR S&P 500 ETF TR TR UNIT 78462F103 9,714 24,510 SH   SOLE   0 0 24,510
SPDR GOLD TR GOLD SHS 78463V107 239 1,492 SH   SOLE   0 0 1,492
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 595 17,268 SH   SOLE   0 0 17,268
SPDR SER TR S&P 600 SMCP VAL 78464A300 247 3,010 SH   SOLE   0 0 3,010
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 667 2,021 SH   SOLE   0 0 2,021
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,990 4,181 SH   SOLE   0 0 4,181
SPDR SER TR PRTFLO S&P500 HI 78468R788 1,737 45,113 SH   SOLE   0 0 45,113
SALESFORCE COM INC COM 79466L302 632 2,982 SH   SOLE   0 0 2,982
SELECT SECTOR SPDR TR ENERGY 81369Y506 678 13,825 SH   SOLE   0 0 13,825
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 962 28,267 SH   SOLE   0 0 28,267
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,532 11,537 SH   SOLE   0 0 11,537
SERVICENOW INC COM 81762P102 373 746 SH   SOLE   0 0 746
SOUTHERN CO COM 842587107 201 3,232 SH   SOLE   0 0 3,232
SYNOPSYS INC COM 871607107 250 1,009 SH   SOLE   0 0 1,009
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 408 3,448 SH   SOLE   0 0 3,448
TORONTO DOMINION BK ONT COM NEW 891160509 406 6,223 SH   SOLE   0 0 6,223
TWILIO INC CL A 90138F102 1,002 2,940 SH   SOLE   0 0 2,940
UNITED AIRLS HLDGS INC COM 910047109 230 3,993 SH   SOLE   0 0 3,993
VBI VACCINES INC CDA COM NEW 91822J103 31 10,000 SH   SOLE   0 0 10,000
VALLEY NATL BANCORP COM 919794107 255 18,547 SH   SOLE   0 0 18,547
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,814 25,929 SH   SOLE   0 0 25,929
VANGUARD STAR FDS VG TL INTL STK F 921909768 212 3,374 SH   SOLE   0 0 3,374
VANGUARD WORLD FD MEGA GRWTH IND 921910816 217 1,048 SH   SOLE   0 0 1,048
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 217 1,090 SH   SOLE   0 0 1,090
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 1,014 5,748 SH   SOLE   0 0 5,748
VANGUARD BD INDEX FDS INTERMED TERM 921937819 677 7,628 SH   SOLE   0 0 7,628
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 4,604 56,020 SH   SOLE   0 0 56,020
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 229 2,707 SH   SOLE   0 0 2,707
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,561 31,795 SH   SOLE   0 0 31,795
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,919 18,984 SH   SOLE   0 0 18,984
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 652 9,956 SH   SOLE   0 0 9,956
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,061 78,014 SH   SOLE   0 0 78,014
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 307 3,764 SH   SOLE   0 0 3,764
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 310 4,913 SH   SOLE   0 0 4,913
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 6,191 75,044 SH   SOLE   0 0 75,044
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573 1,289 14,422 SH   SOLE   0 0 14,422
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,422 15,288 SH   SOLE   0 0 15,288
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,943 5,334 SH   SOLE   0 0 5,334
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,430 48,227 SH   SOLE   0 0 48,227
VANGUARD INDEX FDS SML CP GRW ETF 922908595 622 2,266 SH   SOLE   0 0 2,266
VANGUARD INDEX FDS SM CP VAL ETF 922908611 352 2,128 SH   SOLE   0 0 2,128
VANGUARD INDEX FDS MID CAP ETF 922908629 3,545 16,014 SH   SOLE   0 0 16,014
VANGUARD INDEX FDS LARGE CAP ETF 922908637 318 1,718 SH   SOLE   0 0 1,718
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 224 1,269 SH   SOLE   0 0 1,269
VANGUARD INDEX FDS GROWTH ETF 922908736 874 3,402 SH   SOLE   0 0 3,402
VANGUARD INDEX FDS VALUE ETF 922908744 7,064 53,737 SH   SOLE   0 0 53,737
VANGUARD INDEX FDS SMALL CP ETF 922908751 659 3,079 SH   SOLE   0 0 3,079
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,441 11,811 SH   SOLE   0 0 11,811
VERIZON COMMUNICATIONS INC COM 92343V104 690 11,866 SH   SOLE   0 0 11,866
WORKDAY INC CL A 98138H101 343 1,381 SH   SOLE   0 0 1,381
ATLASSIAN CORP PLC CL A G06242104 624 2,962 SH   SOLE   0 0 2,962
MEDTRONIC PLC SHS G5960L103 201 1,700 SH   SOLE   0 0 1,700