The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 151 5,000 SH   SOLE   5,000 0 0
AT&T INC COMMON STOCK 00206R102 54 1,800 SH   OTR   1,800 0 0
APPLE INC COMMON STOCK 037833100 165 452 SH   SOLE   452 0 0
APPLE INC COMMON STOCK 037833100 102 280 SH   OTR   280 0 0
FLEXSHARES MSTAR GBL UPSTRM NAT MUTUAL FUND/STO 33939L407 5,823 210,665 SH   SOLE   210,665 0 0
FLEXSHARES GLOBAL QUALITY MUTUAL FUND/STO 33939L787 21,736 423,201 SH   SOLE   423,201 0 0
FLEXSHARES GLOBAL QUALITY MUTUAL FUND/STO 33939L787 10 200 SH   OTR   200 0 0
INTEL CORP COMMON STOCK 458140100 174 2,900 SH   SOLE   2,900 0 0
INTEL CORP COMMON STOCK 458140100 57 950 SH   OTR   950 0 0
ISHARES CORE S&P 500 (MKT) MUTUAL FUND/STO 464287200 37,837 122,177 SH   SOLE   122,177 0 0
ISHARES CORE S&P 500 (MKT) MUTUAL FUND/STO 464287200 482 1,555 SH   OTR   1,555 0 0
ISHARES 1-3 YEAR TREASURY BOND MUTUAL FUND/GOV 464287457 1,970 22,740 SH   SOLE   22,740 0 0
ISHARES 1-3 YEAR TREASURY BOND MUTUAL FUND/GOV 464287457 455 5,250 SH   OTR   5,250 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS GL 464287465 666 10,937 SH   SOLE   10,937 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS GL 464287465 71 1,165 SH   OTR   1,165 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507 19,140 107,635 SH   SOLE   107,635 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507 16 90 SH   OTR   90 0 0
ISHARES RUSSELL 1000 GROWTH MUTUAL FUND/STO 464287614 270 1,409 SH   SOLE   1,409 0 0
ISHARES RUSSELL 1000 GROWTH MUTUAL FUND/STO 464287614 77 400 SH   OTR   400 0 0
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUND/STO 464287804 11,490 168,260 SH   SOLE   168,260 0 0
ISHARES 3-7 YEAR TREASURY BOND MUTUAL FUND/GOV 464288661 813 6,085 SH   SOLE   6,085 0 0
ISHARES 3-7 YEAR TREASURY BOND MUTUAL FUND/GOV 464288661 53 400 SH   OTR   400 0 0
ISHARES EDGE MSCI USA MUTUAL FUND/STO 46432F396 23,655 180,570 SH   SOLE   180,570 0 0
ISHARES CORE MSCI TOTAL INTL MUTUAL FUND/STO 46432F834 32,289 592,240 SH   SOLE   592,240 0 0
MICROSOFT CORP COMMON STOCK 594918104 592 2,911 SH   SOLE   2,911 0 0
MICROSOFT CORP COMMON STOCK 594918104 144 710 SH   OTR   710 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 172 717 SH   SOLE   717 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 46 190 SH   OTR   190 0 0
SPDR S&P 500 (MKT) MUTUAL FUND/STO 78462F103 706 2,289 SH   SOLE   2,289 0 0
SCHWAB U.S. DIVIDEND EQUITY ETF MUTUAL FUND/STO 808524797 21,795 421,150 SH   SOLE   421,150 0 0
SCHWAB U.S. DIVIDEND EQUITY ETF MUTUAL FUND/STO 808524797 31 600 SH   OTR   600 0 0
VANGUARD INTERMEDIATE-TERM BOND MUTUAL FUND/GOV 921937819 2,026 21,745 SH   SOLE   21,745 0 0
VANGUARD INTERMEDIATE-TERM BOND MUTUAL FUND/GOV 921937819 200 2,145 SH   OTR   2,145 0 0
VANGUARD HIGH DIVIDEND YIELD MUTUAL FUND/STO 921946406 211 2,675 SH   SOLE   2,675 0 0
VANGUARD INTERNATIONAL DIVIDEND MUTUAL FUND/STO 921946810 16,693 248,850 SH   SOLE   248,850 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858 370 9,340 SH   SOLE   9,340 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858 25 625 SH   OTR   625 0 0
WISDOMTREE EM MKTS EX-STT OWND MUTUAL FUND/STO 97717X578 19,997 668,580 SH   SOLE   668,580 0 0