The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   260,092 1,632 SH   SOLE   1,632 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   234,364 820 SH   SOLE   820 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   306,369 795 SH   SOLE   795 0 0
AIRBNB INC COM CL A 009066101   315,976 2,540 SH   SOLE   2,540 0 0
ALPHABET INC CAP STK CL C 02079K107   1,612,936 15,509 SH   SOLE   15,509 0 0
ALTRIA GROUP INC COM 02209S103   347,196 7,781 SH   SOLE   7,781 0 0
AMAZON COM INC COM 023135106   1,510,926 14,628 SH   SOLE   14,628 0 0
APPLE INC COM 037833100   875,299 5,308 SH   SOLE   5,308 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   2,349,151 3,451 SH   SOLE   3,451 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   220,404 990 SH   SOLE   990 0 0
BANK AMERICA CORP COM 060505104   207,350 7,250 SH   SOLE   7,250 0 0
BLACKROCK INC COM 09247X101   622,662 930 SH   SOLE   930 0 0
BROADCOM INC COM 11135F101   764,716 1,192 SH   SOLE   1,192 0 0
CANADIAN NATL RY CO COM 136375102   209,397 1,775 SH   SOLE   1,775 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   213,195 4,660 SH   SOLE   4,660 0 0
CATERPILLAR INC COM 149123101   555,395 2,427 SH   SOLE   2,427 0 0
CDW CORP COM 12514G108   230,945 1,185 SH   SOLE   1,185 0 0
COSTCO WHSL CORP NEW COM 22160K105   1,251,091 2,517 SH   SOLE   2,517 0 0
D R HORTON INC COM 23331A109   685,206 7,014 SH   SOLE   7,014 0 0
DEERE & CO COM 244199105   970,681 2,351 SH   SOLE   2,351 0 0
DEXCOM INC COM 252131107   586,128 5,045 SH   SOLE   5,045 0 0
DISNEY WALT CO COM 254687106   624,611 6,238 SH   SOLE   6,238 0 0
EQUINOR ASA SPONSORED ADR 29446M102   595,694 20,953 SH   SOLE   20,953 0 0
FORD MTR CO DEL COM 345370860   394,564 31,314 SH   SOLE   31,314 0 0
FREEPORT-MCMORAN INC CL B 35671D857   974,796 23,827 SH   SOLE   23,827 0 0
HOME DEPOT INC COM 437076102   811,460 2,749 SH   SOLE   2,749 0 0
ILLUMINA INC COM 452327109   285,106 1,226 SH   SOLE   1,226 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   11,582,176 73,875 SH   SOLE   73,875 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   1,889,671 13,066 SH   SOLE   13,066 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL MAT 46137V316   310,736 1,909 SH   SOLE   1,909 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   475,618 1,482 SH   SOLE   1,482 0 0
INVITATION HOMES INC COM 46187W107   223,379 7,152 SH   SOLE   7,152 0 0
ISHARES INC MSCI GBL ETF NEW 46434G848   449,799 10,529 SH   SOLE   10,529 0 0
ISHARES TR NATIONAL MUN ETF 464288414   221,813 2,058 SH   SOLE   2,058 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   9,740,869 118,559 SH   SOLE   118,559 0 0
ISHARES TR MSCI EAFE ETF 464287465   372,439 5,207 SH   SOLE   5,207 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   233,340 955 SH   SOLE   955 0 0
ISHARES TR SHORT TREAS BD 464288679   668,525 6,050 SH   SOLE   6,050 0 0
ISHARES TR US OIL GS EX ETF 464288851   2,353,341 27,424 SH   SOLE   27,424 0 0
ISHARES TR CORE S&P500 ETF 464287200   233,493 568 SH   SOLE   568 0 0
ISHARES TR RUS 1000 ETF 464287622   384,239 1,705 SH   SOLE   1,705 0 0
ISHARES TR TIPS BD ETF 464287176   8,360,883 75,835 SH   SOLE   75,835 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747   1,402,914 14,138 SH   SOLE   14,138 0 0
JPMORGAN CHASE & CO COM 46625H100   951,583 7,302 SH   SOLE   7,302 0 0
LILLY ELI & CO COM 532457108   614,378 1,789 SH   SOLE   1,789 0 0
LINCOLN NATL CORP IND COM 534187109   782,136 34,808 SH   SOLE   34,808 0 0
LOWES COS INC COM 548661107   231,965 1,160 SH   SOLE   1,160 0 0
MASTERCARD INCORPORATED CL A 57636Q104   240,577 662 SH   SOLE   662 0 0
MICROSOFT CORP COM 594918104   1,567,115 5,435 SH   SOLE   5,435 0 0
NETFLIX INC COM 64110L106   560,369 1,622 SH   SOLE   1,622 0 0
NIKE INC CL B 654106103   399,193 3,255 SH   SOLE   3,255 0 0
NVIDIA CORPORATION COM 67066G104   1,679,338 6,045 SH   SOLE   6,045 0 0
PACER FDS TR US CASH COWS 100 69374H881   5,354,284 114,042 SH   SOLE   114,042 0 0
PARKER-HANNIFIN CORP COM 701094104   230,235 685 SH   SOLE   685 0 0
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408   770,800 73,902 SH   SOLE   73,902 0 0
PFIZER INC COM 717081103   679,200 16,647 SH   SOLE   16,647 0 0
PROGRESSIVE CORP COM 743315103   911,149 6,369 SH   SOLE   6,369 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467   8,987,805 98,507 SH   SOLE   98,507 0 0
REALTY INCOME CORP COM 756109104   687,529 10,858 SH   SOLE   10,858 0 0
RIO TINTO PLC SPONSORED ADR 767204100   764,859 11,149 SH   SOLE   11,149 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   368,579 7,620 SH   SOLE   7,620 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   5,036,687 68,844 SH   SOLE   68,844 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   6,958,465 84,008 SH   SOLE   84,008 0 0
SHERWIN WILLIAMS CO COM 824348106   201,169 895 SH   SOLE   895 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   211,067 515 SH   SOLE   515 0 0
SPDR SER TR S&P BIOTECH 78464A870   6,738,564 88,421 SH   SOLE   88,421 0 0
SPDR SER TR S&P METALS MNG 78464A755   2,966,199 55,797 SH   SOLE   55,797 0 0
STARBUCKS CORP COM 855244109   903,504 8,676 SH   SOLE   8,676 0 0
T ROWE PRICE ETF INC PRICE BLUE CHIP 87283Q107   3,027,547 126,253 SH   SOLE   126,253 0 0
TARGET CORP COM 87612E106   772,591 4,664 SH   SOLE   4,664 0 0
TESLA INC COM 88160R101   331,729 1,599 SH   SOLE   1,599 0 0
TEXAS INSTRS INC COM 882508104   223,398 1,201 SH   SOLE   1,201 0 0
ULTA BEAUTY INC COM 90384S303   659,715 1,209 SH   SOLE   1,209 0 0
UNITEDHEALTH GROUP INC COM 91324P102   298,204 631 SH   SOLE   631 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   329,266 1,251 SH   SOLE   1,251 0 0
VANECK ETF TRUST OIL SERVICES ETF 92189H607   933,097 3,367 SH   SOLE   3,367 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   256,700 3,356 SH   SOLE   3,356 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   917,131 4,909 SH   SOLE   4,909 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   3,946,769 28,577 SH   SOLE   28,577 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   293,629 3,536 SH   SOLE   3,536 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306   709,711 6,213 SH   SOLE   6,213 0 0
WP CAREY INC COM 92936U109   1,044,631 13,487 SH   SOLE   13,487 0 0
ZOETIS INC CL A 98978V103   204,721 1,230 SH   SOLE   1,230 0 0