The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM COM 002824100 542 4,997 SH   SOLE NONE 4,997 0 0
ABBVIE INC COM COM 00287Y109 388 2,537 SH   SOLE NONE 2,537 0 0
AFLAC INC COM COM 001055102 2,002 36,198 SH   SOLE NONE 36,198 0 0
ALPHABET INC CAP STK CL C CAP STK CL C 02079K107 629 288 SH   SOLE NONE 288 0 0
AMAZON.COM INC COM 023135106 907 8,540 SH   SOLE NONE 8,540 0 0
AMERICAN WATER WORKS CO COM 030420103 3,656 24,577 SH   SOLE NONE 24,577 0 0
AMERIS BANCORP COM COM 03076K108 1,021 25,432 SH   SOLE NONE 25,432 0 0
AMGEN INC COM COM 031162100 480 1,973 SH   SOLE NONE 1,973 0 0
APPLE INC COM 037833100 3,315 24,247 SH   SOLE NONE 24,247 0 0
AT&T INC COM COM 00206R102 364 17,394 SH   SOLE NONE 17,394 0 0
AVAGO TECHNOLOGIES LTD COM 11135F101 464 955 SH   SOLE NONE 955 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702 1,989 7,286 SH   SOLE NONE 7,286 0 0
BK OF AMERICA CORP COM COM 060505104 636 20,440 SH   SOLE NONE 20,440 0 0
BLACKROCK INC COM 09247X101 220 362 SH   SOLE NONE 362 0 0
BLACKROCK ULTRA SHORT-TERM BOND ETF BLACKROCK ULTRA 46434V878 2,947 58,903 SH   SOLE NONE 58,903 0 0
BOX INC CL A CL A 10316T104 212 8,439 SH   SOLE NONE 8,439 0 0
BRISTOL-MYERS SQUIBB CO COM COM 110122108 404 5,256 SH   SOLE NONE 5,256 0 0
CATERPILLAR INC COM COM 149123101 403 2,257 SH   SOLE NONE 2,257 0 0
COCA COLA CO COM COM 191216100 1,169 18,595 SH   SOLE NONE 18,595 0 0
COMCAST CORP NEW CL A CL A 20030N101 287 7,316 SH   SOLE NONE 7,316 0 0
COSTCO WHOLESALE CORP COM 22160K105 510 1,065 SH   SOLE NONE 1,065 0 0
DEERE & CO COM COM 244199105 211 706 SH   SOLE NONE 706 0 0
DOMINION RESOURCES INC COM 25746U109 236 2,959 SH   SOLE NONE 2,959 0 0
EMERSON ELEC CO COM COM 291011104 228 2,870 SH   SOLE NONE 2,870 0 0
EXXON MOBIL CORP COM COM 30231G102 448 5,234 SH   SOLE NONE 5,234 0 0
FS INVESTMENT CORPORATION COM 302635206 240 12,396 SH   SOLE NONE 12,396 0 0
GALLAGHER ARTHUR J &CO COM 363576109 322 1,975 SH   SOLE NONE 1,975 0 0
GENESCO INC COM COM 371532102 449 9,000 SH   SOLE NONE 9,000 0 0
GOOGLE INC CAP STK CL A 02079K305 313 144 SH   SOLE NONE 144 0 0
HCA HEALTHCARE INC COM COM 40412C101 1,023 6,090 SH   SOLE NONE 6,090 0 0
HEALTH CARE SELECT SECTOR SPDR SBI HEALTHCARE 81369Y209 212 1,659 SH   SOLE NONE 1,659 0 0
HOME DEPOT COM 437076102 1,218 4,443 SH   SOLE NONE 4,443 0 0
HONEYWELL INTL INC COM 438516106 236 1,361 SH   SOLE NONE 1,361 0 0
INTERFACE INC COM COM 458665304 324 25,914 SH   SOLE NONE 25,914 0 0
IQVIA HLDGS INC COM COM 46266C105 257 1,185 SH   SOLE NONE 1,185 0 0
ISHARES 1-3 YR TREASURY BOND ETF 1 3 YR TREAS BD 464287457 2,367 28,597 SH   SOLE NONE 28,597 0 0
ISHARES AGGREGATE BOND ETF CORE US AGGBD ET 464287226 119,880 1,178,996 SH   SOLE NONE 1,178,996 0 0
ISHARES AMT-FREE MUNI BOND ETF NATIONAL MUN ETF 464288414 22,976 216,026 SH   SOLE NONE 216,026 0 0
ISHARES BROAD USD INVESTMENT GRADE CORPORATE BOND ETF USD INV GRDE ETF 464288620 470 9,232 SH   SOLE NONE 9,232 0 0
ISHARES CORE 1-5 YEAR USD BOND ETF CORE 1 5 YR USD 46432F859 10,529 222,145 SH   SOLE NONE 222,145 0 0
ISHARES CORE INTERNATIONAL AGGREGATE BOND FUND CORE INTL AGGR 46435G672 961 19,298 SH   SOLE NONE 19,298 0 0
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 5,893 100,150 SH   SOLE NONE 100,150 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF CORE MSCI EMKT 46434G103 228 4,655 SH   SOLE NONE 4,655 0 0
ISHARES CORE S&P MID CAP ETF CORE S&P MCP ETF 464287507 60,018 265,300 SH   SOLE NONE 265,300 0 0
ISHARES CORE TOTAL USD BOND MARKET ETF CORE TOTAL USD 46434V613 731 15,628 SH   SOLE NONE 15,628 0 0
ISHARES DJ SELECT DIVIDEND SELECT DIVID ETF 464287168 627 5,332 SH   SOLE NONE 5,332 0 0
ISHARES GLOBAL REIT ETF GLOBAL REIT ETF 46434V647 1,000 41,385 SH   SOLE NONE 41,385 0 0
ISHARES MBS ETF MBS ETF 464288588 521 5,348 SH   SOLE NONE 5,348 0 0
ISHARES MSCI ACWI EX US MSCI ACWI EX US 464288240 346 7,693 SH   SOLE NONE 7,693 0 0
ISHARES MSCI ACWI INDEX FUND MSCI ACWI ETF 464288257 5,819 69,367 SH   SOLE NONE 69,367 0 0
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465 1,050 16,814 SH   SOLE NONE 16,814 0 0
ISHARES MSCI USA QUALITY FACTOR ETF MSCI USA QLT FCT 46432F339 324 2,904 SH   SOLE NONE 2,904 0 0
ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614 2,126 9,723 SH   SOLE NONE 9,723 0 0
ISHARES RUSSELL 1000 VALUE ETF RUS 1000 VAL ETF 464287598 1,920 13,245 SH   SOLE NONE 13,245 0 0
ISHARES RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655 326 1,928 SH   SOLE NONE 1,928 0 0
ISHARES RUSSELL 2000 GROWTH ETF RUS 2000 GRW ETF 464287648 258 1,255 SH   SOLE NONE 1,255 0 0
ISHARES RUSSELL 2000 VALUE RUS 2000 VAL ETF 464287630 352 2,592 SH   SOLE NONE 2,592 0 0
ISHARES RUSSELL 3000 ETF RUSSELL 3000 ETF 464287689 1,960 9,020 SH   SOLE NONE 9,020 0 0
ISHARES RUSSELL MID-CAP ETF RUS MID CAP ETF 464287499 4,213 65,160 SH   SOLE NONE 65,160 0 0
ISHARES RUSSELL MIDCAP GROWTH ETF RUS MD CP GR ETF 464287481 472 5,964 SH   SOLE NONE 5,964 0 0
ISHARES RUSSELL MIDCAP VALUE INDEX RUS MDCP VAL ETF 464287473 481 4,743 SH   SOLE NONE 4,743 0 0
ISHARES RUSSELL TOP 200 INDEX RUS TOP 200 ETF 464289446 849 9,459 SH   SOLE NONE 9,459 0 0
ISHARES S&P 500 GROWTH ETF S&P 500 GRWT ETF 464287309 6,118 101,378 SH   SOLE NONE 101,378 0 0
ISHARES S&P 500 INDEX CORE S&P500 ETF 464287200 186,545 492,009 SH   SOLE NONE 492,009 0 0
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408 1,708 12,430 SH   SOLE NONE 12,430 0 0
ISHARES S&P MIDCAP 400 GROWTH INDEX S&P MC 400GR ETF 464287606 479 7,526 SH   SOLE NONE 7,526 0 0
ISHARES S&P SMALL-CAP FUND CORE S&P SCP ETF 464287804 27,151 293,812 SH   SOLE NONE 293,812 0 0
ISHARES TR LEHMAN SHORT TREA BDFD SHORT TREAS BD 464288679 263 2,392 SH   SOLE NONE 2,392 0 0
ISHARES TR RUSSELL 1000 INDEX ETF RUS 1000 ETF 464287622 648 3,122 SH   SOLE NONE 3,122 0 0
ISHARES TR S&P 1500 INDEX FD CORE S&P TTL STK 464287150 1,069 12,763 SH   SOLE NONE 12,763 0 0
ISHARES TR S&P ALLOCATION FD GROWTH ALLOCATION FD GRWT ALLOCAT ETF 464289867 1,101 22,950 SH   SOLE NONE 22,950 0 0
ISHARES TRS&P SHORT TERM NATL MUNICIPAL BD FD SHRT NAT MUN ETF 464288158 23,712 226,547 SH   SOLE NONE 226,547 0 0
ISHARES TRUST CORE MSCI TOTAL INTL STK ETF CORE MSCI TOTAL 46432F834 76,361 1,338,979 SH   SOLE NONE 1,338,979 0 0
ISHARES TRUST RUSSELL 200 GROWTH INDEX FD RUS TP200 GR ETF 464289438 739 5,908 SH   SOLE NONE 5,908 0 0
ISHARES U.S. TECHNOLOGY ETF U.S. TECH ETF 464287721 236 2,956 SH   SOLE NONE 2,956 0 0
ISHARES U.S. TREASURY BOND ETF US TREAS BD ETF 46429B267 735 30,786 SH   SOLE NONE 30,786 0 0
JACOBS ENGR GROUP INC COM COM 469814107 317 2,500 SH   SOLE NONE 2,500 0 0
JOBY AVIATION INC COMMON STOCK COMMON STOCK G65163100 49 10,000 SH   SOLE NONE 10,000 0 0
JOHNSON & JOHNSON COM COM 478160104 512 2,886 SH   SOLE NONE 2,886 0 0
JPMORGAN CHASE & CO COM COM 46625H100 407 3,621 SH   SOLE NONE 3,621 0 0
KIMBERLY-CLARK CORP COM COM 494368103 209 1,547 SH   SOLE NONE 1,547 0 0
LILLY ELI & CO COM COM 532457108 630 1,945 SH   SOLE NONE 1,945 0 0
LOCKHEED MARTIN CORP COM 539830109 213 495 SH   SOLE NONE 495 0 0
MARSH & MCLENNAN COS INC COM COM 571748102 375 2,419 SH   SOLE NONE 2,419 0 0
MASTERCARD INCORPORATED CL A CL A 57636Q104 351 1,115 SH   SOLE NONE 1,115 0 0
MCDONALDS CORP COM COM 580135101 916 3,710 SH   SOLE NONE 3,710 0 0
MERCK & CO INC COM 58933Y105 318 3,498 SH   SOLE NONE 3,498 0 0
MICROCHIP TECHNOLOGY INC COM 595017104 337 5,809 SH   SOLE NONE 5,809 0 0
MICROSOFT COM 594918104 2,542 9,898 SH   SOLE NONE 9,898 0 0
NORFOLK SOUTHERN CRP COM 655844108 283 1,249 SH   SOLE NONE 1,249 0 0
NVIDIA CORPORATION COM COM 67066G104 729 4,814 SH   SOLE NONE 4,814 0 0
PAYCHEX INC COM 704326107 313 2,754 SH   SOLE NONE 2,754 0 0
PEPSICO INC COM COM 713448108 687 4,124 SH   SOLE NONE 4,124 0 0
PFIZER INC COM COM 717081103 588 11,220 SH   SOLE NONE 11,220 0 0
PINNACLE FINL PARTNERS INC COM COM 72346Q104 1,464 20,256 SH   SOLE NONE 20,256 0 0
POWERSHARES QQQ TR UNIT SER 1 46090E103 333 1,189 SH   SOLE NONE 1,189 0 0
PROCTER AND GAMBLE CO COM COM 742718109 720 5,008 SH   SOLE NONE 5,008 0 0
QUALCOMM INC COM COM 747525103 266 2,088 SH   SOLE NONE 2,088 0 0
RAYMOND JAMES FINL INC COM 754730109 3,984 44,569 SH   SOLE NONE 44,569 0 0
RAYTHEON TECHNOLOGIES CORP COM COM 75513E101 788 8,202 SH   SOLE NONE 8,202 0 0
SIRIUS XM HOLDINGS INC COM COM 82968B103 68 11,214 SH   SOLE NONE 11,214 0 0
SOUTHERN CO COM COM 842587107 16,727 234,578 SH   SOLE NONE 233,560 0 1,017
SPDR DJ GLOBAL REAL ESTATE ETF DJ GLB RL ES ETF 78463X749 1,108 25,107 SH   SOLE NONE 25,107 0 0
SPDR GOLD ETF GOLD SHS 78463V107 367 2,180 SH   SOLE NONE 2,180 0 0
SPDR PORTFOLIO AGGREGATE BOND ETF PORTFOLIO AGRGTE 78464A649 2,517 95,521 SH   SOLE NONE 95,521 0 0
SPDR PORTFOLIO S&P 400 MID CAP ETF PORTFOLIO S&P400 78464A847 8,414 212,001 SH   SOLE NONE 212,001 0 0
SPDR PORTFOLIO S&P 500 ETF PORTFOLIO S&P500 78464A854 15,511 349,828 SH   SOLE NONE 349,828 0 0
SPDR PORTFOLIO S&P 500 VALUE ETF PRTFLO S&P500 VL 78464A508 265 7,203 SH   SOLE NONE 7,203 0 0
SPDR PORTFOLIO S&P 600 SMALL CAP ETF PORTFOLIO S&P600 78468R853 4,744 131,860 SH   SOLE NONE 131,860 0 0
SPDR S&P 500 ETF TR UNIT 78462F103 1,578 4,185 SH   SOLE NONE 4,185 0 0
SYSCO CORP COM COM 871829107 251 2,971 SH   SOLE NONE 2,971 0 0
TARGET CORP COM COM 87612E106 337 2,388 SH   SOLE NONE 2,388 0 0
TASEKO MINES LTD COM COM 876511106 31 29,043 SH   SOLE NONE 29,043 0 0
TESLA INC COM COM 88160R101 1,451 2,156 SH   SOLE NONE 2,156 0 0
THERMO FISHER SCIENTIFIC INC COM COM 883556102 469 864 SH   SOLE NONE 864 0 0
UNION PAC CORP COM COM 907818108 282 1,323 SH   SOLE NONE 1,323 0 0
UNITED PARCEL SERVICE INC CL B 911312106 427 2,342 SH   SOLE NONE 2,342 0 0
UNITEDHEALTH GROUP COM 91324P102 1,438 2,800 SH   SOLE NONE 2,800 0 0
US BANCORP DEL COM NEW COM NEW 902973304 366 7,954 SH   SOLE NONE 7,954 0 0
VANGUARD HIGH DIVIDEND YIELD ETF HIGH DIV YLD 921946406 487 4,797 SH   SOLE NONE 4,797 0 0
VANGUARD LARGE-CAP INDEX FUND LARGE CAP ETF 922908637 819 4,752 SH   SOLE NONE 4,752 0 0
VANGUARD MID-CAP INDEX FUND MID CAP ETF 922908629 506 2,573 SH   SOLE NONE 2,573 0 0
VANGUARD TAX-EXEMPT BOND ETF TAX EXEMPT BD 922907746 2,315 46,377 SH   SOLE NONE 46,377 0 0
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MRKT 921937835 988 13,128 SH   SOLE NONE 13,128 0 0
VANGUARD TOTAL INTERNATIONAL STOCK ETF VG TL INTL STK F 921909768 16,607 321,780 SH   SOLE NONE 321,780 0 0
VANGUARD TOTAL STK MKT TOTAL STK MKT 922908769 825 4,374 SH   SOLE NONE 4,374 0 0
VERIZON COMMUNICATIONS COM 92343V104 323 6,383 SH   SOLE NONE 6,383 0 0
VISA INC COM CL A 92826C839 509 2,585 SH   SOLE NONE 2,585 0 0
WALMART INC COM COM 931142103 602 4,959 SH   SOLE NONE 4,959 0 0
WASTE MGMT INC DEL COM COM 94106L109 623 4,073 SH   SOLE NONE 4,073 0 0
XOS INC COMMON STOCK COMMON STOCK 98423B108 296 161,119 SH   SOLE NONE 161,119 0 0
ZOETIS INC COM CL A CL A 98978V103 282 1,645 SH   SOLE NONE 1,645 0 0