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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,623,447 14,240 SH   SOLE   0 0 14,240
ALPHABET INC CAP STK CL C 02079K107   1,248,208 7,466 SH   SOLE   0 0 7,466
ALPHABET INC CAP STK CL A 02079K305   2,402,010 14,483 SH   SOLE   0 0 14,483
AMAZON COM INC COM 023135106   7,746,111 41,572 SH   SOLE   0 0 41,572
ANALOG DEVICES INC COM 032654105   880,258 3,824 SH   SOLE   0 0 3,824
APPLE INC COM 037833100   23,261,402 99,834 SH   SOLE   0 0 99,834
ASSURANT INC COM 04621X108   729,021 3,666 SH   SOLE   0 0 3,666
BECTON DICKINSON & CO COM 075887109   330,098 1,369 SH   SOLE   0 0 1,369
BERKLEY W R CORP COM 084423102   3,658,091 64,482 SH   SOLE   0 0 64,482
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,215,353 6,986 SH   SOLE   0 0 6,986
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,382,360 200 SH   SOLE   0 0 200
BOSTON BEER INC CL A 100557107   1,881,434 6,507 SH   SOLE   0 0 6,507
CANADIAN PACIFIC KANSAS CITY COM 13646K108   773,795 9,046 SH   SOLE   0 0 9,046
CATERPILLAR INC COM 149123101   4,200,304 10,739 SH   SOLE   0 0 10,739
CISCO SYS INC COM 17275R102   591,928 11,122 SH   SOLE   0 0 11,122
COLGATE PALMOLIVE CO COM 194162103   322,680 3,108 SH   SOLE   0 0 3,108
COMCAST CORP NEW CL A 20030N101   304,163 7,282 SH   SOLE   0 0 7,282
CURTISS WRIGHT CORP COM 231561101   322,924 982 SH   SOLE   0 0 982
DECKERS OUTDOOR CORP COM 243537107   2,716,869 17,039 SH   SOLE   0 0 17,039
DELL TECHNOLOGIES INC CL C 24703L202   295,336 2,491 SH   SOLE   0 0 2,491
DISNEY WALT CO COM 254687106   4,912,480 51,071 SH   SOLE   0 0 51,071
DOMINOS PIZZA INC COM 25754A201   8,325,995 19,356 SH   SOLE   0 0 19,356
EXXON MOBIL CORP COM 30231G102   258,104 2,202 SH   SOLE   0 0 2,202
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   2,133,869 72,384 SH   SOLE   0 0 72,384
GE AEROSPACE COM NEW 369604301   234,823 1,245 SH   SOLE   0 0 1,245
GILEAD SCIENCES INC COM 375558103   208,219 2,484 SH   SOLE   0 0 2,484
HP INC COM 40434L105   500,710 13,959 SH   SOLE   0 0 13,959
INTERNATIONAL BUSINESS MACHS COM 459200101   307,782 1,392 SH   SOLE   0 0 1,392
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   355,431 14,718 SH   SOLE   0 0 14,718
INVESCO EXCH TRADED FD TR II NY AMT FRE MUN 46138E529   289,789 12,411 SH   SOLE   0 0 12,411
INVESCO EXCHANGE TRADED FD T S&P500 EQL MAT 46137V316   386,916 10,353 SH   SOLE   0 0 10,353
INVESCO QQQ TR UNIT SER 1 46090E103   19,902,514 40,778 SH   SOLE   0 0 40,778
ISHARES INC MSCI CDA ETF 464286509   351,846 8,474 SH   SOLE   0 0 8,474
ISHARES TR S&P 500 VAL ETF 464287408   10,352,776 52,507 SH   SOLE   0 0 52,507
ISHARES TR RUS MDCP VAL ETF 464287473   20,124,242 152,168 SH   SOLE   0 0 152,168
ISHARES TR SP SMCP600VL ETF 464287879   9,690,796 90,013 SH   SOLE   0 0 90,013
ISHARES TR S&P MC 400GR ETF 464287606   5,441,418 59,191 SH   SOLE   0 0 59,191
ISHARES TR CORE S&P SCP ETF 464287804   3,545,767 30,316 SH   SOLE   0 0 30,316
ISHARES TR RUS 1000 GRW ETF 464287614   1,425,974 3,799 SH   SOLE   0 0 3,799
ISHARES TR COHEN STEER REIT 464287564   6,520,875 98,936 SH   SOLE   0 0 98,936
ISHARES TR S&P 500 GRWT ETF 464287309   4,572,331 47,753 SH   SOLE   0 0 47,753
ISHARES TR MSCI EAFE ETF 464287465   3,733,594 44,644 SH   SOLE   0 0 44,644
ISHARES TR 7-10 YR TRSY BD 464287440   3,258,421 33,209 SH   SOLE   0 0 33,209
ISHARES TR CORE S&P500 ETF 464287200   17,877,790 30,994 SH   SOLE   0 0 30,994
ISHARES TR CORE S&P MCP ETF 464287507   15,729,223 252,394 SH   SOLE   0 0 252,394
ISHARES TR CORE S&P US VLU 464287663   4,495,453 47,078 SH   SOLE   0 0 47,078
ISHARES TR S&P MC 400VL ETF 464287705   11,228,368 90,830 SH   SOLE   0 0 90,830
ISHARES TR S&P SML 600 GWT 464287887   5,426,288 38,901 SH   SOLE   0 0 38,901
ISHARES TR MSCI EAFE MIN VL 46429B689   7,825,354 102,025 SH   SOLE   0 0 102,025
ISHARES TR TIPS BD ETF 464287176   8,389,303 75,942 SH   SOLE   0 0 75,942
ISHARES TR MORNINGSTR US EQ 464287127   614,317 7,754 SH   SOLE   0 0 7,754
ISHARES TR NORTH AMERN NAT 464287374   1,160,922 26,343 SH   SOLE   0 0 26,343
ISHARES TR YLD OPTIM BD 46434V787   1,139,512 49,717 SH   SOLE   0 0 49,717
ISHARES TR EXPND TEC SC ETF 464287549   5,728,407 59,708 SH   SOLE   0 0 59,708
ISHARES TR RUS 1000 VAL ETF 464287598   4,295,124 22,630 SH   SOLE   0 0 22,630
ISHARES TR MSCI EMG MKT ETF 464287234   3,700,341 80,688 SH   SOLE   0 0 80,688
ISHARES TR CORE US AGGBD ET 464287226   2,879,759 28,436 SH   SOLE   0 0 28,436
ISHARES TR CORE S&P US GWT 464287671   786,483 5,962 SH   SOLE   0 0 5,962
ISHARES TR RUS MID CAP ETF 464287499   3,594,515 40,782 SH   SOLE   0 0 40,782
ISHARES TR U.S. TECH ETF 464287721   424,839 2,802 SH   SOLE   0 0 2,802
ISHARES TR 1 3 YR TREAS BD 464287457   423,856 5,097 SH   SOLE   0 0 5,097
ISHARES TR ISHARES BIOTECH 464287556   255,156 1,752 SH   SOLE   0 0 1,752
ISHARES TR S&P 100 ETF 464287101   707,052 2,555 SH   SOLE   0 0 2,555
ISHARES TR RUS 1000 ETF 464287622   398,379 1,267 SH   SOLE   0 0 1,267
ISHARES TR SELECT DIVID ETF 464287168   2,017,974 14,940 SH   SOLE   0 0 14,940
ISHARES TR U.S. PHARMA ETF 464288836   890,785 12,616 SH   SOLE   0 0 12,616
ISHARES TR RUS 2000 VAL ETF 464287630   2,541,509 15,235 SH   SOLE   0 0 15,235
ISHARES TR MRGSTR MD CP GRW 464288307   329,102 4,510 SH   SOLE   0 0 4,510
JOHNSON & JOHNSON COM 478160104   2,821,790 17,412 SH   SOLE   0 0 17,412
JPMORGAN CHASE & CO. COM 46625H100   360,727 1,711 SH   SOLE   0 0 1,711
LOWES COS INC COM 548661107   259,718 959 SH   SOLE   0 0 959
MCDONALDS CORP COM 580135101   249,355 819 SH   SOLE   0 0 819
MERCK & CO INC COM 58933Y105   772,774 6,805 SH   SOLE   0 0 6,805
META PLATFORMS INC CL A 30303M102   1,501,509 2,623 SH   SOLE   0 0 2,623
MICROSOFT CORP COM 594918104   5,121,282 11,902 SH   SOLE   0 0 11,902
MOODYS CORP COM 615369105   1,160,373 2,445 SH   SOLE   0 0 2,445
NEWELL BRANDS INC COM 651229106   121,213 15,783 SH   SOLE   0 0 15,783
NVIDIA CORPORATION COM 67066G104   858,548 7,070 SH   SOLE   0 0 7,070
OMNICOM GROUP INC COM 681919106   870,318 8,418 SH   SOLE   0 0 8,418
PAYCHEX INC COM 704326107   1,060,450 7,903 SH   SOLE   0 0 7,903
PEPSICO INC COM 713448108   6,358,891 37,394 SH   SOLE   0 0 37,394
PFIZER INC COM 717081103   1,501,352 51,878 SH   SOLE   0 0 51,878
PIMCO ETF TR ACTIVE BD ETF 72201R775   1,375,380 14,537 SH   SOLE   0 0 14,537
PJT PARTNERS INC COM CL A 69343T107   5,399,327 40,493 SH   SOLE   0 0 40,493
PROCTER AND GAMBLE CO COM 742718109   2,368,480 13,675 SH   SOLE   0 0 13,675
PROSHARES TR PSHS ULT S&P 500 74347R107   13,493,341 149,643 SH   SOLE   0 0 149,643
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   215,563 2,416 SH   SOLE   0 0 2,416
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,352,708 80,627 SH   SOLE   0 0 80,627
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   1,202,076 23,756 SH   SOLE   0 0 23,756
SCHWAB STRATEGIC TR US TIPS ETF 808524870   15,666,540 292,123 SH   SOLE   0 0 292,123
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   6,886,045 133,710 SH   SOLE   0 0 133,710
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   15,558,647 187,251 SH   SOLE   0 0 187,251
SCHWAB STRATEGIC TR INTERNL DIVID 808524672   346,829 13,253 SH   SOLE   0 0 13,253
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   2,202,347 33,108 SH   SOLE   0 0 33,108
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   3,909,216 57,616 SH   SOLE   0 0 57,616
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   589,519 15,775 SH   SOLE   0 0 15,775
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,003,005 9,628 SH   SOLE   0 0 9,628
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   463,766 2,054 SH   SOLE   0 0 2,054
SELECT SECTOR SPDR TR ENERGY 81369Y506   3,311,558 37,717 SH   SOLE   0 0 37,717
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   281,545 6,212 SH   SOLE   0 0 6,212
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,926,882 5,101 SH   SOLE   0 0 5,101
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   2,677,085 4,699 SH   SOLE   0 0 4,699
SPDR SER TR PRTFLO S&P500 GW 78464A409   4,853,655 58,520 SH   SOLE   0 0 58,520
SPDR SER TR PORTFOLIO S&P600 78468R853   6,719,912 147,658 SH   SOLE   0 0 147,658
SPDR SER TR S&P BIOTECH 78464A870   2,385,619 24,146 SH   SOLE   0 0 24,146
SPDR SER TR S&P 400 MDCP GRW 78464A821   1,864,546 21,251 SH   SOLE   0 0 21,251
SPDR SER TR PRTFLO S&P500 VL 78464A508   4,716,652 89,229 SH   SOLE   0 0 89,229
SPDR SER TR GLB DOW ETF 78464A706   1,707,109 12,383 SH   SOLE   0 0 12,383
SPDR SER TR S&P DIVID ETF 78464A763   3,543,815 24,949 SH   SOLE   0 0 24,949
SPDR SER TR S&P 600 SMCP GRW 78464A201   299,740 3,219 SH   SOLE   0 0 3,219
UNITEDHEALTH GROUP INC COM 91324P102   1,029,965 1,762 SH   SOLE   0 0 1,762
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   3,094,632 8,962 SH   SOLE   0 0 8,962
VANGUARD BD INDEX FDS INTERMED TERM 921937819   12,010,594 153,255 SH   SOLE   0 0 153,255
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   764,961 9,721 SH   SOLE   0 0 9,721
VANGUARD INDEX FDS TOTAL STK MKT 922908769   12,743,159 45,003 SH   SOLE   0 0 45,003
VANGUARD INDEX FDS SM CP VAL ETF 922908611   29,216,004 145,513 SH   SOLE   0 0 145,513
VANGUARD INDEX FDS SML CP GRW ETF 922908595   16,682,570 62,395 SH   SOLE   0 0 62,395
VANGUARD INDEX FDS MID CAP ETF 922908629   11,674,578 44,250 SH   SOLE   0 0 44,250
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   3,979,747 40,851 SH   SOLE   0 0 40,851
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   16,231,172 96,804 SH   SOLE   0 0 96,804
VANGUARD INDEX FDS SMALL CP ETF 922908751   12,353,025 52,076 SH   SOLE   0 0 52,076
VANGUARD INDEX FDS GROWTH ETF 922908736   1,519,909 3,959 SH   SOLE   0 0 3,959
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   5,141,048 21,116 SH   SOLE   0 0 21,116
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,618,366 33,822 SH   SOLE   0 0 33,822
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,039,500 8,684 SH   SOLE   0 0 8,684
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   19,486,822 245,364 SH   SOLE   0 0 245,364
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   15,635,205 78,942 SH   SOLE   0 0 78,942
VANGUARD STAR FDS VG TL INTL STK F 921909768   578,255 8,932 SH   SOLE   0 0 8,932
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   430,904 8,160 SH   SOLE   0 0 8,160
VANGUARD WORLD FD ENERGY ETF 92204A306   1,188,537 9,705 SH   SOLE   0 0 9,705
VANGUARD WORLD FD INF TECH ETF 92204A702   3,951,051 6,736 SH   SOLE   0 0 6,736
VISA INC COM CL A 92826C839   219,669 799 SH   SOLE   0 0 799
VULCAN MATLS CO COM 929160109   440,386 1,759 SH   SOLE   0 0 1,759
WALMART INC COM 931142103   1,049,216 12,993 SH   SOLE   0 0 12,993
XERIS BIOPHARMA HOLDINGS INC COM 98422E103   75,468 26,480 SH   SOLE   0 0 26,480