The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC Com 00206R102 5,740 147,637 SH   SOLE 0 144,627 700 2,310
AT&T INC Com 00206R102 208 5,356 SH   DFND 0 2,605 0 2,751
ALBEMARLE CORP Com 012653101 307 2,400 SH   DFND 0 0 0 2,400
ALTRIA GROUP INC Com 02209S103 1,124 15,739 SH   SOLE 0 15,739 0 0
ALTRIA GROUP INC Com 02209S103 43 600 SH   DFND 0 600 0 0
AMGEN INC Com 031162100 4,229 24,317 SH   SOLE 0 24,317 0 0
AMGEN INC Com 031162100 61 350 SH   DFND 0 350 0 0
APPLE INC Com 037833100 419 2,474 SH   SOLE 0 2,474 0 0
APPLE INC Com 037833100 59 350 SH   DFND 0 350 0 0
B B & T CORP Com 054937107 2,833 56,986 SH   SOLE 0 56,386 0 600
B B & T CORP Com 054937107 378 7,600 SH   DFND 0 2,250 0 5,350
BAKER HUGHES A GE CO LLC Com 05722G100 1,812 57,257 SH   SOLE 0 56,757 0 500
BAKER HUGHES A GE CO LLC Com 05722G100 28 900 SH   DFND 0 900 0 0
BANK OF AMERICA CORP Com 060505104 1,094 37,046 SH   SOLE 0 37,046 0 0
BANK OF AMERICA CORP Com 060505104 30 1,008 SH   DFND 0 0 0 1,008
BAXTER INTL INC Com 071813109 2,340 36,207 SH   SOLE 0 35,707 100 400
BAXTER INTL INC Com 071813109 45 700 SH   DFND 0 600 0 100
BERKSHIRE HATHAWAY INC CL B NE Com 084670702 139 700 SH   SOLE 0 700 0 0
BERKSHIRE HATHAWAY INC CL B NE Com 084670702 119 600 SH   DFND 0 600 0 0
BRISTOL-MYERS SQUIBB CO. Com 110122108 146 2,386 SH   SOLE 0 2,386 0 0
BRISTOL-MYERS SQUIBB CO. Com 110122108 128 2,090 SH   DFND 0 1,390 0 700
CSX CORP Com 126408103 689 12,532 SH   SOLE 0 12,532 0 0
CATERPILLAR INC Com 149123101 176 1,120 SH   SOLE 0 1,120 0 0
CATERPILLAR INC Com 149123101 32 200 SH   DFND 0 0 0 200
CENTURYLINK INC Com 156700106 1,128 67,596 SH   SOLE 0 66,796 0 800
CENTURYLINK INC Com 156700106 20 1,200 SH   DFND 0 1,200 0 0
CHEVRON CORP Com 166764100 643 5,137 SH   SOLE 0 5,137 0 0
CHEVRON CORP Com 166764100 38 300 SH   DFND 0 300 0 0
CISCO SYSTEMS Com 17275R102 5,406 141,143 SH   SOLE 0 140,185 300 658
CISCO SYSTEMS Com 17275R102 77 2,000 SH   DFND 0 1,700 0 300
COCA-COLA CO Com 191216100 2,612 56,936 SH   SOLE 0 55,936 0 1,000
COCA-COLA CO Com 191216100 55 1,200 SH   DFND 0 1,200 0 0
COLGATE PALMOLIVE CO. Com 194162103 60 800 SH   SOLE 0 800 0 0
COLGATE PALMOLIVE CO. Com 194162103 241 3,200 SH   DFND 0 0 0 3,200
CONOCOPHILLIPS Com 20825C104 4,616 84,096 SH   SOLE 0 82,864 232 1,000
CONOCOPHILLIPS Com 20825C104 52 950 SH   DFND 0 950 0 0
DXC TECHNOLOGY CO Com 23355L106 248 2,614 SH   SOLE 0 2,614 0 0
DXC TECHNOLOGY CO Com 23355L106 16 171 SH   DFND 0 171 0 0
DEVON ENERGY CORPORATION NEW Com 25179M103 1,232 29,748 SH   SOLE 0 29,448 0 300
DEVON ENERGY CORPORATION NEW Com 25179M103 21 500 SH   DFND 0 500 0 0
DOMINION ENERGY INC Com 25746U109 3,390 41,823 SH   SOLE 0 40,973 0 850
DOMINION ENERGY INC Com 25746U109 93 1,150 SH   DFND 0 1,150 0 0
DOWDUPONT INC Com 26078J100 1,258 17,658 SH   SOLE 0 17,658 0 0
DOWDUPONT INC Com 26078J100 228 3,196 SH   DFND 0 1,658 0 1,538
DUKE ENERGY CORP NEW COM Com 26441C204 227 2,704 SH   SOLE 0 2,704 0 0
ECOLAB INC Com 278865100 2,873 21,410 SH   SOLE 0 21,210 0 200
ECOLAB INC Com 278865100 47 350 SH   DFND 0 350 0 0
ENBRIDGE INC Com 29250N105 4,918 125,758 SH   SOLE 0 124,089 196 1,473
ENBRIDGE INC Com 29250N105 92 2,364 SH   DFND 0 1,577 0 787
EXXON MOBIL CORPORATION Com 30231G102 5,695 68,088 SH   SOLE 0 67,324 100 664
EXXON MOBIL CORPORATION Com 30231G102 374 4,471 SH   DFND 0 800 0 3,671
GENERAL ELECTRIC CO Com 369604103 3,369 193,092 SH   SOLE 0 191,602 0 1,490
GENERAL ELECTRIC CO Com 369604103 234 13,406 SH   DFND 0 4,127 0 9,279
HEWLETT PACKARD ENTERPRISE CO Com 42824C109 2,366 164,775 SH   SOLE 0 163,575 0 1,200
HEWLETT PACKARD ENTERPRISE CO Com 42824C109 37 2,600 SH   DFND 0 2,500 0 100
HOME DEPOT INC. Com 437076102 433 2,282 SH   SOLE 0 2,282 0 0
HONEYWELL INTERNATIONAL INC Com 438516106 939 6,125 SH   SOLE 0 6,125 0 0
HONEYWELL INTERNATIONAL INC Com 438516106 61 400 SH   DFND 0 400 0 0
ILLINOIS TOOL WORKS Com 452308109 222 1,332 SH   SOLE 0 1,332 0 0
INTEL CORP Com 458140100 7,194 155,849 SH   SOLE 0 154,749 200 900
INTEL CORP Com 458140100 81 1,745 SH   DFND 0 1,700 0 45
INTERNATIONAL BUSINESS MACHINE Com 459200101 1,196 7,793 SH   SOLE 0 7,793 0 0
INTERNATIONAL BUSINESS MACHINE Com 459200101 63 412 SH   DFND 0 412 0 0
ISHARES COMEX GOLD TRUST Com 464285105 205 16,400 SH   SOLE 0 15,400 0 1,000
JOHNSON & JOHNSON Com 478160104 8,351 59,772 SH   SOLE 0 58,872 200 700
JOHNSON & JOHNSON Com 478160104 162 1,163 SH   DFND 0 600 0 563
KIMBERLY CLARK CORP Com 494368103 1,778 14,739 SH   SOLE 0 14,539 0 200
KIMBERLY CLARK CORP Com 494368103 27 225 SH   DFND 0 225 0 0
KINDER MORGAN INC Com 49456B101 2,751 152,250 SH   SOLE 0 151,250 0 1,000
KINDER MORGAN INC Com 49456B101 36 2,000 SH   DFND 0 1,900 0 100
LANCASTER COLONY CORP Com 513847103 258 2,000 SH   SOLE 0 2,000 0 0
LOCKHEED MARTIN CORP Com 539830109 3,011 9,380 SH   SOLE 0 9,380 0 0
LOCKHEED MARTIN CORP Com 539830109 64 200 SH   DFND 0 200 0 0
LOEWS CORP Com 540424108 1,016 20,300 SH   SOLE 0 19,900 0 400
MARATHON OIL CORP Com 565849106 2,394 141,417 SH   SOLE 0 140,317 0 1,100
MARATHON OIL CORP Com 565849106 43 2,543 SH   DFND 0 2,443 0 100
MARATHON PETROLEUM CORP Com 56585A102 420 6,366 SH   SOLE 0 6,366 0 0
MARATHON PETROLEUM CORP Com 56585A102 16 241 SH   DFND 0 241 0 0
MCDONALDS CORP Com 580135101 207 1,200 SH   SOLE 0 1,200 0 0
MERCK & CO INC NEW Com 58933Y105 1,808 32,139 SH   SOLE 0 31,678 0 461
MERCK & CO INC NEW Com 58933Y105 91 1,610 SH   DFND 0 1,610 0 0
MICRO FOCUS INTL - SPN ADR Com 594837304 344 10,248 SH   SOLE 0 10,084 0 164
MICRO FOCUS INTL - SPN ADR Com 594837304 11 341 SH   DFND 0 328 0 13
MICROSOFT CORP. Com 594918104 5,365 62,723 SH   SOLE 0 62,067 200 456
MICROSOFT CORP. Com 594918104 225 2,628 SH   DFND 0 2,628 0 0
MONDELEZ INTERNATIONAL, INC Com 609207105 286 6,679 SH   SOLE 0 6,679 0 0
MONDELEZ INTERNATIONAL, INC Com 609207105 18 415 SH   DFND 0 415 0 0
NEXTERA ENERGY INC Com 65339F101 1,831 11,724 SH   SOLE 0 11,224 100 400
NEXTERA ENERGY INC Com 65339F101 47 300 SH   DFND 0 0 0 300
NIKE, INC. Com 654106103 482 7,700 SH   SOLE 0 7,700 0 0
NORFOLK SOUTHERN CORP. Com 655844108 4,030 27,812 SH   SOLE 0 27,312 0 500
NORFOLK SOUTHERN CORP. Com 655844108 251 1,734 SH   DFND 0 384 0 1,350
OLD POINT FINANCIAL CORPORATIO Com 680194107 9,369 314,939 SH   SOLE 0 282,690 0 32,249
OLD POINT FINANCIAL CORPORATIO Com 680194107 497 16,701 SH   DFND 0 9,900 0 6,801
PPG INDUSTRIES, INC. Com 693506107 514 4,400 SH   SOLE 0 4,400 0 0
PEPSICO INC Com 713448108 7,214 60,160 SH   SOLE 0 59,310 100 750
PEPSICO INC Com 713448108 252 2,102 SH   DFND 0 750 0 1,352
PFIZER, INC W/RIGHTS 10/5/07 Com 717081103 2,894 79,888 SH   SOLE 0 79,588 200 100
PFIZER, INC W/RIGHTS 10/5/07 Com 717081103 235 6,476 SH   DFND 0 4,226 0 2,250
PHILIP MORRIS INTERNATIONAL IN Com 718172109 1,613 15,270 SH   SOLE 0 14,670 0 600
PHILIP MORRIS INTERNATIONAL IN Com 718172109 63 600 SH   DFND 0 600 0 0
PHILLIPS 66 Com 718546104 334 3,300 SH   SOLE 0 3,200 0 100
PHILLIPS 66 Com 718546104 10 100 SH   DFND 0 100 0 0
T ROWE PRICE GROUP INC Com 74144T108 1,677 15,984 SH   SOLE 0 15,984 0 0
T ROWE PRICE GROUP INC Com 74144T108 10 100 SH   DFND 0 100 0 0
PROCTER & GAMBLE CO. Com 742718109 5,630 61,275 SH   SOLE 0 60,275 100 900
PROCTER & GAMBLE CO. Com 742718109 290 3,161 SH   DFND 0 500 0 2,661
RAYTHEON COMPANY Com 755111507 7,434 39,576 SH   SOLE 0 39,276 0 300
RAYTHEON COMPANY Com 755111507 156 831 SH   DFND 0 831 0 0
SOUTHERN CO Com 842587107 3,417 71,056 SH   SOLE 0 70,256 100 700
SOUTHERN CO Com 842587107 43 900 SH   DFND 0 900 0 0
SYSCO CORP Com 871829107 4,943 81,398 SH   SOLE 0 80,498 200 700
SYSCO CORP Com 871829107 67 1,100 SH   DFND 0 1,100 0 0
TARGET CORP Com 87612E106 927 14,212 SH   SOLE 0 14,112 0 100
TARGET CORP Com 87612E106 33 500 SH   DFND 0 500 0 0
TEVA PHARMACEUTICAL SPONS ADR Com 881624209 912 48,103 SH   SOLE 0 48,103 0 0
TEVA PHARMACEUTICAL SPONS ADR Com 881624209 25 1,300 SH   DFND 0 1,200 0 100
3M CO Com 88579Y101 1,291 5,485 SH   SOLE 0 5,485 0 0
3M CO Com 88579Y101 94 400 SH   DFND 0 400 0 0
TOWNEBANK Com 89214P109 209 6,798 SH   SOLE 0 6,798 0 0
TOWNEBANK Com 89214P109 20 636 SH   DFND 0 0 0 636
TWENTY-FIRST CENTURY FOX, INC Com 90130A200 1,059 31,044 SH   SOLE 0 30,544 0 500
UNITED TECHNOLOGIES Com 913017109 908 7,120 SH   SOLE 0 7,120 0 0
UNITED TECHNOLOGIES Com 913017109 13 100 SH   DFND 0 100 0 0
VERIZON COMMUNICATIONS Com 92343V104 4,841 91,466 SH   SOLE 0 90,366 500 600
VERIZON COMMUNICATIONS Com 92343V104 188 3,558 SH   DFND 0 1,700 0 1,858
WALGREENS BOOTS ALLIANCE INC Com 931427108 3,250 44,754 SH   SOLE 0 44,754 0 0
WALGREENS BOOTS ALLIANCE INC Com 931427108 65 900 SH   DFND 0 900 0 0
WATERSIDE CAPITAL CORP Com 941872103 0 14,940 SH   SOLE 0 14,940 0 0
WELLS FARGO & CO NEW Com 949746101 1,138 18,757 SH   SOLE 0 18,757 0 0
WELLS FARGO & CO NEW Com 949746101 49 800 SH   DFND 0 800 0 0
WEYERHAEUSER CO Com 962166104 2,609 73,999 SH   SOLE 0 73,399 0 600
WEYERHAEUSER CO Com 962166104 91 2,580 SH   DFND 0 2,580 0 0
XINYUAN REAL ESTATE CO L-ADR Com 98417P105 204 30,000 SH   SOLE 0 30,000 0 0
YUM! BRANDS INC Com 988498101 2,525 30,945 SH   SOLE 0 30,645 0 300
ACCENTURE PLC CL A Com G1151C101 6,630 43,305 SH   SOLE 0 42,705 0 600
ACCENTURE PLC CL A Com G1151C101 100 650 SH   DFND 0 650 0 0
EATON CORP PLC Com G29183103 1,203 15,232 SH   SOLE 0 14,832 0 400
NOBLE CORP PLC Com G65431101 55 12,200 SH   SOLE 0 12,200 0 0
SHIRE PLC Com G8124V108 261 4,967 SH   SOLE 0 4,746 44 177
SHIRE PLC Com G8124V108 5 88 SH   DFND 0 0 0 88