The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   8,354,153 44,835 SH   SOLE None 44,835 0 0
PRUDENTIAL FINL INC COM Stock 744320102   229,000 1,891 SH   SOLE None 1,891 0 0
INVESCO QQQ TRUST SERIES I ETF 46090E103   1,525,429 3,125 SH   SOLE None 3,125 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803   813,112 3,602 SH   SOLE None 3,602 0 0
STARBUCKS CORP COM Stock 855244109   2,432,580 24,952 SH   SOLE None 24,952 0 0
ELEVANCE HEALTH INC COM Stock 036752103   449,280 864 SH   SOLE None 864 0 0
JOHNSON & JOHNSON COM Stock 478160104   2,627,273 16,212 SH   SOLE None 16,212 0 0
WASTE MGMT INC DEL COM Stock 94106L109   242,477 1,168 SH   SOLE None 1,168 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   54,032,717 190,820 SH   SOLE None 190,820 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105   1,509,849 1,703 SH   SOLE None 1,703 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104   324,792 656 SH   SOLE None 656 0 0
PROCTER AND GAMBLE CO COM Stock 742718109   1,892,111 10,924 SH   SOLE None 10,924 0 0
COCA COLA CO COM Stock 191216100   4,460,944 160,687 SH   SOLE None 160,687 0 0
UNITED PARCEL SERVICE INC CL B Stock 911312106   203,092 1,490 SH   SOLE None 1,490 0 0
VANGUARD REAL ESTATE ETF ETF 922908553   411,118 4,220 SH   SOLE None 4,220 0 0
INTEL CORP COM Stock 458140100   260,148 11,089 SH   SOLE None 11,089 0 0
CME GROUP INC COM Stock 12572Q105   316,633 1,435 SH   SOLE None 1,435 0 0
NETFLIX INC COM Stock 64110L106   984,467 1,388 SH   SOLE None 1,388 0 0
SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST ETF 78467X109   242,390 573 SH   SOLE None 573 0 0
PAYCHEX INC COM Stock 704326107   259,792 1,936 SH   SOLE None 1,936 0 0
PACCAR INC COM Stock 693718108   268,377 2,720 SH   SOLE None 2,720 0 0
SPDR S&P SEMICONDUCTOR ETF ETF 78464A862   846,761 3,524 SH   SOLE None 3,524 0 0
PROLOGIS INC. COM REIT 74340W103   203,942 1,615 SH   SOLE None 1,615 0 0
MERCK & CO INC COM Stock 58933Y105   2,747,362 24,193 SH   SOLE None 24,193 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103   6,757,172 11,777 SH   SOLE None 11,777 0 0
MCKESSON CORP COM Stock 58155Q103   208,151 421 SH   SOLE None 421 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104   866,790 1,755 SH   SOLE None 1,755 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109   2,415,243 9,216 SH   SOLE None 9,216 0 0
UNITED RENTALS INC COM Stock 911363109   241,300 298 SH   SOLE None 298 0 0
ALLSTATE CORP COM Stock 020002101   331,319 1,747 SH   SOLE None 1,747 0 0
VERTEX PHARMACEUTICALS INC COM Stock 92532F100   265,096 570 SH   SOLE None 570 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104   362,064 8,062 SH   SOLE None 8,062 0 0
CHUBB LIMITED COM Stock H1467J104   359,046 1,245 SH   SOLE None 1,245 0 0
FEDEX CORP COM Stock 31428X106   304,880 1,114 SH   SOLE None 1,114 0 0
SHERWIN WILLIAMS CO COM Stock 824348106   243,887 639 SH   SOLE None 639 0 0
PEPSICO INC COM Stock 713448108   2,392,957 14,072 SH   SOLE None 14,072 0 0
HONEYWELL INTL INC COM Stock 438516106   2,407,146 11,645 SH   SOLE None 11,645 0 0
HOME DEPOT INC COM Stock 437076102   4,623,842 11,411 SH   SOLE None 11,411 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103   2,719,709 9,828 SH   SOLE None 9,828 0 0
DUPONT DE NEMOURS INC COM Stock 26614N102   217,518 2,441 SH   SOLE None 2,441 0 0
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209   632,628 4,107 SH   SOLE None 4,107 0 0
INFOSYS LTD SPONSORED ADR ADR 456788108   2,492,904 111,940 SH   SOLE None 111,940 0 0
SOUTHERN CO COM Stock 842587107   1,634,431 18,124 SH   SOLE None 18,124 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   12,403,524 33,043 SH   SOLE None 33,043 0 0
SCHWAB U.S. BROAD MARKET ETF ETF 808524102   1,831,828 27,538 SH   SOLE None 27,538 0 0
GALLAGHER ARTHUR J & CO COM Stock 363576109   207,370 737 SH   SOLE None 737 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   4,628,375 10,056 SH   SOLE None 10,056 0 0
ADOBE INC COM Stock 00724F101   661,723 1,278 SH   SOLE None 1,278 0 0
ALPHABET INC CAP STK CL A Stock 02079K305   3,868,617 23,326 SH   SOLE None 23,326 0 0
PROGRESSIVE CORP COM Stock 743315103   4,708,798 18,556 SH   SOLE None 18,556 0 0
FISERV INC COM Stock 337738108   420,920 2,343 SH   SOLE None 2,343 0 0
INTUIT COM Stock 461202103   765,104 1,232 SH   SOLE None 1,232 0 0
CSX CORP COM Stock 126408103   290,812 8,422 SH   SOLE None 8,422 0 0
COMCAST CORP NEW CL A Stock 20030N101   352,748 8,445 SH   SOLE None 8,445 0 0
MICROSOFT CORP COM Stock 594918104   12,613,310 29,313 SH   SOLE None 29,313 0 0
CVS HEALTH CORP COM Stock 126650100   223,601 3,556 SH   SOLE None 3,556 0 0
NISOURCE INC COM Stock 65473P105   295,807 8,537 SH   SOLE None 8,537 0 0
SIMON PPTY GROUP INC NEW COM REIT 828806109   307,616 1,820 SH   SOLE None 1,820 0 0
MESA AIR GROUP INC COM NEW Stock 590479135   36,042 29,787 SH   SOLE None 29,787 0 0
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108   1,382,360 2 SH   SOLE None 2 0 0
VANGUARD MID-CAP ETF ETF 922908629   370,262 1,403 SH   SOLE None 1,403 0 0
NEXTERA ENERGY INC COM Stock 65339F101   602,266 7,125 SH   SOLE None 7,125 0 0
NIKE INC CL B Stock 654106103   1,910,152 21,608 SH   SOLE None 21,608 0 0
TESLA INC COM Stock 88160R101   9,536,675 36,451 SH   SOLE None 36,451 0 0
LINDE PLC SHS Stock G54950103   872,901 1,831 SH   SOLE None 1,831 0 0
VANGUARD HEALTH CARE ETF ETF 92204A504   212,214 752 SH   SOLE None 752 0 0
NORFOLK SOUTHN CORP COM Stock 655844108   225,390 907 SH   SOLE None 907 0 0
VANGUARD INDUSTRIALS ETF ETF 92204A603   260,070 1,000 SH   SOLE None 1,000 0 0
VANGUARD INFORMATION TECHNOLOGY ETF ETF 92204A702   1,469,233 2,505 SH   SOLE None 2,505 0 0
WELLTOWER INC COM REIT 95040Q104   203,568 1,590 SH   SOLE None 1,590 0 0
VANGUARD S&P 500 ETF ETF 922908363   616,319 1,168 SH   SOLE None 1,168 0 0
ELI LILLY & CO COM Stock 532457108   2,284,456 2,579 SH   SOLE None 2,579 0 0
AIR PRODS & CHEMS INC COM Stock 009158106   2,481,669 8,335 SH   SOLE None 8,335 0 0
VANGUARD RUSSELL 1000 GROWTH ETF ETF 92206C680   364,171 3,773 SH   SOLE None 3,773 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655   2,326,855 10,534 SH   SOLE None 10,534 0 0
APOLLO GLOBAL MGMT INC COM Stock 03769M106   542,402 4,342 SH   SOLE None 4,342 0 0
DIGITAL RLTY TR INC COM REIT 253868103   220,343 1,362 SH   SOLE None 1,362 0 0
MICRON TECHNOLOGY INC COM Stock 595112103   229,718 2,215 SH   SOLE None 2,215 0 0
AFLAC INC COM Stock 001055102   204,706 1,831 SH   SOLE None 1,831 0 0
FREEPORT-MCMORAN INC CL B Stock 35671D857   215,105 4,309 SH   SOLE None 4,309 0 0
ISHARES SELECT DIVIDEND ETF ETF 464287168   1,081,776 8,009 SH   SOLE None 8,009 0 0
VANGUARD SMALL CAP VALUE ETF ETF 922908611   212,224 1,057 SH   SOLE None 1,057 0 0
REGENERON PHARMACEUTICALS COM Stock 75886F107   333,243 317 SH   SOLE None 317 0 0
JANUS DETROIT STREET TRUST JANUS HENDERSON AAA CLO ETF ETF 47103U845   5,783,377 113,667 SH   SOLE None 113,667 0 0
ENERGY TRANSFER L P COM UT LTD PTN Stock 29273V100   249,417 15,540 SH   SOLE None 15,540 0 0
VISA INC COM CL A Stock 92826C839   1,321,334 4,806 SH   SOLE None 4,806 0 0
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697   225,992 2,475 SH   SOLE None 2,475 0 0
ENACT HLDGS INC COM Stock 29249E109   993,335 27,342 SH   SOLE None 27,342 0 0
VANGUARD SMALL-CAP GROWTH ETF ETF 922908595   362,019 1,354 SH   SOLE None 1,354 0 0
VANGUARD VALUE ETF ETF 922908744   10,133,053 58,046 SH   SOLE None 58,046 0 0
VANGUARD GROWTH ETF ETF 922908736   20,791,233 54,154 SH   SOLE None 54,154 0 0
SPIRE INC COM Stock 84857L101   9,432,712 140,180 SH   SOLE None 140,180 0 0
AMERICAN TOWER CORP NEW COM REIT 03027X100   226,979 976 SH   SOLE None 976 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150   12,885,975 102,579 SH   SOLE None 102,579 0 0
CONSTELLATION ENERGY CORP COM Stock 21037T109   502,879 1,934 SH   SOLE None 1,934 0 0
META PLATFORMS INC CL A Stock 30303M102   2,715,083 4,743 SH   SOLE None 4,743 0 0
SERVICENOW INC COM Stock 81762P102   337,185 377 SH   SOLE None 377 0 0
MONDELEZ INTL INC CL A Stock 609207105   273,021 3,706 SH   SOLE None 3,706 0 0
BROADCOM INC COM Stock 11135F101   2,229,218 12,923 SH   SOLE None 12,923 0 0
D R HORTON INC COM Stock 23331A109   257,158 1,348 SH   SOLE None 1,348 0 0
MOODYS CORP COM Stock 615369105   260,075 548 SH   SOLE None 548 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842   21,475,770 275,154 SH   SOLE None 275,154 0 0
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101   19,757,765 55,895 SH   SOLE None 55,895 0 0
NVIDIA CORPORATION COM Stock 67066G104   9,898,643 81,511 SH   SOLE None 81,511 0 0
ABBVIE INC COM Stock 00287Y109   1,115,886 5,651 SH   SOLE None 5,651 0 0
S&P GLOBAL INC COM Stock 78409V104   525,919 1,018 SH   SOLE None 1,018 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   19,909,424 265,070 SH   SOLE None 265,070 0 0
KEMPER CORP COM Stock 488401100   451,780 7,376 SH   SOLE None 7,376 0 0
ZOETIS INC CL A Stock 98978V103   245,007 1,254 SH   SOLE None 1,254 0 0
CAVA GROUP INC COM Stock 148929102   369,073 2,980 SH   SOLE None 2,980 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS ADR 874039100   2,552,081 14,695 SH   SOLE None 14,695 0 0
BLACKSTONE INC COM Stock 09260D107   269,886 1,762 SH   SOLE None 1,762 0 0
QUALCOMM INC COM Stock 747525103   338,400 1,990 SH   SOLE None 1,990 0 0
T-MOBILE US INC COM Stock 872590104   263,315 1,276 SH   SOLE None 1,276 0 0
GENERAL DYNAMICS CORP COM Stock 369550108   2,624,007 8,683 SH   SOLE None 8,683 0 0
INTUITIVE SURGICAL INC COM NEW Stock 46120E602   344,380 701 SH   SOLE None 701 0 0
MCDONALDS CORP COM Stock 580135101   3,158,359 10,372 SH   SOLE None 10,372 0 0
INTERCONTINENTAL EXCHANGE INC COM Stock 45866F104   229,394 1,428 SH   SOLE None 1,428 0 0
CISCO SYS INC COM Stock 17275R102   401,974 7,553 SH   SOLE None 7,553 0 0
ADVANCED MICRO DEVICES INC COM Stock 007903107   765,761 4,667 SH   SOLE None 4,667 0 0
WISDOMTREE US QUALITY DIVIDEND GROWTH FUND ETF 97717X669   375,693 4,515 SH   SOLE None 4,515 0 0
AT&T INC COM Stock 00206R102   374,825 17,038 SH   SOLE None 17,038 0 0
GE VERNOVA INC COM Stock 36828A101   237,386 931 SH   SOLE None 931 0 0
ISHARES BIOTECHNOLOGY ETF ETF 464287556   309,642 2,127 SH   SOLE None 2,127 0 0
GE AEROSPACE COM NEW Stock 369604301   762,995 4,046 SH   SOLE None 4,046 0 0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND ETF 81369Y407   445,423 2,223 SH   SOLE None 2,223 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   1,900,948 3,296 SH   SOLE None 3,296 0 0
WELLS FARGO CO NEW COM Stock 949746101   298,719 5,288 SH   SOLE None 5,288 0 0
UNION PAC CORP COM Stock 907818108   2,444,722 9,919 SH   SOLE None 9,919 0 0
SALESFORCE INC COM Stock 79466L302   646,818 2,363 SH   SOLE None 2,363 0 0
NORTHROP GRUMMAN CORP COM Stock 666807102   2,242,192 4,246 SH   SOLE None 4,246 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102   855,425 1,383 SH   SOLE None 1,383 0 0
LOCKHEED MARTIN CORP COM Stock 539830109   934,856 1,599 SH   SOLE None 1,599 0 0
JPMORGAN CHASE & CO. COM Stock 46625H100   1,343,059 6,369 SH   SOLE None 6,369 0 0
CHEVRON CORP NEW COM Stock 166764100   581,547 3,949 SH   SOLE None 3,949 0 0
DANAHER CORPORATION COM Stock 235851102   568,273 2,044 SH   SOLE None 2,044 0 0
M & T BK CORP COM Stock 55261F104   221,047 1,241 SH   SOLE None 1,241 0 0
TJX COS INC NEW COM Stock 872540109   223,679 1,903 SH   SOLE None 1,903 0 0
BANK AMERICA CORP COM Stock 060505104   430,726 10,855 SH   SOLE None 10,855 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763   12,535,117 88,251 SH   SOLE None 88,251 0 0
WALMART INC COM Stock 931142103   1,380,754 17,099 SH   SOLE None 17,099 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101   500,304 2,263 SH   SOLE None 2,263 0 0
ORACLE CORP COM Stock 68389X105   3,686,778 21,636 SH   SOLE None 21,636 0 0
RTX CORPORATION COM Stock 75513E101   411,782 3,399 SH   SOLE None 3,399 0 0
TEXAS INSTRS INC COM Stock 882508104   590,475 2,858 SH   SOLE None 2,858 0 0
TARGET CORP COM Stock 87612E106   395,893 2,540 SH   SOLE None 2,540 0 0
PFIZER INC COM Stock 717081103   200,786 6,938 SH   SOLE None 6,938 0 0
CATERPILLAR INC COM Stock 149123101   607,409 1,553 SH   SOLE None 1,553 0 0
ALPHABET INC CAP STK CL C Stock 02079K107   2,925,491 17,498 SH   SOLE None 17,498 0 0
AMERICAN EXPRESS CO COM Stock 025816109   318,660 1,175 SH   SOLE None 1,175 0 0
AMGEN INC COM Stock 031162100   2,679,193 8,315 SH   SOLE None 8,315 0 0
APPLIED MATLS INC COM Stock 038222105   346,314 1,714 SH   SOLE None 1,714 0 0
ANALOG DEVICES INC COM Stock 032654105   232,932 1,012 SH   SOLE None 1,012 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   272,283 1,375 SH   SOLE None 1,375 0 0
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621   14,944,656 238,390 SH   SOLE None 238,390 0 0
PHILIP MORRIS INTL INC COM Stock 718172109   268,173 2,209 SH   SOLE None 2,209 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105   311,472 1,685 SH   SOLE None 1,685 0 0
ALTRIA GROUP INC COM Stock 02209S103   264,540 5,183 SH   SOLE None 5,183 0 0
LOEWS CORP COM Stock 540424108   212,724 2,691 SH   SOLE None 2,691 0 0
CADENCE DESIGN SYSTEM INC COM Stock 127387108   467,527 1,725 SH   SOLE None 1,725 0 0
EXXON MOBIL CORP COM Stock 30231G102   683,158 5,828 SH   SOLE None 5,828 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102   3,421,353 5,852 SH   SOLE None 5,852 0 0
LOWES COS INC COM Stock 548661107   501,614 1,852 SH   SOLE None 1,852 0 0
DEERE & CO COM Stock 244199105   317,588 761 SH   SOLE None 761 0 0
NOVO-NORDISK A S ADR ADR 670100205   1,734,969 14,571 SH   SOLE None 14,571 0 0
AUTOZONE INC COM Stock 053332102   475,656 151 SH   SOLE None 151 0 0
ISHARES MSCI EAFE ETF ETF 464287465   455,365 5,445 SH   SOLE None 5,445 0 0
APPLE INC COM Stock 037833100   25,818,216 110,808 SH   SOLE None 110,808 0 0
ABBOTT LABS COM Stock 002824100   544,512 4,776 SH   SOLE None 4,776 0 0
DISNEY WALT CO COM Stock 254687106   268,755 2,794 SH   SOLE None 2,794 0 0
BOOKING HOLDINGS INC COM Stock 09857L108   235,879 56 SH   SOLE None 56 0 0
MARSH & MCLENNAN COS INC COM Stock 571748102   220,190 987 SH   SOLE None 987 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598   948,620 4,998 SH   SOLE None 4,998 0 0
XCEL BRANDS INC COM NEW Stock 98400M101   11,220 15,000 SH   SOLE None 15,000 0 0
HUDSON PAC PPTYS INC COM REIT 444097109   84,941 17,770 SH   SOLE None 17,770 0 0
TALOS ENERGY INC COM Stock 87484T108   117,721 11,374 SH   SOLE None 11,374 0 0
FORD MTR CO COM Stock 345370860   189,140 17,911 SH   SOLE None 17,911 0 0
CAPITOL FED FINL INC COM Stock 14057J101   142,449 24,392 SH   SOLE None 24,392 0 0
MEDICAL PPTYS TRUST INC COM REIT 58463J304   124,734 21,322 SH   SOLE None 21,322 0 0