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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   3,424,136 18,088 SH   SOLE   0 0 18,088
AMAZON COM INC COM 023135106   4,849,835 22,106 SH   SOLE   0 0 22,106
APPLE INC COM 037833100   6,786,509 27,101 SH   SOLE   0 0 27,101
APPLIED MATLS INC COM 038222105   470,001 2,890 SH   SOLE   0 0 2,890
BANK MONTREAL MEDIUM MICROSECTORS FAN 063679534   2,468,586 4,230 SH   SOLE   0 0 4,230
CISCO SYS INC COM 17275R102   737,099 12,451 SH   SOLE   0 0 12,451
CROWDSTRIKE HLDGS INC CL A 22788C105   1,170,187 3,420 SH   SOLE   0 0 3,420
DANAHER CORPORATION COM 235851102   496,013 2,161 SH   SOLE   0 0 2,161
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   3,478,721 53,453 SH   SOLE   0 0 53,453
EQUINIX INC COM 29444U700   1,184,270 1,256 SH   SOLE   0 0 1,256
HONEYWELL INTL INC COM 438516106   593,787 2,629 SH   SOLE   0 0 2,629
ISHARES TR EXPANDED TECH 464287515   629,154 6,284 SH   SOLE   0 0 6,284
ISHARES TR 20 YR TR BD ETF 464287432   1,333,704 15,272 SH   SOLE   0 0 15,272
ISHARES TR NATIONAL MUN ETF 464288414   20,512,867 192,519 SH   SOLE   0 0 192,519
ISHARES TR 0-3 MNTH TREASRY 46436E718   1,938,500 19,323 SH   SOLE   0 0 19,323
LOWES COS INC COM 548661107   569,349 2,307 SH   SOLE   0 0 2,307
MASTERCARD INCORPORATED CL A 57636Q104   1,196,031 2,271 SH   SOLE   0 0 2,271
MERCK & CO INC COM 58933Y105   2,441,686 24,544 SH   SOLE   0 0 24,544
META PLATFORMS INC CL A 30303M102   1,541,062 2,632 SH   SOLE   0 0 2,632
MICROSOFT CORP COM 594918104   1,663,097 3,946 SH   SOLE   0 0 3,946
NVIDIA CORPORATION COM 67066G104   21,587,923 160,756 SH   SOLE   0 0 160,756
ORACLE CORP COM 68389X105   331,148 1,987 SH   SOLE   0 0 1,987
PLEXUS CORP COM 729132100   387,914 2,479 SH   SOLE   0 0 2,479
QUALCOMM INC COM 747525103   310,620 2,022 SH   SOLE   0 0 2,022
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,190,013 5,118 SH   SOLE   0 0 5,118
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   2,263,041 55,644 SH   SOLE   0 0 55,644
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   1,216,231 16,069 SH   SOLE   0 0 16,069
SPDR GOLD TR GOLD SHS 78463V107   1,841,157 7,604 SH   SOLE   0 0 7,604
SPDR INDEX SHS FDS S&P EM MKT DIV 78463X533   1,135,503 32,190 SH   SOLE   0 0 32,190
SPDR SER TR BLOOMBERG HIGH Y 78468R622   7,929,208 83,054 SH   SOLE   0 0 83,054
THERMO FISHER SCIENTIFIC INC COM 883556102   453,226 871 SH   SOLE   0 0 871
UNION PAC CORP COM 907818108   526,439 2,309 SH   SOLE   0 0 2,309
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   9,535,955 132,610 SH   SOLE   0 0 132,610
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,774,334 6,122 SH   SOLE   0 0 6,122
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   3,196,710 55,682 SH   SOLE   0 0 55,682
VANGUARD WORLD FD MATERIALS ETF 92204A801   512,314 2,727 SH   SOLE   0 0 2,727
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   2,192,343 8,642 SH   SOLE   0 0 8,642
VANGUARD WORLD FD CONSUM STP ETF 92204A207   2,312,951 10,942 SH   SOLE   0 0 10,942
VANGUARD WORLD FD COMM SRVC ETF 92204A884   1,229,763 7,936 SH   SOLE   0 0 7,936
VANGUARD WORLD FD CONSUM DIS ETF 92204A108   4,473,988 11,919 SH   SOLE   0 0 11,919
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603   2,952,687 11,607 SH   SOLE   0 0 11,607
VANGUARD WORLD FD INF TECH ETF 92204A702   6,225,608 10,012 SH   SOLE   0 0 10,012
VANGUARD WORLD FD FINANCIALS ETF 92204A405   2,533,656 21,459 SH   SOLE   0 0 21,459
VISA INC COM CL A 92826C839   1,409,965 4,461 SH   SOLE   0 0 4,461
WESTERN DIGITAL CORP COM 958102105   615,083 10,315 SH   SOLE   0 0 10,315