The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AON PLC NPV COMMON STOCK - LARGE CAP G0403H108 2 8 SH   SOLE   8 0 0
ATLASSIAN CORP PLC USD 0.1 COMMON STOCK - LARGE CAP G06242104 1 6 SH   SOLE   6 0 0
ACCENTURE PLC COMMON STOCK - LARGE CAP G1151C101 1,320 4,756 SH   SOLE   4,756 0 0
COCA-COLA EUROPACIFIC PART EUR 0.01 COMMON STOCK - LARGE CAP G25839104 3 65 SH   SOLE   65 0 0
EATON CORP PLC COMMON STOCK - LARGE CAP G29183103 1,344 10,665 SH   SOLE   10,665 0 0
LINDE PLC EUR 0.001 COMMON STOCK - LARGE CAP G5494J103 1,185 4,123 SH   SOLE   4,123 0 0
LINDE PLC EUR 0.001 COMMON STOCK - LARGE CAP G5494J103 14 50 SH   DFND   50 0 0
MEDTRONIC PLC USD 0.1 COMMON STOCK - LARGE CAP G5960L103 869 9,679 SH   SOLE   9,679 0 0
PENTAIR PLC COMMON STOCK - LARGE CAP G7S00T104 37 800 SH   SOLE   800 0 0
SEAGATE TECHNOLOGY HOLDINGS PUB COMMON STOCK - LARGE CAP G7997R103 3 46 SH   SOLE   46 0 0
TRANE TECHNOLOGIES PLC USD 1.0 COMMON STOCK - LARGE CAP G8994E103 13 100 SH   SOLE   100 0 0
CHUBB LTD CHF 24.15 COMMON STOCK - LARGE CAP H1467J104 512 2,604 SH   SOLE   2,604 0 0
TE CONNECTIVITY LTD COMMON STOCK - LARGE CAP H84989104 449 3,970 SH   SOLE   3,970 0 0
ASML HOLDING NV EUR 0.09 COMMON STOCK - LARGE CAP N07059210 3 7 SH   SOLE   7 0 0
ELASTIC NV EUR 0.01 COMMON STOCK - LARGE CAP N14506104 2 29 SH   SOLE   29 0 0
FERRARI NV EUR 0.01 COMMON STOCK - LARGE CAP N3167Y103 2 12 SH   SOLE   12 0 0
LYONDELLBASELL INDUSTRIES NV COMMON STOCK - LARGE CAP N53745100 105 1,205 SH   SOLE   1,205 0 0
NXP SEMICONDUCTORS NV USD 0.2 COMMON STOCK - LARGE CAP N6596X109 2 15 SH   SOLE   15 0 0
ABB LTD COMMON STOCK - LARGE CAP 000375204 4 131 SH   SOLE   131 0 0
AFLAC INCORPORATED COMMON STOCK - LARGE CAP 001055102 212 3,835 SH   SOLE   3,835 0 0
A T & T INCORPORATED COMMON STOCK - LARGE CAP 00206R102 154 7,366 SH   SOLE   7,366 0 0
ABBOTT LABS COMMON STOCK - LARGE CAP 002824100 1,629 14,991 SH   SOLE   14,991 0 0
ABBOTT LABS COMMON STOCK - LARGE CAP 002824100 14 125 SH   DFND   125 0 0
ABBVIE INC COMMON STOCK - LARGE CAP 00287Y109 2,179 14,229 SH   SOLE   14,229 0 0
ABBVIE INC COMMON STOCK - LARGE CAP 00287Y109 19 125 SH   DFND   125 0 0
ADOBE SYSTEMS INC COMMON STOCK - LARGE CAP 00724F101 1,459 3,985 SH   SOLE   3,985 0 0
ADVANCED MICRO DEVICES COMMON STOCK - LARGE CAP 007903107 1,476 19,303 SH   SOLE   19,303 0 0
AIRBNB INCORPORATED COMMON STOCK - LARGE CAP 009066101 397 4,460 SH   SOLE   4,460 0 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK - LARGE CAP 009158106 626 2,604 SH   SOLE   2,604 0 0
ALBEMARLE COM COMMON STOCK - LARGE CAP 012653101 988 4,729 SH   SOLE   4,729 0 0
ALIBABA GROUP HOLDING COMMON STOCK - LARGE CAP 01609W102 34 300 SH   SOLE   300 0 0
ALLIANT CORPORATION COMMON STOCK - LARGE CAP 018802108 53 900 SH   SOLE   900 0 0
THE ALLSTATE CORPORATION COMMON STOCK - LARGE CAP 020002101 25 200 SH   SOLE   200 0 0
ALPHABET INC USD 0.001 CL C COMMON STOCK - LARGE CAP 02079K107 413 189 SH   SOLE   189 0 0
ALPHABET INC USD 0.001 CLS A COMMON STOCK - LARGE CAP 02079K305 3,827 1,756 SH   SOLE   1,756 0 0
ALPHABET INC USD 0.001 CLS A COMMON STOCK - LARGE CAP 02079K305 33 15 SH   DFND   15 0 0
ALTERYX INC COMMON STOCK - LARGE CAP 02156B103 2 50 SH   SOLE   50 0 0
ALTRIA GROUP INC COMMON STOCK - LARGE CAP 02209S103 100 2,400 SH   SOLE   2,400 0 0
AMAZON COMPANY INC COMMON STOCK - LARGE CAP 023135106 3,760 35,401 SH   SOLE   35,401 0 0
AMEDISYS INC COMMON STOCK - LARGE CAP 023436108 70 665 SH   SOLE   665 0 0
AMERICA MOVIL SAB DE CV ADR COMMON STOCK - LARGE CAP 02364W105 12 600 SH   SOLE   600 0 0
AMERICAN EXPRESS COMPANY COMMON STOCK - LARGE CAP 025816109 59 423 SH   SOLE   423 0 0
AMERICAN TOWER CORP COMMON STOCK - LARGE CAP 03027X100 791 3,096 SH   SOLE   3,096 0 0
AMERIPRISE FINANCIAL, INC. COMMON STOCK - LARGE CAP 03076C106 80 335 SH   SOLE   335 0 0
AMGEN COMMON STOCK - LARGE CAP 031162100 1,114 4,580 SH   SOLE   4,580 0 0
ELEVANCE HEALTH INC USD 0.01 COMMON STOCK - LARGE CAP 036752103 42 86 SH   SOLE   86 0 0
APPIAN CORPORATION COMMON STOCK - LARGE CAP 03782L101 2 50 SH   SOLE   50 0 0
APPLE INC COMMON STOCK - LARGE CAP 037833100 12,255 89,637 SH   SOLE   89,637 0 0
APPLE INC COMMON STOCK - LARGE CAP 037833100 116 850 SH   DFND   850 0 0
APPLIED MATERIALS COMMON STOCK - LARGE CAP 038222105 86 950 SH   SOLE   950 0 0
ARCHER DANIELS MIDLAND CO COMMON STOCK - LARGE CAP 039483102 233 3,000 SH   SOLE   3,000 0 0
ASTRAZENECA PLC COMMON STOCK - LARGE CAP 046353108 6 94 SH   SOLE   94 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK - LARGE CAP 053015103 363 1,730 SH   SOLE   1,730 0 0
BP AMOCO P L C COMMON STOCK - LARGE CAP 055622104 4 140 SH   SOLE   140 0 0
BANK AMER CORP COMMON STOCK - LARGE CAP 060505104 730 23,455 SH   SOLE   23,455 0 0
BANK MONTREAL QUEBEC FOREIGN EQUITIES 063671101 4 40 SH   SOLE   40 0 0
BANK NEW YORK MELLON CORP NEW COMMON STOCK - LARGE CAP 064058100 42 1,000 SH   SOLE   1,000 0 0
BANK OF NOVA SCOTIA CAD NPV COMMON STOCK - LARGE CAP 064149107 8 143 SH   SOLE   143 0 0
BAXTER INTERNATIONAL INC COMMON STOCK - LARGE CAP 071813109 241 3,750 SH   SOLE   3,750 0 0
BERKSHIRE HATHAWAY INC NEW COMMON STOCK - LARGE CAP 084670702 1,897 6,950 SH   SOLE   6,950 0 0
BLACKROCK INC USD 0.01 COMMON STOCK - LARGE CAP 09247X101 499 820 SH   SOLE   820 0 0
BLACKSTONE GROUP INC NPV COMMON STOCK - LARGE CAP 09260D107 1,736 19,029 SH   SOLE   19,029 0 0
BLINK CHARGING COMPANY COMMON STOCK - LARGE CAP 09354A100 2 100 SH   SOLE   100 0 0
BOEING CO COMMON STOCK - LARGE CAP 097023105 198 1,445 SH   SOLE   1,445 0 0
BOOKING HOLDINGS INC COMMON STOCK - LARGE CAP 09857L108 570 326 SH   SOLE   326 0 0
BORG WARNER INC COMMON STOCK - LARGE CAP 099724106 387 11,615 SH   SOLE   11,615 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK - LARGE CAP 110122108 937 12,163 SH   SOLE   12,163 0 0
BROADCOM LTD NPV COMMON STOCK - LARGE CAP 11135F101 2,689 5,536 SH   SOLE   5,536 0 0
BURLINGTON STORES INC USD 0.0001 COMMON STOCK - LARGE CAP 122017106 8 62 SH   SOLE   62 0 0
CF INDS HLDGS INC USD 0.01 COMMON STOCK - LARGE CAP 125269100 17 200 SH   SOLE   200 0 0
CSX CORP COMMON STOCK - LARGE CAP 126408103 2 52 SH   SOLE   52 0 0
CVS HEALTH CORPORATION COMMON STOCK - LARGE CAP 126650100 692 7,471 SH   SOLE   7,471 0 0
CANADIAN PAC RY LTD COMMON STOCK - LARGE CAP 13645T100 3 49 SH   SOLE   49 0 0
CAPITAL ONE FINANCIAL CORP COMMON STOCK - LARGE CAP 14040H105 4 39 SH   SOLE   39 0 0
CARRIER GLOBAL CORPORAITON USD 0.01 COMMON STOCK - LARGE CAP 14448C104 64 1,800 SH   SOLE   1,800 0 0
CATERPILLAR INC COMMON STOCK - LARGE CAP 149123101 717 4,013 SH   SOLE   4,013 0 0
CHARTER COMMUNICATIONS INC CL A USD 0.001 COMMON STOCK - LARGE CAP 16119P108 45 96 SH   SOLE   96 0 0
CHEVRON CORPORATION COMMON STOCK - LARGE CAP 166764100 2,276 15,724 SH   SOLE   15,724 0 0
CHURCH & DWIGHT CO INC COMMON STOCK - LARGE CAP 171340102 116 1,250 SH   SOLE   1,250 0 0
CISCO SYSTEMS COMMON STOCK - LARGE CAP 17275R102 1,063 24,925 SH   SOLE   24,925 0 0
CINTAS CORPORATION COMMON STOCK - LARGE CAP 172908105 19 50 SH   SOLE   50 0 0
CITIGROUP INC COM NEW COMMON STOCK - LARGE CAP 172967424 647 14,077 SH   SOLE   14,077 0 0
COCA COLA CO COMMON STOCK - LARGE CAP 191216100 2,596 41,264 SH   SOLE   41,264 0 0
COLGATE PALMOLIVE CO COMMON STOCK - LARGE CAP 194162103 95 1,180 SH   SOLE   1,180 0 0
COMCAST CORP CLASS A COMMON STOCK - LARGE CAP 20030N101 54 1,372 SH   SOLE   1,372 0 0
CONOCOPHILLIPS COM CL-B COMMON STOCK - LARGE CAP 20825C104 317 3,527 SH   SOLE   3,527 0 0
COSTCO WHSL CORP NEW COMMON STOCK - LARGE CAP 22160K105 2,425 5,059 SH   SOLE   5,059 0 0
CROWDSTRIKE HOLDINGS INC COMMON STOCK - LARGE CAP 22788C105 17 100 SH   SOLE   100 0 0
CROWN CASTLE INT'L COM USD 0.01 COMMON STOCK - LARGE CAP 22822V101 3 19 SH   SOLE   19 0 0
CUMMINS INC COMMON STOCK - LARGE CAP 231021106 411 2,123 SH   SOLE   2,123 0 0
DALLASNEWS CORPORATION SER A USD 0.01 COMMON STOCK - LARGE CAP 235050101 0 60 SH   SOLE   60 0 0
DANAHER CORPORATION COMMON STOCK - LARGE CAP 235851102 71 280 SH   SOLE   280 0 0
DEERE & CO COMMON STOCK - LARGE CAP 244199105 126 420 SH   SOLE   420 0 0
DEVON ENERGY CORPORATION COMMON STOCK - LARGE CAP 25179M103 574 10,415 SH   SOLE   10,415 0 0
DIAGEO PLC 25P ADR COMMON STOCK - LARGE CAP 25243Q205 4 22 SH   SOLE   22 0 0
DIGITAL WORLD ACQUISITION COMMON STOCK - LARGE CAP 25400Q105 0 20 SH   SOLE   20 0 0
DISNEY (WALT) COMPANY HOLDING CO COMMON STOCK - LARGE CAP 254687106 1,540 16,318 SH   SOLE   16,318 0 0
DISNEY (WALT) COMPANY HOLDING CO COMMON STOCK - LARGE CAP 254687106 14 150 SH   DFND   150 0 0
DOLLAR GENERAL CORPORATION COMMON STOCK - LARGE CAP 256677105 86 350 SH   SOLE   350 0 0
DOMINION RESOURCES COMMON STOCK - LARGE CAP 25746U109 623 7,809 SH   SOLE   7,809 0 0
DOMINO'S PIZZA INC COMMON STOCK - LARGE CAP 25754A201 68 175 SH   SOLE   175 0 0
DOVER CORPORATION COMMON STOCK - LARGE CAP 260003108 21 170 SH   SOLE   170 0 0
DOW HOLDINGS INC USD 0.01 COMMON STOCK - LARGE CAP 260557103 153 2,959 SH   SOLE   2,959 0 0
DUKE ENERGY HOLDING CORP COMMON STOCK - LARGE CAP 26441C204 440 4,105 SH   SOLE   4,105 0 0
DUPONT DE NEMOURS INC USD 0.01 COMMON STOCK - LARGE CAP 26614N102 110 1,985 SH   SOLE   1,985 0 0
EOG RES INC COMMON STOCK - LARGE CAP 26875P101 509 4,605 SH   SOLE   4,605 0 0
EBAY INC COMMON STOCK - LARGE CAP 278642103 29 700 SH   SOLE   700 0 0
ECOLAB INC COMMON STOCK - LARGE CAP 278865100 69 450 SH   SOLE   450 0 0
EDWARDS LIFESCIENCES CORPORATION COMMON STOCK - LARGE CAP 28176E108 63 667 SH   SOLE   667 0 0
ELECTRONIC ARTS INC USD 0.01 COMMON STOCK - LARGE CAP 285512109 61 500 SH   SOLE   500 0 0
EMERSON ELECTRIC COMPANY COMMON STOCK - LARGE CAP 291011104 3 44 SH   SOLE   44 0 0
ENBRIDGE INC NPV COMMON STOCK - LARGE CAP 29250N105 46 1,100 SH   SOLE   1,100 0 0
ENTERGY CORPORATION COMMON STOCK - LARGE CAP 29364G103 28 252 SH   SOLE   252 0 0
EQUINOR ASA NPV ADR COMMON STOCK - LARGE CAP 29446M102 3 86 SH   SOLE   86 0 0
EXXON MOBIL CORP COMMON STOCK - LARGE CAP 30231G102 1,117 13,044 SH   SOLE   13,044 0 0
EXXON MOBIL CORP COMMON STOCK - LARGE CAP 30231G102 13 150 SH   DFND   150 0 0
META PLATFORMS INC COMMON STOCK - LARGE CAP 30303M102 1,175 7,287 SH   SOLE   7,287 0 0
FAIR ISAAC CORPORATION USD 0.01 COMMON STOCK - LARGE CAP 303250104 733 1,828 SH   SOLE   1,828 0 0
FIFTH THIRD BANCORP COMMON STOCK - LARGE CAP 316773100 232 6,918 SH   SOLE   6,918 0 0
FIRST HORIZON CORP USD 0.625 COMMON STOCK - LARGE CAP 320517105 33 1,500 SH   SOLE   1,500 0 0
FIRST SOLAR INC COMMON STOCK - LARGE CAP 336433107 35 510 SH   SOLE   510 0 0
FORD MOTOR CREDIT COMPANY USD COMMON STOCK - LARGE CAP 345370860 67 6,058 SH   SOLE   6,058 0 0
FORTIVE CORP USD 0.01 COMMON STOCK - LARGE CAP 34959J108 22 400 SH   SOLE   400 0 0
FRANCO NEV CORP NPV COMMON STOCK - LARGE CAP 351858105 2 18 SH   SOLE   18 0 0
GENERAL DYNAMICS CORP COMMON STOCK - LARGE CAP 369550108 4 17 SH   SOLE   17 0 0
GENERAL ELECTRIC COMPANY USD0.06 COMMON STOCK - LARGE CAP 369604301 178 2,795 SH   SOLE   2,795 0 0
GENERAL MILLS INC COMMON STOCK - LARGE CAP 370334104 342 4,529 SH   SOLE   4,529 0 0
GENERAL MOTORS CO COMMON STOCK - LARGE CAP 37045V100 38 1,210 SH   SOLE   1,210 0 0
GERMAN AMERICAN BANCORP COMMON STOCK - LARGE CAP 373865104 133 3,900 SH   SOLE   3,900 0 0
GILEAD SCIENCES INC COMMON STOCK - LARGE CAP 375558103 62 1,000 SH   SOLE   1,000 0 0
GSK PLC 25P ADR COMMON STOCK - LARGE CAP 37733W105 67 1,550 SH   SOLE   1,550 0 0
GLOBAL X F GLOBAL X CANNABIS ETF NE MUTUAL FDS - ETF INT'L STOCK 37954Y145 1 51 SH   SOLE   51 0 0
GLOBAL X F MLP & ENERGY INFRASTRUCTURE COMMON STOCK - LARGE CAP 37954Y293 53 1,400 SH   SOLE   1,400 0 0
GOLDMAN SACHS GROUP COMMON STOCK - LARGE CAP 38141G104 1,370 4,612 SH   SOLE   4,612 0 0
GOLDMAN SACHS GROUP COMMON STOCK - LARGE CAP 38141G104 12 40 SH   DFND   40 0 0
GRAINGER W W INC USD 0.5 COMMON STOCK - LARGE CAP 384802104 18 40 SH   SOLE   40 0 0
GRANITESHARES GOLD TRUST (USD) ETF MUTUAL FDS - ETF LGE CAP STOCK 38748G101 5 265 SH   SOLE   265 0 0
HDFC BK LTD COMMON STOCK - LARGE CAP 40415F101 4 73 SH   SOLE   73 0 0
HEWLETT PACKARD CORP COMMON STOCK - LARGE CAP 40434L105 358 10,935 SH   SOLE   10,935 0 0
HALLIBURTON COMPANY COMMON STOCK - LARGE CAP 406216101 59 1,866 SH   SOLE   1,866 0 0
HARTFORD FINANCIAL SERVICES GROUP INC USD 0.01 COMMON STOCK - LARGE CAP 416515104 20 300 SH   SOLE   300 0 0
HERSHEY COMPANY, THE COMMON STOCK - LARGE CAP 427866108 771 3,584 SH   SOLE   3,584 0 0
HESS CORP COMMON STOCK - LARGE CAP 42809H107 26 250 SH   SOLE   250 0 0
HEWLETT PACKARD ENTERPRISE USD 0.01 COMMON STOCK - LARGE CAP 42824C109 16 1,216 SH   SOLE   1,216 0 0
HOME DEPOT INC COMMON STOCK - LARGE CAP 437076102 3,364 12,267 SH   SOLE   12,267 0 0
HONEYWELL INTERNATIONAL COMMON STOCK - LARGE CAP 438516106 1,554 8,943 SH   SOLE   8,943 0 0
HUNT (JB) TR COM USD 0.01 COMMON STOCK - LARGE CAP 445658107 9 56 SH   SOLE   56 0 0
IDEXX LABORATORIES INC COMMON STOCK - LARGE CAP 45168D104 7 20 SH   SOLE   20 0 0
ILLINOIS TOOL WORKS INC USD 0.01 COMMON STOCK - LARGE CAP 452308109 132 725 SH   SOLE   725 0 0
INGERSOLL RAND INC COMMON STOCK - LARGE CAP 45687V106 20 473 SH   SOLE   473 0 0
INTEL CORP COMMON STOCK - LARGE CAP 458140100 1,190 31,830 SH   SOLE   31,830 0 0
INTEL CORP COMMON STOCK - LARGE CAP 458140100 4 100 SH   DFND   100 0 0
INTERNATIONAL BUSINESS MACHINE COMPANY COMMON STOCK - LARGE CAP 459200101 738 5,225 SH   SOLE   5,225 0 0
INTERNATIONAL FLAVORS & FRAGRANCES, INC COMMON STOCK - LARGE CAP 459506101 36 300 SH   SOLE   300 0 0
INVESCO ACTIVE US REAL ESTAT E FUND ETF COMMON STOCK - LARGE CAP 46090A101 1,070 11,206 SH   SOLE   11,206 0 0
INTUITIVE SURGICAL INC COMMON STOCK - LARGE CAP 46120E602 599 2,983 SH   SOLE   2,983 0 0
INVESCO EX FINL PFD ETF PREFERRED STOCK 46137V621 896 57,639 SH   SOLE   57,139 0 500
INVESCO EX PFD ETF PREFERRED STOCK 46138E511 845 68,486 SH   SOLE   68,486 0 0
ISHARES TREAS TIPS SECURITIES BOND FUND ETF PREFERRED STOCK 464287176 0 3 SH   SOLE   3 0 0
ISHARES TRANSPORTATION AVERAGE ETF(USD) MUTUAL FDS - ETF LGE CAP STOCK 464287192 4 18 SH   SOLE   18 0 0
ISHARES CORE S&P 500 INDEX ETF MUTUAL FDS - ETF LGE CAP STOCK 464287200 38 100 SH   SOLE   100 0 0
ISHARES IBOXX INVESTMENT GRADE CORP BD FD MUTUAL FDS-FIXED INC INTERMED 464287242 8 71 SH   SOLE   71 0 0
ISHARES TR S&P 500 GROWTH ETF MUTUAL FDS - ETF LGE CAP STOCK 464287309 8 128 SH   SOLE   128 0 0
ISHARES GLOBAL HEALTHCARE ETF (USD) MUTUAL FDS - ETF LGE CAP STOCK 464287325 3 33 SH   SOLE   33 0 0
ISHARES GLOBAL FINANCIALS ETF (USD) MUTUAL FDS - ETF LGE CAP STOCK 464287333 5 72 SH   SOLE   72 0 0
ISHARES TR S&P 500 VALUE ETF MUTUAL FDS - ETF LGE CAP STOCK 464287408 8 61 SH   SOLE   61 0 0
ISHARES 7-10 YEAR TREASURY BOND ETF (USD) MUTUAL FDS - ETF BONDS 464287440 9 89 SH   SOLE   89 0 0
ISHARES MSCI EAFE ETF COMMON STOCK - LARGE CAP 464287465 11 175 SH   SOLE   175 0 0
ISHARES TR RUSSELL MID-CAP VALUE ETF MUTUAL FDS - ETF MID CAP STOCK 464287473 16 157 SH   SOLE   157 0 0
ISHARES TR RUSSELL MID-CAP GROWTH ETF MUTUAL FDS - ETF MID CAP STOCK 464287481 7 90 SH   SOLE   90 0 0
ISHARES RUSSELL 1000 VALUE INDEX FUND MUTUAL FDS - ETF LGE CAP STOCK 464287598 63 433 SH   SOLE   433 0 0
ISHARES RUSSELL 1000 GROWTH INDEX FUND MUTUAL FDS - ETF LGE CAP STOCK 464287614 59 269 SH   SOLE   269 0 0
ISHARES RUSSELL 2000 ETF COMMON STOCK - SMALL CAP 464287655 3 18 SH   SOLE   18 0 0
ISHARES US UTILITIES ETF COMMON STOCK - LARGE CAP 464287697 463 5,405 SH   SOLE   5,405 0 0
ISHARES S&P MIDCAP 400 VALUE INDEX FUND MUTUAL FDS - ETF MID CAP STOCK 464287705 6 62 SH   SOLE   62 0 0
ISHARES US REAL ESTATE ETF COMMON STOCK - LARGE CAP 464287739 14 151 SH   SOLE   151 0 0
ISHARES TR S&P SMALLCAP 600 INDEX FUND COMMON STOCK - SMALL CAP 464287804 26 281 SH   SOLE   281 0 0
ISHARES US BASIC MATERIALS ETF COMMON STOCK - LARGE CAP 464287838 51 435 SH   SOLE   435 0 0
ISHARES S&P SMALLCAP 600 GROWTH INDEX FUND MUTUAL FDS - ETF SMALL CAP 464287887 10 97 SH   SOLE   97 0 0
ISHARES S&P GLOBAL CLEAN ENERGY COMMON STOCK - LARGE CAP 464288224 842 44,212 SH   SOLE   44,212 0 0
ISHARES TR MSCI EAFE SMALL-CAP ETF MUTUAL FDS - ETF SMALL CAP 464288273 1 27 SH   SOLE   27 0 0
ISHARES 10-20 YEAR TREASURY BOND ETF (USD) MUTUAL FDS - ETF BONDS 464288653 5 45 SH   SOLE   45 0 0
ISHARES GLOBAL MATERIALS ETF (USD) MUTUAL FDS - ETF INT'L STOCK 464288695 2 26 SH   SOLE   26 0 0
ISHARES GLOBAL CONSUMER STAPLES ETF (USD) MUTUAL FDS - ETF LGE CAP STOCK 464288737 5 82 SH   SOLE   82 0 0
ISHARES TR MSCI EAFE GROWTH ETF MUTUAL FDS - ETF LGE CAP STOCK 464288885 2 21 SH   SOLE   21 0 0
ISHARES MSCI CHINA ETF (USD) MUTUAL FDS - ETF INT'L STOCK 46429B671 4 63 SH   SOLE   63 0 0
ISHARES INTEREST RATE HEDGED CORP BD ETF (USD) MUTUAL FDS - ETF BONDS 46431W705 13 142 SH   SOLE   142 0 0
ISHARES INTEREST RATE HEDGED L-T CORP BD ETF MUTUAL FDS - ETF BONDS 46431W812 2 99 SH   SOLE   99 0 0
ISHARES MSCI USA QUALITY FACTOR ETF MUTUAL FDS - ETF LGE CAP STOCK 46432F339 54 484 SH   SOLE   484 0 0
ISHARES MSCI EMERGING MARKET EX CHINA ETF (USD) MUTUAL FDS - ETF INT'L STOCK 46434G764 4 93 SH   SOLE   93 0 0
ISHARES IN MSCI JAPAN ETF NEW MUTUAL FDS - ETF INT'L STOCK 46434G822 5 91 SH   SOLE   91 0 0
ISHARES MSCI INTL QUALITY FACTOR ETF (USD) MUTUAL FDS - ETF INT'L STOCK 46434V456 16 522 SH   SOLE   522 0 0
J P MORGAN CHASE & CO COM COMMON STOCK - LARGE CAP 46625H100 2,087 18,530 SH   SOLE   18,530 0 0
J P MORGAN CHASE & CO COM COMMON STOCK - LARGE CAP 46625H100 25 225 SH   DFND   225 0 0
JPMORGAN BETABUILDERS JAPAN ETF (USD) MUTUAL FDS - ETF INT'L STOCK 46641Q217 5 124 SH   SOLE   124 0 0
JANUS HENDERSON AAA CLO ETF USD) MUTUAL FDS - ETF BONDS 47103U845 10 207 SH   SOLE   207 0 0
JANUS HENDERSON SHORT DURATION INC ETF MUTUAL FDS - ETF BONDS 47103U886 759 15,605 SH   SOLE   15,605 0 0
JOHNSON & JOHNSON COMMON STOCK - LARGE CAP 478160104 3,948 22,240 SH   SOLE   22,240 0 0
JOHNSON & JOHNSON COMMON STOCK - LARGE CAP 478160104 36 200 SH   DFND   200 0 0
KEYCORP NEW COMMON STOCK - LARGE CAP 493267108 8 485 SH   SOLE   485 0 0
KIMBERLY CLARK COMMON STOCK - LARGE CAP 494368103 579 4,282 SH   SOLE   4,282 0 0
KINDER MORGAN INC DEL USD 0.01 COMMON STOCK - LARGE CAP 49456B101 64 3,834 SH   SOLE   3,834 0 0
KOHL'S CORP COMMON STOCK - LARGE CAP 500255104 7 200 SH   SOLE   200 0 0
KRAFT HEINZ CO USD 0.01 COMMON STOCK - LARGE CAP 500754106 34 900 SH   SOLE   900 0 0
KROGER COMPANY COMMON STOCK - LARGE CAP 501044101 19 400 SH   SOLE   400 0 0
KYNDRYL HOLDINGS INC USD 0.01 COMMON STOCK - LARGE CAP 50155Q100 3 300 SH   SOLE   300 0 0
LAM RESEARCH CORPORATION USD0.001 COMMON STOCK - LARGE CAP 512807108 100 235 SH   SOLE   235 0 0
LEMONADE INC COMMON STOCK - LARGE CAP 52567D107 2 100 SH   SOLE   100 0 0
LEVI STRAUSS & CO NEW CL A COMMON STOCK - LARGE CAP 52736R102 8 500 SH   SOLE   500 0 0
LILLY ELI & CO COMMON STOCK - LARGE CAP 532457108 284 876 SH   SOLE   876 0 0
LOCKHEED MARTIN CORP USD 1.0 COMMON STOCK - LARGE CAP 539830109 47 110 SH   SOLE   110 0 0
LOWES COMPANIES INC COMMON STOCK - LARGE CAP 548661107 12 67 SH   SOLE   67 0 0
LULULEMON ATHLETICA INC USD 0.005 COMMON STOCK - LARGE CAP 550021109 1 5 SH   SOLE   5 0 0
MAGNA INTERNATIONAL INC NPV COMMON STOCK - LARGE CAP 559222401 2 44 SH   SOLE   44 0 0
MANULIFE FINANCIAL CORP COMMON STOCK - LARGE CAP 56501R106 6 355 SH   SOLE   355 0 0
MARATHON OIL CORP COMMON STOCK - LARGE CAP 565849106 72 3,200 SH   SOLE   3,200 0 0
MARATHON PETE CORP COMMON STOCK - LARGE CAP 56585A102 222 2,705 SH   SOLE   2,705 0 0
MARATHON PETE CORP COMMON STOCK - LARGE CAP 56585A102 8 100 SH   DFND   100 0 0
MARVELL TECHNOLOGY INC COMMON STOCK - LARGE CAP 573874104 1,311 30,127 SH   SOLE   30,127 0 0
MASTERCARD INC CL A COMMON STOCK - LARGE CAP 57636Q104 640 2,028 SH   SOLE   2,028 0 0
MCCORMICK & CO., INC. COMMON STOCK - LARGE CAP 579780206 261 3,130 SH   SOLE   3,130 0 0
MCDONALDS CORP COMMON STOCK - LARGE CAP 580135101 2,110 8,547 SH   SOLE   8,547 0 0
MCKESSON CORPORATION COMMON STOCK - LARGE CAP 58155Q103 103 315 SH   SOLE   315 0 0
MERCADOLIBRE INC USD 0.001 COMMON STOCK - LARGE CAP 58733R102 2 3 SH   SOLE   3 0 0
MERCK & CO INC NEW COMMON STOCK - LARGE CAP 58933Y105 1,061 11,637 SH   SOLE   11,637 0 0
MICROSOFT CORPORATION COMMON STOCK - LARGE CAP 594918104 8,447 32,890 SH   SOLE   32,890 0 0
MICROSOFT CORPORATION COMMON STOCK - LARGE CAP 594918104 32 125 SH   DFND   125 0 0
MICROCHIP TECHNOLOGY INC. COMMON STOCK - LARGE CAP 595017104 12 200 SH   SOLE   200 0 0
MID AMERICA APARTMENT COMMUNITIES INC COMMON STOCK - LARGE CAP 59522J103 17 100 SH   SOLE   100 0 0
MITSUBISHI UFJ FINL GROUP I NPV ADR COMMON STOCK - LARGE CAP 606822104 2 464 SH   SOLE   464 0 0
MODERNA INC COMMON STOCK - LARGE CAP 60770K107 14 100 SH   SOLE   100 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK - LARGE CAP 609207105 1,066 17,171 SH   SOLE   17,171 0 0
MONSTER BEVERAGE CORPORATION NEW NPV COMMON STOCK - LARGE CAP 61174X109 417 4,500 SH   SOLE   4,500 0 0
MOTOROLA, INC COM NEW COMMON STOCK - LARGE CAP 620076307 10 50 SH   SOLE   50 0 0
NATIONAL GRID PLC NPV ADR COMMON STOCK - LARGE CAP 636274409 3 51 SH   SOLE   51 0 0
NATIONAL HEALTH INVS INC COMMON STOCK - LARGE CAP 63633D104 97 1,600 SH   SOLE   1,600 0 0
NETFLIX INC COMMON STOCK - LARGE CAP 64110L106 108 615 SH   SOLE   615 0 0
NEXTERA ENERGY INC COM COMMON STOCK - LARGE CAP 65339F101 1,123 14,501 SH   SOLE   14,501 0 0
NEXTERA ENERGY INC COM COMMON STOCK - LARGE CAP 65339F101 12 150 SH   DFND   150 0 0
NIKE INC COMMON STOCK - LARGE CAP 654106103 229 2,240 SH   SOLE   2,240 0 0
NORDSTROM INC COMMON STOCK - LARGE CAP 655664100 2 100 SH   SOLE   100 0 0
NORTHERN TRUST CORPORATION COMMON STOCK - LARGE CAP 665859104 96 1,000 SH   SOLE   1,000 0 0
NORTHROP GRUMMAN CORPORATION USD 1.0 COMMON STOCK - LARGE CAP 666807102 60 125 SH   SOLE   125 0 0
NOVO-NORDISK A S DKK 10.0 ADR COMMON STOCK - LARGE CAP 670100205 3 27 SH   SOLE   27 0 0
NUCOR CORP COMMON STOCK - LARGE CAP 670346105 847 8,115 SH   SOLE   8,115 0 0
NUCOR CORP COMMON STOCK - LARGE CAP 670346105 10 100 SH   DFND   100 0 0
NVIDIA CORPORATION COMMON STOCK - LARGE CAP 67066G104 889 5,867 SH   SOLE   5,867 0 0
NUVEEN ENHAN AMT-FREE FUM CRE OPP MUTUAL FDS - ETF BONDS 67071L106 11 866 SH   SOLE   866 0 0
NUTRIEN LIMITED COMMON STOCK - LARGE CAP 67077M108 7 88 SH   SOLE   88 0 0
OKTA INC COMMON STOCK - LARGE CAP 679295105 3 30 SH   SOLE   30 0 0
OLD NATIONAL BANK COMMON STOCK - LARGE CAP 680033107 175 11,806 SH   SOLE   11,806 0 0
ORACLE SYSTEMS COMMON STOCK - LARGE CAP 68389X105 592 8,475 SH   SOLE   8,475 0 0
OTIS WORLDWIDE CORPORATION USD 0.01 COMMON STOCK - LARGE CAP 68902V107 623 8,814 SH   SOLE   8,814 0 0
PNC FINL SVCS GROUP INC COMMON STOCK - LARGE CAP 693475105 481 3,050 SH   SOLE   3,050 0 0
PPG INDS INC COMMON STOCK - LARGE CAP 693506107 297 2,594 SH   SOLE   2,594 0 0
PACKAGING CORPORATION AMER USD 0.01 COMMON STOCK - LARGE CAP 695156109 48 350 SH   SOLE   350 0 0
PALO ALTO NETWORKS INC COMMON STOCK - LARGE CAP 697435105 1,461 2,957 SH   SOLE   2,957 0 0
PAYCHEX COMMON STOCK - LARGE CAP 704326107 94 825 SH   SOLE   825 0 0
PAYCHEX COMMON STOCK - LARGE CAP 704326107 11 100 SH   DFND   100 0 0
PAYPAL HOLDINGS INC COMMON STOCK - LARGE CAP 70450Y103 403 5,769 SH   SOLE   5,769 0 0
PEPSICO INC COMMON STOCK - LARGE CAP 713448108 1,932 11,595 SH   SOLE   11,595 0 0
PFIZER COMPANY INC COMMON STOCK - LARGE CAP 717081103 495 9,440 SH   SOLE   9,440 0 0
PHILLIP MORRIS INT'L INC. COMMON STOCK - LARGE CAP 718172109 326 3,304 SH   SOLE   3,304 0 0
PHILLIPS 66 COMMON STOCK - LARGE CAP 718546104 315 3,837 SH   SOLE   3,837 0 0
PIMCO 0-5 YEAR HIGH YIELD CORP BOND ETF (USD) MUTUAL FDS - ETF BONDS 72201R783 7 76 SH   SOLE   76 0 0
PRINCIPAL FINANCIAL GROUP INC USD 0.01 COMMON STOCK - LARGE CAP 74251V102 6 83 SH   SOLE   83 0 0
PROCTER & GAMBLE CO COMMON STOCK - LARGE CAP 742718109 2,174 15,123 SH   SOLE   15,123 0 0
PRUDENTIAL FINANCIAL COMMON STOCK - LARGE CAP 744320102 517 5,400 SH   SOLE   5,400 0 0
QUALCOMM INCORPORATED COMMON STOCK - LARGE CAP 747525103 263 2,060 SH   SOLE   2,060 0 0
RAYTHEON TECHNOLOGIES CORP USD 1.0 COMMON STOCK - LARGE CAP 75513E101 1,276 13,273 SH   SOLE   13,273 0 0
REALTY INCOME COMMON STOCK - LARGE CAP 756109104 19 285 SH   SOLE   285 0 0
REGIONS FINANCIAL CORP NEW COMMON STOCK - LARGE CAP 7591EP100 113 6,000 SH   SOLE   6,000 0 0
RELX PLC NPV ADR COMMON STOCK - LARGE CAP 759530108 2 59 SH   SOLE   59 0 0
RITE AID CORPORATION USD 1.0 COMMON STOCK - LARGE CAP 767754872 1 150 SH   SOLE   150 0 0
ROKU INC COMMON STOCK - LARGE CAP 77543R102 2 27 SH   SOLE   27 0 0
SHELL PLC NPV ADR COMMON STOCK - LARGE CAP 780259305 3 55 SH   SOLE   55 0 0
RYANAIR HOLDINGS PLC EUR 0.006 ADR COMMON STOCK - LARGE CAP 783513203 1 16 SH   SOLE   16 0 0
SK TELECOM CO LTD NPV ADR COMMON STOCK - LARGE CAP 78440P306 2 112 SH   SOLE   112 0 0
S & P DEPOSITORY RECEIPTS COMMON STOCK - LARGE CAP 78462F103 119 316 SH   SOLE   316 0 0
SPDR GOLD TRUST COMMON STOCK - LARGE CAP 78463V107 23 135 SH   SOLE   135 0 0
SPDR S&P REGIONAL BANKING ETF (USD) MUTUAL FDS - ETF LGE CAP STOCK 78464A698 7 117 SH   SOLE   117 0 0
SPDR SERIE DIVIDEND ETF COMMON STOCK - LARGE CAP 78464A763 4 36 SH   SOLE   36 0 0
SPDR SER TR S&P HOMEBUILDERS ETF COMMON STOCK - LARGE CAP 78464A888 25 450 SH   SOLE   450 0 0
SPDR S&P MIDCAP 400 ETF TR Z COMMON STOCK - MID-CAP 78467Y107 83 200 SH   SOLE   200 0 0
SVB FINANCIAL GROUP USD 0.001 COMMON STOCK - LARGE CAP 78486Q101 16 40 SH   SOLE   40 0 0
SALESFORCE.COM COMMON STOCK - LARGE CAP 79466L302 1,311 7,943 SH   SOLE   7,943 0 0
SANOFI. EUR 2.0 ADR COMMON STOCK - LARGE CAP 80105N105 5 101 SH   SOLE   101 0 0
SCHLUMBERGER LTD COMMON STOCK - LARGE CAP 806857108 89 2,500 SH   SOLE   2,500 0 0
SCHWAB CHARLES CORP NEW COMMON STOCK - LARGE CAP 808513105 63 1,000 SH   SOLE   1,000 0 0
SCHWAB STR US TIPS ETF MUTUAL FDS - ETF LGE CAP STOCK 808524870 0 6 SH   SOLE   6 0 0
SEA LTD USD 0.0005 ADR COMMON STOCK - LARGE CAP 81141R100 1 10 SH   SOLE   10 0 0
HEALTH CARE SELECT SECTOR COMMON STOCK - LARGE CAP 81369Y209 2 19 SH   SOLE   19 0 0
SECTOR SPDR TR-SHS BEN INT-ENERGY MUTUAL FDS - ETF LGE CAP STOCK 81369Y506 5 74 SH   SOLE   74 0 0
SELECT SECTOR SPDR TR COMMON STOCK - LARGE CAP 81369Y605 18 568 SH   SOLE   568 0 0
SELECT SECTOR SPDR TECHNOLOGY MUTUAL FDS - ETF LGE CAP STOCK 81369Y803 6 47 SH   SOLE   47 0 0
SELECT SECTOR SPDR UTILITIES MUTUAL FDS - ETF LGE CAP STOCK 81369Y886 2 34 SH   SOLE   34 0 0
SHERWIN-WILLIAMS COMPANY USD1.0 COMMON STOCK - LARGE CAP 824348106 27 120 SH   SOLE   120 0 0
SKECHERS U.S.A. INC COMMON STOCK - LARGE CAP 830566105 18 500 SH   SOLE   500 0 0
SKYWORKS SOLUTIONS INC COMMON STOCK - LARGE CAP 83088M102 434 4,690 SH   SOLE   4,690 0 0
SONY CORPORATION COMMON STOCK - LARGE CAP 835699307 5 61 SH   SOLE   61 0 0
SOUTHERN CO COMMON STOCK - LARGE CAP 842587107 205 2,880 SH   SOLE   2,880 0 0
SOUTHWEST AIRLINES COMMON STOCK - LARGE CAP 844741108 96 2,670 SH   SOLE   2,670 0 0
STARBUCKS CORPORATION COMMON STOCK - LARGE CAP 855244109 750 9,818 SH   SOLE   9,818 0 0
STATE STREET CORPORATION COMMON STOCK - LARGE CAP 857477103 56 915 SH   SOLE   915 0 0
STRYKER CORPORATION COMMON STOCK - LARGE CAP 863667101 2,892 14,537 SH   SOLE   14,537 0 0
SYNOPSYS INC USD 0.01 COMMON STOCK - LARGE CAP 871607107 40 132 SH   SOLE   132 0 0
SYNCHRONY FINANCIAL COMMON STOCK - LARGE CAP 87165B103 1 41 SH   SOLE   41 0 0
SYSCO CORPORATION COMMON STOCK - LARGE CAP 871829107 570 6,735 SH   SOLE   6,735 0 0
SYSCO CORPORATION COMMON STOCK - LARGE CAP 871829107 17 200 SH   DFND   200 0 0
TJX COMPANIES, INC. COMMON STOCK - LARGE CAP 872540109 903 16,167 SH   SOLE   16,167 0 0
T-MOBILE US INC COMMON STOCK - LARGE CAP 872590104 1,579 11,733 SH   SOLE   11,733 0 0
TAIWAN SEMICONDUCTOR MANUFACTURING CO LTD COMMON STOCK - LARGE CAP 874039100 6 69 SH   SOLE   69 0 0
TARGET CORP COMMON STOCK - LARGE CAP 87612E106 1,384 9,797 SH   SOLE   9,797 0 0
ED NPV COMMON STOCK - LARGE CAP 878742204 2 70 SH   SOLE   70 0 0
TELUS CORP NPV COMMON STOCK - LARGE CAP 87971M103 4 200 SH   SOLE   200 0 0
TEMPUR SEALY INTL INC USD 0.01 COMMON STOCK - LARGE CAP 88023U101 12 576 SH   SOLE   576 0 0
TESLA MOTORS INC COMMON STOCK - LARGE CAP 88160R101 321 477 SH   SOLE   477 0 0
TEXAS INSTRUMENTS INC COMMON STOCK - LARGE CAP 882508104 139 903 SH   SOLE   903 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK - LARGE CAP 883556102 912 1,678 SH   SOLE   1,678 0 0
THOMSON REUTERS CORP NPV COMMON STOCK - LARGE CAP 884903709 2 19 SH   SOLE   19 0 0
3M COMPANY COMMON STOCK - LARGE CAP 88579Y101 192 1,480 SH   SOLE   1,480 0 0
TORONTO DOMINION BANK ONT NPV COMMON STOCK - LARGE CAP 891160509 6 97 SH   SOLE   97 0 0
TOTAL S E COMMON STOCK - LARGE CAP 89151E109 56 1,055 SH   SOLE   1,055 0 0
TOYOTA MOTOR CORP ADR COMMON STOCK - LARGE CAP 892331307 7 47 SH   SOLE   47 0 0
TRACTOR SUPPLY CO COMMON STOCK - LARGE CAP 892356106 251 1,293 SH   SOLE   1,293 0 0
TRAVELERS COS INC COMMON STOCK - LARGE CAP 89417E109 126 743 SH   SOLE   743 0 0
TREDEGAR CORP COMMON STOCK - LARGE CAP 894650100 20 2,010 SH   SOLE   2,010 0 0
TRUST FINANCIAL CORP USD 5.0 COMMON STOCK - LARGE CAP 89832Q109 8 165 SH   SOLE   165 0 0
TYSON FOODS INC CLASS A COMMON STOCK - LARGE CAP 902494103 15 171 SH   SOLE   171 0 0
US BANCORP DEL COMPANY COMMON STOCK - LARGE CAP 902973304 355 7,718 SH   SOLE   7,718 0 0
UNILEVER ADR COMMON STOCK - LARGE CAP 904767704 244 5,315 SH   SOLE   5,315 0 0
UNION PACIFIC CORPORATION COMMON STOCK - LARGE CAP 907818108 1,382 6,480 SH   SOLE   6,480 0 0
UNION PACIFIC CORPORATION COMMON STOCK - LARGE CAP 907818108 27 125 SH   DFND   125 0 0
UNITED PARCEL SERVICE COMMON STOCK - LARGE CAP 911312106 671 3,678 SH   SOLE   3,678 0 0
UNITEDHEALTH GROUP INC COMMON STOCK - LARGE CAP 91324P102 4,765 9,277 SH   SOLE   9,277 0 0
UNIVERSAL DISPLAY CORP USD 0.01 COMMON STOCK - LARGE CAP 91347P105 40 400 SH   SOLE   400 0 0
VALERO ENERGY COMMON STOCK - LARGE CAP 91913Y100 932 8,770 SH   SOLE   8,770 0 0
VANECK EM HIGH YIELD BOND ETF (USD) MUTUAL FDS - ETF BONDS 92189F353 11 605 SH   SOLE   605 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF MUTUAL FDS - ETF INT'L STOCK 921943858 43 1,058 SH   SOLE   1,058 0 0
VANGUARD FTSE EUROPE ETF (USD) MUTUAL FDS - ETF BONDS 922042874 4 69 SH   SOLE   69 0 0
VEEVA SYS INC USD 0.00001 COMMON STOCK - LARGE CAP 922475108 89 450 SH   SOLE   450 0 0
VANGUARD/VANGUARD MID-CAP GROWTH ETF MUTUAL FDS - ETF MID CAP STOCK 922908538 21 121 SH   SOLE   121 0 0
VANGUARD REAL ESTATE ETF COMMON STOCK - LARGE CAP 922908553 44 485 SH   SOLE   485 0 0
VANGUARD SMALL CAP VALUE ETF MUTUAL FDS - ETF SMALL CAP 922908611 105 700 SH   SOLE   700 0 0
VANGUARD I VANGUARD LARGE CAP ETF MUTUAL FDS - ETF LGE CAP STOCK 922908637 26 153 SH   SOLE   153 0 0
VANGUARD GROWTH ETF MUTUAL FDS - ETF SMALL CAP 922908736 48 217 SH   SOLE   217 0 0
VANGUARD VALUE ETF MUTUAL FDS - ETF LGE CAP STOCK 922908744 23 173 SH   SOLE   173 0 0
VANGUARD SMALL-CAP ETF MUTUAL FDS - ETF SMALL CAP 922908751 1 8 SH   SOLE   8 0 0
VERIZON COMMUNICATIONS INC USD 1.0 COMMON STOCK - LARGE CAP 92343V104 1,275 25,115 SH   SOLE   25,115 0 0
VERIZON COMMUNICATIONS INC USD 1.0 COMMON STOCK - LARGE CAP 92343V104 8 150 SH   DFND   150 0 0
VIATRIS INC NPV COMMON STOCK - LARGE CAP 92556V106 3 327 SH   SOLE   327 0 0
VICI PROPERTIES COM USD 0.01 COMMON STOCK - LARGE CAP 925652109 6 201 SH   SOLE   201 0 0
VISA INC COMMON STOCK - LARGE CAP 92826C839 3,172 16,112 SH   SOLE   16,112 0 0
VISA INC COMMON STOCK - LARGE CAP 92826C839 39 200 SH   DFND   200 0 0
VIRTUS INVESTMENT PARTNERS COMMON STOCK - LARGE CAP 92828Q109 19 111 SH   SOLE   111 0 0
WABTEC ISD 0.01 COMMON STOCK - LARGE CAP 929740108 2 24 SH   SOLE   24 0 0
WALMART INC COMMON STOCK - LARGE CAP 931142103 3,712 30,530 SH   SOLE   30,530 0 0
WALMART INC COMMON STOCK - LARGE CAP 931142103 12 100 SH   DFND   100 0 0
WALGREENS BOOTS ALLIANCE I USD 0.01 COMMON STOCK - LARGE CAP 931427108 42 1,100 SH   SOLE   1,100 0 0
WARNER BROS DISCOVERY INC NPV COMMON STOCK - LARGE CAP 934423104 20 1,516 SH   SOLE   1,516 0 0
WASTE MANAGEMENT INC COMMON STOCK - LARGE CAP 94106L109 1,808 11,817 SH   SOLE   11,817 0 0
WELLS FARGO & COMPANY NEW COMMON STOCK - LARGE CAP 949746101 325 8,290 SH   SOLE   8,290 0 0
WENDY'S CO USD 0.1 COMMON STOCK - LARGE CAP 95058W100 28 1,500 SH   SOLE   1,500 0 0
WESTERN UNION COMPANY COMMON STOCK - LARGE CAP 959802109 25 1,500 SH   SOLE   1,500 0 0
WILLIAMS COMPANIES INC. COMMON STOCK - LARGE CAP 969457100 3 106 SH   SOLE   106 0 0
WISDOMTREE FLOATING RATE TREASURY ETF (USD) MUTUAL FDS - ETF BONDS 97717Y527 20 398 SH   SOLE   398 0 0
YETI HOLDINGS INC USD 0.01 COMMON STOCK - LARGE CAP 98585X104 4 86 SH   SOLE   86 0 0
YUM BRANDS INC COMMON STOCK - LARGE CAP 988498101 154 1,360 SH   SOLE   1,360 0 0
YUM CHINA HOLDINGS INC USD 0.01 COMMON STOCK - LARGE CAP 98850P109 27 560 SH   SOLE   560 0 0
ZIMVIE INC COMMON STOCK - LARGE CAP 98888T107 0 30 SH   SOLE   30 0 0
ZEVIA PBC CL A COMMON STOCK - LARGE CAP 98955K104 28 10,000 SH   SOLE   10,000 0 0
ZIMMER BIOMET HOLDINGS, INC COMMON STOCK - LARGE CAP 98956P102 105 1,000 SH   SOLE   1,000 0 0
ZOOM VIDEO COMMUNICATIONS COMMON STOCK - LARGE CAP 98980L101 2 20 SH   SOLE   20 0 0