The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   2,479,917 23,380 SH   SOLE   23,380 0 0
ABBOTT LABS COM 002824100   4,916,291 43,254 SH   SOLE   43,254 0 0
ABBVIE INC COM 00287Y109   5,142,271 28,239 SH   SOLE   28,239 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,772,217 5,113 SH   SOLE   5,113 0 0
ADOBE INC COM 00724F101   8,961,696 17,760 SH   SOLE   17,760 0 0
AIR PRODS & CHEMS INC COM 009158106   1,076,704 4,412 SH   SOLE   4,412 0 0
ALBEMARLE CORP COM 012653101   513,100 3,883 SH   SOLE   3,883 0 0
ALLSTATE CORP COM 020002101   1,411,601 8,116 SH   SOLE   8,116 0 0
ALPHABET INC CAP STK CL C 02079K107   18,413,563 120,935 SH   SOLE   120,935 0 0
ALPHABET INC CAP STK CL A 02079K305   17,780,007 117,803 SH   SOLE   117,803 0 0
ALTRIA GROUP INC COM 02209S103   2,451,006 54,944 SH   SOLE   54,944 0 0
AMAZON COM INC COM 023135106   28,810,835 159,723 SH   SOLE   159,723 0 0
AMERICAN ELEC PWR CO INC COM 025537101   274,142 3,184 SH   SOLE   3,184 0 0
AMERICAN EXPRESS CO COM 025816109   2,086,323 9,163 SH   SOLE   9,163 0 0
AMERIPRISE FINL INC COM 03076C106   19,390,009 44,225 SH   SOLE   44,225 0 0
AMGEN INC COM 031162100   9,689,057 34,078 SH   SOLE   34,078 0 0
APPLE INC COM 037833100   55,902,314 325,999 SH   SOLE   325,999 0 0
APPLIED MATLS INC COM 038222105   14,373,696 69,697 SH   SOLE   69,697 0 0
APTARGROUP INC COM 038336103   1,272,851 8,846 SH   SOLE   8,846 0 0
ARCHER DANIELS MIDLAND CO COM 039483102   902,705 14,372 SH   SOLE   14,372 0 0
AT&T INC COM 00206R102   586,133 33,303 SH   SOLE   33,303 0 0
ATRICURE INC COM 04963C209   212,940 7,000 SH   SOLE   7,000 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   4,787,382 19,064 SH   SOLE   19,064 0 0
BANK AMERICA CORP COM 060505104   986,993 25,866 SH   SOLE   25,866 0 0
BANK NEW YORK MELLON CORP COM 064058100   1,179,309 20,467 SH   SOLE   20,467 0 0
BECTON DICKINSON & CO COM 075887109   2,166,198 8,723 SH   SOLE   8,723 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   634,440 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,852,808 6,784 SH   SOLE   6,784 0 0
BLACKROCK INC COM 09247X101   2,714,527 3,256 SH   SOLE   3,256 0 0
BLACKSTONE INC COM 09260D107   1,048,464 7,981 SH   SOLE   7,981 0 0
BOOKING HOLDINGS INC COM 09857L108   15,498,303 4,272 SH   SOLE   4,272 0 0
BOSTON SCIENTIFIC CORP COM 101137107   206,292 3,012 SH   SOLE   3,012 0 0
BP PLC SPONSORED ADR 055622104   388,255 10,304 SH   SOLE   10,304 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   2,019,851 37,246 SH   SOLE   37,246 0 0
BROADCOM INC COM 11135F101   17,487,927 13,168 SH   SOLE   13,168 0 0
C H ROBINSON WORLDWIDE INC COM NEW 12541W209   1,071,490 13,952 SH   SOLE   13,952 0 0
CANADIAN NATL RY CO COM 136375102   1,655,200 12,567 SH   SOLE   12,567 0 0
CAPITAL ONE FINL CORP COM 14040H105   1,012,005 6,797 SH   SOLE   6,797 0 0
CARDINAL HEALTH INC COM 14149Y108   1,409,054 12,536 SH   SOLE   12,536 0 0
CARMAX INC COM 143130102   239,727 2,752 SH   SOLE   2,752 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   412,607 7,098 SH   SOLE   7,098 0 0
CATERPILLAR INC COM 149123101   3,257,563 8,890 SH   SOLE   8,890 0 0
CENCORA INC COM 03073E105   686,690 2,826 SH   SOLE   2,826 0 0
CHEVRON CORP NEW COM 166764100   20,682,712 131,119 SH   SOLE   131,119 0 0
CHUBB LIMITED COM H1467J104   8,462,521 32,585 SH   SOLE   32,585 0 0
CHURCH & DWIGHT CO INC COM 171340102   575,478 5,517 SH   SOLE   5,517 0 0
CISCO SYS INC COM 17275R102   14,850,525 297,546 SH   SOLE   297,546 0 0
COCA COLA CO COM 191216100   3,613,935 58,602 SH   SOLE   58,602 0 0
COLGATE PALMOLIVE CO COM 194162103   2,693,215 29,908 SH   SOLE   29,908 0 0
COMCAST CORP NEW CL A 20030N101   526,963 12,156 SH   SOLE   12,156 0 0
CONOCOPHILLIPS COM 20825C104   1,490,703 11,712 SH   SOLE   11,712 0 0
CONSTELLATION BRANDS INC CL A 21036P108   1,210,691 4,455 SH   SOLE   4,455 0 0
CORNING INC COM 219350105   242,256 7,350 SH   SOLE   7,350 0 0
CORTEVA INC COM 22052L104   1,070,471 18,562 SH   SOLE   18,562 0 0
COSTCO WHSL CORP NEW COM 22160K105   497,456 679 SH   SOLE   679 0 0
CSX CORP COM 126408103   1,086,744 29,316 SH   SOLE   29,316 0 0
CVS HEALTH CORP COM 126650100   9,021,840 113,112 SH   SOLE   113,112 0 0
DANAHER CORPORATION COM 235851102   892,214 3,569 SH   SOLE   3,569 0 0
DEERE & CO COM 244199105   1,310,828 3,180 SH   SOLE   3,180 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   303,760 5,331 SH   SOLE   5,331 0 0
DISNEY WALT CO COM 254687106   3,769,497 30,807 SH   SOLE   30,807 0 0
DOLLAR TREE INC COM 256746108   830,190 6,235 SH   SOLE   6,235 0 0
DOMINION ENERGY INC COM 25746U109   1,388,043 28,218 SH   SOLE   28,218 0 0
DOVER CORP COM 260003108   4,559,276 25,731 SH   SOLE   25,731 0 0
DOW INC COM 260557103   1,269,073 21,907 SH   SOLE   21,907 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   6,326,285 65,415 SH   SOLE   65,415 0 0
DUPONT DE NEMOURS INC COM 26614N102   1,578,099 20,583 SH   SOLE   20,583 0 0
EASTMAN CHEM CO COM 277432100   2,565,613 25,595 SH   SOLE   25,595 0 0
EATON CORP PLC SHS G29183103   22,431,869 71,598 SH   SOLE   71,598 0 0
ELEVANCE HEALTH INC COM 036752103   16,103,260 31,055 SH   SOLE   31,055 0 0
ELI LILLY & CO COM 532457108   5,558,524 7,145 SH   SOLE   7,145 0 0
EMERSON ELEC CO COM 291011104   4,095,860 36,112 SH   SOLE   36,112 0 0
ESSENTIAL UTILS INC COM 29670G102   209,333 5,650 SH   SOLE   5,650 0 0
EVEREST GROUP LTD COM G3223R108   1,930,658 4,857 SH   SOLE   4,857 0 0
EXXON MOBIL CORP COM 30231G102   23,239,979 199,931 SH   SOLE   199,931 0 0
FASTENAL CO COM 311900104   217,689 2,822 SH   SOLE   2,822 0 0
FEDERATED HERMES INC CL B 314211103   457,315 12,661 SH   SOLE   12,661 0 0
FEDEX CORP COM 31428X106   363,168 1,248 SH   SOLE   1,248 0 0
FLEX LTD ORD Y2573F102   300,405 10,500 SH   SOLE   10,500 0 0
FREEPORT-MCMORAN INC CL B 35671D857   263,312 5,600 SH   SOLE   5,600 0 0
GENERAL DYNAMICS CORP COM 369550108   3,215,301 11,382 SH   SOLE   11,382 0 0
GENERAL ELECTRIC CO COM NEW 369604301   692,641 3,946 SH   SOLE   3,946 0 0
GENERAL MLS INC COM 370334104   418,421 5,980 SH   SOLE   5,980 0 0
GILEAD SCIENCES INC COM 375558103   542,783 7,410 SH   SOLE   7,410 0 0
GLOBE LIFE INC COM 37959E102   810,517 6,965 SH   SOLE   6,965 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   10,514,143 25,172 SH   SOLE   25,172 0 0
HANOVER INS GROUP INC COM 410867105   2,011,565 14,688 SH   SOLE   14,688 0 0
HOME DEPOT INC COM 437076102   10,196,662 26,581 SH   SOLE   26,581 0 0
HONEYWELL INTL INC COM 438516106   525,235 2,559 SH   SOLE   2,559 0 0
HORMEL FOODS CORP COM 440452100   771,034 22,099 SH   SOLE   22,099 0 0
HUBBELL INC COM 443510607   451,159 1,087 SH   SOLE   1,087 0 0
ILLINOIS TOOL WKS INC COM 452308109   3,713,011 13,766 SH   SOLE   13,766 0 0
INGREDION INC COM 457187102   867,874 7,378 SH   SOLE   7,378 0 0
INTEL CORP COM 458140100   3,303,901 74,800 SH   SOLE   74,800 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   2,521,245 13,203 SH   SOLE   13,203 0 0
INVESCO EXCH TRADED FD TR II KBW BK ETF 46138E628   7,397,621 137,861 SH   SOLE   137,861 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   18,990,900 112,127 SH   SOLE   112,127 0 0
ISHARES GOLD TR ISHARES NEW 464285204   357,631 8,513 SH   SOLE   8,513 0 0
ISHARES INC CORE MSCI EMKT 46434G103   17,495,754 339,065 SH   SOLE   339,065 0 0
ISHARES TR SELECT DIVID ETF 464287168   724,791 5,884 SH   SOLE   5,884 0 0
ISHARES TR CORE S&P500 ETF 464287200   84,019,269 159,814 SH   SOLE   159,814 0 0
ISHARES TR CORE US AGGBD ET 464287226   8,080,344 82,503 SH   SOLE   82,503 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   230,418 5,609 SH   SOLE   5,609 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   3,810,777 45,130 SH   SOLE   45,130 0 0
ISHARES TR S&P 500 VAL ETF 464287408   1,383,888 7,408 SH   SOLE   7,408 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,246,535 15,609 SH   SOLE   15,609 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   658,609 5,255 SH   SOLE   5,255 0 0
ISHARES TR RUS MD CP GR ETF 464287481   897,140 7,860 SH   SOLE   7,860 0 0
ISHARES TR RUS MID CAP ETF 464287499   1,777,831 21,142 SH   SOLE   21,142 0 0
ISHARES TR CORE S&P MCP ETF 464287507   34,031,163 560,276 SH   SOLE   560,276 0 0
ISHARES TR EXPANDED TECH 464287515   4,857,064 56,961 SH   SOLE   56,961 0 0
ISHARES TR ISHARES SEMICDTR 464287523   5,564,636 24,631 SH   SOLE   24,631 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   682,946 3,813 SH   SOLE   3,813 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   6,631,459 19,675 SH   SOLE   19,675 0 0
ISHARES TR RUS 1000 ETF 464287622   822,326 2,855 SH   SOLE   2,855 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   2,188,561 13,781 SH   SOLE   13,781 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   1,749,543 8,319 SH   SOLE   8,319 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   1,169,112 3,896 SH   SOLE   3,896 0 0
ISHARES TR U.S. TECH ETF 464287721   7,779,456 57,600 SH   SOLE   57,600 0 0
ISHARES TR CORE S&P SCP ETF 464287804   17,593,900 159,192 SH   SOLE   159,192 0 0
ISHARES TR SP SMCP600VL ETF 464287879   294,510 2,866 SH   SOLE   2,866 0 0
ISHARES TR S&P SML 600 GWT 464287887   440,037 3,366 SH   SOLE   3,366 0 0
ISHARES TR MSCI ACWI ETF 464288257   1,322,111 12,005 SH   SOLE   12,005 0 0
ISHARES TR NATIONAL MUN ETF 464288414   3,682,718 34,226 SH   SOLE   34,226 0 0
ISHARES TR MBS ETF 464288588   1,394,341 15,087 SH   SOLE   15,087 0 0
ISHARES TR INTRM GOV CR ETF 464288612   6,050,180 58,186 SH   SOLE   58,186 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   1,223,436 23,710 SH   SOLE   23,710 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   1,749,930 34,125 SH   SOLE   34,125 0 0
ISHARES TR SHORT TREAS BD 464288679   9,710,386 87,845 SH   SOLE   87,845 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747   495,758 4,986 SH   SOLE   4,986 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   32,786,559 483,150 SH   SOLE   483,150 0 0
ISHARES TR CORE MSCI EAFE 46432F842   14,891,872 200,645 SH   SOLE   200,645 0 0
ISHARES U S ETF TR BLACKROCK SH DUR 46431W507   6,181,350 122,500 SH   SOLE   122,500 0 0
JOHNSON & JOHNSON COM 478160104   15,680,660 99,125 SH   SOLE   99,125 0 0
JOHNSON CTLS INTL PLC SHS G51502105   1,022,760 15,570 SH   SOLE   15,570 0 0
JPMORGAN CHASE & CO COM 46625H100   31,371,925 156,625 SH   SOLE   156,625 0 0
KIMBERLY-CLARK CORP COM 494368103   3,814,398 29,181 SH   SOLE   29,181 0 0
KINSALE CAP GROUP INC COM 49714P108   1,967,775 3,750 SH   SOLE   3,750 0 0
KLA CORP COM NEW 482480100   3,660,507 5,240 SH   SOLE   5,240 0 0
KRAFT HEINZ CO COM 500754106   352,336 9,446 SH   SOLE   9,446 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   203,724 956 SH   SOLE   956 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409   218,460 1,000 SH   SOLE   1,000 0 0
LOCKHEED MARTIN CORP COM 539830109   5,710,238 12,508 SH   SOLE   12,508 0 0
LOWES COS INC COM 548661107   10,495,131 41,201 SH   SOLE   41,201 0 0
MARATHON PETE CORP COM 56585A102   2,043,613 10,142 SH   SOLE   10,142 0 0
MARKEL GROUP INC COM 570535104   6,536,278 4,296 SH   SOLE   4,296 0 0
MASTERCARD INCORPORATED CL A 57636Q104   463,270 962 SH   SOLE   962 0 0
MCCORMICK & CO INC COM NON VTG 579780206   582,911 7,589 SH   SOLE   7,589 0 0
MCDONALDS CORP COM 580135101   4,673,321 16,575 SH   SOLE   16,575 0 0
MEDTRONIC PLC SHS G5960L103   2,073,410 23,604 SH   SOLE   23,604 0 0
MERCK & CO INC COM 58933Y105   13,611,414 102,661 SH   SOLE   102,661 0 0
META PLATFORMS INC CL A 30303M102   25,433,709 52,378 SH   SOLE   52,378 0 0
MICROSOFT CORP COM 594918104   60,356,593 143,460 SH   SOLE   143,460 0 0
MOLSON COORS BEVERAGE CO CL B 60871R209   318,631 4,738 SH   SOLE   4,738 0 0
MONDELEZ INTL INC CL A 609207105   2,116,976 30,060 SH   SOLE   30,060 0 0
MORGAN STANLEY COM NEW 617446448   9,665,995 102,655 SH   SOLE   102,655 0 0
MSC INDL DIRECT INC CL A 553530106   794,466 8,187 SH   SOLE   8,187 0 0
NEXSTAR MEDIA GROUP INC COMMON STOCK 65336K103   2,138,119 12,410 SH   SOLE   12,410 0 0
NEXTERA ENERGY INC COM 65339F101   1,006,860 15,754 SH   SOLE   15,754 0 0
NIKE INC CL B 654106103   1,040,403 11,030 SH   SOLE   11,030 0 0
NORFOLK SOUTHN CORP COM 655844108   16,072,612 63,062 SH   SOLE   63,062 0 0
NORTHERN TR CORP COM 665859104   1,018,315 11,356 SH   SOLE   11,356 0 0
NORTHROP GRUMMAN CORP COM 666807102   277,144 579 SH   SOLE   579 0 0
NOVARTIS AG SPONSORED ADR 66987V109   1,524,023 15,169 SH   SOLE   15,169 0 0
NOVO-NORDISK A S ADR 670100205   4,446,343 34,380 SH   SOLE   34,380 0 0
NVIDIA CORPORATION COM 67066G104   21,453,245 23,743 SH   SOLE   23,743 0 0
ORACLE CORP COM 68389X105   24,231,299 192,909 SH   SOLE   192,909 0 0
OTIS WORLDWIDE CORP COM 68902V107   310,119 3,124 SH   SOLE   3,124 0 0
PACKAGING CORP AMER COM 695156109   2,525,035 13,218 SH   SOLE   13,218 0 0
PARKER-HANNIFIN CORP COM 701094104   4,599,162 8,275 SH   SOLE   8,275 0 0
PEPSICO INC COM 713448108   13,368,214 75,912 SH   SOLE   75,912 0 0
PFIZER INC COM 717081103   7,676,859 276,644 SH   SOLE   276,644 0 0
PHILIP MORRIS INTL INC COM 718172109   3,553,574 38,269 SH   SOLE   38,269 0 0
PHILLIPS 66 COM 718546104   1,449,479 8,874 SH   SOLE   8,874 0 0
PNC FINL SVCS GROUP INC COM 693475105   10,126,826 62,666 SH   SOLE   62,666 0 0
PRICE T ROWE GROUP INC COM 74144T108   1,899,270 15,578 SH   SOLE   15,578 0 0
PROCTER AND GAMBLE CO COM 742718109   15,646,976 96,437 SH   SOLE   96,437 0 0
PULTE GROUP INC COM 745867101   6,453,170 53,500 SH   SOLE   53,500 0 0
QUALCOMM INC COM 747525103   3,720,537 21,976 SH   SOLE   21,976 0 0
QUEST DIAGNOSTICS INC COM 74834L100   2,595,013 19,495 SH   SOLE   19,495 0 0
ROYAL BK CDA COM 780087102   257,244 2,550 SH   SOLE   2,550 0 0
RTX CORPORATION COM 75513E101   9,870,443 101,204 SH   SOLE   101,204 0 0
SCHLUMBERGER LTD COM STK 806857108   8,543,721 155,347 SH   SOLE   155,347 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   4,696,882 76,935 SH   SOLE   76,935 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   17,981,823 289,749 SH   SOLE   289,749 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   16,200,595 174,726 SH   SOLE   174,726 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   4,905,017 60,236 SH   SOLE   60,236 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,020,366 41,031 SH   SOLE   41,031 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   833,048 32,992 SH   SOLE   32,992 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   777,352 9,641 SH   SOLE   9,641 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   735,644 18,853 SH   SOLE   18,853 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   269,607 1,825 SH   SOLE   1,825 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   5,116,807 67,009 SH   SOLE   67,009 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   3,209,185 33,992 SH   SOLE   33,992 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,166,798 27,702 SH   SOLE   27,702 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   5,513,323 26,472 SH   SOLE   26,472 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   3,374,844 41,328 SH   SOLE   41,328 0 0
SENSIENT TECHNOLOGIES CORP COM 81725T100   672,458 9,719 SH   SOLE   9,719 0 0
SHELL PLC SPON ADS 780259305   1,527,372 22,783 SH   SOLE   22,783 0 0
SOUTHERN CO COM 842587107   468,104 6,525 SH   SOLE   6,525 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,402,363 38,750 SH   SOLE   38,750 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   2,061,875 57,530 SH   SOLE   57,530 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   11,082,931 21,124 SH   SOLE   21,124 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   486,065 872 SH   SOLE   872 0 0
SPDR SER TR PORT MTG BK ETF 78464A383   260,640 12,000 SH   SOLE   12,000 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   868,283 17,331 SH   SOLE   17,331 0 0
STANLEY BLACK & DECKER INC COM 854502101   791,372 8,081 SH   SOLE   8,081 0 0
STANTEC INC COM 85472N109   522,865 6,285 SH   SOLE   6,285 0 0
STARBUCKS CORP COM 855244109   3,011,483 32,952 SH   SOLE   32,952 0 0
STRYKER CORPORATION COM 863667101   1,004,276 2,800 SH   SOLE   2,800 0 0
SYSCO CORP COM 871829107   2,382,958 29,354 SH   SOLE   29,354 0 0
TARGET CORP COM 87612E106   9,704,397 54,762 SH   SOLE   54,762 0 0
TEXAS INSTRS INC COM 882508104   261,489 1,501 SH   SOLE   1,501 0 0
THE CIGNA GROUP COM 125523100   542,969 1,495 SH   SOLE   1,495 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   19,519,178 33,565 SH   SOLE   33,565 0 0
TJX COS INC NEW COM 872540109   13,591,193 134,009 SH   SOLE   134,009 0 0
TORO CO COM 891092108   1,132,029 12,306 SH   SOLE   12,306 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109   6,146,278 88,716 SH   SOLE   88,716 0 0
TRACTOR SUPPLY CO COM 892356106   545,424 2,084 SH   SOLE   2,084 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   15,743,101 52,340 SH   SOLE   52,340 0 0
TRAVELERS COMPANIES INC COM 89417E109   1,320,666 5,715 SH   SOLE   5,715 0 0
TRUIST FINL CORP COM 89832Q109   1,054,721 27,058 SH   SOLE   27,058 0 0
UNILEVER PLC SPON ADR NEW 904767704   9,272,101 184,740 SH   SOLE   184,740 0 0
UNION PAC CORP COM 907818108   1,726,113 6,992 SH   SOLE   6,992 0 0
UNITED PARCEL SERVICE INC CL B 911312106   7,336,080 49,358 SH   SOLE   49,358 0 0
UNITEDHEALTH GROUP INC COM 91324P102   15,048,226 30,419 SH   SOLE   30,419 0 0
UNIVERSAL CORP VA COM 913456109   294,183 5,688 SH   SOLE   5,688 0 0
US BANCORP DEL COM NEW 902973304   890,371 19,701 SH   SOLE   19,701 0 0
VALERO ENERGY CORP COM 91913Y100   260,814 1,528 SH   SOLE   1,528 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   1,639,327 16,151 SH   SOLE   16,151 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   6,815,305 137,544 SH   SOLE   137,544 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,611,980 7,514 SH   SOLE   7,514 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   1,869,815 7,930 SH   SOLE   7,930 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   784,720 9,074 SH   SOLE   9,074 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   11,493,060 45,998 SH   SOLE   45,998 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   779,949 3,412 SH   SOLE   3,412 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   2,144,831 36,570 SH   SOLE   36,570 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,402,976 105,410 SH   SOLE   105,410 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   404,800 8,000 SH   SOLE   8,000 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   7,698,224 132,568 SH   SOLE   132,568 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,420,564 18,375 SH   SOLE   18,375 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   8,181,016 139,727 SH   SOLE   139,727 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   3,294,872 40,925 SH   SOLE   40,925 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   852,606 4,669 SH   SOLE   4,669 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   6,018,784 99,814 SH   SOLE   99,814 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   27,220,536 542,566 SH   SOLE   542,566 0 0
VANGUARD WORLD FD ENERGY ETF 92204A306   1,314,629 9,982 SH   SOLE   9,982 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   12,485,584 23,812 SH   SOLE   23,812 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   779,124 18,568 SH   SOLE   18,568 0 0
VIRGINIA NATL BANKSHARES COR COM 928031103   511,700 17,000 SH   SOLE   17,000 0 0
VISA INC COM CL A 92826C839   13,360,676 47,874 SH   SOLE   47,874 0 0
WALMART INC COM 931142103   9,574,707 158,620 SH   SOLE   158,620 0 0
WASTE MGMT INC DEL COM 94106L109   225,513 1,058 SH   SOLE   1,058 0 0
WATERS CORP COM 941848103   525,983 1,528 SH   SOLE   1,528 0 0
WELLS FARGO CO NEW COM 949746101   3,325,919 57,383 SH   SOLE   57,383 0 0
WESTROCK CO COM 96145D105   2,031,802 41,088 SH   SOLE   41,088 0 0
WISDOMTREE TR US LARGECAP FUND 97717W588   2,576,210 46,502 SH   SOLE   46,502 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   312,301 6,210 SH   SOLE   6,210 0 0
YUM BRANDS INC COM 988498101   295,740 2,133 SH   SOLE   2,133 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   746,779 5,648 SH   SOLE   5,648 0 0