The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 26,052 231,282 SH   SOLE   0 0 231,282
AFLAC INC COM 001055102 333 6,201 SH   SOLE   0 0 6,201
ALPHABET INC CAP STK CL A 02079K305 278 114 SH   SOLE   0 0 114
ALPHABET INC CAP STK CL C 02079K107 21,575 8,608 SH   SOLE   0 0 8,608
AMAZON COM INC COM 023135106 867 252 SH   SOLE   0 0 252
AMERICAN EXPRESS CO COM 025816109 459 2,778 SH   SOLE   0 0 2,778
AMGEN INC COM 031162100 6,788 27,849 SH   SOLE   0 0 27,849
APPLE INC COM 037833100 16,595 121,165 SH   SOLE   0 0 121,165
AT&T INC COM 00206R102 202 7,017 SH   SOLE   0 0 7,017
BANK NEW YORK MELLON CORP COM 064058100 3,161 61,700 SH   SOLE   0 0 61,700
BECTON DICKINSON & CO COM 075887109 7,472 30,727 SH   SOLE   0 0 30,727
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 751 2,704 SH   SOLE   0 0 2,704
BOEING CO COM 097023105 317 1,325 SH   SOLE   0 0 1,325
BRISTOL-MYERS SQUIBB CO COM 110122108 547 8,184 SH   SOLE   0 0 8,184
CAPITAL ONE FINL CORP COM 14040H105 1,060 6,850 SH   SOLE   0 0 6,850
CHEVRON CORP NEW COM 166764100 13,051 124,606 SH   SOLE   0 0 124,606
CINEDIGM CORP COM NEW 172406209 16 12,365 SH   SOLE   0 0 12,365
CISCO SYS INC COM 17275R102 25,126 474,077 SH   SOLE   0 0 474,077
COCA COLA CO COM 191216100 21,574 398,700 SH   SOLE   0 0 398,700
COLGATE PALMOLIVE CO COM 194162103 216 2,650 SH   SOLE   0 0 2,650
COMCAST CORP NEW CL A 20030N101 23,324 409,047 SH   SOLE   0 0 409,047
COMPUGEN LTD ORD M25722105 871 105,236 SH   SOLE   0 0 105,236
CONSOLIDATED EDISON INC COM 209115104 8,136 113,438 SH   SOLE   0 0 113,438
CVS HEALTH CORP COM 126650100 28,345 339,704 SH   SOLE   0 0 339,704
DISCOVERY INC COM SER A 25470F104 307 10,000 SH   SOLE   0 0 10,000
DUKE ENERGY CORP NEW COM NEW 26441C204 5,230 52,978 SH   SOLE   0 0 52,978
EBAY INC. COM 278642103 12,599 179,448 SH   SOLE   0 0 179,448
EXXON MOBIL CORP COM 30231G102 485 7,696 SH   SOLE   0 0 7,696
FACEBOOK INC CL A 30303M102 14,618 42,041 SH   SOLE   0 0 42,041
FEDEX CORP COM 31428X106 14,412 48,310 SH   SOLE   0 0 48,310
FISERV INC COM 337738108 8,874 83,017 SH   SOLE   0 0 83,017
GENERAL DYNAMICS CORP COM 369550108 4,065 21,593 SH   SOLE   0 0 21,593
GENERAL MLS INC COM 370334104 9,031 148,213 SH   SOLE   0 0 148,213
GILEAD SCIENCES INC COM 375558103 24,100 349,984 SH   SOLE   0 0 349,984
GOLDMAN SACHS GROUP INC COM 38141G104 16,031 42,239 SH   SOLE   0 0 42,239
INVESCO QQQ TR UNIT SER 1 46090E103 371 1,046 SH   SOLE   0 0 1,046
ISHARES INC CORE MSCI EMKT 46434G103 330 4,923 SH   SOLE   0 0 4,923
ISHARES TR CORE S&P SCP ETF 464287804 212 1,878 SH   SOLE   0 0 1,878
ISHARES TR CORE S&P500 ETF 464287200 736 1,712 SH   SOLE   0 0 1,712
ISHARES TR MSCI EAFE ETF 464287465 2,240 28,399 SH   SOLE   0 0 28,399
ISHARES TR RUS 1000 GRW ETF 464287614 517 1,903 SH   SOLE   0 0 1,903
ISHARES TR RUSSELL 2000 ETF 464287655 1,707 7,444 SH   SOLE   0 0 7,444
JOHNSON & JOHNSON COM 478160104 676 4,101 SH   SOLE   0 0 4,101
JPMORGAN CHASE & CO COM 46625H100 33,362 214,493 SH   SOLE   0 0 214,493
KELLOGG CO COM 487836108 23,394 363,662 SH   SOLE   0 0 363,662
KIMBERLY-CLARK CORP COM 494368103 10,584 79,116 SH   SOLE   0 0 79,116
L3HARRIS TECHNOLOGIES INC COM 502431109 5,175 23,941 SH   SOLE   0 0 23,941
LAKELAND BANCORP INC COM 511637100 470 26,876 SH   SOLE   0 0 26,876
LONGEVERON INC COM 54303L104 285 35,000 SH   SOLE   0 0 35,000
M & T BK CORP COM 55261F104 10,319 71,016 SH   SOLE   0 0 71,016
MERCK & CO INC COM 58933Y105 13,443 172,852 SH   SOLE   0 0 172,852
MICROSOFT CORP COM 594918104 43,423 160,292 SH   SOLE   0 0 160,292
MORGAN STANLEY COM NEW 617446448 14,468 157,791 SH   SOLE   0 0 157,791
PEPSICO INC COM 713448108 16,822 113,530 SH   SOLE   0 0 113,530
PINNACLE WEST CAP CORP COM 723484101 19,189 234,101 SH   SOLE   0 0 234,101
PNC FINL SVCS GROUP INC COM 693475105 12,194 63,925 SH   SOLE   0 0 63,925
PROCTER AND GAMBLE CO COM 742718109 373 2,765 SH   SOLE   0 0 2,765
QUALCOMM INC COM 747525103 22,381 156,586 SH   SOLE   0 0 156,586
SCHLUMBERGER LTD COM STK 806857108 4,473 139,734 SH   SOLE   0 0 139,734
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 2,597 5,289 SH   SOLE   0 0 5,289
SPDR SER TR S&P DIVID ETF 78464A763 496 4,054 SH   SOLE   0 0 4,054
SPDR SER TR SPDR S&P 500 ETF 78468R796 206 1,938 SH   SOLE   0 0 1,938
STATE STR CORP COM 857477103 11,334 137,754 SH   SOLE   0 0 137,754
TE CONNECTIVITY LTD REG SHS H84989104 13,148 97,242 SH   SOLE   0 0 97,242
TESLA INC COM 88160R101 709 1,043 SH   SOLE   0 0 1,043
THERMO FISHER SCIENTIFIC INC COM 883556102 11,130 22,062 SH   SOLE   0 0 22,062
TRUIST FINL CORP COM 89832Q109 21,048 379,235 SH   SOLE   0 0 379,235
UNILEVER PLC SPON ADR NEW 904767704 440 7,518 SH   SOLE   0 0 7,518
US BANCORP DEL COM NEW 902973304 24,427 428,777 SH   SOLE   0 0 428,777
VANGUARD INDEX FDS GROWTH ETF 922908736 597 2,081 SH   SOLE   0 0 2,081
VANGUARD INDEX FDS MID CAP ETF 922908629 206 870 SH   SOLE   0 0 870
VANGUARD INDEX FDS SMALL CP ETF 922908751 230 1,019 SH   SOLE   0 0 1,019
VANGUARD INDEX FDS TOTAL STK MKT 922908769 761 3,417 SH   SOLE   0 0 3,417
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 547 3,533 SH   SOLE   0 0 3,533
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 777 15,090 SH   SOLE   0 0 15,090
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 2,545 24,295 SH   SOLE   0 0 24,295
VERIZON COMMUNICATIONS INC COM 92343V104 13,147 234,649 SH   SOLE   0 0 234,649
VIACOMCBS INC CL B 92556H206 15,529 343,560 SH   SOLE   0 0 343,560
WALMART INC COM 931142103 251 1,783 SH   SOLE   0 0 1,783
WELLS FARGO CO NEW COM 949746101 11,219 247,710 SH   SOLE   0 0 247,710
ZIMMER BIOMET HOLDINGS INC COM 98956P102 10,433 64,873 SH   SOLE   0 0 64,873