The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   396,833,898 6,843,144 SH   SOLE OrgelWM 6,534,208 0 308,936
ISHARES TR NATIONAL MUN ETF 464288414   382,781,302 3,592,504 SH   SOLE OrgelWM 3,485,001 0 107,503
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   325,540,896 4,186,483 SH   SOLE OrgelWM 3,984,130 0 202,353
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   299,330,281 4,154,480 SH   SOLE OrgelWM 3,968,057 0 186,423
ISHARES TR CORE S&P500 ETF 464287200   221,973,660 405,631 SH   SOLE OrgelWM 375,961 0 29,670
SPDR SER TR PRTFLO S&P500 GW 78464A409   220,636,425 2,753,481 SH   SOLE OrgelWM 2,646,726 0 106,755
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   185,987,783 1,893,776 SH   SOLE OrgelWM 1,792,185 0 101,591
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   168,104,670 2,453,008 SH   SOLE OrgelWM 2,330,651 0 122,357
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   141,509,741 3,683,231 SH   SOLE OrgelWM 3,508,192 0 175,039
INDEXIQ ACTIVE ETF TR IQ MACKAY INSRED 45409F843   132,102,433 5,499,685 SH   SOLE OrgelWM 5,090,342 0 409,343
INVESCO EXCH TRADED FD TR II EQUAL WEGT 0-30 46138E107   124,591,539 4,515,822 SH   SOLE OrgelWM 4,312,477 0 203,345
ISHARES TR MSCI USA QLT FCT 46432F339   123,082,795 720,794 SH   SOLE OrgelWM 677,126 0 43,668
FIDELITY COVINGTON TRUST QLTY FCTOR ETF 316092790   116,359,818 1,897,583 SH   SOLE OrgelWM 1,825,581 0 72,002
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   104,890,854 2,093,212 SH   SOLE OrgelWM 1,674,603 0 418,609
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   103,063,026 448,959 SH   SOLE OrgelWM 415,832 0 33,127
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   97,249,957 1,513,618 SH   SOLE OrgelWM 1,459,983 0 53,635
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   95,599,992 635,511 SH   SOLE OrgelWM 585,279 0 50,232
JANUS DETROIT STR TR HENDERSN CAP ETF 47103U100   89,491,784 1,515,269 SH   SOLE OrgelWM 1,413,109 0 102,160
ISHARES TR PFD AND INCM SEC 464288687   55,741,872 1,766,779 SH   SOLE OrgelWM 1,649,178 0 117,601
ISHARES TR CORE MSCI EAFE 46432F842   51,391,784 707,486 SH   SOLE OrgelWM 638,605 0 68,881
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   43,322,781 1,631,129 SH   SOLE OrgelWM 1,543,551 0 87,578
GLOBAL X FDS US PFD ETF 37954Y657   40,102,375 2,037,722 SH   SOLE OrgelWM 1,954,875 0 82,847
ISHARES TR MRGSTR MD CP VAL 464288406   24,432,704 347,846 SH   SOLE OrgelWM 343,023 0 4,823
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   23,875,727 375,759 SH   SOLE OrgelWM 364,958 0 10,801
ISHARES TR MRGSTR MD CP GRW 464288307   22,805,260 336,609 SH   SOLE OrgelWM 329,968 0 6,641
VANGUARD WORLD FD ESG US STK ETF 921910733   20,277,447 209,868 SH   SOLE OrgelWM 209,214 0 654
ISHARES INC CORE MSCI EMKT 46434G103   17,966,007 335,625 SH   SOLE OrgelWM 307,578 0 28,047
VANGUARD INDEX FDS SMALL CP ETF 922908751   10,497,972 48,147 SH   SOLE OrgelWM 47,232 0 915
ISHARES TR CORE TOTAL USD 46434V613   10,340,910 228,680 SH   SOLE OrgelWM 89,806 0 138,874
ISHARES TR ESG AW MSCI EAFE 46435G516   8,415,280 106,820 SH   SOLE OrgelWM 106,157 0 663
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   5,489,396 115,688 SH   SOLE OrgelWM 115,688 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725   4,773,111 83,344 SH   SOLE OrgelWM 82,850 0 494
ISHARES TR MSCI EAFE ETF 464287465   2,543,611 32,473 SH   SOLE OrgelWM 32,473 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,477,290 4,552 SH   SOLE OrgelWM 4,505 0 47
MICROSOFT CORP COM 594918104   2,430,962 5,439 SH   SOLE OrgelWM 5,374 0 65
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   2,241,169 22,225 SH   SOLE OrgelWM 6,768 0 15,457
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,792,639 15,115 SH   SOLE OrgelWM 14,886 0 229
APPLE INC COM 037833100   1,789,217 8,495 SH   SOLE OrgelWM 8,401 0 94
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,586,413 3,172 SH   SOLE OrgelWM 3,065 0 107
ISHARES TR RUSSELL 2000 ETF 464287655   1,242,905 6,126 SH   SOLE OrgelWM 6,126 0 0
ISHARES INC MSCI EMRG CHN 46434G764   1,157,597 19,554 SH   SOLE OrgelWM 19,554 0 0
ISHARES TR ESG MSCI LEADR 46435U218   1,145,485 11,757 SH   SOLE OrgelWM 10,728 0 1,029
ISHARES TR SHRT NAT MUN ETF 464288158   1,145,241 10,954 SH   SOLE OrgelWM 7,739 0 3,215
ISHARES TR CORE S&P TTL STK 464287150   1,129,955 9,513 SH   SOLE OrgelWM 0 0 9,513
ISHARES TR RUS 1000 GRW ETF 464287614   907,630 2,490 SH   SOLE OrgelWM 2,490 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   905,570 20,694 SH   SOLE OrgelWM 20,694 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   855,765 3,199 SH   SOLE OrgelWM 2,577 0 622
ISHARES TR CORE US AGGBD ET 464287226   764,815 7,879 SH   SOLE OrgelWM 7,282 0 597
SPDR GOLD TR GOLD SHS 78463V107   752,508 3,500 SH   SOLE OrgelWM 3,500 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   726,328 1,942 SH   SOLE OrgelWM 1,767 0 175
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   678,482 1,268 SH   SOLE OrgelWM 1,268 0 0
DBX ETF TR XTRACK MSCI EAFE 233051630   672,937 27,602 SH   SOLE OrgelWM 19,612 0 7,990
ISHARES TR RUS 1000 ETF 464287622   607,875 2,043 SH   SOLE OrgelWM 2,043 0 0
META PLATFORMS INC CL A 30303M102   511,280 1,014 SH   SOLE OrgelWM 1,014 0 0
PROGRESSIVE CORP COM 743315103   509,929 2,455 SH   SOLE OrgelWM 2,455 0 0
AMAZON COM INC COM 023135106   507,861 2,628 SH   SOLE OrgelWM 2,555 0 73
ISHARES TR RUS 2000 GRW ETF 464287648   478,330 1,822 SH   SOLE OrgelWM 1,822 0 0
FIRSTSERVICE CORP NEW COM 33767E202   436,541 2,865 SH   SOLE OrgelWM 2,865 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   422,218 2,420 SH   SOLE OrgelWM 2,420 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   417,737 4,656 SH   SOLE OrgelWM 4,656 0 0
ISHARES TR CORE S&P SCP ETF 464287804   405,415 3,801 SH   SOLE OrgelWM 3,801 0 0
MASTERCARD INCORPORATED CL A 57636Q104   393,515 892 SH   SOLE OrgelWM 892 0 0
CINTAS CORP COM 172908105   350,130 500 SH   SOLE OrgelWM 500 0 0
SPDR INDEX SHS FDS MSCI EAFE STRTGC 78463X434   322,130 4,310 SH   SOLE OrgelWM 3,915 0 395
ISHARES TR RUS MD CP GR ETF 464287481   302,580 2,742 SH   SOLE OrgelWM 2,742 0 0
PEPSICO INC COM 713448108   296,874 1,800 SH   SOLE OrgelWM 1,800 0 0
ISHARES TR CORE S&P MCP ETF 464287507   284,993 4,870 SH   SOLE OrgelWM 205 0 4,665
ELEVANCE HEALTH INC COM 036752103   262,803 485 SH   SOLE OrgelWM 485 0 0
UNITEDHEALTH GROUP INC COM 91324P102   261,251 513 SH   SOLE OrgelWM 513 0 0
ISHARES TR INTL EQTY FACTOR 46434V274   254,038 8,691 SH   SOLE OrgelWM 8,691 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   246,734 6,283 SH   SOLE OrgelWM 6,283 0 0
ILLINOIS TOOL WKS INC COM 452308109   236,960 1,000 SH   SOLE OrgelWM 1,000 0 0
CATERPILLAR INC COM 149123101   235,169 706 SH   SOLE OrgelWM 706 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   218,859 538 SH   SOLE OrgelWM 538 0 0
JPMORGAN CHASE & CO. COM 46625H100   218,239 1,079 SH   SOLE OrgelWM 1,079 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   210,298 1,152 SH   SOLE OrgelWM 1,152 0 0
PROCTER AND GAMBLE CO COM 742718109   207,305 1,257 SH   SOLE OrgelWM 1,257 0 0
HOME DEPOT INC COM 437076102   205,168 596 SH   SOLE OrgelWM 596 0 0