The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
23ANDME HOLDING CO CLASS A COM 90138Q108   40,885 23,363 SH   SOLE   0 0 23,363
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,079,985 3,500 SH   SOLE   0 0 3,500
AIR PRODS & CHEMS INC COM 009158106   558,324 1,864 SH   SOLE   0 0 1,864
ALLSTATE CORP COM 020002101   244,451 2,242 SH   SOLE   0 0 2,242
ALPHABET INC CAP STK CL A 02079K305   3,011,413 25,158 SH   SOLE   0 0 25,158
AMAZON COM INC COM 023135106   1,605,253 12,314 SH   SOLE   0 0 12,314
AMERIPRISE FINL INC COM 03076C106   744,253 2,241 SH   SOLE   0 0 2,241
APPLE INC COM 037833100   5,249,769 27,065 SH   SOLE   0 0 27,065
APTIV PLC SHS G6095L109   392,362 3,843 SH   SOLE   0 0 3,843
BANK AMERICA CORP COM 060505104   348,208 12,137 SH   SOLE   0 0 12,137
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,874,136 5,496 SH   SOLE   0 0 5,496
BIOGEN INC COM 09062X103   627,240 2,202 SH   SOLE   0 0 2,202
BRANDYWINE RLTY TR SH BEN INT NEW 105368203   57,060 12,271 SH   SOLE   0 0 12,271
CAPITAL ONE FINL CORP COM 14040H105   218,876 2,001 SH   SOLE   0 0 2,001
CELANESE CORP DEL COM 150870103   404,801 3,496 SH   SOLE   0 0 3,496
CF INDS HLDGS INC COM 125269100   235,229 3,388 SH   SOLE   0 0 3,388
CHEVRON CORP NEW COM 166764100   1,402,604 8,914 SH   SOLE   0 0 8,914
CIA ENERGETICA DE MINAS GERA SP ADR N-V PFD 204409601   67,249 25,570 SH   SOLE   0 0 25,570
CISCO SYS INC COM 17275R102   1,490,387 28,805 SH   SOLE   0 0 28,805
CITIZENS & NORTHN CORP COM 172922106   227,609 11,793 SH   SOLE   0 0 11,793
COMPASS DIVERSIFIED SH BEN INT 20451Q104   225,370 10,391 SH   SOLE   0 0 10,391
CONOCOPHILLIPS COM 20825C104   497,640 4,803 SH   SOLE   0 0 4,803
CONSTELLATION BRANDS INC CL A 21036P108   1,416,059 5,753 SH   SOLE   0 0 5,753
CUMMINS INC COM 231021106   531,085 2,166 SH   SOLE   0 0 2,166
CVS HEALTH CORP COM 126650100   205,805 2,977 SH   SOLE   0 0 2,977
DANAHER CORPORATION COM 235851102   590,467 2,460 SH   SOLE   0 0 2,460
DARDEN RESTAURANTS INC COM 237194105   499,950 2,992 SH   SOLE   0 0 2,992
DISNEY WALT CO COM 254687106   1,017,182 11,393 SH   SOLE   0 0 11,393
DTE ENERGY CO COM 233331107   1,393,867 12,669 SH   SOLE   0 0 12,669
ECOLAB INC COM 278865100   631,062 3,380 SH   SOLE   0 0 3,380
EQT CORP COM 26884L109   621,996 15,123 SH   SOLE   0 0 15,123
FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873   265,650 6,600 SH   SOLE   0 0 6,600
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   635,564 4,865 SH   SOLE   0 0 4,865
FISERV INC COM 337738108   606,024 4,804 SH   SOLE   0 0 4,804
FORD MTR CO DEL COM 345370860   648,143 42,838 SH   SOLE   0 0 42,838
GAN LTD SHS G3728V109   25,474 15,533 SH   SOLE   0 0 15,533
GENERAC HLDGS INC COM 368736104   709,262 4,756 SH   SOLE   0 0 4,756
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   5,757,420 65,950 SH   SOLE   0 0 65,950
HOST HOTELS & RESORTS INC COM 44107P104   241,541 14,352 SH   SOLE   0 0 14,352
HP INC COM 40434L105   251,246 8,181 SH   SOLE   0 0 8,181
INTEL CORP COM 458140100   1,338,647 40,031 SH   SOLE   0 0 40,031
INTERNATIONAL BUSINESS MACHS COM 459200101   614,533 4,593 SH   SOLE   0 0 4,593
INVESCO ACTVELY MNGD ETC FD ELC VEH MTLS CDT 46090F209   381,045 18,197 SH   SOLE   0 0 18,197
ISHARES TR CORE US AGGBD ET 464287226   3,848,886 39,294 SH   SOLE   0 0 39,294
ISHARES TR MSCI EAFE ETF 464287465   279,125 3,850 SH   SOLE   0 0 3,850
ISHARES TR ESG AW MSCI EAFE 46435G516   220,467 3,023 SH   SOLE   0 0 3,023
ISHARES TR CORE INTL AGGR 46435G672   335,172 6,800 SH   SOLE   0 0 6,800
ISHARES TR IBONDS DEC24 ETF 46434VBG4   1,218,185 49,479 SH   SOLE   0 0 49,479
ISHARES TR IBONDS DEC2026 46435GAA0   1,206,230 51,395 SH   SOLE   0 0 51,395
ISHARES TR IBDS DEC28 ETF 46435U515   1,197,362 48,872 SH   SOLE   0 0 48,872
ISHARES TR IBONDS DEC 2030 46436E726   1,193,507 56,297 SH   SOLE   0 0 56,297
ISHARES TR IBONDS DEC 46435U697   534,560 20,752 SH   SOLE   0 0 20,752
ISHARES TR IBONDS DEC 26 46435U259   527,550 20,951 SH   SOLE   0 0 20,951
ISHARES TR IBONDS DEC 28 46435U325   518,602 20,612 SH   SOLE   0 0 20,612
ISHARES TR CORE S&P TTL STK 464287150   261,722 2,675 SH   SOLE   0 0 2,675
ISHARES TR CORE S&P500 ETF 464287200   204,532 459 SH   SOLE   0 0 459
ISHARES TR RUS MDCP VAL ETF 464287473   233,410 2,125 SH   SOLE   0 0 2,125
ISHARES TR NATIONAL MUN ETF 464288414   1,857,511 17,404 SH   SOLE   0 0 17,404
ISHARES TR MSCI USA QLT FCT 46432F339   327,248 2,426 SH   SOLE   0 0 2,426
ISHARES TR MSCI GBL SUS DEV 46435G532   553,034 6,996 SH   SOLE   0 0 6,996
ISHARES U S ETF TR BLOOMBERG ROLL 46431W598   306,962 6,200 SH   SOLE   0 0 6,200
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   9,916,484 205,013 SH   SOLE   0 0 205,013
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   1,013,310 20,006 SH   SOLE   0 0 20,006
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   1,112,807 22,194 SH   SOLE   0 0 22,194
JOHNSON & JOHNSON COM 478160104   1,152,667 6,964 SH   SOLE   0 0 6,964
JPMORGAN CHASE & CO COM 46625H100   1,686,703 11,597 SH   SOLE   0 0 11,597
KEYCORP COM 493267108   329,207 35,628 SH   SOLE   0 0 35,628
KLA CORP COM NEW 482480100   905,048 1,866 SH   SOLE   0 0 1,866
LKQ CORP COM 501889208   294,783 5,059 SH   SOLE   0 0 5,059
LOWES COS INC COM 548661107   1,588,765 7,039 SH   SOLE   0 0 7,039
MASCO CORP COM 574599106   620,634 10,816 SH   SOLE   0 0 10,816
MASTERCARD INCORPORATED CL A 57636Q104   1,940,954 4,935 SH   SOLE   0 0 4,935
MCKESSON CORP COM 58155Q103   870,458 2,037 SH   SOLE   0 0 2,037
MERCK & CO INC COM 58933Y105   709,467 6,148 SH   SOLE   0 0 6,148
META PLATFORMS INC CL A 30303M102   772,550 2,692 SH   SOLE   0 0 2,692
METLIFE INC COM 59156R108   311,569 5,512 SH   SOLE   0 0 5,512
MICROSOFT CORP COM 594918104   3,430,752 10,074 SH   SOLE   0 0 10,074
NETFLIX INC COM 64110L106   951,018 2,159 SH   SOLE   0 0 2,159
NOKIA CORP SPONSORED ADR 654902204   47,644 11,453 SH   SOLE   0 0 11,453
NVIDIA CORPORATION COM 67066G104   1,765,857 4,174 SH   SOLE   0 0 4,174
PENNS WOODS BANCORP INC COM 708430103   367,895 14,698 SH   SOLE   0 0 14,698
PFIZER INC COM 717081103   1,089,203 29,695 SH   SOLE   0 0 29,695
PRUDENTIAL FINL INC COM 744320102   877,886 9,951 SH   SOLE   0 0 9,951
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   579,742 9,260 SH   SOLE   0 0 9,260
QUANTA SVCS INC COM 74762E102   492,257 2,506 SH   SOLE   0 0 2,506
REGENERON PHARMACEUTICALS COM 75886F107   488,607 680 SH   SOLE   0 0 680
ROPER TECHNOLOGIES INC COM 776696106   1,744,725 3,629 SH   SOLE   0 0 3,629
SOUTHWEST AIRLS CO COM 844741108   559,548 15,453 SH   SOLE   0 0 15,453
STANLEY BLACK & DECKER INC COM 854502101   1,056,223 11,271 SH   SOLE   0 0 11,271
STRYKER CORPORATION COM 863667101   718,083 2,354 SH   SOLE   0 0 2,354
TARGET CORP COM 87612E106   855,342 6,485 SH   SOLE   0 0 6,485
TESLA INC COM 88160R101   268,576 1,026 SH   SOLE   0 0 1,026
THERMO FISHER SCIENTIFIC INC COM 883556102   1,526,039 2,925 SH   SOLE   0 0 2,925
TRAVELERS COMPANIES INC COM 89417E109   323,205 1,861 SH   SOLE   0 0 1,861
UNION PAC CORP COM 907818108   512,012 2,502 SH   SOLE   0 0 2,502
UNITEDHEALTH GROUP INC COM 91324P102   1,025,086 2,133 SH   SOLE   0 0 2,133
UNIVERSAL DISPLAY CORP COM 91347P105   302,607 2,100 SH   SOLE   0 0 2,100
VALERO ENERGY CORP COM 91913Y100   238,983 2,037 SH   SOLE   0 0 2,037
VERIZON COMMUNICATIONS INC COM 92343V104   1,403,440 37,737 SH   SOLE   0 0 37,737
VISA INC COM CL A 92826C839   335,460 1,413 SH   SOLE   0 0 1,413
WABTEC COM 929740108   272,091 2,481 SH   SOLE   0 0 2,481
WALMART INC COM 931142103   567,818 3,613 SH   SOLE   0 0 3,613
WEST PHARMACEUTICAL SVSC INC COM 955306105   304,064 795 SH   SOLE   0 0 795