The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 1,462 10,795 SH   SOLE   0 0 10,795
ALPHABET INC CAP STK CL A 02079K305 8,051 2,779 SH   SOLE   0 0 2,779
ALTRIA GROUP INC COM 02209S103 446 9,419 SH   SOLE   0 0 9,419
AMAZON COM INC COM 023135106 10,717 3,214 SH   SOLE   0 0 3,214
APPLE INC COM 037833100 25,455 143,353 SH   SOLE   0 0 143,353
ARK ETF TR NEXT GNRTN INTER 00214Q401 4,368 36,840 SH   SOLE   0 0 36,840
ARK ETF TR INNOVATION ETF 00214Q104 3,023 31,954 SH   SOLE   0 0 31,954
AT&T INC COM 00206R102 548 22,281 SH   SOLE   0 0 22,281
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,577 5,275 SH   SOLE   0 0 5,275
BLACKROCK ENHANCED GLOBAL DI COM 092501105 192 15,780 SH   SOLE   0 0 15,780
BLACKROCK TAX MUNICPAL BD TR SHS 09248X100 223 8,500 SH   SOLE   0 0 8,500
BRF SA SPONSORED ADR 10552T107 41 10,000 SH   SOLE   0 0 10,000
BRISTOL-MYERS SQUIBB CO COM 110122108 1,376 22,064 SH   SOLE   0 0 22,064
CALAMOS CONV & HIGH INCOME F COM SHS 12811P108 9,940 614,325 SH   SOLE   0 0 614,325
CATERPILLAR INC COM 149123101 2,842 13,749 SH   SOLE   0 0 13,749
CBRE GBL REAL ESTATE INC FD COM 12504G100 318 32,500 SH   SOLE   0 0 32,500
CISCO SYS INC COM 17275R102 673 10,626 SH   SOLE   0 0 10,626
CLOROX CO DEL COM 189054109 2,027 11,623 SH   SOLE   0 0 11,623
CLOUDFLARE INC CL A COM 18915M107 202 1,535 SH   SOLE   0 0 1,535
COCA COLA CO COM 191216100 1,599 27,010 SH   SOLE   0 0 27,010
COSTCO WHSL CORP NEW COM 22160K105 1,197 2,109 SH   SOLE   0 0 2,109
CROWDSTRIKE HLDGS INC CL A 22788C105 3,809 18,601 SH   SOLE   0 0 18,601
CVS HEALTH CORP COM 126650100 1,139 11,042 SH   SOLE   0 0 11,042
DEERE & CO COM 244199105 252 734 SH   SOLE   0 0 734
DISNEY WALT CO COM 254687106 982 6,342 SH   SOLE   0 0 6,342
DOCUSIGN INC COM 256163106 1,490 9,782 SH   SOLE   0 0 9,782
DUKE ENERGY CORP NEW COM NEW 26441C204 387 3,688 SH   SOLE   0 0 3,688
META PLATFORMS INC CL A 30303M102 1,025 3,047 SH   SOLE   0 0 3,047
HOME DEPOT INC COM 437076102 6,847 16,498 SH   SOLE   0 0 16,498
HONEYWELL INTL INC COM 438516106 336 1,612 SH   SOLE   0 0 1,612
INVESCO CALIF VALUE MUN INCO COM 46132H106 1,037 74,548 SH   SOLE   0 0 74,548
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833 4,188 167,672 SH   SOLE   0 0 167,672
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 6,748 309,138 SH   SOLE   0 0 309,138
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 HY 46138J858 4,370 172,799 SH   SOLE   0 0 172,799
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 5,180 241,373 SH   SOLE   0 0 241,373
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 4,820 225,351 SH   SOLE   0 0 225,351
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308 10,017 103,799 SH   SOLE   0 0 103,799
INVESCO QQQ TR UNIT SER 1 46090E103 13,821 34,739 SH   SOLE   0 0 34,739
ISHARES INC ASIA/PAC DIV ETF 464286293 453 12,230 SH   SOLE   0 0 12,230
ISHARES TR 0-5 YR TIPS ETF 46429B747 265 2,500 SH   SOLE   0 0 2,500
JOHNSON & JOHNSON COM 478160104 348 2,034 SH   SOLE   0 0 2,034
KIMBERLY-CLARK CORP COM 494368103 1,409 9,862 SH   SOLE   0 0 9,862
KLA CORP COM NEW 482480100 215 500 SH   SOLE   0 0 500
LOCKHEED MARTIN CORP COM 539830109 2,146 6,037 SH   SOLE   0 0 6,037
MANNKIND CORP COM NEW 56400P706 59 13,450 SH   SOLE   0 0 13,450
MCDONALDS CORP COM 580135101 1,598 5,960 SH   SOLE   0 0 5,960
MERCK & CO INC COM 58933Y105 1,343 17,528 SH   SOLE   0 0 17,528
MICROSOFT CORP COM 594918104 10,848 32,255 SH   SOLE   0 0 32,255
NETFLIX INC COM 64110L106 216 358 SH   SOLE   0 0 358
NORFOLK SOUTHN CORP COM 655844108 1,027 3,450 SH   SOLE   0 0 3,450
NUVEEN CA QUALTY MUN INCOME COM 67066Y105 11,327 724,237 SH   SOLE   0 0 724,237
NUVEEN CALIFORNIA AMT QLT MU COM 670651108 3,938 248,776 SH   SOLE   0 0 248,776
NUVEEN PFD & INCOME OPPORTUN COM 67073B106 141 14,433 SH   SOLE   0 0 14,433
NVIDIA CORPORATION COM 67066G104 7,840 26,658 SH   SOLE   0 0 26,658
OKTA INC CL A 679295105 263 1,175 SH   SOLE   0 0 1,175
PAYPAL HLDGS INC COM 70450Y103 1,887 10,009 SH   SOLE   0 0 10,009
PEPSICO INC COM 713448108 1,574 9,062 SH   SOLE   0 0 9,062
PFIZER INC COM 717081103 656 11,110 SH   SOLE   0 0 11,110
PHILIP MORRIS INTL INC COM 718172109 332 3,494 SH   SOLE   0 0 3,494
PROCTER AND GAMBLE CO COM 742718109 2,999 18,333 SH   SOLE   0 0 18,333
PROSHARES TR S&P 500 DV ARIST 74348A467 13,208 134,527 SH   SOLE   0 0 134,527
QUALCOMM INC COM 747525103 1,984 10,849 SH   SOLE   0 0 10,849
RAYTHEON TECHNOLOGIES CORP COM 75513E101 350 4,062 SH   SOLE   0 0 4,062
SALESFORCE COM INC COM 79466L302 2,627 10,339 SH   SOLE   0 0 10,339
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 801 7,088 SH   SOLE   0 0 7,088
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 6,010 154,617 SH   SOLE   0 0 154,617
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 14,856 90,724 SH   SOLE   0 0 90,724
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 7,223 129,881 SH   SOLE   0 0 129,881
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 8,946 152,631 SH   SOLE   0 0 152,631
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,827 34,971 SH   SOLE   0 0 34,971
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 239 2,634 SH   SOLE   0 0 2,634
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 355 3,352 SH   SOLE   0 0 3,352
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 10,525 60,534 SH   SOLE   0 0 60,534
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,829 12,982 SH   SOLE   0 0 12,982
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 616 3,012 SH   SOLE   0 0 3,012
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 642 8,263 SH   SOLE   0 0 8,263
SHOPIFY INC CL A 82509L107 2,307 1,675 SH   SOLE   0 0 1,675
SIERRA BANCORP COM 82620P102 329 12,125 SH   SOLE   0 0 12,125
SNOWFLAKE INC CL A 833445109 210 621 SH   SOLE   0 0 621
SOUTHERN CO COM 842587107 704 10,268 SH   SOLE   0 0 10,268
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,225 6,790 SH   SOLE   0 0 6,790
BLOCK INC CL A 852234103 1,016 6,291 SH   SOLE   0 0 6,291
TESLA INC COM 88160R101 1,205 1,140 SH   SOLE   0 0 1,140
THE TRADE DESK INC COM CL A 88339J105 4,649 50,727 SH   SOLE   0 0 50,727
TRACTOR SUPPLY CO COM 892356106 487 2,041 SH   SOLE   0 0 2,041
ULTA BEAUTY INC COM 90384S303 990 2,401 SH   SOLE   0 0 2,401
UNITEDHEALTH GROUP INC COM 91324P102 252 501 SH   SOLE   0 0 501
VERIZON COMMUNICATIONS INC COM 92343V104 4,231 81,435 SH   SOLE   0 0 81,435
VISA INC COM CL A 92826C839 908 4,189 SH   SOLE   0 0 4,189