The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   607,627 5,372 SH   SOLE 0 0 0 5,372
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   817,208 2,323 SH   SOLE 0 0 0 2,323
ALPHABET INC CAP STK CL A 02079K305   1,299,734 6,866 SH   SOLE 0 0 0 6,866
AMAZON COM INC COM 023135106   3,011,786 13,728 SH   SOLE 0 0 0 13,728
AMERICAN CENTY ETF TR US SML CP VALU 025072877   5,336,661 55,285 SH   SOLE 0 0 0 55,285
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   1,367,982 21,020 SH   SOLE 0 0 0 21,020
AMERICAN ELEC PWR CO INC COM 025537101   860,045 9,325 SH   SOLE 0 0 0 9,325
AMERICAN WTR WKS CO INC NEW COM 030420103   340,480 2,735 SH   SOLE 0 0 0 2,735
APPLE INC COM 037833100   3,894,281 15,551 SH   SOLE 0 0 0 15,551
AT&T INC COM 00206R102   585,758 25,725 SH   SOLE 0 0 0 25,725
BANK AMERICA CORP COM 060505104   217,421 4,947 SH   SOLE 0 0 0 4,947
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   599,236 1,322 SH   SOLE 0 0 0 1,322
BROADCOM INC COM 11135F101   640,342 2,762 SH   SOLE 0 0 0 2,762
CISCO SYS INC COM 17275R102   681,214 11,507 SH   SOLE 0 0 0 11,507
COCA COLA CO COM 191216100   291,003 4,674 SH   SOLE 0 0 0 4,674
CONSTELLATION BRANDS INC CL A 21036P108   489,736 2,216 SH   SOLE 0 0 0 2,216
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   767,033 22,700 SH   SOLE 0 0 0 22,700
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   1,324,156 43,020 SH   SOLE 0 0 0 43,020
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   658,503 26,100 SH   SOLE 0 0 0 26,100
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   1,270,843 47,830 SH   SOLE 0 0 0 47,830
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   2,059,974 78,655 SH   SOLE 0 0 0 78,655
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   3,122,845 76,316 SH   SOLE 0 0 0 76,316
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   2,848,148 70,342 SH   SOLE 0 0 0 70,342
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   5,604,894 162,038 SH   SOLE 0 0 0 162,038
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   5,531,324 99,377 SH   SOLE 0 0 0 99,377
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   4,415,309 124,445 SH   SOLE 0 0 0 124,445
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,955,562 78,663 SH   SOLE 0 0 0 78,663
EA SERIES TRUST EA BRIDGEWAY OMN 02072L532   4,482,611 207,049 SH   SOLE 0 0 0 207,049
ELI LILLY & CO COM 532457108   1,238,288 1,604 SH   SOLE 0 0 0 1,604
FISERV INC COM 337738108   868,516 4,228 SH   SOLE 0 0 0 4,228
GENERAL MTRS CO COM 37045V100   205,942 3,866 SH   SOLE 0 0 0 3,866
HOME DEPOT INC COM 437076102   1,305,061 3,355 SH   SOLE 0 0 0 3,355
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   116,395 10,095 SH   SOLE 0 0 0 10,095
ISHARES TR MSCI USA MIN VOL 46429B697   249,766 2,813 SH   SOLE 0 0 0 2,813
ISHARES TR CORE S&P TTL STK 464287150   2,565,969 19,950 SH   SOLE 0 0 0 19,950
ISHARES TR MSCI USA MMENTM 46432F396   299,206 1,446 SH   SOLE 0 0 0 1,446
ISHARES TR CORE MSCI INTL 46435G326   736,570 11,425 SH   SOLE 0 0 0 11,425
J P MORGAN EXCHANGE TRADED F BETABUILDRS US 46641Q399   1,964,922 18,551 SH   SOLE 0 0 0 18,551
J P MORGAN EXCHANGE TRADED F ACTIVE VALUE ETF 46641Q167   393,030 6,209 SH   SOLE 0 0 0 6,209
J P MORGAN EXCHANGE TRADED F GLOBAL SEL EQUIT 46654Q740   471,554 7,854 SH   SOLE 0 0 0 7,854
J P MORGAN EXCHANGE TRADED F ACTIVE GROWTH 46654Q609   317,151 3,914 SH   SOLE 0 0 0 3,914
JOHNSON & JOHNSON COM 478160104   441,959 3,056 SH   SOLE 0 0 0 3,056
JPMORGAN CHASE & CO. COM 46625H100   1,530,548 6,385 SH   SOLE 0 0 0 6,385
LAM RESEARCH CORP COM NEW 512807306   814,899 11,282 SH   SOLE 0 0 0 11,282
LOCKHEED MARTIN CORP COM 539830109   526,759 1,084 SH   SOLE 0 0 0 1,084
MARATHON PETE CORP COM 56585A102   832,397 5,967 SH   SOLE 0 0 0 5,967
MASTERCARD INCORPORATED CL A 57636Q104   1,301,154 2,471 SH   SOLE 0 0 0 2,471
META PLATFORMS INC CL A 30303M102   1,854,896 3,168 SH   SOLE 0 0 0 3,168
MICROSOFT CORP COM 594918104   1,938,479 4,599 SH   SOLE 0 0 0 4,599
NETFLIX INC COM 64110L106   345,832 388 SH   SOLE 0 0 0 388
NORTHROP GRUMMAN CORP COM 666807102   304,100 648 SH   SOLE 0 0 0 648
NVIDIA CORPORATION COM 67066G104   3,291,448 24,510 SH   SOLE 0 0 0 24,510
PACER FDS TR TRENDP US LAR CP 69374H105   293,920 5,500 SH   SOLE 0 0 0 5,500
PACER FDS TR US CASH COWS 100 69374H881   313,069 5,543 SH   SOLE 0 0 0 5,543
PALANTIR TECHNOLOGIES INC CL A 69608A108   221,445 2,928 SH   SOLE 0 0 0 2,928
PIMCO ETF TR 1-5 US TIP IDX 72201R205   557,248 10,655 SH   SOLE 0 0 0 10,655
PRUDENTIAL FINL INC COM 744320102   314,697 2,655 SH   SOLE 0 0 0 2,655
ROPER TECHNOLOGIES INC COM 776696106   745,465 1,434 SH   SOLE 0 0 0 1,434
SCHWAB CHARLES CORP COM 808513105   628,419 8,491 SH   SOLE 0 0 0 8,491
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,898,672 68,126 SH   SOLE 0 0 0 68,126
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   592,102 22,712 SH   SOLE 0 0 0 22,712
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   257,546 9,427 SH   SOLE 0 0 0 9,427
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   401,671 8,311 SH   SOLE 0 0 0 8,311
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   239,728 1,031 SH   SOLE 0 0 0 1,031
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   391,662 2,847 SH   SOLE 0 0 0 2,847
STRYKER CORPORATION COM 863667101   840,717 2,335 SH   SOLE 0 0 0 2,335
TESLA INC COM 88160R101   281,880 698 SH   SOLE 0 0 0 698
TEXAS INSTRS INC COM 882508104   603,032 3,216 SH   SOLE 0 0 0 3,216
UNION PAC CORP COM 907818108   581,730 2,551 SH   SOLE 0 0 0 2,551
UNITEDHEALTH GROUP INC COM 91324P102   939,382 1,857 SH   SOLE 0 0 0 1,857
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,058,477 26,640 SH   SOLE 0 0 0 26,640
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,760,730 9,526 SH   SOLE 0 0 0 9,526
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   421,254 8,700 SH   SOLE 0 0 0 8,700
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   3,226,336 55,626 SH   SOLE 0 0 0 55,626
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   355,771 6,115 SH   SOLE 0 0 0 6,115
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   338,114 2,650 SH   SOLE 0 0 0 2,650
VISA INC COM CL A 92826C839   1,355,180 4,288 SH   SOLE 0 0 0 4,288
WALMART INC COM 931142103   316,677 3,505 SH   SOLE 0 0 0 3,505